#openpayments — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #openpayments, aggregated by home.social.
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My growing retired-transit-card collection
A year ago, this week’s work trip to the Bay Area would have meant breaking out the oldest computer that I was still using with any regularity at the time: the Clipper card that I bought in June of 2012 to pay for fares on BART, Muni and other transit agencies around San Francisco.
But this year, I could leave that NFC-enabled smart card in the little holder in which I store my other stored-value transit cards and instead tap my phone to pay with my business credit card for each ride–first a SamTrans bus from SFO to Millbrae, then Caltrain to San Jose for TechEx North America, then two days of commuting up and down the peninsula for Google I/O.
BART started accepting contactless payments last August, and now all the Bay Area transit services that accept Clipper cards also let you tap to pay with a phone, a smartwatch or a credit or debit card with an NFC chip.
Whether you call it “tap to pay,” “open payments” or “open loop,” letting people pay for a fare as if it were any other on-the-go purchase is a great advance for transit. Especially for out-of-towners, as I realized years ago when visiting Chicago and Portland and appreciating the early lead of their transit services in this key bit of CX.
A growing array of agencies across the U.S. have finally wised up to this after years of requiring people to buy proprietary stored-value cards, install agency-specific apps or make a throwback cash payment: Metro, NYC’s MTA, the T in Boston, NJ Transit buses and light rail, SEPTA around Philadelphia, MARTA in Atlanta, and the Seattle region’s Sound Transit, among many others.
L.A.’s Metro has been a high-profile laggard–a personally inconvenient one since my TAP card expired last year. But this week users have begun reporting success on Reddit and in Bluesky posts with using their phones and credit cards to cover train and bus fares now that Metro there seems to have begun a soft launch of what it calls “TAP Plus.”
As I’ve spent down the balance on transit cards I no longer need, the ones that I still need to use are now most entirely confined to agencies in other countries. Some examples: I love Barcelona’s Metro but I don’t love how it doesn’t support tap to pay; Doha’s driverless metro is a technological marvel but also requires its own colorful card; Vancouver’s Compass Card offers enough of a discount over tap-to-pay rates (because that city didn’t follow Toronto’s fare-neutral example) that I picked up one for last year’s Web Summit conference there and used it again for this year’s event.
But there is one awkward exception right in my neighborhood: Arlington Transit, which continues to require the SmarTrip card that WMATA rolled out in 1999. So while I can pay for Metro like it’s the 21st century, I still have to keep my well-worn SmarTrip card handy in case an ART bus rolls up before a Metro bus does.
#ApplePay #ArlingtonTransit #ARTBus #BART #Caltrain #CharlieCard #ClipperCard #GoogleWallet #MBTA #Metro #NFCPayments #openLoop #openPayments #SmarTrip #tapToPay #TheT #transit #transitApps #transitCards -
My growing retired-transit-card collection
A year ago, this week’s work trip to the Bay Area would have meant breaking out the oldest computer that I was still using with any regularity at the time: the Clipper card that I bought in June of 2012 to pay for fares on BART, Muni and other transit agencies around San Francisco.
But this year, I could leave that NFC-enabled smart card in the little holder in which I store my other stored-value transit cards and instead tap my phone to pay with my business credit card for each ride–first a SamTrans bus from SFO to Millbrae, then Caltrain to San Jose for TechEx North America, then two days of commuting up and down the peninsula for Google I/O.
BART started accepting contactless payments last August, and now all the Bay Area transit services that accept Clipper cards also let you tap to pay with a phone, a smartwatch or a credit or debit card with an NFC chip.
Whether you call it “tap to pay,” “open payments” or “open loop,” letting people pay for a fare as if it were any other on-the-go purchase is a great advance for transit. Especially for out-of-towners, as I realized years ago when visiting Chicago and Portland and appreciating the early lead of their transit services in this key bit of CX.
A growing array of agencies across the U.S. have finally wised up to this after years of requiring people to buy proprietary stored-value cards, install agency-specific apps or make a throwback cash payment: Metro, NYC’s MTA, the T in Boston, NJ Transit buses and light rail, SEPTA around Philadelphia, MARTA in Atlanta, and the Seattle region’s Sound Transit, among many others.
