#budgeting — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #budgeting, aggregated by home.social.
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Software manufacturer SAP is planning to introduce a new cost control system aimed at managing rising expenditures associated with artificial intelligence (AI).... https://news.osna.fm/?p=56694 | #news #ai #budgeting #control #costs
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Software manufacturer SAP is planning to introduce a new cost control system aimed at managing rising expenditures associated with artificial intelligence (AI).... https://news.osna.fm/?p=56694 | #news #ai #budgeting #control #costs
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5 apps that kill your bills — round 2
Audiobookshelf (Audible's $179), n8n (Zapier's $240), Actual (YNAB's $109), FreshRSS, Kavita. $528/yr back for one weekend of setup. Save the list — it's the build order.
#Audiobookshelf #N8n #Budgeting #Savemoney #Docker #Cybersecurity #Linux #Homelab #Techsetup #Foss
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5 apps that kill your bills — round 2
Audiobookshelf (Audible's $179), n8n (Zapier's $240), Actual (YNAB's $109), FreshRSS, Kavita. $528/yr back for one weekend of setup. Save the list — it's the build order.
#Audiobookshelf #N8n #Budgeting #Savemoney #Docker #Cybersecurity #Linux #Homelab #Techsetup #Foss
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Oil at $112, mortgage fixes at 5.8%, and the Bank of England holding at 3.75%. This is the one kind of inflation rate rises cannot fix. Your monthly payment is the casualty.
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£8 a day on lunch out, 5 days a week:
1. £40 a week gone
2. £173 a month gone
3. At 6% for 10 years thats ~£28,400 you never builtPacking a lunch four days out of five gets you most of that £28k back. Nobody taxes it either.
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I’m thinking of using @ff3 to do some personal financing and budgeting, as opposed to the closed-source Monarch, but one thing that feels super advantageous from the latter is that it’ll link to my credit card/bank and automatically track and auto-sort my transactions, without me having to remember to do so myself. Does anyone know if Firefly III has a similar capability?
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I’m thinking of using @ff3 to do some personal financing and budgeting, as opposed to the closed-source Monarch, but one thing that feels super advantageous from the latter is that it’ll link to my credit card/bank and automatically track and auto-sort my transactions, without me having to remember to do so myself. Does anyone know if Firefly III has a similar capability?
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Oil at $112, mortgage fixes at 5.8%, and the Bank of England holding at 3.75%. This is the one kind of inflation rate rises cannot fix. Your monthly payment is the casualty.
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The Millionaire Next Door (Millionaire Set)
"Wealth is what you accumulate, not what you spend"
Sale: $19.99 to $2.99
by William D. Danko
Rating: 4.3/5 (1,892 Reviews)
#budgeting #money #personalfinance #wealth #saving #frugality #consumerbehavior #books #booksky
The Millionaire Next Door (Mil... -
The Millionaire Next Door (Millionaire Set)
"Wealth is what you accumulate, not what you spend"
Sale: $19.99 to $2.99
by William D. Danko
Rating: 4.3/5 (1,892 Reviews)
#budgeting #money #personalfinance #wealth #saving #frugality #consumerbehavior #books #booksky
The Millionaire Next Door (Mil... -
ICYMI: CTV wins budget but not trust as 62% of buyers doubt claims, Jamloop: Half of 120 surveyed marketers raised CTV budgets, yet just 39% feel confident defending the spend. Over 70% would invest more if measurement proof improves. https://ppc.land/ctv-wins-budget-but-not-trust-as-62-of-buyers-doubt-claims-jamloop/ #CTV #Marketing #Advertising #DigitalMarketing #Budgeting
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ICYMI: CTV wins budget but not trust as 62% of buyers doubt claims, Jamloop: Half of 120 surveyed marketers raised CTV budgets, yet just 39% feel confident defending the spend. Over 70% would invest more if measurement proof improves. https://ppc.land/ctv-wins-budget-but-not-trust-as-62-of-buyers-doubt-claims-jamloop/ #CTV #Marketing #Advertising #DigitalMarketing #Budgeting
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💰 TheAxelander/OpenBudgeteer
OpenBudgeteer is a budgeting app based on the Bucket Budgeting Principle
Tracks personal finances and visualizes savings goals using an envelope allocation method with integrated transaction import and reporting, powered by Blazor.
