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  1. Video: Personal Finance for Young Adults: Introduction to Investing

    This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt. This is part four, an #introduction to #investing. We look at a basic #ETF and discuss #compoundinterest. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance…

    canadianmoneytalk.ca/2025/09/1

  2. Video: Personal Finance for Young Adults: Intro & Earning Money

    This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt This is part one, #introduction, #glossary and #earning #money for #teenagers, where we’re trying to maximize Earning Money. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and…

    canadianmoneytalk.ca/2025/08/1

  3. Video: Making Money with Options in April

    The video shows my results for #options #selling, both #puts, #calls and #coveredcalls, for April 17 expiry. I use options #strategies for #cashflow, to sell #stocks that are high, and buy stocks that are low. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis…

    canadianmoneytalk.ca/2025/04/2

  4. Video: My Brand New Shiny RRSP Portfolio

    I take you on my #journey to getting a brand new shiny #RRSP #portfolio. I choose the #wealthsimple #brokerage, sell my #mutualfunds, and share what #assets I am buying, specifically #index #ETFs covering the #TSX, #SP500, #developed #markets and #emerging #markets. I also get #smallcap #stock #ETF, a #technology ETF and a #bond fund as a #piggybank. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and…

    canadianmoneytalk.ca/2025/03/1

  5. Video: Real Estate Investment Trusts (REITs)

    The video defines #REITs and why they are so #inexpensive. It looks at their #structure, #benefits, #pros and #cons, differences between #Canadian and #US REITs, and why they are, as a group, inexpensive in #March of #2025. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing:…

    canadianmoneytalk.ca/2025/03/0

  6. Video: Basic Options & Strategies

    The video is a quick recap of #Put and #Call #options, and then cover the #strategies for #Cash #Covered #Puts, #Covered #Calls, and #Credit and #Debit #Spreads, both #Bear and #Bull. I discuss my #strategy, and mention the #wheel strategy for #cashflow, receiving #premiums, and #leveraging using #margin accounts. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit:…

    canadianmoneytalk.ca/2025/03/0

  7. Video: Easy Foreign Investing With CDRs

    This video brief overview of #Canadian Depositary Receipts, or #CDRs. They allow #Canadians to buy #foreign #stocks #worldwide for Canadian dollars, and #hedge out the #currency #fluctuations, so it doesn't matter if the #USD gets stronger or weaker that the #CAD. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics…

    canadianmoneytalk.ca/2025/02/2

  8. Video: Canadian Taxation on Investments

    I had a viewer question about #tax #rates on #Canadian vs. #foreign #dividends and which #account #minimizes tax #withholding on foreign dividends (#RRSP vs. #TFSA vs. #non-registered or #cash accounts), as well as the rates at which various #dividend #income is taxed. The video covers the entire Canadian #taxation system for context, and answers the question for tax #efficiency. The #CanadianMoneyTalk channel concentrates on…

    canadianmoneytalk.ca/2025/02/1

  9. Video: What’s the Best Retirement Withdrawal Strategy?

    Using the 4% rule, or with an updated 3.7% #withdrawal #rate in #retirement, what's the best withdrawal #strategy? You can use #fixed #real withdrawals, which offer the benefit of #simplicity, or #dynamic #strategies, which factor in #portfolio #performance and #spending. The strategy depends on #Market #conditions, #inflation and #lifestyle. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and…

    canadianmoneytalk.ca/2025/02/0

  10. Video: Investing Ideas for the new US Administration

    There are #opportunities for #Canadian #Investors in the context of the new #Trump #US #Administration. I look at #Tariffs, #International #Diversification, the #Energy Sector, including #wind, #EV targets, Refilling the #oil stockpile, and increasing #production. Opportunities in the #Banking Sector, #Cryptocurrencies, #Currency, #Healthcare and #China are also examined. The #CanadianMoneyTalk channel concentrates…

    canadianmoneytalk.ca/2025/01/2

  11. Video: How to Max out your RRSP contribution

    The video discusses the #RRSPGrossup #strategy, a way to maximize #RRSP contributions using a #RRSPloan, #investing to reduce #taxes. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2025/01/1

