#creditreporting — Public Fediverse posts

"On January 30, the Consumer Financial Protection Bureau (CFPB) began accepting public comments on whether the agency’s complaint intake system, which allows consumers to file public complaints against credit reporting companies, “is necessary for the proper performance of the functions” of the agency. The request for comment also seeks ideas on how to “minimize the burden of the collection of information” on companies flagged.

A potential rule change could make it harder for consumers to file complaints and publicize mistakes made by these credit reporting companies, which can “devastat[e]” families with higher interest rates and loan denials, according to a recent press release from the National Consumer Law Center, a nonprofit law group.

Three days before the announcement, the Consumer Data Industry Association — the lobbying group representing the “Big Three” credit reporting firms, Equifax, Experian, and TransUnion — noted in a letter to the CFPB that it should “cease publishing data related to individual consumer complaints” and that the bureau’s consumer complaint database is akin to a “Yelp for Financial Services.”

https://jacobin.com/2026/02/credit-reporting-transparency-regulations-trump/

#USA #Trump #CreditReporting #ConsumersRights #CFPB

#TransUnion "upgraded" their site today, which of course means critical functionality no longer works.
Specifically, before today my wife was able to lock and unlock her credit report just fine, and now when she tries she gets nothing but errors from the web site.
We did a live chat with an agent and complained, and of course they said we had to call them on the phone to resolve the problem.
I'm skeptical that will work but we'll see.
Why do they suck so much?
#creditReporting

CFPB Takes on Experian: A Legal Battle Over Credit Report Accuracy

In a landmark lawsuit, the Consumer Financial Protection Bureau (CFPB) is challenging Experian's practices regarding consumer dispute investigations. Allegations of sham investigations and improper ha...

https://news.lavx.hu/article/cfpb-takes-on-experian-a-legal-battle-over-credit-report-accuracy

#news #tech #CreditReporting #ConsumerProtection #FCRA

CFPB Takes on Experian: A Legal Battle Over Credit Report Accuracy

In a landmark lawsuit, the Consumer Financial Protection Bureau (CFPB) is challenging Experian's practices regarding consumer dispute investigations. Allegations of sham investigations and improper ha...

https://news.lavx.hu/article/cfpb-takes-on-experian-a-legal-battle-over-credit-report-accuracy

#news #tech #CreditReporting #ConsumerProtection #FCRA

CFPB Takes on Experian: A Legal Battle Over Credit Report Accuracy

In a landmark lawsuit, the Consumer Financial Protection Bureau (CFPB) is challenging Experian's practices regarding consumer dispute investigations. Allegations of sham investigations and improper ha...

https://news.lavx.hu/article/cfpb-takes-on-experian-a-legal-battle-over-credit-report-accuracy

#news #tech #CreditReporting #ConsumerProtection #FCRA

CFPB Takes on Experian: A Legal Battle Over Credit Report Accuracy

In a landmark lawsuit, the Consumer Financial Protection Bureau (CFPB) is challenging Experian's practices regarding consumer dispute investigations. Allegations of sham investigations and improper ha...

https://news.lavx.hu/article/cfpb-takes-on-experian-a-legal-battle-over-credit-report-accuracy

#news #tech #CreditReporting #ConsumerProtection #FCRA

CFPB Takes on Experian: A Legal Battle Over Credit Report Accuracy

In a landmark lawsuit, the Consumer Financial Protection Bureau (CFPB) is challenging Experian's practices regarding consumer dispute investigations. Allegations of sham investigations and improper ha...

https://news.lavx.hu/article/cfpb-takes-on-experian-a-legal-battle-over-credit-report-accuracy

#news #tech #CreditReporting #ConsumerProtection #FCRA

Today's example of incompetence from #Experian.
An email message can have both plain-text and HTML versions of the message's content embedded in them, and your email client is supposed to choose which one to display. The content of both is supposed to be equivalent. Here are the HTML and plain-text versions of a message I just received from Experian. They are very much not the same.
The credit reporting agencies are incompetent. They should not be trusted with our data.
#creditReporting

In yet another display of how incompetent all of the #creditReporting agencies are at providing consumer-facing services, #TransUnion migrates thousands of users to a new service and tells them to bookmark links which are actually click-tracking links, not the links they should be bookmarking. Idiots.
(For example, the word "link" below links to "https ://links.em-tuci.transunion.com/u/click?_t=[long random string]&_m=[long random string]&_e=[even longer random string]")

