#budgeting — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #budgeting, aggregated by home.social.
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https://www.europesays.com/ie/484383/ What People Are Giving Up Just to Pay Their Bills #advice #budgeting #Business #Éire #IE #Ireland #Money #MyTwoCents #PersonalFinance #PersonalFinance #power
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Envelope budgeting: planning ahead for known expenses by regularly putting money into pre-determined categories, or envelopes. This week I show how I’m doing that in plain text accounting, specifically, Beancount.
Medium (includes blog link) https://medium.com/@miscellaneplans/ptpl-206-plain-text-accounting-envelope-budgeting-in-beancount-8a5b49b3281b
Blog https://ellanew.com/2026/05/04/ptpl-206-beancount-envelope-budgeting
#plainTextAccounting #budgeting #plainText -
💰🤦♂️ Ah, California: where the art of arithmetic meets #fantasy economics! Apparently, someone forgot to carry the one, and now the state is swimming in #surprise #cash. But oops, you can't read about it because, surprise! The page is as available as their #budgeting skills. 🌐❌
https://www.kcra.com/article/california-more-money-than-projected-newsom-miscalculated-budget/71056376 #California #Economics #HackerNews #ngated -
Some states have begun cutting Medicaid programs ahead of the federal budget cuts that start in 2027 (thanks to the Big Billionaire Bill passed by the GOP and Trump last year).
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Sorry I haven't posted in a while. I've been adjusting to a whole new life. Pre-tax, post-tax, 403b, there's so much stuff to figure out.
I got paid last week. My first full paycheck. Paid much of my rent, but I had to keep some money to make some ends meet. My budget looks pretty manageable, but it's hard to know until things even out.
So far so good, though! It's nearly been a week since payday, and I've managed not to hit $0 yet! It's a gift, to be able to walk around and know that, if an emergency were to happen RIGHT NOW, I'd be OK.
💜
#LifeUpdate #Adulting #FinancialStability #Budgeting #NewBeginnings #TherapistLife #MentalHealthMatters
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Reallocating $100/Month Claude Code Spend to Zed and OpenRouter
https://braw.dev/blog/2026-04-06-reallocating-100-month-claude-spend/
#HackerNews #Reallocation #Claude #Zed #OpenRouter #Budgeting
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Self-Host Weekly (20 March 2026)
#AI code contributions, software updates and launches, a spotlight on #Sure -- a modern #budgeting app, and more in this week's #selfhosted recap!
https://selfh.st/weekly/2026-03-20
#selfhost #selfhosting #opensource #foss #homelab #devops #sysadmin #fediverse #newsletter #booklore #development #privacy #security #smarthome #fedora #nanoclaw #immich #photos
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Trackm, a personal finance web app
#HackerNews #Trackm #personal #finance #web #app #finance #tech #innovation #budgeting #tools
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WooCommerce Growth Playbook: Budgeting Meta Ads Without Waste https://visualmodo.com/woocommerce-growth-playbook-budgeting-meta-ads-without-waste/ 💡💲 #ecommerce #Sales #Budgeting #MetaAds #Guide
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‘It’s just so expensive’: Locals say prices of manicures, magazines, red meat make them too high to buy
On Friday, the Labor Department announced that prices rose 2.9% since January 2025. With certain goods and services…
#Economy #budgeting #business #Finance #groceries #highprices #jimmyalexander #LaborDepartment #ladawnblack #money #necessities #pricing #Services #splurge
https://www.europesays.com/2813389/ -
Just got Actual set up to manage budgeting. Quick a nice webapp, very easy to use. A couple quirks with importation that I've found, but no dealbreakers thus far. #SelfHosted #Actual #Budgeting
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To be clear, #ActualBudget was REALLY getting good when I left - felt like jumping ship right as it hit its stride
They've added custom reports with Excel-style formulas, a burndown chart, and the UI keeps improving. Genuinely great #opensource budgeting software
But as a #SoftwareEngineer, the scriptability of #beancount is a huge win. I can pipe data through #fzf for fuzzy account selection, write #Python scripts that understand my finances, and build weird custom tools that would be impossible in a GUI app
Sometimes you just need to "grep" your money
#plainTextAccounting #CLI #devTools #personalFinance #fava #budgeting
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Ready to transform your financial future? Discover easy money management tips and create your own captivating finance thumbnails with ThumbnailX! #ThumbnailX #AIThumbnailGenerator #ThumbnailMaker #Thumbnail #YoutubeThumbnails #Finance #MoneyManagement #SavingsTips #FinancialFreedom #InvestSmart #Budgeting
https://ift.tt/xEnQpXO -
Wasted money and staff time are the consequences of tech systems that don't fit the classroom. IT leaders must take ownership of the final outcome. #Budgeting #EducationTech
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Living on 1 Income: Simple Guide to Making it Work "I will show you step by step. Lets brew some coffee & learn how to live frugally and fabulously" Sale: $5.99 to FREE by Kate Singh Rating: 4.3/5 (191 Reviews) #Frugal #Homemaking #Budgeting #SimpleLiving #Homestead #Cooking #Gardening #BookSky
Living on One Income: A Simple... -
Nothing derails a budget faster than good intentions and a forgotten spreadsheet.