  12. Video: Top 5 Stocks for 2025

    This is my Top 5 #stockpicks for #2025. They are mostly #value #investments: #GENERALMOTORS #GM, #POLARISRENEWABLEENERGY #PIF, #TELUS #T, #BAIDU #BIDU, and #TORONTODOMINION #TD. I also offer a draw for an hour of #mentoring via #video call with me for those who comment on Youtube. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance…

    canadianmoneytalk.ca/2025/01/1

  13. Video: Bond Investment Choices for Canadians

    The video shows some #bond basics, how #yields, how the #interestrate affects the #bonds, and #suggestions for a #Canadian #investor may want to do. Bonds provide #Stable #Income, #Diversification, and #LowerVolatility. There are #government bonds, #corporate bonds and #highyield or #junk bonds. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit:…

    canadianmoneytalk.ca/2024/11/1

  14. Video: Sunlife vs. Manulife

    I compare #Sunlife vs. #Manulife #stocks, looking at #dividends, #cashflow, #pe #ratios and the stocks' histories. Manulife has only recently escaped a #tradingrange, and started its #appreciation, while Sunlife has been a decent #capital appreciation stock for a while. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics…

    canadianmoneytalk.ca/2024/11/1

  15. Video: Important Stock Metrics

    The video is about analyzing #valueinvesting for #dividends and what #metrics I find most #important during #stockanalysis. I review the various #ratios, such as #P/E, #P/B, #Debt-to-Equity, #fairvalue and talk about the overall approach. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing:…

    canadianmoneytalk.ca/2024/10/2

  16. Video: How to Start Investing

    I get asked very often about how to start #investing. Make sure you #start #early and as soon as possible. Find an #investingthesis, get your #riskprofile so you know what to invest in, and then use #ETFs in a #TFSA or #RRSP #account in a #lowcost #brokerage to start making #monthly #contributions. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing…

    canadianmoneytalk.ca/2024/09/2

  17. Video: Six Financial Goals to Hit by 60

    I review the 6 #financial items you should have handled, or at least thought about, by 60: #retirement number, #AssetAllocation, #TaxPlanning, #Insurance, #retirement #goals and #Government #Pensions. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/09/1

  18. Video: September 2024 Stock Pick: Bank of Montreal

    This is the #stockpick for the month, #BMO or #Bank of Montreal, a #Canadian #BigFive company. They are a deep #value #stock and a #dividend payer and are inexpensive because of a couple of arguably bad quarters. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock…

    canadianmoneytalk.ca/2024/09/0

  19. Video: Benefits of Running a Business

    The benefits of running a #business include #taxation, because you buy things with #pretax #money and get #tax #deductions. You get to be your own #boss and have #unlimited #upside if your business does well. The #workhours could be extensive for an #entrepreneur, but having tax #write-offs for #expenses is helpful. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit:…

    canadianmoneytalk.ca/2024/08/2

  20. Video: Everything Will Be Fine

    Everything will be #fine. The #doomers can try to scare you all they want to sell clicks, but the #markets keep heading up. All the #economists have an #opinion, sometimes good, sometimes bad, but eventually both will happen. Don't worry about the #news, everything will be fine. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance…

    canadianmoneytalk.ca/2024/08/0

  21. Video: Competitive Advantage of an Economic Moat

    I explain the #WarrenBuffett and #Morningstar concept of an #economicmoat, something that gives the company with the moat a #competitiveadvantage. It could be one of five types: #Networkeffect, #Intangibleassets, #Costadvantage, #Switchingcosts or #efficientscale. This will allow a higher #ROI (return on investment) and higher #profits. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and…

    canadianmoneytalk.ca/2024/07/2

  22. Video: July 2024 Stock Pick: Nokia Oyj

    This is the #stockpick for the month, #Nokia, a #Finland #infrastructure company. They are a #technology stock and a #dividend payer and are inexpensive because of the slow #5G rollout. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/07/2

