#consumerfinance — Public Fediverse posts

Americans now owe a staggering $18.19 trillion as credit card debt keeps climbing

https://fed.brid.gy/r/https://nerds.xyz/2026/05/us-consumer-debt-2026/

Experian is using ChatGPT to sell you auto insurance

https://fed.brid.gy/r/https://nerds.xyz/2026/02/experian-chatgpt-auto-insurance/

Why Are Credit Card Rates So High?

https://libertystreeteconomics.newyorkfed.org/2025/03/why-are-credit-card-rates-so-high/

#HackerNews #CreditCardRates #HighInterestFinance #EconomicTrends #ConsumerFinance #DebtManagement

Shoot I just realized I probably should have put some hashtags on the toot above because it may be of interest in communities who don't usually follow me.

#AI #Racism #ChatGPT #CardsAgainstHumanity #Finance #ConsumerFinance #FinancialServices #NativeAmerican #Elders #CreekNation #Muskogee #IndianCountry #FacialRecognition #Fraud #FraudDetection #Banking #RetailBanking #CheckCashing

This report is super interesting, but the TLDR: "Pay yourself first" strategies demonstrated the biggest #Savings payoff. https://www.consumerfinance.gov/data-research/research-reports/consumer-savings-app-strategies-and-savings-outcomes/

Via @margaretb, who I think coauthored it?

#CFPB #PersonalFinance #ConsumerFinance

#Neobank #Monzo US will be testing joint accounts in beta soon.

https://monzo.com/us/

https://community.monzo.com/t/help-us-test-joint-accounts-in-the-us/140759

#fintech #banking #PersonalFinance #ConsumerFinance

TFW your book about the politics of #consumerfinance is called "Democracy Declined" as a play on words re: #credit transactions, so you set up a google alert...

Friends, I did not anticipate actual democratic erosion when I made this choice.

Got a big purchase coming up? Accrue Savings is a service that will not only help you save up for this big purchase, but rewards you for doing so.

https://www.accruesavings.com/

#saving #shopping #consumerfinance #fintech

Hi all--Registration is now open for the #CFPB’s 6th #Research #Conference. Through our conference, we seek to connect policymakers and researchers – from across a wide range of disciplines and approaches – on #ConsumerFinance and #HouseholdFinance topics. Join fellow researchers for this two-day event--Dec 15-16, 2022.

Conference registration: https://surveys.consumerfinance.gov/jfe/form/SV_aaRHtJHIq2hB8oe

preliminary agenda (with paper abstracts): https://www.consumerfinance.gov/data-research/cfpb-research-conference/2022-cfpb-research-conference/agenda/

#economics #finance #psychology #marketing #decisionscience

Joining to see if I can find a new social media community. I'm a big law attorney after two stints as a fintech GC and in-house experience. I can't give legal advice here, but happy to share resources and knowledge. Interested in #fintech #consumerfinance #finreg #studentloans #startups #incomeshareagreements #law #legal #parenting #nyc #brooklyn

The next generation of global payments: Afterpay + Square - Dana Stalder
Contributor

Share on Twitter... - http://feedproxy.google.com/~r/Techcrunch/~3/VCNp4Ww4gAM/ #financialtechnology #financialservices #paymentprocessing #cryptocurrencies #consumerfinance #matrixpartners #mobilepayments #creditcards #debitcard #payments #startups #afterpay #finance #opinion #fintech #column #klarna #square #m&a #tc

Divido bags $30M to take its ‘buy now, pay later’ platform to more markets - London-based Divido, a whitelabel platform for retail finance that integrates with... - http://feedproxy.google.com/~r/Techcrunch/~3/8fldw9eQ2Ic/ #sonyinnovationfund #consumerfinance #fundings&exits #onlinelending #sbiinvestment #dawncapital #globalbrain #dncapital #payments #finance #banking #europe #credit #divido #klarna #london #hsbc #ocs

Pay with a credit card and other tips to COVID-proof your next holiday Going on holiday during the coronavirus pandemic has never been more complicated, with rapidly changing restrictions causing headaches for travellers. https://www.abc.net.au/news/2020-08-25/coronavirus-restrictions-and-holidays-how-to-book/12586100 #Business,EconomicsandFinance #ConsumerProtection #TravelandTourism #ConsumerFinance #RuralTourism #COVID-19 #Tourism

Grab launches new consumer financial services, including micro-investments and loans - Grab announced today that its financial unit, which previously focused mainly on services for entre... - http://feedproxy.google.com/~r/Techcrunch/~3/f_JsoLoJ2-Q/ #grabfinancialgroup #financialservices #consumerfinance #southeastasia #singapore #fintech #apps #asia #grab #tc