As someone who’s blind and has always cared a lot about budgeting, I’ve never found spreadsheets to be a great long-term solution. I would usually start off strong, but once I was out and about, it became too easy to forget to update the sheet, and before long the whole budget would fall apart.
Having a budget is one of the most helpful things anyone can do for their finances. It gives you a clear picture of where your money is going, makes it easier to save, and helps break bad spending habits if you give it time and stick with it.
After trying a lot of tools, the one I’m genuinely grateful to have found is You Need a Budget (YNAB). It has completely changed the way we manage our money. The iPhone app is accessible, the Android app is too (as far as I know), and the browser version works fairly well—though I personally prefer the mobile app because it lets me track spending wherever I am.
You can link your bank and credit card accounts or manage everything manually if you’d rather keep it separate. If you’re looking for better money management, it’s absolutely worth a look. I’m including a link that gives you a 34-day trial. I strongly recommend using the whole month before deciding if it fits your style.
Getting started can feel a little overwhelming, but there are plenty of YouTube videos that walk you through it. For screen reader users, the concepts are easy to follow and translate well to the accessible parts of the app. I’ve even been thinking about creating a YNAB tutorial specifically for screen reader users.
I truly believe in this program, and at this point I’m confident it’s the budgeting tool I’ll be using for the long haul.
As promised, here is the link.Oh, hi! You've been invited to try YNAB! During your free month you'll gain a clearer picture of your finances so you can spend on the things that matter to you. Ready to (dare we say) love your spending? Tap the link to get started. https://www.ynab.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share
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Nothing derails a budget faster than good intentions and a forgotten spreadsheet.
As someone who’s blind and has always cared a lot about budgeting, I’ve never found spreadsheets to be a great long-term solution. I would usually start off strong, but once I was out and about, it became too easy to forget to update the sheet, and before long the whole budget would fall apart.
Having a budget is one of the most helpful things anyone can do for their finances. It gives you a clear picture of where your money is going, makes it easier to save, and helps break bad spending habits if you give it time and stick with it.
After trying a lot of tools, the one I’m genuinely grateful to have found is You Need a Budget (YNAB). It has completely changed the way we manage our money. The iPhone app is accessible, the Android app is too (as far as I know), and the browser version works fairly well—though I personally prefer the mobile app because it lets me track spending wherever I am.
You can link your bank and credit card accounts or manage everything manually if you’d rather keep it separate. If you’re looking for better money management, it’s absolutely worth a look. I’m including a link that gives you a 34-day trial. I strongly recommend using the whole month before deciding if it fits your style.
Getting started can feel a little overwhelming, but there are plenty of YouTube videos that walk you through it. For screen reader users, the concepts are easy to follow and translate well to the accessible parts of the app. I’ve even been thinking about creating a YNAB tutorial specifically for screen reader users.
I truly believe in this program, and at this point I’m confident it’s the budgeting tool I’ll be using for the long haul.
