#budgeting — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #budgeting, aggregated by home.social.
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Oil at $112, mortgage fixes at 5.8%, and the Bank of England holding at 3.75%. This is the one kind of inflation rate rises cannot fix. Your monthly payment is the casualty.
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Oil at $112, mortgage fixes at 5.8%, and the Bank of England holding at 3.75%. This is the one kind of inflation rate rises cannot fix. Your monthly payment is the casualty.
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Oil at $112, mortgage fixes at 5.8%, and the Bank of England holding at 3.75%. This is the one kind of inflation rate rises cannot fix. Your monthly payment is the casualty.
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Oil at $112, mortgage fixes at 5.8%, and the Bank of England holding at 3.75%. This is the one kind of inflation rate rises cannot fix. Your monthly payment is the casualty.
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The Millionaire Next Door (Millionaire Set)
"Wealth is what you accumulate, not what you spend"
Sale: $19.99 to $2.99
by William D. Danko
Rating: 4.3/5 (1,892 Reviews)
#budgeting #money #personalfinance #wealth #saving #frugality #consumerbehavior #books #booksky
The Millionaire Next Door (Mil... -
The Millionaire Next Door (Millionaire Set)
"Wealth is what you accumulate, not what you spend"
Sale: $19.99 to $2.99
by William D. Danko
Rating: 4.3/5 (1,892 Reviews)
#budgeting #money #personalfinance #wealth #saving #frugality #consumerbehavior #books #booksky
The Millionaire Next Door (Mil... -
ICYMI: CTV wins budget but not trust as 62% of buyers doubt claims, Jamloop: Half of 120 surveyed marketers raised CTV budgets, yet just 39% feel confident defending the spend. Over 70% would invest more if measurement proof improves. https://ppc.land/ctv-wins-budget-but-not-trust-as-62-of-buyers-doubt-claims-jamloop/ #CTV #Marketing #Advertising #DigitalMarketing #Budgeting
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ICYMI: CTV wins budget but not trust as 62% of buyers doubt claims, Jamloop: Half of 120 surveyed marketers raised CTV budgets, yet just 39% feel confident defending the spend. Over 70% would invest more if measurement proof improves. https://ppc.land/ctv-wins-budget-but-not-trust-as-62-of-buyers-doubt-claims-jamloop/ #CTV #Marketing #Advertising #DigitalMarketing #Budgeting
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FYI: Zeta finds 43% of parents let AI shop with a set budget: Parents outpace non-parents on every AI shopping measure Zeta tracked, from budgeted purchases to brand discovery, signaling where adoption is headed next. https://ppc.land/zeta-finds-43-of-parents-let-ai-shop-with-a-set-budget/ #AIShopping #ParentalInsights #Budgeting #BrandDiscovery #EcommerceTrends
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FYI: Zeta finds 43% of parents let AI shop with a set budget: Parents outpace non-parents on every AI shopping measure Zeta tracked, from budgeted purchases to brand discovery, signaling where adoption is headed next. https://ppc.land/zeta-finds-43-of-parents-let-ai-shop-with-a-set-budget/ #AIShopping #ParentalInsights #Budgeting #BrandDiscovery #EcommerceTrends
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💰 TheAxelander/OpenBudgeteer
OpenBudgeteer is a budgeting app based on the Bucket Budgeting Principle
Tracks personal finances and visualizes savings goals using an envelope allocation method with integrated transaction import and reporting, powered by Blazor.