L.A.’s Metro has been a high-profile laggard–a personally inconvenient one since my TAP card expired last year. But this week users have begun reporting success on Reddit and in Bluesky posts with using their phones and credit cards to cover train and bus fares now that Metro there seems to have begun a soft launch of what it calls “TAP Plus.”
As I’ve spent down the balance on transit cards I no longer need, the ones that I still need to use are now most entirely confined to agencies in other countries. Some examples: I love Barcelona’s Metro but I don’t love how it doesn’t support tap to pay; Doha’s driverless metro is a technological marvel but also requires its own colorful card; Vancouver’s Compass Card offers enough of a discount over tap-to-pay rates (because that city didn’t follow Toronto’s fare-neutral example) that I picked up one for last year’s Web Summit conference there and used it again for this year’s event.
But there is one awkward exception right in my neighborhood: Arlington Transit, which continues to require the SmarTrip card that WMATA rolled out in 1999. So while I can pay for Metro like it’s the 21st century, I still have to keep my well-worn SmarTrip card handy in case an ART bus rolls up before a Metro bus does.
#ApplePay #ArlingtonTransit #ARTBus #BART #Caltrain #CharlieCard #ClipperCard #GoogleWallet #MBTA #Metro #NFCPayments #openLoop #openPayments #SmarTrip #tapToPay #TheT #transit #transitApps #transitCards -
My growing retired-transit-card collection
A year ago, this week’s work trip to the Bay Area would have meant breaking out the oldest computer that I was still using with any regularity at the time: the Clipper card that I bought in June of 2012 to pay for fares on BART, Muni and other transit agencies around San Francisco.
But this year, I could leave that NFC-enabled smart card in the little holder in which I store my other stored-value transit cards and instead tap my phone to pay with my business credit card for each ride–first a SamTrans bus from SFO to Millbrae, then Caltrain to San Jose for TechEx North America, then two days of commuting up and down the peninsula for Google I/O.
BART started accepting contactless payments last August, and now all the Bay Area transit services that accept Clipper cards also let you tap to pay with a phone, a smartwatch or a credit or debit card with an NFC chip.
Whether you call it “tap to pay,” “open payments” or “open loop,” letting people pay for a fare as if it were any other on-the-go purchase is a great advance for transit. Especially for out-of-towners, as I realized years ago when visiting Chicago and Portland and appreciating the early lead of their transit services in this key bit of CX.
A growing array of agencies across the U.S. have finally wised up to this after years of requiring people to buy proprietary stored-value cards, install agency-specific apps or make a throwback cash payment: Metro, NYC’s MTA, the T in Boston, NJ Transit buses and light rail, SEPTA around Philadelphia, MARTA in Atlanta, and the Seattle region’s Sound Transit, among many others.
L.A.’s Metro has been a high-profile laggard–a personally inconvenient one since my TAP card expired last year. But this week users have begun reporting success on Reddit and in Bluesky posts with using their phones and credit cards to cover train and bus fares now that Metro there seems to have begun a soft launch of what it calls “TAP Plus.”
As I’ve spent down the balance on transit cards I no longer need, the ones that I still need to use are now most entirely confined to agencies in other countries. Some examples: I love Barcelona’s Metro but I don’t love how it doesn’t support tap to pay; Doha’s driverless metro is a technological marvel but also requires its own colorful card; Vancouver’s Compass Card offers enough of a discount over tap-to-pay rates (because that city didn’t follow Toronto’s fare-neutral example) that I picked up one for last year’s Web Summit conference there and used it again for this year’s event.
But there is one awkward exception right in my neighborhood: Arlington Transit, which continues to require the SmarTrip card that WMATA rolled out in 1999. So while I can pay for Metro like it’s the 21st century, I still have to keep my well-worn SmarTrip card handy in case an ART bus rolls up before a Metro bus does.