⭐ Stars: 960
📅 Last Update: Jul 06, 2026https://github.com/TheAxelander/OpenBudgeteer
#selfhosted #homelab #selfhost #selfhosting #opensource #personalfinance #budgeting
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📊 Dati grezzi, decisioni chiare: con l’AI il budgeting confronta consuntivo e preventivo, accelera l’analisi e trasforma numeri in piani solidi. #AI #Budgeting
🔗 https://www.tomshw.it/aioperator/budgeting-ai-consuntivo-preventivo-pmi
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Oh, the irony! 🤖💸 Tech giants finally realize that their AI Frankenstein is too expensive to feed, and now they're scrambling to rein it in before it drains their wallets dry. Maybe next time, they'll think twice before letting their digital minions run amok with the company credit card. 🏦💥
https://www.ft.com/content/1d37cc08-e0aa-45a4-a45d-4ad282529314 #AIFrankenstein #TechGiants #Budgeting #DigitalMinions #CostlyMistakes #IronyInTech #HackerNews #ngated -
Oh, the irony! 🤖💸 Tech giants finally realize that their AI Frankenstein is too expensive to feed, and now they're scrambling to rein it in before it drains their wallets dry. Maybe next time, they'll think twice before letting their digital minions run amok with the company credit card. 🏦💥
https://www.ft.com/content/1d37cc08-e0aa-45a4-a45d-4ad282529314 #AIFrankenstein #TechGiants #Budgeting #DigitalMinions #CostlyMistakes #IronyInTech #HackerNews #ngated -
Viral Grocery ‘Hacks’ Take Over PH Social Media as pandamart Deals Gain Buzz
From Threads to Reddit, budget-conscious Filipinos are turning to pandamart for up to 50% off essentials and upcoming piso sale
From Threads posts highlighting sulit grocery finds to Reddit communities trading practical financial tips, more Filipinos are sharing digital “hacks” to help stretch household budgets. Among the deals gaining traction online are pandamart’s grocery promos, which users have been sharing as cost-effective ways to save on everyday essentials.
“Nag-trend na bigla tong pandamart dito sa Threads ngayong week & honestly in this economy? Sulit to!” one Threads user wrote online, while another posted, “This isn’t just a trend, this promo is a lifesaver in this economy!” after sharing a discounted pandamart grocery haul.
As rising everyday expenses continue to shape how households plan their weekly spending, many consumers are looking not just for discounts, but for smarter and more convenient ways to manage daily errands. For some, that means finding ways to skip unnecessary trips outside while still keeping the pantry stocked and the household running smoothly.
As part of the initiative, pandamart is offering up to 50% off on first-time orders for new users nationwide. The promo applies across all categories, including fresh produce, meats, frozen goods, snacks, drinks, and household essentials.
Available 24/7 through the foodpanda app, pandamart allows customers to order groceries any time of day for immediate delivery, whether they need dinner ingredients, weekly pantry restocks, or last-minute items.
“We’ve noticed more users sharing the promo online as a helpful way to save on everyday grocery needs, and that’s exactly the kind of experience we hoped to create,” said Joseph Wijesekara, Director of Q-Commerce at foodpanda Philippines. “We want pandamart to become a practical everyday solution for households looking for smarter and more convenient ways to manage their grocery needs.”
Aside from the newcomer discount, existing pandamart customers can also enjoy ongoing deals and added savings across the platform. Customers can get 5% off for purchases worth P599, 8% off for purchases worth P999, and 10% off for purchases worth P1,499. Meanwhile, pandapro subscribers can unlock bigger discounts, with 8% off for purchases worth P599, 10% off for purchases worth P999, and 15% off for purchases worth P1,499.
foodpanda shared that the savings initiative will continue beyond its current rollout after originally being introduced as a limited-time offer. Beyond the up to 50% off deals for first-time users, pandapro subscribers can also enjoy Buy One Get One offers and added savings across the platform, while select grocery items will continue to feature discounts of up to 20% off.