⭐ Stars: 960
📅 Last Update: Jul 06, 2026https://github.com/TheAxelander/OpenBudgeteer
#selfhosted #homelab #selfhost #selfhosting #opensource #personalfinance #budgeting
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ICYMI: Zeta finds 43% of parents let AI shop with a set budget: Parents outpace non-parents on every AI shopping measure Zeta tracked, from budgeted purchases to brand discovery, signaling where adoption is headed next. https://ppc.land/zeta-finds-43-of-parents-let-ai-shop-with-a-set-budget/ #AIShopping #Parenting #Budgeting #DigitalParents #BrandDiscovery
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ICYMI: Zeta finds 43% of parents let AI shop with a set budget: Parents outpace non-parents on every AI shopping measure Zeta tracked, from budgeted purchases to brand discovery, signaling where adoption is headed next. https://ppc.land/zeta-finds-43-of-parents-let-ai-shop-with-a-set-budget/ #AIShopping #Parenting #Budgeting #DigitalParents #BrandDiscovery
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Zeta finds 43% of parents let AI shop with a set budget: Parents outpace non-parents on every AI shopping measure Zeta tracked, from budgeted purchases to brand discovery, signaling where adoption is headed next. https://ppc.land/zeta-finds-43-of-parents-let-ai-shop-with-a-set-budget/ #AIShopping #Parenting #Budgeting #Ecommerce #BrandDiscovery
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Zeta finds 43% of parents let AI shop with a set budget: Parents outpace non-parents on every AI shopping measure Zeta tracked, from budgeted purchases to brand discovery, signaling where adoption is headed next. https://ppc.land/zeta-finds-43-of-parents-let-ai-shop-with-a-set-budget/ #AIShopping #Parenting #Budgeting #Ecommerce #BrandDiscovery
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Podcast Episode: Money, Time And Happiness
Spending and saving are two extremes that define how we use our money. On one side, compulsive buying creates closets full of unused clothes — frozen capital that generates nothing and leaves behind environmental damage through fast fashion waste.
On the other side, saving and investing unlock the power of compound interest, where time and consistency transform small monthly contributions into significant wealth.
The nineteenth‑century factory worker had no access to this tool; mutual aid was their only option. Today, the infrastructure exists: mutual funds with low minimums, automated savings apps, and tax‑advantaged accounts.
The real challenge is not whether compound interest works, but whether we start before we feel ready. In the end, the choice is between money trapped in fabric or money working for your future — and the lever you pull determines whether you optimize for time, money, or happiness.
Tu voto:
#access #apps #automation #behavior #budgeting #capital #clutter #compound #consistency #consumption #discipline #environment #fastfashion #finance #future #growth #interest #investing #investment #money #mutualism #personalFinance #podcast #psychology #saving #solidarity #spending #time #waste #wealth -
Podcast Episode: Money, Time And Happiness
Spending and saving are two extremes that define how we use our money. On one side, compulsive buying creates closets full of unused clothes — frozen capital that generates nothing and leaves behind environmental damage through fast fashion waste.
On the other side, saving and investing unlock the power of compound interest, where time and consistency transform small monthly contributions into significant wealth.
The nineteenth‑century factory worker had no access to this tool; mutual aid was their only option. Today, the infrastructure exists: mutual funds with low minimums, automated savings apps, and tax‑advantaged accounts.
The real challenge is not whether compound interest works, but whether we start before we feel ready. In the end, the choice is between money trapped in fabric or money working for your future — and the lever you pull determines whether you optimize for time, money, or happiness.
Tu voto:
#access #apps #automation #behavior #budgeting #capital #clutter #compound #consistency #consumption #discipline #environment #fastfashion #finance #future #growth #interest #investing #investment #money #mutualism #personalFinance #podcast #psychology #saving #solidarity #spending #time #waste #wealth -
Budget shoppers share tips for spending $100 or less on groceries a week
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https://www.europesays.com/ie/504911/ My Advisor brings financial coaching to FNB app #BankingApp #budgeting #Business #DebtManagement #DigitalBanking #eBucks #Éire #EsterOchse #FinancialLiteracy #FinancialWellness #fnb #IE #Ireland #KeshaniGanasen #MyAdvisor #PersonalFinance #PersonalFinance
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My Advisor brings financial coaching to FNB app
There is a demand for accessible financial guidance, says FNB. First National Bank (FNB) aims to boost financial…
#NewsBeep #News #Personalfinance #AU #Australia #BankingApp #budgeting #Business #DebtManagement #digitalbanking #eBucks #EsterOchse #Finance #financialliteracy #financialwellness #FNB #KeshaniGanasen #MyAdvisor #PersonalFinance
https://www.newsbeep.com/au/697151/ -
My Advisor brings financial coaching to FNB app
There is a demand for accessible financial guidance, says FNB. First National Bank (FNB) aims to boost financial…
#NewsBeep #News #Personalfinance #AU #Australia #BankingApp #budgeting #Business #DebtManagement #digitalbanking #eBucks #EsterOchse #Finance #financialliteracy #financialwellness #FNB #KeshaniGanasen #MyAdvisor #PersonalFinance
https://www.newsbeep.com/au/697151/ -
Lately I follow the same process:
- Research most reliable brands for that appliance type.