TD Bank Fined $28 Million by CFPB for Allegedly Sharing Inaccurate Customer Data https://thecyberexpress.com/td-bank-fine-cfpb-inaccurate-customer-data/ #TheCyberExpressNews #creditreporting #TheCyberExpress #consumerrights #financialfines #FirewallDaily #creditbureaus #creditscore #dataprivacy #Compliance #CyberNews #TDBank #CFPB

Me: hey Bank, can you write the status /this particular way/ so that it reflects this other way on my credit report, the criteria of which I meet?
Bank: I would love to, but we cannot.
Me: so just to be clear, you're saying it's impossible for BankCo to record the status, even though I clearly fit the description by your definition, to this other marking, which would be better for me?
Bank: As a representative, I would do that in a heartbeat for you but we are not permitted or even able to change that.
Me: That's so disappointing. Are we able to do this other tiny change?
Bank: Yes, and as a side effect it will do exactly what you asked for in the opening question.
Me: do you not see the reason why my mouth is dragging on the floor right now due to this response?
Bank: No, and thank you so much for choosing Bank Corporation! Make sure to give us more of all your money kthxbi

#banking #banks #money #corporations #monopolies #credit #creditreporting

Don't fall for the trap—skip the apps.

#FCRA #CreditReporting #ItsATrap #SkipTheApps

→ Get all three original reports from annualcreditreport.com (or by mail).

→ Identify any inaccurate information that needs to be fixed or removed.

→ Write a letter to each bureau, identifying each item that was wrong, and sending it certified mail, return receipt requested.

→ If they fail to fix the incorrect information, go to court (with the help of a lawyer who won't charge you) to sue for damages caused by their false reporting.

👇

#FCRA #CreditReporting #ItsATrap #SkipTheApps

The credit industry WANTS to lure you into these useless, fake report-and-dispute apps because using them prevents you from enforcing your rights.

What he should have done instead:

👇

#FCRA #CreditReporting #ItsATrap #SkipTheApps

The problem is, Credit Karma reports are hearsay, because they don't come directly from the credit bureaus.

And his online disputes didn't get saved, so he has no record of them.

That means has has no way to go to court to enforce his legal rights to accurate, timely, verifiable credit information.

👇

#FCRA #CreditReporting #ItsATrap #SkipTheApps

David cost himself thousands of dollars because he used the wrong credit app.

Here's what he should have done instead.

A lot of people like to keep an eye on their credit, and that's a good thing. A whole industry has sprung up, offering ways for people to do it.

But those apps are a trap.

David used Credit Karma to get his "reports" and to dispute information on them.

And when it didn't get fixed, he wanted to sue.

👇

#FCRA #CreditReporting #ItsATrap #SkipTheApps

In today's example of why #CreditReporting agencies are incompetent dirtbags and should be legislated out of existence... I was just involuntarily moved from #TransUnion's "TrueIdentity" service, which I used to lock my credit report, to their replacement "TransUnion Credit Monitoring" service, and in the process they unlocked my credit report, without my knowledge or consent, and did not notify me that they had done so. 🤦
Presumably they're doing that to everyone they move.
#privacy

Today I tried to set up #IdentityTheft monitoring with #IDX. When I got to point where it was trying to verify my identity, all I got was a forever-spinning cursor. This is probably because I have my credit report locked/frozen at the big 3 credit reporting agencies. That's right, IDX doesn't know how to deal with someone who is using the most commonly recommended protection against identity theft.
#infosec #privacy #CreditReporting

The major credit reporting agencies are all still dumpster fires

I tried to dispute incorrect information. The process didn't fully work at any of the agencies. I was eventually able to dispute all of the incorrect information at one, but I was unable to dispute some or all at two others and eventually gave up. The credit reporting agencies are terrible.

https://blog.kamens.us/2023/07/12/the-major-credit-reporting-agencies-are-all-still-dumpster-fires/

#ConsumerActivism #GovernmentActivism #CFPB #CreditReporting #Equifax #Experian #TransUnion

On authors who were publishing information technology panopticon concerns in the 1980s, or earlier

A quickie dump.

Paul Baran / RAND

• "On the Engineer's Responsibility in Protecting Privacy"

• "On the Future Computer Era: Modification of the American Character and the Role of the Engineer, or, A Little Caution in the Haste to Number"

• "The Coming Computer Utility -- Laissez-Faire, Licensing, or Regulation?"