As promised, here is the link.Oh, hi! You've been invited to try YNAB! During your free month you'll gain a clearer picture of your finances so you can spend on the things that matter to you. Ready to (dare we say) love your spending? Tap the link to get started. https://www.ynab.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share
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Nothing derails a budget faster than good intentions and a forgotten spreadsheet.
As someone who’s blind and has always cared a lot about budgeting, I’ve never found spreadsheets to be a great long-term solution. I would usually start off strong, but once I was out and about, it became too easy to forget to update the sheet, and before long the whole budget would fall apart.
Having a budget is one of the most helpful things anyone can do for their finances. It gives you a clear picture of where your money is going, makes it easier to save, and helps break bad spending habits if you give it time and stick with it.
After trying a lot of tools, the one I’m genuinely grateful to have found is You Need a Budget (YNAB). It has completely changed the way we manage our money. The iPhone app is accessible, the Android app is too (as far as I know), and the browser version works fairly well—though I personally prefer the mobile app because it lets me track spending wherever I am.
You can link your bank and credit card accounts or manage everything manually if you’d rather keep it separate. If you’re looking for better money management, it’s absolutely worth a look. I’m including a link that gives you a 34-day trial. I strongly recommend using the whole month before deciding if it fits your style.
Getting started can feel a little overwhelming, but there are plenty of YouTube videos that walk you through it. For screen reader users, the concepts are easy to follow and translate well to the accessible parts of the app. I’ve even been thinking about creating a YNAB tutorial specifically for screen reader users.
I truly believe in this program, and at this point I’m confident it’s the budgeting tool I’ll be using for the long haul.
As promised, here is the link.Oh, hi! You've been invited to try YNAB! During your free month you'll gain a clearer picture of your finances so you can spend on the things that matter to you. Ready to (dare we say) love your spending? Tap the link to get started. https://www.ynab.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share
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Nothing derails a budget faster than good intentions and a forgotten spreadsheet.
As someone who’s blind and has always cared a lot about budgeting, I’ve never found spreadsheets to be a great long-term solution. I would usually start off strong, but once I was out and about, it became too easy to forget to update the sheet, and before long the whole budget would fall apart.
Having a budget is one of the most helpful things anyone can do for their finances. It gives you a clear picture of where your money is going, makes it easier to save, and helps break bad spending habits if you give it time and stick with it.
After trying a lot of tools, the one I’m genuinely grateful to have found is You Need a Budget (YNAB). It has completely changed the way we manage our money. The iPhone app is accessible, the Android app is too (as far as I know), and the browser version works fairly well—though I personally prefer the mobile app because it lets me track spending wherever I am.
You can link your bank and credit card accounts or manage everything manually if you’d rather keep it separate. If you’re looking for better money management, it’s absolutely worth a look. I’m including a link that gives you a 34-day trial. I strongly recommend using the whole month before deciding if it fits your style.
Getting started can feel a little overwhelming, but there are plenty of YouTube videos that walk you through it. For screen reader users, the concepts are easy to follow and translate well to the accessible parts of the app. I’ve even been thinking about creating a YNAB tutorial specifically for screen reader users.
I truly believe in this program, and at this point I’m confident it’s the budgeting tool I’ll be using for the long haul.
As promised, here is the link.Oh, hi! You've been invited to try YNAB! During your free month you'll gain a clearer picture of your finances so you can spend on the things that matter to you. Ready to (dare we say) love your spending? Tap the link to get started. https://www.ynab.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share
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Nothing derails a budget faster than good intentions and a forgotten spreadsheet.
As someone who’s blind and has always cared a lot about budgeting, I’ve never found spreadsheets to be a great long-term solution. I would usually start off strong, but once I was out and about, it became too easy to forget to update the sheet, and before long the whole budget would fall apart.
Having a budget is one of the most helpful things anyone can do for their finances. It gives you a clear picture of where your money is going, makes it easier to save, and helps break bad spending habits if you give it time and stick with it.