- Look around a bit but ultimately land at Costco. Buy the basic, least digital model that meets our needs from Costco and the 5 year warranty. (In the case of today's dryer - large capacity.)
- Schedule delivery. Pay from my appliances and home repairs savings account. Top that account back up over the next several months.
- Rinse and repeat. Sigh.
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When economists talk about how today's generations don't have the money their parents do... this is part of it. Major purchases are no longer a one and done deal. They haven't been for a while.
We're a family of 5 and we're getting close to needing a new appliance purchase every year. Ouch.
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Stop Making 5 Personal Finance Mistakes - Experts Explain Why
67% of people who lose their job can't cover a single month's rent. Discover the five finance mistakes you can stop today and the simple steps to build a cash reserve, budget smarter, and secure retirement.
https://fintechplatform.digital/stop-making-5-personal-finance-mistakes-experts-ex/
#emergencyfund #youngprofessionals #financialsecurity #budgeting #cashreserve
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Stop Making 5 Personal Finance Mistakes - Experts Explain Why
67% of people who lose their job can't cover a single month's rent. Discover the five finance mistakes you can stop today and the simple steps to build a cash reserve, budget smarter, and secure retirement.
https://fintechplatform.digital/stop-making-5-personal-finance-mistakes-experts-ex/
#emergencyfund #youngprofessionals #financialsecurity #budgeting #cashreserve
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Envelope budgeting: planning ahead for known expenses by regularly putting money into pre-determined categories, or envelopes. This week I show how I’m doing that in plain text accounting, specifically, Beancount.
Medium (includes blog link) https://medium.com/@miscellaneplans/ptpl-206-plain-text-accounting-envelope-budgeting-in-beancount-8a5b49b3281b
Blog https://ellanew.com/2026/05/04/ptpl-206-beancount-envelope-budgeting
#plainTextAccounting #budgeting #plainText -
Envelope budgeting: planning ahead for known expenses by regularly putting money into pre-determined categories, or envelopes. This week I show how I’m doing that in plain text accounting, specifically, Beancount.
Medium (includes blog link) https://medium.com/@miscellaneplans/ptpl-206-plain-text-accounting-envelope-budgeting-in-beancount-8a5b49b3281b
Blog https://ellanew.com/2026/05/04/ptpl-206-beancount-envelope-budgeting
#plainTextAccounting #budgeting #plainText -
Envelope budgeting: planning ahead for known expenses by regularly putting money into pre-determined categories, or envelopes. This week I show how I’m doing that in plain text accounting, specifically, Beancount.
Medium (includes blog link) https://medium.com/@miscellaneplans/ptpl-206-plain-text-accounting-envelope-budgeting-in-beancount-8a5b49b3281b
Blog https://ellanew.com/2026/05/04/ptpl-206-beancount-envelope-budgeting
#plainTextAccounting #budgeting #plainText -
Envelope budgeting: planning ahead for known expenses by regularly putting money into pre-determined categories, or envelopes. This week I show how I’m doing that in plain text accounting, specifically, Beancount.
Medium (includes blog link) https://medium.com/@miscellaneplans/ptpl-206-plain-text-accounting-envelope-budgeting-in-beancount-8a5b49b3281b
Blog https://ellanew.com/2026/05/04/ptpl-206-beancount-envelope-budgeting
#plainTextAccounting #budgeting #plainText -
Envelope budgeting: planning ahead for known expenses by regularly putting money into pre-determined categories, or envelopes. This week I show how I’m doing that in plain text accounting, specifically, Beancount.