  23. Video: The Pros and Cons of Dividend Investing

    As a #dividend #investor, I look at #pros and #cons of #dividend #investing to see whether it is appropriate for you. I look at #taxes, #growth, #Value and the #psychology of dividends and staying invested. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis…

    canadianmoneytalk.ca/2024/07/1

  24. Video: Stock Investing Strategy Tips

    I discuss Dollar cost averaging #DCA, #DogsoftheDOW, #TaxLossSelling, #LimitOrders, #ValueTraps, #Diversification, #hotstocks, and the #EconomicMoat of a company. I review these #stocktips. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/07/0

  25. Video: Interest Rates, Wars & Your Stocks

    I discuss how #macro #events affect the #stock market, going into #interestrates, #conflicts and #wars. I analyze their #impact on the #stockmarket, and how to proceed. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/06/2

  26. Video: June 2024 Stock Pick: Mullen Group LTD.

    This is the #stockpick for the month, #Mullen, a #Canadian #trucking company. They are a deep #value stock and a #dividend payer and are inexpensive because of the slow economy. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/06/2

  27. Video: The First Million is the Hardest

    I discuss why #mathematically #thefirstmillion is the hardest, and why things get easier once you get past the first #million. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/06/1

  28. Video: Written Financial Plans

    We look at official, purposeful #financialplans, that identify your #financial #goals and #plan to achieve them. Plans also include a #budget, review of #income, #expenses, #planning for #retirement, retirement #withdrawals, #riskmanagement, keeping #taxes low, #estateplanning like #wills, and getting out of #debt. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit:…

    canadianmoneytalk.ca/2024/06/0

  29. Video: Money Moves for Senior Canadians

    This video is a #checklist of the things #retired #Canadian #Boomers should be doing in in their #financial #life. I talk about #networth, #debt, #estateplans and #investing, to get you on your way to #financialindependence, #retirement and #wealth. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at…

    canadianmoneytalk.ca/2024/06/0

  30. Video: Money Moves for Mature Canadians

    This video is a #checklist of the things a #Canadian 50-year-old or 60-year-old #GenX and #Boomers should be doing in in their #financial #life. I talk about #networth, #debt, #estateplans and #investing, to get you on your way to #financialindependence, #retirement and #wealth. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal…

    canadianmoneytalk.ca/2024/05/2

  31. Video: Money Moves for Middle-Aged Canadians

    This video is a #checklist of the things a #Canadian 30-year-old or 40-year-old #Millennials and #GenX should be doing in in their #financial #life. I talk about #networth, #debt and #investing, to get you on your way to #financialindependence and #wealth. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics…

    canadianmoneytalk.ca/2024/05/1

  32. Video: Money Plan for Young Canadians

    This video is a #checklist of the things a #Canadian 20-year-old #GenZ should be doing in in their #financial #life and #career. I talk about #education, #career and #work, and #investing, to get you on your way to #financialindependence and #wealth. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at…

    canadianmoneytalk.ca/2024/05/1

  33. Video: My Regular Portfolio Maintenance

    This video shows what I do on a daily, weekly or monthly basis to maintain my #portfolio, so here are things that I do on a regular basis. I check my #stock positions, look at the #chart, and enter in the #price. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis…

    canadianmoneytalk.ca/2024/05/0

  34. Video: Creating a Basic Portfolio

    This is how to start #investing using basic #ETFs to create a simple #portfolio. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/04/2

  35. Video: Investing Opportunities for 2024

    I review some #investing opportunities and themes for investing in #2024, looking in detail at #semiconductors and #AI, the rise of #china #tech, #emergingmarkets and #renewableenergy. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/04/2