Payfazz gets $53 million to give more Indonesians access to financial services - Indonesia is not only Southeast Asia’s most populated country, but also one of the world’s fastest-g... more: http://feedproxy.google.com/~r/Techcrunch/~3/0Cz8yy3yOjk/ #consumerfinance #fundings&exits #financialtech #southeastasia #indonesia #startups #payfazz #asia #tc

GoBear raises $17 million to expand its consumer financial services for Asian markets - Singapore-based fintech startup GoBear has raised $17 million from returning investors Walvis Parti... more: http://feedproxy.google.com/~r/Techcrunch/~3/FMWbuIpcMho/ #financialservices #consumerfinance #fundings&exits #southeastasia #singapore #startups #fintech #gobear #asia #tc

TikTok parent ByteDance leads $6M round in financial AI startup Lingxi - TikTok’s parent company ByteDance has added Lingxi, a Beijing-based startup that applies machine i... more: http://feedproxy.google.com/~r/Techcrunch/~3/MxXNHMmaejc/ #artificialintelligence #financialservices #consumerfinance #debtcollection #rocketinternet #insurancetech #gsrventures #musical.ly #techcrunch #bytedance #beijing #tiktok #china #asia #tc

WA businesses 'confident' they will survive pandemic The coronavirus pandemic is understandably weighing on the mind of Australia's business sector, however there are some early signs of green shoots as one state begins to open up. https://www.abc.net.au/news/2020-05-04/most-wa-businesses-confident-of-surviving-pandemic/12210186 #Business,EconomicsandFinance #DiseasesandDisorders #LifestyleandLeisure #TravelandTourism #ConsumerFinance #SmallBusiness #RuralTourism #Hospitality #COVID-19

'$7 for lettuce is ridiculous': Fruit and veg prices skyrocket amid COVID-19 panic buying As the coronavirus continues to spread shoppers are reporting significant increases in supermarket prices. Retailers, meanwhile, say the cost of doing business has gone up "exponentially". https://www.abc.net.au/news/2020-03-22/coronavirus-panic-buying-sees-fresh-produce-price-hikes/12078198 #EpidemicsandPandemics #AgriculturalCrops #FoodandBeverage #ConsumerFinance #Vegetables #COVID-19 #Fruits

Felix Capital closes $300M fund to double down on DTC, break into fintech and make late-stage deals - To kick off 2020, one of Europe’s newer — and more successful — investment firms has closed a fresh,... more: http://feedproxy.google.com/~r/Techcrunch/~3/lcM469mNoqA/ #businessincubators #enterprisesoftware #consumerstartups #entrepreneurship #consumerfinance #personalfinance #venturecapital #gwynethpaltrow #startupcompany #fredericcourt #privateequity #felixcapital

Helping banks refine sales pitches and customer service, Minneapolis-based Total Expert raises $52 million - It’s no secret that the art of customer service in the modern era is something that banks desperatel... more: http://feedproxy.google.com/~r/Techcrunch/~3/01KJJ7NBmIM/ #chiefexecutiveofficer #customerexperience #financialservices #georgianpartners #brandmanagement #consumerfinance #minneapolis #emergence #marketing #business #banking #economy #bank #tc

Tally’s Jason Brown on fintech’s first debt roboadvisor and an automated financial future - Yesterday, Tally, the startup looking to automate consumers financial lives, announced it had raised... more: http://feedproxy.google.com/~r/Techcrunch/~3/ZgwlmjdqdV4/ #artificialintelligence #financialmanagement #financialtechnology #consumerfinance #machinelearning #personalfinance #fundings&exits #venturecapital #studentloans #creditcards #automation #jasonbrown #startups #banking #finance #apps

Zoom addresses CFO’s past workplace conduct ahead of IPO - Zoom, the only profitable unicorn in line to go public, priced its initial public offering at betwe... more: http://feedproxy.google.com/~r/Techcrunch/~3/SsacpUwmX60/ #initialpublicoffering #telecommunications #videoconferencing #emergencecapital #consumerfinance #webconferencing #fundings&exits #venturecapital #sequoiacapital #morganstanley #vicepresident #ciscosystems #goldmansachs #boardmember #companies #startups #ericyuan #tc

Africa Roundup: Kenya’s BRCK acquires EveryLayer, Nigeria’s TeamApt eyes global expansion - Kenyan  communications hardware company BRCK acquired the assets of Nairobi based internet provider ... more: http://feedproxy.google.com/~r/Techcrunch/~3/4vdFnKuUPJ4/ #paymentsolutions #consumerfinance #sanfrancisco #unitedstates #flutterwave #southafrica #smartphone #indonesia #stevecase #engineer #paystack #supabrck #banking #economy #nairobi #nigeria #seriesa #africa #canada