After trying a lot of tools, the one I’m genuinely grateful to have found is You Need a Budget (YNAB). It has completely changed the way we manage our money. The iPhone app is accessible, the Android app is too (as far as I know), and the browser version works fairly well—though I personally prefer the mobile app because it lets me track spending wherever I am.
You can link your bank and credit card accounts or manage everything manually if you’d rather keep it separate. If you’re looking for better money management, it’s absolutely worth a look. I’m including a link that gives you a 34-day trial. I strongly recommend using the whole month before deciding if it fits your style.
Getting started can feel a little overwhelming, but there are plenty of YouTube videos that walk you through it. For screen reader users, the concepts are easy to follow and translate well to the accessible parts of the app. I’ve even been thinking about creating a YNAB tutorial specifically for screen reader users.
I truly believe in this program, and at this point I’m confident it’s the budgeting tool I’ll be using for the long haul.
As promised, here is the link.Oh, hi! You've been invited to try YNAB! During your free month you'll gain a clearer picture of your finances so you can spend on the things that matter to you. Ready to (dare we say) love your spending? Tap the link to get started. https://www.ynab.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share
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3 ways CISOs can win over their boards this budget season https://www.csoonline.com/article/4093058/3-ways-cisos-can-win-over-their-boards-this-budget-season.html #RiskManagement #ITLeadership #ITManagement #Compliance #Budgeting #Security
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Experts share 8 budget hacks people can implement in one day to stop wasting money
https://web.brid.gy/r/https://www.upworthy.com/experts-8-saving-money-tips
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The 10 biggest issues CISOs and cyber teams face today https://www.csoonline.com/article/4077442/the-10-biggest-issues-cisos-and-cyber-teams-face-today-2.html #ThreatandVulnerabilityManagement #DataandInformationSecurity #ArtificialIntelligence #ITSkillsandTraining #SecurityPractices #SecuritySoftware #RiskManagement #ITManagement #CSOandCISO #Budgeting #Security #C-Suite #Careers
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5 trends reshaping IT security strategies today https://www.csoonline.com/article/4054295/5-trends-reshaping-it-security-strategies-today.html #SecurityOperationsCenter #ArtificialIntelligence #SecurityPractices #RiskManagement #ITLeadership #ITStrategy #Budgeting
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5 trends reshaping IT security strategies today https://www.csoonline.com/article/4054295/5-trends-reshaping-it-security-strategies-today.html #SecurityOperationsCenter #ArtificialIntelligence #SecurityPractices #RiskManagement #ITLeadership #ITStrategy #Budgeting
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5 trends reshaping IT security strategies today https://www.csoonline.com/article/4054295/5-trends-reshaping-it-security-strategies-today.html #SecurityOperationsCenter #ArtificialIntelligence #SecurityPractices #RiskManagement #ITLeadership #ITStrategy #Budgeting
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Fast food isn’t as cheap anymore. Here’s what changed. https://www.diningandcooking.com/2262485/fast-food-isnt-as-cheap-anymore-heres-what-changed/ #(Industry) #Affiliate #And #budgeting #Budgets #BudgetsAndBudgeting #business #BusinessNews #cnn #fast #FastFood #FastFood(industry) #finance #food #investing #local #LocalAffiliateFood #mcdonalds #Modular #ModularStory #Negative #news #Optimized #Overall #OverallNegative #personal #PersonalFinance #PersonalFinanceAndInvesting #SEO #SEOTeamOptimized #story #team #Vegetarian
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My oldest asked for help getting started with the budgeting app we use. Of their own accord. Unprompted.
(Granted, we've suggested this a couple of dozen times since they started working about a year ago. But you take the wins where you can.)
So they are currently setting up their categories, setting targets, and assigning their current savings to them in #YNAB.
So proud of them!
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My oldest asked for help getting started with the budgeting app we use. Of their own accord. Unprompted.
(Granted, we've suggested this a couple of dozen times since they started working about a year ago. But you take the wins where you can.)
So they are currently setting up their categories, setting targets, and assigning their current savings to them in #YNAB.
So proud of them!
-
My oldest asked for help getting started with the budgeting app we use. Of their own accord. Unprompted.