Sustaining the momentum, pandamart is set to launch its highly anticipated Dad’s ₱1 Sale just in time for Father’s Day.
From June 19 to 21 (or until supplies last), customers nationwide can score essentials for as low as ₱1, with no voucher code needed.
The Father’s Day Piso Sale aims to give families a seamless way to treat Dad without turning the celebration into another errand for him. Instead of asking him to drive, brave supermarket crowds, or carry heavy bags, families can handle the party prep with a few taps—allowing Dads to simply kick back and enjoy their day.
As online buzz around pandamart’s grocery deals continues to grow, the platform is also expanding its nationwide footprint, with more locations opening across the country and existing stores gradually transitioning to 24/7 operations—making the internet’s favorite grocery “hack” even more accessible for everyday essentials, late-night cravings, and last-minute celebrations.
Join the grocery hack everyone’s been talking about online. Download the foodpanda app now, grab your 50% newcomer discount, and start shopping smarter.
#budgeting #food #lifestyle #money #Travel -
Viral Grocery ‘Hacks’ Take Over PH Social Media as pandamart Deals Gain Buzz
From Threads to Reddit, budget-conscious Filipinos are turning to pandamart for up to 50% off essentials and upcoming piso sale
From Threads posts highlighting sulit grocery finds to Reddit communities trading practical financial tips, more Filipinos are sharing digital “hacks” to help stretch household budgets. Among the deals gaining traction online are pandamart’s grocery promos, which users have been sharing as cost-effective ways to save on everyday essentials.
“Nag-trend na bigla tong pandamart dito sa Threads ngayong week & honestly in this economy? Sulit to!” one Threads user wrote online, while another posted, “This isn’t just a trend, this promo is a lifesaver in this economy!” after sharing a discounted pandamart grocery haul.
As rising everyday expenses continue to shape how households plan their weekly spending, many consumers are looking not just for discounts, but for smarter and more convenient ways to manage daily errands. For some, that means finding ways to skip unnecessary trips outside while still keeping the pantry stocked and the household running smoothly.
As part of the initiative, pandamart is offering up to 50% off on first-time orders for new users nationwide. The promo applies across all categories, including fresh produce, meats, frozen goods, snacks, drinks, and household essentials.
Available 24/7 through the foodpanda app, pandamart allows customers to order groceries any time of day for immediate delivery, whether they need dinner ingredients, weekly pantry restocks, or last-minute items.
“We’ve noticed more users sharing the promo online as a helpful way to save on everyday grocery needs, and that’s exactly the kind of experience we hoped to create,” said Joseph Wijesekara, Director of Q-Commerce at foodpanda Philippines. “We want pandamart to become a practical everyday solution for households looking for smarter and more convenient ways to manage their grocery needs.”
Aside from the newcomer discount, existing pandamart customers can also enjoy ongoing deals and added savings across the platform. Customers can get 5% off for purchases worth P599, 8% off for purchases worth P999, and 10% off for purchases worth P1,499. Meanwhile, pandapro subscribers can unlock bigger discounts, with 8% off for purchases worth P599, 10% off for purchases worth P999, and 15% off for purchases worth P1,499.
foodpanda shared that the savings initiative will continue beyond its current rollout after originally being introduced as a limited-time offer. Beyond the up to 50% off deals for first-time users, pandapro subscribers can also enjoy Buy One Get One offers and added savings across the platform, while select grocery items will continue to feature discounts of up to 20% off.
Sustaining the momentum, pandamart is set to launch its highly anticipated Dad’s ₱1 Sale just in time for Father’s Day.
From June 19 to 21 (or until supplies last), customers nationwide can score essentials for as low as ₱1, with no voucher code needed.
