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#fintechs — Public Fediverse posts

Live and recent posts from across the Fediverse tagged #fintechs, aggregated by home.social.

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  1. #Visa launched the #VisaStablecoin Platform, an internal system allowing #banks and #fintechs to handle #stablecoins within existing Visa workflows. The platform, launching with #OUSD, aims to simplify stablecoin use for Visa’s network of financial institutions and merchants. Visa believes stablecoins will be central to future financial infrastructure and is focused on helping clients understand and integrate their utility. fortune.com/2026/07/16/exclusi #crypto #blockchain

  2. 𝗕𝗼𝗹.𝗰𝗼𝗺 𝘄𝗶𝗹 𝗺𝗲𝘁 𝗳𝗶𝗻𝘁𝗲𝗰𝗵𝘀 𝗰𝗼𝗻𝗰𝘂𝗿𝗿𝗲𝗿𝗲𝗻 𝗼𝗺 𝗴𝗿𝗮𝗮𝗻𝘁𝗷𝗲 𝗺𝗲𝗲 𝘁𝗲 𝗽𝗶𝗸𝗸𝗲𝗻 𝘃𝗮𝗻 𝗯𝗲𝘁𝗮𝗮𝗹𝗺𝗮𝗿𝗸𝘁

    Bol.com heeft een trits aan vergunningen binnengesleept waarmee het zelf betaaldiensten mag (blijven) verlenen. Het bedrijf wil de concurrentie met fintechs aangaan, door er zelf een te worden. Daar valt namelijk flink geld te verdienen.

    rtl.nl/nieuws/economie/artikel

    #Bolcom #fintechs #betaalmarkt

  3. "O ecossistema tem desde pequenas instituições de pagamento, que atuam em nichos, até o #Nubank, que foi fundado nesse contexto, se transformou num colosso de atuação internacional. #MercadoPago é outro exemplo do acirramento da concorrência.
    A redefinição do sistema financeiro brasileiro é o grande prêmio não declarado da guerra travada entre grandes #bancos e #fintechs em torno da #tributação."
    tab.uol.com.br/noticias/redaca

  4. "In recent months, AI has dominated headlines, with Donald Trump’s AI plan, the phased rollout of the EU’s AI Act, and a fresh wave of corporate lobbying to stall new rules.

    Competitiveness, growth, red tape, risk, innovation, productivity. Buzzwords swirled around Brussels in a bid to define the future of AI regulation.

    When August arrived, the political noise faded into the summer recess, but AI is continuing to shape real-world decisions, and the consequences are already here.

    AI isn't just about potential growth, innovation or future risk. In retail finance, AI risks have become a reality. The sector is among the most active adopters of AI in the EU, these systems are already deciding who gets a loan, how much people pay for insurance, and whether they have access to a bank account.

    And while the AI Act will close some gaps in the rules, many will remain, leaving everyday banking, insurance and investment decisions in the hands of opaque models with too little oversight."

    euobserver.com/Digital/ar630bb

    #AI #GenerativeAI #EU #RetailFinance #Fintechs #AIAct #DataProtection #Privacy

  5. #JPMorgan Tells #Fintechs They Have To Pay Up For Customer Data - Slashdot

    JPMorgan Chase has told financial-technology companies that it will start charging fees amounting to hundreds of millions of dollars for access to their customers' bank account info -- a move that threatens to upend the industry's business models. The largest US bank has sent pricing sheets to #DataAggregators -- which connect #banks and fintechs -- outlining the new charges …
    #privacy #pii

    news.slashdot.org/story/25/07/

  6. "Klarna’s net loss more than doubled in the first quarter as more consumers failed to repay loans from the Swedish “buy now, pay later” lender as concerns rose about the financial health of US consumers.

    The fintech, which offers interest-free consumer loans to allow customers to make retail purchases, on Monday reported a net loss of $99mn for the three months to March, up from $47mn a year earlier.

    The company, which makes money by charging fees to merchants and to consumers who fail to repay on time, said its customer credit losses had risen to $136mn, a 17 per cent year-on-year increase. 

    The increased failure to repay comes on the back of gloomy economic sentiment in the US, where a closely watched measure of consumers’ confidence last week fell to its second-lowest level on record. US President Donald Trump’s trade war has driven expectations of higher inflation.

    Klarna’s results come weeks after the Swedish group was forced to pause its plan for a long-awaited stock market listing in New York as Trump’s sweeping tariffs announcements upended markets."

    ft.com/content/6c4bf393-c80b-4

    #USA #Trump #FinTechs #Klarna #Debt

  7. BoBo Fintech: Revolutionising Wealth Management For The New Generation Of Ultra-High-Net-Worth Individuals. In the fast-evolving landscape of financial technology, a new player is making waves by catering to the unique... #Technology #fintechs #news earthnewstrending.blogspot.com

  8. Mercury Bank Blocks Fintech Founders From Nigeria, Ukraine, and a Dozen More Countries - The U.S.-based fintech company, Mercury, will offboard startups whose founders res... - news.bitcoin.com/mercury-bank- #mercuryfintech #mercurybank #fintechs #fintech #offload #block

  9. Em poucos anos, o Nubank surgiu e tornou-se uma das empresas mais valiosas do país atuando em um setor engessado e dominado por poucos players. Neste Tecnocracia, Guilherme Felitti explica a ascensão do Nubank — e os desafios do roxinho para continuar agradando clientes e acionistas.

    🔗 https://manualdousuario.net/podcast/tecnocracia-79/

    #Brasil #Dinheiro #Fintechs #Mercado #Nubank

  10. Nope. No one saw this coming!

    How #AI has been helping criminals who use #deepfakes and voice cloning for financial scams, forcing banks and #fintechs to invest in AI to counter fraud.

    t.co/w8KFzHnDF0

  11. Nigerian Payments Fintech Startup Cleva Secures $1.5 Million in Pre-Seed Funding - The Y Combinator-backed Nigerian fintech startup has reportedly raised $1.5 millio... - news.bitcoin.com/nigerian-paym #cross-borderpayments #pre-seedfunding #africafintech #fintechs #africa

  12. Hey #fintechs forget metal cards or subscription management (and I know you’ve already forgotten about PFM) what I really need is something to keep track of and submit health insurance claims between 2 plans, 2 credit cards and 2 bank accounts

  13. As evenue growth is predicted to slow down in 2023, #cost savings and #efficiency will become critical. Larger companies are more likely to cut back on internal #innovation efforts and #technology investments that are not core to the business.

    That is why 2023 will be the year for #fintechs which can deliver _real_ improvements to the bottom line of larger companies.