(Granted, we've suggested this a couple of dozen times since they started working about a year ago. But you take the wins where you can.)
So they are currently setting up their categories, setting targets, and assigning their current savings to them in #YNAB.
So proud of them!
-
My oldest asked for help getting started with the budgeting app we use. Of their own accord. Unprompted.
(Granted, we've suggested this a couple of dozen times since they started working about a year ago. But you take the wins where you can.)
So they are currently setting up their categories, setting targets, and assigning their current savings to them in #YNAB.
So proud of them!
-
My oldest asked for help getting started with the budgeting app we use. Of their own accord. Unprompted.
(Granted, we've suggested this a couple of dozen times since they started working about a year ago. But you take the wins where you can.)
So they are currently setting up their categories, setting targets, and assigning their current savings to them in #YNAB.
So proud of them!
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Dirty urban water flows to Great Salt Lake. Can Mother Nature help us fix it?
During a recent storm in March, several shallow, plant-lined channels in the Lucky Estates subdivision in Riverton mimicked…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Environment #budgeting #financialhabits #jp-morgan-chase #jpmc #moneyhabits #Science #TeachKidsMoneyHabits
https://www.newsbeep.com/us/118908/ -
Dirty urban water flows to Great Salt Lake. Can Mother Nature help us fix it?
During a recent storm in March, several shallow, plant-lined channels in the Lucky Estates subdivision in Riverton mimicked…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Environment #budgeting #financialhabits #jp-morgan-chase #jpmc #moneyhabits #Science #TeachKidsMoneyHabits
https://www.newsbeep.com/us/118908/ -
He was the face and voice of Gaza. Israel assassinated him. https://www.byteseu.com/1315592/ #budgeting #Conflicts #FinancialHabits #Israel #JPMorganChase #jpmc #MoneyHabits #TeachKidsMoneyHabits
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Utah’s Lone Peak Little League heads to Mountain Region championship vs. Summerlin, Nevada https://www.rawchili.com/mlb/232435/ #Baseball #budgeting #FinancialHabits #JPMorganChase #jpmc #MoneyHabits #TeachKidsMoneyHabits
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Utah’s Lone Peak Little League heads to Mountain Region championship vs. Summerlin, Nevada https://www.rawchili.com/mlb/232435/ #Baseball #budgeting #FinancialHabits #JPMorganChase #jpmc #MoneyHabits #TeachKidsMoneyHabits
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Utah Mammoth captain Clayton Keller’s NHL offseason, trades and signings
Clayton Keller is a product of a local commitment to grow hockey. The Utah Mammoth captain — and…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #NHL #budgeting #financialhabits #jp-morgan-chase #jpmc #moneyhabits #Sports #TeachKidsMoneyHabits
https://www.newsbeep.com/us/56841/ -
Utah Mammoth captain Clayton Keller’s NHL offseason, trades and signings
Clayton Keller is a product of a local commitment to grow hockey. The Utah Mammoth captain — and…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #NHL #budgeting #financialhabits #jp-morgan-chase #jpmc #moneyhabits #Sports #TeachKidsMoneyHabits
https://www.newsbeep.com/us/56841/ -
Barrett Hayton scores game-winner as Utah Hockey Club beats Sharks at Delta Center https://www.rawchili.com/nhl/147598/ #budgeting #FinancialHabits #Hockey #JPMorganChase #jpmc #MoneyHabits #NHL #SanJose #SanJoseSharks #SanJose #SanJoseSharks #Sharks #TeachKidsMoneyHabits
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What Utah Mammoth captain Clayton Keller has been doing during the NHL offseason https://www.rawchili.com/nhl/147088/ #budgeting #FinancialHabits #Hockey #JPMorganChase #jpmc #MoneyHabits #TeachKidsMoneyHabits
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Do you have capital budget responsibility? It’s mid-June, so if you didn’t start your capital budget prep at the beginning of the year, now it’s absolutely time to get rolling. A well-managed company whose fiscal year matches the calendar year will be collecting capital budget requests in September or October. Mismanaged companies will have their pants on fire and do a half-baked rushed budget in November or December.