• "Remarks on the Question of Privacy Raised by the Automation of Mental Health Records"

• "Some Caveats on the Contribution of Technology to Law Enforcement"

Largely written/published 1967--1969.

https://www.rand.org/pubs/authors/b/baran_paul.html

Willis Ware / RAND

Too numerous to list fully, 1960s --1990s. Highlights:

• "Security and Privacy in Computer Systems" (1967)

• "Computers in Society's Future" (1971)

• "Records, Computers and the Rights of Citizens" (1973

• "Privacy and Security Issues in Information Systems" (1976)

• "Information Systems, Security, and Privacy" (1983)

• "The new faces of privacy" (1993)

https://www.rand.org/pubs/authors/w/ware_willis_h.html

Misc

Shoshana Zuboff, In the Age of the Smart Machine: The Future of Work and Power (1988) Notably reviewed in the Whole Earth Catalog's Signal: Communication Tools for the Information Age (1988).

https://www.worldcat.org/title/in-the-age-of-the-smart-machine-the-future-of-work-and-power/oclc/60966402 https://archive.org/details/inageofsmartmach00zubo/page/n7/mode/2up

"Danger to Civil Rights?", 80 Microcomputing (1982)

https://archive.org/stream/80_Microcomputing_Issue_26_1982-02_1001001_US#page/n295/mode/2up (https://news.ycombinator.com/item?id=14329877)

"Computer-Based National Information Systems: Technology and Public Policy", NTIS (September 1981)

http://govinfo.library.unt.edu/ota/Ota_5/DATA/1981/8109.PDF

"23 to Study Computer ‘Threat’" (1970)

https://www.nytimes.com/1970/03/12/archives/23-to-study-computer-threat.html

The Stanford Encyclopedia of Philosophy

"Privacy and Information Technology" bibliography is largely 1990--present, but contains some earlier references.

https://plato.stanford.edu/entries/it-privacy/#Bib

Similarly "Privacy"

https://plato.stanford.edu/entries/privacy/

Credit Reporting / Legislation

US Privacy Act of 1974

https://www.justice.gov/opcl/privacy-act-1974

Invasion of Privacy Act 1971 - Queensland Government, Australia

https://www.legislation.qld.gov.au/view/pdf/inforce/current/act-1971-050

Arthur R. Miller, The assault on privacy: computers, data banks, and dossiers

https://archive.org/details/assaultonprivacy00mill/page/n7/mode/2up

"The Computer, the Consumer and Privacy" (1984)

https://www.nytimes.com/1984/03/04/weekinreview/the-computer-the-consumer-and-privacy.html

Richard Boeth / Newsweek

The specific item I'd had in mind:

Richard Boeth, "Is Privacy Dead", Newsweek, July 27, 1970

http://www.thedailybeast.com/articles/2013/06/11/is-privacy-dead.html%EF%BB%BF

Direct PDF: https://assets.documentcloud.org/documents/712228/1970-newsweek-coverstory-privacy.pdf

Based on an HN comment: https://news.ycombinator.com/item?id=24851736

#privacy #surveillance #panopticon #PaulBaran #WillisWare #RAND #ShoshanaZuboff #RichardBoeth #CreditReporting

On authors who were publishing information technology panopticon concerns in the 1980s, or earlier

A quickie dump.

Paul Baran / RAND

• "On the Engineer's Responsibility in Protecting Privacy"

• "On the Future Computer Era: Modification of the American Character and the Role of the Engineer, or, A Little Caution in the Haste to Number"

• "The Coming Computer Utility -- Laissez-Faire, Licensing, or Regulation?"

• "Remarks on the Question of Privacy Raised by the Automation of Mental Health Records"

• "Some Caveats on the Contribution of Technology to Law Enforcement"

Largely written/published 1967--1969.

https://www.rand.org/pubs/authors/b/baran_paul.html

Willis Ware / RAND

Too numerous to list fully, 1960s --1990s. Highlights:

• "Security and Privacy in Computer Systems" (1967)

• "Computers in Society's Future" (1971)

• "Records, Computers and the Rights of Citizens" (1973

• "Privacy and Security Issues in Information Systems" (1976)

• "Information Systems, Security, and Privacy" (1983)

• "The new faces of privacy" (1993)

https://www.rand.org/pubs/authors/w/ware_willis_h.html

Misc

Shoshana Zuboff, In the Age of the Smart Machine: The Future of Work and Power (1988) Notably reviewed in the Whole Earth Catalog's Signal: Communication Tools for the Information Age (1988).