The Father’s Day Piso Sale aims to give families a seamless way to treat Dad without turning the celebration into another errand for him. Instead of asking him to drive, brave supermarket crowds, or carry heavy bags, families can handle the party prep with a few taps—allowing Dads to simply kick back and enjoy their day.
As online buzz around pandamart’s grocery deals continues to grow, the platform is also expanding its nationwide footprint, with more locations opening across the country and existing stores gradually transitioning to 24/7 operations—making the internet’s favorite grocery “hack” even more accessible for everyday essentials, late-night cravings, and last-minute celebrations.
Join the grocery hack everyone’s been talking about online. Download the foodpanda app now, grab your 50% newcomer discount, and start shopping smarter.
#budgeting #food #lifestyle #money #Travel -
💰 Wealth isn't built by how much you earn—it's built by how much you keep, invest, and grow. Start mastering your money today and let your future self thank you. 🚀
#PersonalFinance #FinancialFreedom #MoneyManagement #Investing #WealthBuilding #FinancialLiteracy #PassiveIncome #Budgeting #SmartMoney #FinancialIndependence
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Podcast Episode: Money, Time And Happiness
Spending and saving are two extremes that define how we use our money. On one side, compulsive buying creates closets full of unused clothes — frozen capital that generates nothing and leaves behind environmental damage through fast fashion waste.
On the other side, saving and investing unlock the power of compound interest, where time and consistency transform small monthly contributions into significant wealth.
The nineteenth‑century factory worker had no access to this tool; mutual aid was their only option. Today, the infrastructure exists: mutual funds with low minimums, automated savings apps, and tax‑advantaged accounts.
The real challenge is not whether compound interest works, but whether we start before we feel ready. In the end, the choice is between money trapped in fabric or money working for your future — and the lever you pull determines whether you optimize for time, money, or happiness.
Tu voto:
#access #apps #automation #behavior #budgeting #capital #clutter #compound #consistency #consumption #discipline #environment #fastfashion #finance #future #growth #interest #investing #investment #money #mutualism #personalFinance #podcast #psychology #saving #solidarity #spending #time #waste #wealth -
Podcast Episode: Money, Time And Happiness
Spending and saving are two extremes that define how we use our money. On one side, compulsive buying creates closets full of unused clothes — frozen capital that generates nothing and leaves behind environmental damage through fast fashion waste.
On the other side, saving and investing unlock the power of compound interest, where time and consistency transform small monthly contributions into significant wealth.
The nineteenth‑century factory worker had no access to this tool; mutual aid was their only option. Today, the infrastructure exists: mutual funds with low minimums, automated savings apps, and tax‑advantaged accounts.
The real challenge is not whether compound interest works, but whether we start before we feel ready. In the end, the choice is between money trapped in fabric or money working for your future — and the lever you pull determines whether you optimize for time, money, or happiness.
Tu voto:
#access #apps #automation #behavior #budgeting #capital #clutter #compound #consistency #consumption #discipline #environment #fastfashion #finance #future #growth #interest #investing #investment #money #mutualism #personalFinance #podcast #psychology #saving #solidarity #spending #time #waste #wealth -
🚀 Ah, the mighty capitalists finally discovered that AI isn’t a magical money tree after all! 🤖💸 Turns out, even machines get pricey when you feed them caviar and champagne. 🍾🔧 Oops, did someone forget to budget for the future?
https://www.wsj.com/tech/ai/corporate-america-is-starting-to-ration-ai-as-cost-skyrockets-1eb99d7a #capitalism #AItechnology #budgeting #innovation #expenses #HackerNews #ngated -
🚀 Ah, the mighty capitalists finally discovered that AI isn’t a magical money tree after all! 🤖💸 Turns out, even machines get pricey when you feed them caviar and champagne. 🍾🔧 Oops, did someone forget to budget for the future?