1) Start preparing a list of capital items you need.
2) Hold some team meetings. What do your people advise that is needed?
3) Check equipment age and manufacturer’s end-of-support and end-of-life lists. What is working, but should be replaced?
4) For everything on the list: what support equipment is required? The support equipment may or may not be capitalized, but you need to include it in your planning.
5) For everything on the list: what employee training is required? Training that’s part of a capital project can be capitalized, too.
6) Know your labor needs. Does this project require additional headcount? If so, will you need to hire additional full-time employees, or obtain the assistance of integration vendors or consultants?
7) Parallel to steps 1-6, start getting quotes from vendors. Be kind to your vendors. Drop vendors that raise your blood pressure.
8) When requesting quotes, tell your vendors, “I’m getting quotes for things we may not purchase for another year. Include any projected price increases.”
9) Prioritize your list. When you go into your budget negotiation meeting, you’re not going to negotiate on dollars. You’re going to negotiate on projects.
10) This one should be obvious from #9: know your “why.” For every project in your capital budget, know why it should be done, the benefits of doing it, and the consequences of not doing it.
11) Know your calendar. Don’t kid yourself into thinking you can do a two-year project in one year, or a six-month project in three months.
12) When you go into your budget negotiation meeting, don’t use fear tactics. Fear tactics alienate the decision maker(s), and reduce your credibility. You’ll be viewed as a fear-monger, not a trusted advisor.
13) Don’t pad your numbers very much. The financial decision makers will include an overall pad in their planning behind closed doors. That’s not your issue. Make your numbers realistic, with enough margin to account for price increases. Have supporting documents (vendor quotes, for example) to justify your numbers. Have a spreadsheet to show how you calculated your capitalized labor costs.
14) Include a couple of “nice to have” projects. This gives you something to negotiate away. They’re sacrificial lambs.
15) Consider bringing me in as your consultant on budget preparation. I’ve done a lot of multi-million dollar budgets. Paying for an hour a week could save you money and reduce your stress level.
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Do you have capital budget responsibility? It’s mid-June, so if you didn’t start your capital budget prep at the beginning of the year, now it’s absolutely time to get rolling. A well-managed company whose fiscal year matches the calendar year will be collecting capital budget requests in September or October. Mismanaged companies will have their pants on fire and do a half-baked rushed budget in November or December.
1) Start preparing a list of capital items you need.
2) Hold some team meetings. What do your people advise that is needed?
3) Check equipment age and manufacturer’s end-of-support and end-of-life lists. What is working, but should be replaced?
4) For everything on the list: what support equipment is required? The support equipment may or may not be capitalized, but you need to include it in your planning.
5) For everything on the list: what employee training is required? Training that’s part of a capital project can be capitalized, too.
6) Know your labor needs. Does this project require additional headcount? If so, will you need to hire additional full-time employees, or obtain the assistance of integration vendors or consultants?
7) Parallel to steps 1-6, start getting quotes from vendors. Be kind to your vendors. Drop vendors that raise your blood pressure.
8) When requesting quotes, tell your vendors, “I’m getting quotes for things we may not purchase for another year. Include any projected price increases.”
9) Prioritize your list. When you go into your budget negotiation meeting, you’re not going to negotiate on dollars. You’re going to negotiate on projects.
10) This one should be obvious from #9: know your “why.” For every project in your capital budget, know why it should be done, the benefits of doing it, and the consequences of not doing it.
11) Know your calendar. Don’t kid yourself into thinking you can do a two-year project in one year, or a six-month project in three months.
12) When you go into your budget negotiation meeting, don’t use fear tactics. Fear tactics alienate the decision maker(s), and reduce your credibility. You’ll be viewed as a fear-monger, not a trusted advisor.
13) Don’t pad your numbers very much. The financial decision makers will include an overall pad in their planning behind closed doors. That’s not your issue. Make your numbers realistic, with enough margin to account for price increases. Have supporting documents (vendor quotes, for example) to justify your numbers. Have a spreadsheet to show how you calculated your capitalized labor costs.