Medium (includes blog link) https://medium.com/@miscellaneplans/ptpl-206-plain-text-accounting-envelope-budgeting-in-beancount-8a5b49b3281b
Blog https://ellanew.com/2026/05/04/ptpl-206-beancount-envelope-budgeting
#plainTextAccounting #budgeting #plainText -
Finally afford that dream vacation without the guilt 🌴💰
Read more: https://flip.it/gk9_Mn
#travel #traveltips #travelhacks #travelbudget #budgeting #budgettravel #travelessentials #wanderlust
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Finally afford that dream vacation without the guilt 🌴💰
Read more: https://flip.it/gk9_Mn
#travel #traveltips #travelhacks #travelbudget #budgeting #budgettravel #travelessentials #wanderlust
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Some states have begun cutting Medicaid programs ahead of the federal budget cuts that start in 2027 (thanks to the Big Billionaire Bill passed by the GOP and Trump last year).
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Some states have begun cutting Medicaid programs ahead of the federal budget cuts that start in 2027 (thanks to the Big Billionaire Bill passed by the GOP and Trump last year).
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💸 #Uber spent $3.4B chasing #AI dreams, only to find their "Too Many Requests" error was the real cutting-edge technology all along. 🤖💡 The CTO now questions if their true AI advancement is perfecting the art of budgetary black holes. 🚀✨
https://finance.yahoo.com/sectors/technology/articles/ubers-anthropic-ai-push-hits-223109852.html #Budgeting #TooManyRequests #TechInnovation #HackerNews #ngated -
💸 #Uber spent $3.4B chasing #AI dreams, only to find their "Too Many Requests" error was the real cutting-edge technology all along. 🤖💡 The CTO now questions if their true AI advancement is perfecting the art of budgetary black holes. 🚀✨
https://finance.yahoo.com/sectors/technology/articles/ubers-anthropic-ai-push-hits-223109852.html #Budgeting #TooManyRequests #TechInnovation #HackerNews #ngated -
25 rich #celebs who surprised fans with their frugal lifestyles: https://zorz.it/FPcTc
#ShanilouPerera #budgeting #celebs #ExtravagantLifestyles #CostSaving #frugal #fans #lifestyle
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Another hike in petrol prices hits consumers 💸
Understand the reasons & impact now.👉 Check details: https://go-infofinance.com/blog/petrol-price-in-india-rises
#FuelCost #PetrolHike #EconomicUpdate #OilMarket #IndiaFinance #Budgeting
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THE SUPERMARKET MATHS TRICK: GCSE skill that could stop shoppers falling for fake deals
With supermarket prices still high, many shoppers are trying to work out whether special offers actually save money – or just look good on the shelf.
From 50% off signs to buy-one-get-one-half-price deals, supermarkets are packed with percentage offers designed to tempt customers.
But many people struggle to work out whether those deals are actually worth it.
Consumer research has repeatedly highlighted how much prices can vary between retailers. In fact, our earlier report revealed how Aldi retained its title as the UK’s cheapest supermarket after a price comparison of major grocery chains.
Research also suggests around a third of adults feel nervous about maths, with some admitting it can even make them feel physically sick.
Now maths teacher Lyndsey Hartley says relearning a simple GCSE skill could help shoppers quickly check whether a deal is genuinely good – or just clever marketing.
“In my opinion, percentages are the gateway to becoming a bit of a money detective,” she said.
“They allow you to question your spending, decide whether something is a good deal or not, and get the most out of your money.”
The simple 10% trick
Hartley says the easiest way to tackle supermarket maths is to start by calculating 10% of a price.
“That’s because 10% can be broken down, or built up, to whatever you need,” she explained.
For example:
- 10% of £10 = £1
- 10% of £50 = £5
- 10% of £100 = £10
If the price isn’t a round number, simply move the decimal point one place.
- 10% of £15 = £1.50
- 10% of £55 = £5.50
Once you know 10%, other percentages become much easier.
- 5% = half of 10%
- 20% = double 10%
Spotting supermarket deals
The trick can quickly reveal whether offers are really worth it.
For example, if an £8 item is 25% off, start with 10%.
10% of £8 = 80p
Double that to get 20% (£1.60), then add half again to reach £2.
That means the final price should be £6.