https://www.wsj.com/tech/ai/corporate-america-is-starting-to-ration-ai-as-cost-skyrockets-1eb99d7a #capitalism #AItechnology #budgeting #innovation #expenses #HackerNews #ngated -
Uber blows through its AI budget in 1 quarter
https://fortune.com/2026/05/26/uber-coo-ai-spending-tokens-claude-code/
#HackerNews #Uber #AI #Spending #TechNews #Budgeting #Innovation
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Uber blows through its AI budget in 1 quarter
https://fortune.com/2026/05/26/uber-coo-ai-spending-tokens-claude-code/
#HackerNews #Uber #AI #Spending #TechNews #Budgeting #Innovation
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Lately I follow the same process:
- Research most reliable brands for that appliance type.
- Look around a bit but ultimately land at Costco. Buy the basic, least digital model that meets our needs from Costco and the 5 year warranty. (In the case of today's dryer - large capacity.)
- Schedule delivery. Pay from my appliances and home repairs savings account. Top that account back up over the next several months.
- Rinse and repeat. Sigh.
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Lately I follow the same process:
- Research most reliable brands for that appliance type.
- Look around a bit but ultimately land at Costco. Buy the basic, least digital model that meets our needs from Costco and the 5 year warranty. (In the case of today's dryer - large capacity.)
- Schedule delivery. Pay from my appliances and home repairs savings account. Top that account back up over the next several months.
- Rinse and repeat. Sigh.
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When economists talk about how today's generations don't have the money their parents do... this is part of it. Major purchases are no longer a one and done deal. They haven't been for a while.
We're a family of 5 and we're getting close to needing a new appliance purchase every year. Ouch.
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When economists talk about how today's generations don't have the money their parents do... this is part of it. Major purchases are no longer a one and done deal. They haven't been for a while.
We're a family of 5 and we're getting close to needing a new appliance purchase every year. Ouch.
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FYI: 70% of leaders are confident, yet nearly half admit wasted marketing spend: Incubeta's 2026 study finds 70% of marketing leaders feel confident their budgets work, yet 41.6% admit waste - and AI activation confidence sits at just 55%. https://ppc.land/70-of-leaders-are-confident-yet-nearly-half-admit-wasted-marketing-spend/ #Marketing #Leadership #AI #Budgeting #MarketingStrategy
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FYI: 70% of leaders are confident, yet nearly half admit wasted marketing spend: Incubeta's 2026 study finds 70% of marketing leaders feel confident their budgets work, yet 41.6% admit waste - and AI activation confidence sits at just 55%. https://ppc.land/70-of-leaders-are-confident-yet-nearly-half-admit-wasted-marketing-spend/ #Marketing #Leadership #AI #Budgeting #MarketingStrategy
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Stop Making 5 Personal Finance Mistakes - Experts Explain Why
67% of people who lose their job can't cover a single month's rent. Discover the five finance mistakes you can stop today and the simple steps to build a cash reserve, budget smarter, and secure retirement.
https://fintechplatform.digital/stop-making-5-personal-finance-mistakes-experts-ex/
#emergencyfund #youngprofessionals #financialsecurity #budgeting #cashreserve
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AI is coming for your bank account and that should make you very nervous
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AI is coming for your bank account and that should make you very nervous
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You've downloaded at least one budgeting app.
You used it for maybe a week. Then quietly stopped.
Thursday's newsletter gets into why that keeps happening, and there's a business idea inside it too.
Only one way to see it: https://talkbitz.com/newsletter/
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You've downloaded at least one budgeting app.
You used it for maybe a week. Then quietly stopped.
Thursday's newsletter gets into why that keeps happening, and there's a business idea inside it too.
Only one way to see it: https://talkbitz.com/newsletter/
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A platypus is genuinely unusual — it's a creature that defies categorisation, combines unexpected traits, and does things other animals don't.
That's not a bad metaphor for an app that runs parallel financial realities simultaneously.