14) Include a couple of “nice to have” projects. This gives you something to negotiate away. They’re sacrificial lambs.
15) Consider bringing me in as your consultant on budget preparation. I’ve done a lot of multi-million dollar budgets. Paying for an hour a week could save you money and reduce your stress level.
-
Do you have capital budget responsibility? It’s mid-June, so if you didn’t start your capital budget prep at the beginning of the year, now it’s absolutely time to get rolling. A well-managed company whose fiscal year matches the calendar year will be collecting capital budget requests in September or October. Mismanaged companies will have their pants on fire and do a half-baked rushed budget in November or December.
1) Start preparing a list of capital items you need.
2) Hold some team meetings. What do your people advise that is needed?
3) Check equipment age and manufacturer’s end-of-support and end-of-life lists. What is working, but should be replaced?
4) For everything on the list: what support equipment is required? The support equipment may or may not be capitalized, but you need to include it in your planning.
5) For everything on the list: what employee training is required? Training that’s part of a capital project can be capitalized, too.
6) Know your labor needs. Does this project require additional headcount? If so, will you need to hire additional full-time employees, or obtain the assistance of integration vendors or consultants?
7) Parallel to steps 1-6, start getting quotes from vendors. Be kind to your vendors. Drop vendors that raise your blood pressure.
8) When requesting quotes, tell your vendors, “I’m getting quotes for things we may not purchase for another year. Include any projected price increases.”
9) Prioritize your list. When you go into your budget negotiation meeting, you’re not going to negotiate on dollars. You’re going to negotiate on projects.
10) This one should be obvious from #9: know your “why.” For every project in your capital budget, know why it should be done, the benefits of doing it, and the consequences of not doing it.
11) Know your calendar. Don’t kid yourself into thinking you can do a two-year project in one year, or a six-month project in three months.
12) When you go into your budget negotiation meeting, don’t use fear tactics. Fear tactics alienate the decision maker(s), and reduce your credibility. You’ll be viewed as a fear-monger, not a trusted advisor.
13) Don’t pad your numbers very much. The financial decision makers will include an overall pad in their planning behind closed doors. That’s not your issue. Make your numbers realistic, with enough margin to account for price increases. Have supporting documents (vendor quotes, for example) to justify your numbers. Have a spreadsheet to show how you calculated your capitalized labor costs.
14) Include a couple of “nice to have” projects. This gives you something to negotiate away. They’re sacrificial lambs.
15) Consider bringing me in as your consultant on budget preparation. I’ve done a lot of multi-million dollar budgets. Paying for an hour a week could save you money and reduce your stress level.
-
Do you have capital budget responsibility? It’s mid-June, so if you didn’t start your capital budget prep at the beginning of the year, now it’s absolutely time to get rolling. A well-managed company whose fiscal year matches the calendar year will be collecting capital budget requests in September or October. Mismanaged companies will have their pants on fire and do a half-baked rushed budget in November or December.
1) Start preparing a list of capital items you need.
2) Hold some team meetings. What do your people advise that is needed?
3) Check equipment age and manufacturer’s end-of-support and end-of-life lists. What is working, but should be replaced?
4) For everything on the list: what support equipment is required? The support equipment may or may not be capitalized, but you need to include it in your planning.
5) For everything on the list: what employee training is required? Training that’s part of a capital project can be capitalized, too.
6) Know your labor needs. Does this project require additional headcount? If so, will you need to hire additional full-time employees, or obtain the assistance of integration vendors or consultants?
7) Parallel to steps 1-6, start getting quotes from vendors. Be kind to your vendors. Drop vendors that raise your blood pressure.
8) When requesting quotes, tell your vendors, “I’m getting quotes for things we may not purchase for another year. Include any projected price increases.”
9) Prioritize your list. When you go into your budget negotiation meeting, you’re not going to negotiate on dollars. You’re going to negotiate on projects.
10) This one should be obvious from #9: know your “why.” For every project in your capital budget, know why it should be done, the benefits of doing it, and the consequences of not doing it.