https://www.worldcat.org/title/in-the-age-of-the-smart-machine-the-future-of-work-and-power/oclc/60966402 https://archive.org/details/inageofsmartmach00zubo/page/n7/mode/2up

"Danger to Civil Rights?", 80 Microcomputing (1982)

https://archive.org/stream/80_Microcomputing_Issue_26_1982-02_1001001_US#page/n295/mode/2up (https://news.ycombinator.com/item?id=14329877)

"Computer-Based National Information Systems: Technology and Public Policy", NTIS (September 1981)

http://govinfo.library.unt.edu/ota/Ota_5/DATA/1981/8109.PDF

"23 to Study Computer ‘Threat’" (1970)

https://www.nytimes.com/1970/03/12/archives/23-to-study-computer-threat.html

The Stanford Encyclopedia of Philosophy

"Privacy and Information Technology" bibliography is largely 1990--present, but contains some earlier references.

https://plato.stanford.edu/entries/it-privacy/#Bib

Similarly "Privacy"

https://plato.stanford.edu/entries/privacy/

Credit Reporting / Legislation

US Privacy Act of 1974

https://www.justice.gov/opcl/privacy-act-1974

Invasion of Privacy Act 1971 - Queensland Government, Australia

https://www.legislation.qld.gov.au/view/pdf/inforce/current/act-1971-050

Arthur R. Miller, The assault on privacy: computers, data banks, and dossiers

https://archive.org/details/assaultonprivacy00mill/page/n7/mode/2up

"The Computer, the Consumer and Privacy" (1984)

https://www.nytimes.com/1984/03/04/weekinreview/the-computer-the-consumer-and-privacy.html

Richard Boeth / Newsweek

The specific item I'd had in mind:

Richard Boeth, "Is Privacy Dead", Newsweek, July 27, 1970

http://www.thedailybeast.com/articles/2013/06/11/is-privacy-dead.html%EF%BB%BF

Direct PDF: https://assets.documentcloud.org/documents/712228/1970-newsweek-coverstory-privacy.pdf

Based on an HN comment: https://news.ycombinator.com/item?id=24851736

#privacy #surveillance #panopticon #PaulBaran #WillisWare #RAND #ShoshanaZuboff #RichardBoeth #CreditReporting

On authors who were publishing information technology panopticon concerns in the 1980s, or earlier

A quickie dump.

Paul Baran / RAND

• "On the Engineer's Responsibility in Protecting Privacy"

• "On the Future Computer Era: Modification of the American Character and the Role of the Engineer, or, A Little Caution in the Haste to Number"

• "The Coming Computer Utility -- Laissez-Faire, Licensing, or Regulation?"

• "Remarks on the Question of Privacy Raised by the Automation of Mental Health Records"

• "Some Caveats on the Contribution of Technology to Law Enforcement"

Largely written/published 1967--1969.

https://www.rand.org/pubs/authors/b/baran_paul.html

Willis Ware / RAND

Too numerous to list fully, 1960s --1990s. Highlights:

• "Security and Privacy in Computer Systems" (1967)

• "Computers in Society's Future" (1971)

• "Records, Computers and the Rights of Citizens" (1973

• "Privacy and Security Issues in Information Systems" (1976)

• "Information Systems, Security, and Privacy" (1983)

• "The new faces of privacy" (1993)

https://www.rand.org/pubs/authors/w/ware_willis_h.html

Misc

Shoshana Zuboff, In the Age of the Smart Machine: The Future of Work and Power (1988) Notably reviewed in the Whole Earth Catalog's Signal: Communication Tools for the Information Age (1988).

https://www.worldcat.org/title/in-the-age-of-the-smart-machine-the-future-of-work-and-power/oclc/60966402 https://archive.org/details/inageofsmartmach00zubo/page/n7/mode/2up

"Danger to Civil Rights?", 80 Microcomputing (1982)

https://archive.org/stream/80_Microcomputing_Issue_26_1982-02_1001001_US#page/n295/mode/2up (https://news.ycombinator.com/item?id=14329877)

"Computer-Based National Information Systems: Technology and Public Policy", NTIS (September 1981)

http://govinfo.library.unt.edu/ota/Ota_5/DATA/1981/8109.PDF

"23 to Study Computer ‘Threat’" (1970)

https://www.nytimes.com/1970/03/12/archives/23-to-study-computer-threat.html

The Stanford Encyclopedia of Philosophy

"Privacy and Information Technology" bibliography is largely 1990--present, but contains some earlier references.