  36. Video: Reaction Video: CBC’s Canadian Big Banks Investigation

    I go through the #CBC #Marketplace hidden camera #documentary on how Canadian #bigbanks are upselling you and misleading #consumers to meet sales quotas and make more money. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/04/1

  37. Video: Investing Themes & When to Use Which

    I define #investing #themes or #factors #strategy and indicate which theme to use in each of the phases of the #economiccycle. You can implement this using #ETFs. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/04/0

  38. Video: Growth vs. Volatility Trade-off

    In this video I’ll explore how #volatility and #returns are related, and you need to stomach volatility to get significant returns. Based on history, we'll look at what you should #invest in going forward to get the best returns for the least volatility. I’ll then show a counterpoint, looking at a #low-volatility #ETF example of #ZLB. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.…

    canadianmoneytalk.ca/2024/03/3

  39. Video: Should you include your home in your net worth?

    I discuss whether your #primaryresidence #home should be considered part of your #networth as an #asset, or a #liability. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/03/2

  40. Video: Podcast with Insurance Expert Part 2

    Insurance expert Charee Villa and I discuss #termlifeinsurance, #mortgageinsurance, #mutualfunds, and #Segregatedfunds The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at Advanced Investing: Stock Analysis Course is at

    canadianmoneytalk.ca/2024/03/1

  41. Video: Investing in Emerging Markets

    Investing in #emergingmarkets has some significant advantages, with #demographics and #technology based growth and #diversification being primary. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at Investing & Personal Finance Basics course is at

    canadianmoneytalk.ca/2024/02/0

  42. Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 3

    The video is a Zoom call recording from January 23, 2024, presenting the information I compiled over a decade about #personalfinance and #investing. Topics for this session1: Recap of Parts 1 & 28: Insurance9: Financial Independence10: How to start Investing11: Other types of investments12: Financial Advisors & Other Information The #CanadianMoneyTalk channel concentrates on…

    canadianmoneytalk.ca/2024/01/2

  43. Video: Budgeting Tools and Apps

    To get out of debt, save for a specific goal, or just want to feel in control of your finances, there’s a #budgeting app to help you succeed. I look at #PocketSmith, #YNAB, and #MonarchMoney to replace #Mint. I offer #Quicken and #Excel as low-tech alternatives for a #budget #app. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Advanced Investing: Stock…

    canadianmoneytalk.ca/2023/12/1

  44. Video: My Solo 14-week Asia Trip

    The video talks about my #travel on a #solo 14-week, 7-country #trip in #Asia. I talk about my experiences #traveling in #Japan, #SouthKorea, #Vietnam, #Cambodia, #Thailand, #Malaysia, #Singapore. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at Investing & Personal Finance Basics course is at

    canadianmoneytalk.ca/2023/12/0

  45. Video: The Smith Maneuver

    The video describes the #smithmaneuver, a way of making the #interest on some of your primary residence's #mortgage #taxdeductible. This was pioneered by Fraser Smith in The Smith Maneuver, in Other strategies of using rental properties and investments to be able to #writeoff some of the interest paid on the primary residence. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit:…

    canadianmoneytalk.ca/2023/11/0

  46. Video: Wealth Inequality in Canada

    The video examines #wealthinequality and #incomeinequality in #Canada. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at Investing & Personal Finance Basics course is at

    canadianmoneytalk.ca/2023/10/2

  47. Video: Withdrawal Strategies for Retirement

    I cover how to get #cashflow in #retirement from #dividends or #systematicwithdrawal. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at Investing & Personal Finance Basics course is at

    canadianmoneytalk.ca/2023/09/2

  48. Video: What if you win the Lottery?

    How should you handle a sudden, large sum of #cash, such as from winning the #lottery? Answer: very carefully. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at Investing & Personal Finance Basics course is at

    canadianmoneytalk.ca/2023/09/2

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