11) Know your calendar. Don’t kid yourself into thinking you can do a two-year project in one year, or a six-month project in three months.
12) When you go into your budget negotiation meeting, don’t use fear tactics. Fear tactics alienate the decision maker(s), and reduce your credibility. You’ll be viewed as a fear-monger, not a trusted advisor.
13) Don’t pad your numbers very much. The financial decision makers will include an overall pad in their planning behind closed doors. That’s not your issue. Make your numbers realistic, with enough margin to account for price increases. Have supporting documents (vendor quotes, for example) to justify your numbers. Have a spreadsheet to show how you calculated your capitalized labor costs.
14) Include a couple of “nice to have” projects. This gives you something to negotiate away. They’re sacrificial lambs.
15) Consider bringing me in as your consultant on budget preparation. I’ve done a lot of multi-million dollar budgets. Paying for an hour a week could save you money and reduce your stress level.
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Do you have capital budget responsibility? It’s mid-June, so if you didn’t start your capital budget prep at the beginning of the year, now it’s absolutely time to get rolling. A well-managed company whose fiscal year matches the calendar year will be collecting capital budget requests in September or October. Mismanaged companies will have their pants on fire and do a half-baked rushed budget in November or December.
1) Start preparing a list of capital items you need.
2) Hold some team meetings. What do your people advise that is needed?
3) Check equipment age and manufacturer’s end-of-support and end-of-life lists. What is working, but should be replaced?
4) For everything on the list: what support equipment is required? The support equipment may or may not be capitalized, but you need to include it in your planning.
5) For everything on the list: what employee training is required? Training that’s part of a capital project can be capitalized, too.
6) Know your labor needs. Does this project require additional headcount? If so, will you need to hire additional full-time employees, or obtain the assistance of integration vendors or consultants?
7) Parallel to steps 1-6, start getting quotes from vendors. Be kind to your vendors. Drop vendors that raise your blood pressure.
8) When requesting quotes, tell your vendors, “I’m getting quotes for things we may not purchase for another year. Include any projected price increases.”
9) Prioritize your list. When you go into your budget negotiation meeting, you’re not going to negotiate on dollars. You’re going to negotiate on projects.
10) This one should be obvious from #9: know your “why.” For every project in your capital budget, know why it should be done, the benefits of doing it, and the consequences of not doing it.
11) Know your calendar. Don’t kid yourself into thinking you can do a two-year project in one year, or a six-month project in three months.
12) When you go into your budget negotiation meeting, don’t use fear tactics. Fear tactics alienate the decision maker(s), and reduce your credibility. You’ll be viewed as a fear-monger, not a trusted advisor.
13) Don’t pad your numbers very much. The financial decision makers will include an overall pad in their planning behind closed doors. That’s not your issue. Make your numbers realistic, with enough margin to account for price increases. Have supporting documents (vendor quotes, for example) to justify your numbers. Have a spreadsheet to show how you calculated your capitalized labor costs.
14) Include a couple of “nice to have” projects. This gives you something to negotiate away. They’re sacrificial lambs.
15) Consider bringing me in as your consultant on budget preparation. I’ve done a lot of multi-million dollar budgets. Paying for an hour a week could save you money and reduce your stress level.
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Keiki summer program explores animal husbandry, gardening and life skills : Kauai Now https://www.allforgardening.com/1306537/keiki-summer-program-explores-animal-husbandry-gardening-and-life-skills-kauai-now/ ##Communication #AnimalCare #budgeting #Confidence #cooking #empathy #garden #gardening #HomeMaintenance #Independence #Kapaʻa #KauaʻiAnimalEducationFarm #LeadershipSkills #LifeSkills #MutualRespect #NativeHawaiianFamilies #nature #responsibility #Scholarships #SummerEnrichmentProgram #SustainablePractices #TeamBuilding
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How to Live on $432 a Month in America
https://shagbark.substack.com/p/how-to-live-on-432-a-month-in-america
#HackerNews #How #to #Live #on #$432 #a #Month #in #America #personalfinance #frugal #living #budgeting #financialtips #costofliving