#ApplePay #ArlingtonTransit #ARTBus #BART #Caltrain #CharlieCard #ClipperCard #GoogleWallet #MBTA #Metro #NFCPayments #openLoop #openPayments #SmarTrip #tapToPay #TheT #transit #transitApps #transitCards -
My growing retired-transit-card collection
A year ago, this week’s work trip to the Bay Area would have meant breaking out the oldest computer that I was still using with any regularity at the time: the Clipper card that I bought in June of 2012 to pay for fares on BART, Muni and other transit agencies around San Francisco.
But this year, I could leave that NFC-enabled smart card in the little holder in which I store my other stored-value transit cards and instead tap my phone to pay with my business credit card for each ride–first a SamTrans bus from SFO to Millbrae, then Caltrain to San Jose for TechEx North America, then two days of commuting up and down the peninsula for Google I/O.
BART started accepting contactless payments last August, and now all the Bay Area transit services that accept Clipper cards also let you tap to pay with a phone, a smartwatch or a credit or debit card with an NFC chip.
Whether you call it “tap to pay,” “open payments” or “open loop,” letting people pay for a fare as if it were any other on-the-go purchase is a great advance for transit. Especially for out-of-towners, as I realized years ago when visiting Chicago and Portland and appreciating the early lead of their transit services in this key bit of CX.
A growing array of agencies across the U.S. have finally wised up to this after years of requiring people to buy proprietary stored-value cards, install agency-specific apps or make a throwback cash payment: Metro, NYC’s MTA, the T in Boston, NJ Transit buses and light rail, SEPTA around Philadelphia, MARTA in Atlanta, and the Seattle region’s Sound Transit, among many others.
L.A.’s Metro has been a high-profile laggard–a personally inconvenient one since my TAP card expired last year. But this week users have begun reporting success on Reddit and in Bluesky posts with using their phones and credit cards to cover train and bus fares now that Metro there seems to have begun a soft launch of what it calls “TAP Plus.”
As I’ve spent down the balance on transit cards I no longer need, the ones that I still need to use are now most entirely confined to agencies in other countries. Some examples: I love Barcelona’s Metro but I don’t love how it doesn’t support tap to pay; Doha’s driverless metro is a technological marvel but also requires its own colorful card; Vancouver’s Compass Card offers enough of a discount over tap-to-pay rates (because that city didn’t follow Toronto’s fare-neutral example) that I picked up one for last year’s Web Summit conference there and used it again for this year’s event.
But there is one awkward exception right in my neighborhood: Arlington Transit, which continues to require the SmarTrip card that WMATA rolled out in 1999. So while I can pay for Metro like it’s the 21st century, I still have to keep my well-worn SmarTrip card handy in case an ART bus rolls up before a Metro bus does.
#ApplePay #ArlingtonTransit #ARTBus #BART #Caltrain #CharlieCard #ClipperCard #GoogleWallet #MBTA #Metro #NFCPayments #openLoop #openPayments #SmarTrip #tapToPay #TheT #transit #transitApps #transitCards -
📣 Join us for the May Interledger Community Call tomorrow (May 13)!
Our monthly community calls are a space to connect, learn, and explore what’s next for open payments.
Dr Christian Grothoff will present @Taler, a free software payment system designed to enable fast, efficient transactions while supporting strong privacy and socially responsible financial policies—without relying on blockchain.
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Calling developers and open source contributors 👩💻👨💻
The Open Payments SDK Grant funds projects improving developer tooling, API standards, and SDK generation.
💰 $5K–$50K available
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Universities are where the next breakthroughs in payments begin 🎓
Interledger on Campus supports student clubs with up to $5,000 to run hackathons, workshops, and hands-on projects in open payments.
👉 Learn more & apply: https://interledger.org/grant/education/on-campus
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Universities are where the next breakthroughs in payments begin 🎓
Interledger on Campus supports student clubs with up to $5,000 to run hackathons, workshops, and hands-on projects in open payments.
👉 Learn more & apply: https://interledger.org/grant/education/on-campus
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Universities are where the next breakthroughs in payments begin 🎓
Interledger on Campus supports student clubs with up to $5,000 to run hackathons, workshops, and hands-on projects in open payments.
👉 Learn more & apply: https://interledger.org/grant/education/on-campus
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Universities are where the next breakthroughs in payments begin 🎓
Interledger on Campus supports student clubs with up to $5,000 to run hackathons, workshops, and hands-on projects in open payments.
