#equifax — Public Fediverse posts

Find out what kinds of data banks and other financial institutions collect about you and their intended use by diving into the series What Everybody Knows About You. ⬇️

https://lpi.org/ecr6

#LPI #financialdata #bankingdata #creditscore #SIN #taxpayer #creditreport #Equifax

Solteros lideran tramo de mayor morosidad, con deudas promedio de $12 millones | vía #UChileRadio

https://radio.uchile.cl/2026/02/23/solteros-lideran-tramo-de-mayor-morosidad-con-deudas-promedio-de-12-millones/

#deudas #equifax #morosidad #universidadsansebastián

Edmonton woman frustrated by 18-month battle with Equifax and TransUnion to fix credit rating

https://www.cbc.ca/news/gopublic/credit-ratings-fraud-9.7099030
- - -
Une femme d’Edmonton frustrée par une bataille de 18 mois avec Equifax et TransUnion pour corriger sa cote de crédit

// Article en anglais //

#Canada #Equifax #TransUnion

Equifax rolls out AI-driven synthetic identity fraud detection as lenders feel the pressure

https://fed.brid.gy/r/https://nerds.xyz/2026/01/equifax-ai/

@camless You're welcome. And if people have children or relatives who may not know about this, you may want to check for them and opt them out of nationalpublicdata.com, too (see https://nationalpublicdata.com/optout.html).

Then also help them create security freezes.

Parents of young children: Check to make sure your kids' info isn't in the nationalpublicdata.com site. Opt them out if they are. Then:

Your kids should not have a credit report unless you authorized them to use a credit card or something. But they may also have a credit report if their identity info was obtained and misused.

Check to see if they have a credit report by contacting the major credit reporting firms. You may have to mail the request for Equifax, but you should be able to check online for Experian and TransUnion .

To be proactive: freeze your young child's credit report.

#security #creditreports #Experian #TransUnion #Equifax #NPD #optout

Change Healthcare Breach Hits 100M Americans – Source: krebsonsecurity.com https://ciso2ciso.com/change-healthcare-breach-hits-100m-americans-source-krebsonsecurity-com/ #USDepartmentofHealthandHumanResources #rssfeedpostgeneratorecho #CyberSecurityNews #UnitedHealthGroup #KrebsonSecurity #KrebsOnSecurity #LatestWarnings #TheComingStorm #SenMarkWarner #DataBreaches #HIPAAJournal #SenRonWyden #AnthemInc. #TransUnion #RansomHub #BlackCat #Experian #Equifax #alphv #IDX

Change Healthcare Breach Hits 100M Americans

https://krebsonsecurity.com/2024/10/change-healthcare-breach-hits-100m-americans/

#U.S.DepartmentofHealthandHumanResources #UnitedHealthGroup #LatestWarnings #TheComingStorm #Sen.MarkWarner #DataBreaches #HIPAAJournal #Sen.RonWyden #AnthemInc. #TransUnion #RansomHub #BlackCat #Experian #Equifax #ALPHV #IDX

Change Healthcare Breach Hits 100M Americans https://krebsonsecurity.com/2024/10/change-healthcare-breach-hits-100m-americans/ #USDepartmentofHealthandHumanResources #UnitedHealthGroup #LatestWarnings #TheComingStorm #SenMarkWarner #DataBreaches #HIPAAJournal #SenRonWyden #TransUnion #AnthemInc #RansomHub #BlackCat #Experian #Equifax #ALPHV #IDX

A lot of people don’t know this: most lawyers who sue Equifax won’t charge you a dime unless they win for you. Being “poor” isn’t a reason to tolerate credit reporting mistakes. #FCRA #Equifax #TransUnion #Experian

https://photog.social/@Rural_Canadian/113380794340951606

@Walker I decided to freeze all of my #CreditReports today.

I had no problem getting into my #Experian & #Equifax accounts to do that but, I didn't have an acct with #TransUnion yet & had a big problem setting one up & logging into it.

So, I decided to call TransUnion to set up the freeze instead. It was a fully automated process & was quite simple. I hope that the process to unfreeze the report with TransUnion by phone will be just as easy.

@knittingknots2
"Experts say the most effective action you can take right now is to freeze your credit files at the three major credit bureaus: #Experian, #Equifax and #TransUnion [ETA: #Innovis, #ChexSystems, and #LexisNexis, too]. That will prevent others from signing up for credit cards or opening other financial accounts in your name."

This is free, but they hide the option on their websites trying to sell you credit monitoring services.

Be adamant. You want to "freeze" your credit. That's the search term. You can also freeze the credit of your under 18 dependents.

The credit can be temporarily unfrozen when you need to use it. The company you're applying for credit with will tell you which of the three they're using to run a credit check and the sites have different ways of temporarily unfreezing.

The US should pass a law to auto-freeze everyone's credit and allow them to opt out if they desire rather than leaving credit unfrozen and requiring people to opt in.

https://www.nerdwallet.com/article/banking/3-reports-havent-frozen-yet

The major credit reporting agencies are all still dumpster fires

I tried to dispute incorrect information. The process didn't fully work at any of the agencies. I was eventually able to dispute all of the incorrect information at one, but I was unable to dispute some or all at two others and eventually gave up. The credit reporting agencies are terrible.

https://blog.kamens.us/2023/07/12/the-major-credit-reporting-agencies-are-all-still-dumpster-fires/

#ConsumerActivism #GovernmentActivism #CFPB #CreditReporting #Equifax #Experian #TransUnion

Do you know your score, your #credit score that is? It’s always perplexed me that #Equifax and #Transunion provide different scores and different information. You’d think that financial institutions and other companies would want to report accurate data to both bureaus, but I suppose this is the sort of dysfunction we get when we let the private sector police itself. #CanFin #money #finance

https://www.koho.ca/learn/equifax-vs-transunion

@nateb Once you have a form letter drafted, don’t just send it to #Equifax (#EFX), #TransUnion (#TRU), & #Experian (#EXPN); also send it to #Innovis, #NCTUE, #Verisk, etc.

Intuit to Share Payroll Data from 1.4M Small Businesses With Equifax https://krebsonsecurity.com/2021/07/intuit-to-share-payroll-data-from-1-4m-small-businesses-with-equifax/ #IntuitOnlinePayroll #QuickbooksPayroll #ALittleSunshine #TheComingStorm #AnthonyCitrano #Equifaxbreach #TheWorkNumber #Acquicent #Equifax #Intuit #TALX #ADP

US credit bureaus are legally required to give you a copy of your file on request at no cost (max 1 per yr). But some of them demand a copy of your driver's license. Why should we trust them with that? Doesn't that precondition, invented by the bureau, in effect violate my right to receive a copy? #efx #equifax #tru #transunion #expn #experian #innovis

Fintech’s next decade will look radically different - The birth and growth of financial technology developed mostly over the last ten years.
So as we look... more: http://feedproxy.google.com/~r/Techcrunch/~3/cCXW9c9htQg/ #baincapitalventures #financialtechnology #andreessenhorowitz #financialservices #venturecapital #angelastrange #openbanking #mattharris #techcrunch #blackrock #instagram #payments #facebook #finance #android #equifax #marqeta #shopify #amazon #github #google #paypal

Ben Horowitz on shocking rules and dramatic object lessons - Ben Horowitz, co-founder of venture firm Andreessen Horowitz, has a new book out titled “What You Do... more: http://feedproxy.google.com/~r/Techcrunch/~3/WiNjzthlIKc/ #nationalbasketballassociation #andreessenhorowitz #hillaryclinton #benhorowitz #johnpodesta #ericries #equifax #amazon #prince #uber #tc