#PlatypusCash #personalfinance #budgeting #moneytalk #fintech
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ICYMI: 52% of U.S. summer shoppers plan bigger budgets in 2026, Optimove finds: Optimove's 2026 Summer Shopping Report: 52% of U.S. consumers plan higher budgets, driven by clothing, quality, and multichannel shopping this summer season. https://ppc.land/52-of-u-s-summer-shoppers-plan-bigger-budgets-in-2026-optimove-finds/ #SummerShopping #ShoppingTrends #ConsumerSpending #Budgeting #RetailMarketing
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Envelope budgeting: planning ahead for known expenses by regularly putting money into pre-determined categories, or envelopes. This week I show how I’m doing that in plain text accounting, specifically, Beancount.
Medium (includes blog link) https://medium.com/@miscellaneplans/ptpl-206-plain-text-accounting-envelope-budgeting-in-beancount-8a5b49b3281b
Blog https://ellanew.com/2026/05/04/ptpl-206-beancount-envelope-budgeting
#plainTextAccounting #budgeting #plainText -
Envelope budgeting: planning ahead for known expenses by regularly putting money into pre-determined categories, or envelopes. This week I show how I’m doing that in plain text accounting, specifically, Beancount.
Medium (includes blog link) https://medium.com/@miscellaneplans/ptpl-206-plain-text-accounting-envelope-budgeting-in-beancount-8a5b49b3281b
Blog https://ellanew.com/2026/05/04/ptpl-206-beancount-envelope-budgeting
#plainTextAccounting #budgeting #plainText -
Have you ever wondered why there's no Hamburger Helper type product for caviar lovers?
Matchstick Cats 795: Helper -
https://intoyourhead.ie/2026/05/01/matchstick-cats-795-helper/#cats #budgeting #hamburgerhelper #comics #catcomics #comicstrips #caturday
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Finally afford that dream vacation without the guilt 🌴💰
Read more: https://flip.it/gk9_Mn
#travel #traveltips #travelhacks #travelbudget #budgeting #budgettravel #travelessentials #wanderlust
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💰🤦♂️ Ah, California: where the art of arithmetic meets #fantasy economics! Apparently, someone forgot to carry the one, and now the state is swimming in #surprise #cash. But oops, you can't read about it because, surprise! The page is as available as their #budgeting skills. 🌐❌
https://www.kcra.com/article/california-more-money-than-projected-newsom-miscalculated-budget/71056376 #California #Economics #HackerNews #ngated -
Some states have begun cutting Medicaid programs ahead of the federal budget cuts that start in 2027 (thanks to the Big Billionaire Bill passed by the GOP and Trump last year).
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💸 #Uber spent $3.4B chasing #AI dreams, only to find their "Too Many Requests" error was the real cutting-edge technology all along. 🤖💡 The CTO now questions if their true AI advancement is perfecting the art of budgetary black holes. 🚀✨
https://finance.yahoo.com/sectors/technology/articles/ubers-anthropic-ai-push-hits-223109852.html #Budgeting #TooManyRequests #TechInnovation #HackerNews #ngated -
Reallocating $100/Month Claude Code Spend to Zed and OpenRouter
https://braw.dev/blog/2026-04-06-reallocating-100-month-claude-spend/
#HackerNews #Reallocation #Claude #Zed #OpenRouter #Budgeting
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Self-Host Weekly (20 March 2026)
#AI code contributions, software updates and launches, a spotlight on #Sure -- a modern #budgeting app, and more in this week's #selfhosted recap!
https://selfh.st/weekly/2026-03-20
#selfhost #selfhosting #opensource #foss #homelab #devops #sysadmin #fediverse #newsletter #booklore #development #privacy #security #smarthome #fedora #nanoclaw #immich #photos
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Trackm, a personal finance web app
#HackerNews #Trackm #personal #finance #web #app #finance #tech #innovation #budgeting #tools
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WooCommerce Growth Playbook: Budgeting Meta Ads Without Waste https://visualmodo.com/woocommerce-growth-playbook-budgeting-meta-ads-without-waste/ 💡💲 #ecommerce #Sales #Budgeting #MetaAds #Guide