👉 Learn more & apply: https://interledger.org/grant/education/on-campus
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Universities are where the next breakthroughs in payments begin 🎓
Interledger on Campus supports student clubs with up to $5,000 to run hackathons, workshops, and hands-on projects in open payments.
👉 Learn more & apply: https://interledger.org/grant/education/on-campus
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When systems work together, money moves more freely.
From M-Pesa to UPI, interoperable payments are making money more connected and accessible.
In this blog, Casey Ariel Dike explores what’s possible when systems “talk” to each other.
Read more: https://interledger.org/news/you-dont-need-3-apps-pay-your-friends-why-us-payments-feel-broken
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📢 New 2026 Policy Activation Grantee
We’re supporting CTS-FGV (Rio) to research how BRICS countries shape end-user outcomes in national digital payment systems and financial digital public infrastructure.
Focusing on Brazil & India first, the project explores how governance impacts real user outcomes 🌍
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How does interoperability actually work?
Interledger is the connective layer that lets value move seamlessly across payment networks.Want to build with open payments? The Developers Portal has specs, tools, tutorials, and real-world guidance.
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The Interledger Foundation supports people building open, interoperable payment infrastructure 🌱
The Open Payments SDK Grant funds tools that help money move more freely across networks.
Applications are open.
👉 Apply: https://github.com/interledger/Grants/wiki/SDK-grant-program -
RE: https://mastodon.social/@bagder/116359048796181736
This feature, once acceptable for merging, will make it easier to use curl with OpenPayments.dev and other APIs using GNAP (RFC 9635 Grant Negotiation and Authorization Protocol, the successor to OAuth 2).
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RE: https://mastodon.social/@bagder/116359048796181736
This feature, once acceptable for merging, will make it easier to use curl with OpenPayments.dev and other APIs using GNAP (RFC 9635 Grant Negotiation and Authorization Protocol, the successor to OAuth 2).
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RE: https://mastodon.social/@bagder/116359048796181736
This feature, once acceptable for merging, will make it easier to use curl with OpenPayments.dev and other APIs using GNAP (RFC 9635 Grant Negotiation and Authorization Protocol, the successor to OAuth 2).
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RE: https://mastodon.social/@bagder/116359048796181736
This feature, once acceptable for merging, will make it easier to use curl with OpenPayments.dev and other APIs using GNAP (RFC 9635 Grant Negotiation and Authorization Protocol, the successor to OAuth 2).
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RE: https://mastodon.social/@bagder/116359048796181736
This feature, once acceptable for merging, will make it easier to use curl with OpenPayments.dev and other APIs using GNAP (RFC 9635 Grant Negotiation and Authorization Protocol, the successor to OAuth 2).
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We’re funding developers building tools for Open Payments ⚙️
The Open Payments SDK Grant supports projects improving developer experience by enabling SDKs from the OpenAPI spec.
💰 $5K–$50K available
👉 Apply now: https://interledger.org/grant/open-payments-sdk -
Who should have access to the core infrastructure of money movement — and on what terms?
The Interledger Foundation responded to the Federal Reserve’s Payment Account proposal, highlighting how access to settlement systems can support inclusion.
👉 Read more: https://interledger.org/news/why-we-weighed-federal-reserves-payment-account-proposal
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Applications for the Interledger Fellowship open April 1, 2026 🌟
A 12-month program supporting innovators in open payments, interoperability, and financial inclusion.
📅 Apply by June 15
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Africa already has the foundations of modern payments infrastructure 🌍
With 33 domestic systems and 3 regional ones, the opportunity is connecting and scaling them to deliver value. Today, costs still average 8–8.5%, with $5B lost annually.
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🎓 Interledger on Campus has launched!
Student clubs can apply for mini-grants up to $5,000 to host hackathons, workshops, and hands-on learning about open payments and financial access.
📅 Apply by July 31, 2026
https://submit.interledger.org/submit -
🎓 Interledger on Campus has launched!
Student clubs can apply for mini-grants up to $5,000 to host hackathons, workshops, and hands-on learning about open payments and financial access.