Retailers frequently use promotions like buy-one-get-one-half-price deals, but the maths shows these offers are only worthwhile if shoppers actually need both items.
“If one item costs £6, the second at half price makes two items £9 in total – or £4.50 each,” Hartley explained.
“So it’s only really a saving if you planned to buy two anyway.”
Supermarkets have also introduced a range of initiatives aimed at helping shoppers through the cost-of-living crisis – including Asda’s £1 café meal deal for over-60s designed to provide cheaper meals for pensioners.
‘25% extra free’
Even promotions such as “25% extra free” can be checked quickly.
“If a pack has eight toilet rolls, 25% is a quarter – which means two extra,” Hartley said.
“So you’d expect ten in total.”
With households still facing rising bills – including water charges highlighted in our report on Welsh Water price increases affecting Swansea households – she believes shoppers should feel confident questioning deals.
The £1 rule
For those worried about getting the maths wrong, Hartley recommends a simple confidence trick.
“I like to use the £1 rule,” she said.
“If you tell yourself you only need to be accurate within £1, that instantly lowers the pressure massively.
“You’re not sitting an exam – you’re just sense-checking whether a deal is worth it.”
She hopes the approach will encourage people who feel anxious about maths to give it a try.
“Maths opens up doors to analytical thinking and problem solving,” she said.
“And when it comes to supermarket shopping, it can help you challenge deals and avoid wasting your money.”
Related stories from Swansea Bay News
Swansea mum wipes £1,500 off her mortgage with simple hack
A quick switch slashes years off repayments — and locals say it works.The supermarket maths trick that stops shoppers falling for fake deals
A GCSE‑level skill exposes the offers that aren’t really offers at all.£100 contactless limit set to be scrapped
A major shake‑up for tap‑and‑go payments as rules face overhaul.Call to scrap VAT on sunscreen as skin cancer rates rise
Campaigners say sun protection should be treated as essential, not a luxury.More money stories
#budgeting #consumerAdvice #costOfLiving #GCSEMaths #mathsTricks #personalFinance #shoppingTips #supermarketDeals #supermarketSavings #UKSupermarkets
The latest ways people across our region are saving, spending and staying afloat. -
App minimalist? Zero-based? Share your system or biggest recent cut—I’m all ears and happy to learn from yours.
Read the full breakdown (with real categories and why I’m simplifying): https://mini-thoughts.com/how-do-you-budget-i-want-to-track-it-all/
#PersonalFinance #Budgeting #FinancialIndependence #Frugality #minithoughts
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🚀🔑 Oh, look! Another entrepreneur discovers the concept of "budgeting" by accidentally funding the world's most expensive mistake in 48 hours! Who knew leaving your wallet open on the internet could cost as much as a Tesla? 😂💸
https://llmhorrors.com/all/gemini-stolen-api-key-82k/ #entrepreneurship #budgeting #online #security #costlymistakes #financialliteracy #HackerNews #ngated -
‘It’s just so expensive’: Locals say prices of manicures, magazines, red meat make them too high to buy
On Friday, the Labor Department announced that prices rose 2.9% since January 2025. With certain goods and services…
#Economy #budgeting #business #Finance #groceries #highprices #jimmyalexander #LaborDepartment #ladawnblack #money #necessities #pricing #Services #splurge
https://www.europesays.com/2813389/ -
Life is expensive. The math has to be better. https://mini-thoughts.com/surprise-bills-that-shouldnt-be-a-surprise/
#PersonalFinance #TheSnowballExperiment #SGOV #Budgeting #PassiveIncome #FrugalLiving #minithoughts
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https://www.europesays.com/es/370890/ La patronal de los supermercados pide acabar con la obligatoriedad de imprimir los tickets de compra | Hoy por Hoy #awareness #budget #budgeting #Business #BuyingPower #caucasian #ColorImage #concern #consumer #cropped #day #Economía #Economy #ES #España #Europe #france #hand #holding #indoors #looking #parís #reading #receipt #scrutinizing #SelectiveFocus #shopper #ShoppingCart #Spain #supermarket #TwoPeople #UnrecognizablePerson