https://plato.stanford.edu/entries/it-privacy/#Bib

Similarly "Privacy"

https://plato.stanford.edu/entries/privacy/

Credit Reporting / Legislation

US Privacy Act of 1974

https://www.justice.gov/opcl/privacy-act-1974

Invasion of Privacy Act 1971 - Queensland Government, Australia

https://www.legislation.qld.gov.au/view/pdf/inforce/current/act-1971-050

Arthur R. Miller, The assault on privacy: computers, data banks, and dossiers

https://archive.org/details/assaultonprivacy00mill/page/n7/mode/2up

"The Computer, the Consumer and Privacy" (1984)

https://www.nytimes.com/1984/03/04/weekinreview/the-computer-the-consumer-and-privacy.html

Richard Boeth / Newsweek

The specific item I'd had in mind:

Richard Boeth, "Is Privacy Dead", Newsweek, July 27, 1970

http://www.thedailybeast.com/articles/2013/06/11/is-privacy-dead.html%EF%BB%BF

Direct PDF: https://assets.documentcloud.org/documents/712228/1970-newsweek-coverstory-privacy.pdf

Based on an HN comment: https://news.ycombinator.com/item?id=24851736

#privacy #surveillance #panopticon #PaulBaran #WillisWare #RAND #ShoshanaZuboff #RichardBoeth #CreditReporting

On authors who were publishing information technology panopticon concerns in the 1980s, or earlier

A quickie dump.

Paul Baran / RAND

• "On the Engineer's Responsibility in Protecting Privacy"

• "On the Future Computer Era: Modification of the American Character and the Role of the Engineer, or, A Little Caution in the Haste to Number"

• "The Coming Computer Utility -- Laissez-Faire, Licensing, or Regulation?"

• "Remarks on the Question of Privacy Raised by the Automation of Mental Health Records"

• "Some Caveats on the Contribution of Technology to Law Enforcement"

Largely written/published 1967--1969.

https://www.rand.org/pubs/authors/b/baran_paul.html

Willis Ware / RAND

Too numerous to list fully, 1960s --1990s. Highlights:

• "Security and Privacy in Computer Systems" (1967)

• "Computers in Society's Future" (1971)

• "Records, Computers and the Rights of Citizens" (1973

• "Privacy and Security Issues in Information Systems" (1976)

• "Information Systems, Security, and Privacy" (1983)

• "The new faces of privacy" (1993)

https://www.rand.org/pubs/authors/w/ware_willis_h.html

Misc

Shoshana Zuboff, In the Age of the Smart Machine: The Future of Work and Power (1988) Notably reviewed in the Whole Earth Catalog's Signal: Communication Tools for the Information Age (1988).

https://www.worldcat.org/title/in-the-age-of-the-smart-machine-the-future-of-work-and-power/oclc/60966402 https://archive.org/details/inageofsmartmach00zubo/page/n7/mode/2up

"Danger to Civil Rights?", 80 Microcomputing (1982)

https://archive.org/stream/80_Microcomputing_Issue_26_1982-02_1001001_US#page/n295/mode/2up (https://news.ycombinator.com/item?id=14329877)

"Computer-Based National Information Systems: Technology and Public Policy", NTIS (September 1981)

http://govinfo.library.unt.edu/ota/Ota_5/DATA/1981/8109.PDF

"23 to Study Computer ‘Threat’" (1970)

https://www.nytimes.com/1970/03/12/archives/23-to-study-computer-threat.html

The Stanford Encyclopedia of Philosophy

"Privacy and Information Technology" bibliography is largely 1990--present, but contains some earlier references.

https://plato.stanford.edu/entries/it-privacy/#Bib

Similarly "Privacy"

https://plato.stanford.edu/entries/privacy/

Credit Reporting / Legislation

US Privacy Act of 1974

https://www.justice.gov/opcl/privacy-act-1974

Invasion of Privacy Act 1971 - Queensland Government, Australia

https://www.legislation.qld.gov.au/view/pdf/inforce/current/act-1971-050

Arthur R. Miller, The assault on privacy: computers, data banks, and dossiers

https://archive.org/details/assaultonprivacy00mill/page/n7/mode/2up

"The Computer, the Consumer and Privacy" (1984)

https://www.nytimes.com/1984/03/04/weekinreview/the-computer-the-consumer-and-privacy.html

Richard Boeth / Newsweek

The specific item I'd had in mind:

Richard Boeth, "Is Privacy Dead", Newsweek, July 27, 1970

http://www.thedailybeast.com/articles/2013/06/11/is-privacy-dead.html%EF%BB%BF

Direct PDF: https://assets.documentcloud.org/documents/712228/1970-newsweek-coverstory-privacy.pdf

Based on an HN comment: https://news.ycombinator.com/item?id=24851736

#privacy #surveillance #panopticon #PaulBaran #WillisWare #RAND #ShoshanaZuboff #RichardBoeth #CreditReporting

On authors who were publishing information technology panopticon concerns in the 1980s, or earlier

A quickie dump.

Paul Baran / RAND

• "On the Engineer's Responsibility in Protecting Privacy"

• "On the Future Computer Era: Modification of the American Character and the Role of the Engineer, or, A Little Caution in the Haste to Number"

• "The Coming Computer Utility -- Laissez-Faire, Licensing, or Regulation?"

• "Remarks on the Question of Privacy Raised by the Automation of Mental Health Records"

• "Some Caveats on the Contribution of Technology to Law Enforcement"

Largely written/published 1967--1969.

https://www.rand.org/pubs/authors/b/baran_paul.html

Willis Ware / RAND

Too numerous to list fully, 1960s --1990s. Highlights:

• "Security and Privacy in Computer Systems" (1967)

• "Computers in Society's Future" (1971)

• "Records, Computers and the Rights of Citizens" (1973

• "Privacy and Security Issues in Information Systems" (1976)

• "Information Systems, Security, and Privacy" (1983)

• "The new faces of privacy" (1993)

https://www.rand.org/pubs/authors/w/ware_willis_h.html

Misc

Shoshana Zuboff, In the Age of the Smart Machine: The Future of Work and Power (1988) Notably reviewed in the Whole Earth Catalog's Signal: Communication Tools for the Information Age (1988).

https://www.worldcat.org/title/in-the-age-of-the-smart-machine-the-future-of-work-and-power/oclc/60966402 https://archive.org/details/inageofsmartmach00zubo/page/n7/mode/2up

"Danger to Civil Rights?", 80 Microcomputing (1982)

https://archive.org/stream/80_Microcomputing_Issue_26_1982-02_1001001_US#page/n295/mode/2up (https://news.ycombinator.com/item?id=14329877)

"Computer-Based National Information Systems: Technology and Public Policy", NTIS (September 1981)

http://govinfo.library.unt.edu/ota/Ota_5/DATA/1981/8109.PDF

"23 to Study Computer ‘Threat’" (1970)

https://www.nytimes.com/1970/03/12/archives/23-to-study-computer-threat.html

The Stanford Encyclopedia of Philosophy

"Privacy and Information Technology" bibliography is largely 1990--present, but contains some earlier references.

https://plato.stanford.edu/entries/it-privacy/#Bib

Similarly "Privacy"

https://plato.stanford.edu/entries/privacy/

Credit Reporting / Legislation

US Privacy Act of 1974

https://www.justice.gov/opcl/privacy-act-1974

Invasion of Privacy Act 1971 - Queensland Government, Australia

https://www.legislation.qld.gov.au/view/pdf/inforce/current/act-1971-050

Arthur R. Miller, The assault on privacy: computers, data banks, and dossiers

https://archive.org/details/assaultonprivacy00mill/page/n7/mode/2up

"The Computer, the Consumer and Privacy" (1984)

https://www.nytimes.com/1984/03/04/weekinreview/the-computer-the-consumer-and-privacy.html

Richard Boeth / Newsweek

The specific item I'd had in mind:

Richard Boeth, "Is Privacy Dead", Newsweek, July 27, 1970

http://www.thedailybeast.com/articles/2013/06/11/is-privacy-dead.html%EF%BB%BF

Direct PDF: https://assets.documentcloud.org/documents/712228/1970-newsweek-coverstory-privacy.pdf

Based on an HN comment: https://news.ycombinator.com/item?id=24851736

#privacy #surveillance #panopticon #PaulBaran #WillisWare #RAND #ShoshanaZuboff #RichardBoeth #CreditReporting

MyEquifax.com is yet another security disaster - One would think that having one of the most high-profile breaches in recent memory would make a comp... more: http://feedproxy.google.com/~r/Techcrunch/~3/qTA4S7sNJUc/ #creditreporting #equifaxhack #security #privacy #equifax #credit