📅 Apply by July 31, 2026
https://submit.interledger.org/submit -
🎓 Interledger on Campus has launched!
Student clubs can apply for mini-grants up to $5,000 to host hackathons, workshops, and hands-on learning about open payments and financial access.
📅 Apply by July 31, 2026
https://submit.interledger.org/submit -
🎓 Interledger on Campus has launched!
Student clubs can apply for mini-grants up to $5,000 to host hackathons, workshops, and hands-on learning about open payments and financial access.
📅 Apply by July 31, 2026
https://submit.interledger.org/submit -
🎓 Interledger on Campus has launched!
Student clubs can apply for mini-grants up to $5,000 to host hackathons, workshops, and hands-on learning about open payments and financial access.
📅 Apply by July 31, 2026
https://submit.interledger.org/submit -
🚀 Introducing Open Payments Go
An open-source SDK bringing first-class Open Payments support to the Go ecosystem.
Building backend systems in Go? Now you can integrate interoperable payments more easily.
👉 Read more: https://interledger.org/developers/blog/go-further-with-open-payments/
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"We need far more than a different PayFac or a different Itch. We need an entire different way of transferring funds online.
But I still hate crypto."
#interledger #GNUtaler #WebMonetization #OpenPayments #FediForFiat
https://voidfox.com/blog/payment_processor_fun_2025_making_your_own_msp/
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How do #interledger and #GNUTaler differ?
We need federated fiat. Trusted banks or credit unions acting like servers. Apps that let you send money as easily as we send email today, without a middleman. Enabling us to build cool programs that connect to other services, like paying creators for the time we spend with their work. But doing all this without the problems of crypto, just like we don't keep all our money in cash under the mattress.
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Omg omg omg, Open Payments on ORCA are almost here, y'all!
Soft launch on the RapidRide G Line 2/2!
#Seattle #ORCACard #TheORCACard #OpenPayments #PublicTransit #SoundTransit #KingCountyMetro
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Our first monthly community call of the year will be on Wednesday, January 14.
Join us for a first look at the foundation’s 2026 plans for advancing digital financial inclusion, #OpenPayments, and #WebMonetization.
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As #authors, we often talk about the creative process but not how we try earn a living from what we make. I joined with fellow African SFF authors Cheryl S Ntumy from Ghana & @dilmandila from Uganda, with @Jeremiah from Interledger, to talk writing, getting paid as African creators, & our hopes for new ways of accessible payments. Listen here: https://podcast.interledger.org/@InterledgerSalon/episodes/unlocking-possibilities-the-role-of-open-payments-in-african-speculative-fiction
#bookstadon #amwriting #WritingCommunity #Authors #OpenPayments -
In 2025, developers worldwide pushed the Interledger ecosystem forward, experimenting, shipping code, opening issues, and sharing ideas across hackathons, meetups, and GitHub.
Thanks for building open payments. Onward to 2026 🚀
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Curious how Web Monetization uses #OpenPayments?
Part 1 of our new series breaks down the basics, the browser extension, wallet setup, budgets, and how creators get supported behind the scenes.
👉 Read Part 1 by Sid Vishnoi: https://interledger.org/developers/blog/web-monetization-open-payments-part-1-connecting-wallet/
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🇲🇽 The Interledger community showed up strong in Mexico City — developers, creators, policymakers & partners united around one mission: open payments for all. 🌍⚡
Catch the Summit highlights here 👇
https://www.youtube.com/playlist?list=PLDHju0onYcAJS1YBvi5LXMaidLFclPw6l -
🇲🇽 The Interledger community showed up strong in Mexico City — developers, creators, policymakers & partners united around one mission: open payments for all. 🌍⚡
Catch the Summit highlights here 👇
https://www.youtube.com/playlist?list=PLDHju0onYcAJS1YBvi5LXMaidLFclPw6l -
🇲🇽 The Interledger community showed up strong in Mexico City — developers, creators, policymakers & partners united around one mission: open payments for all. 🌍⚡
Catch the Summit highlights here 👇
https://www.youtube.com/playlist?list=PLDHju0onYcAJS1YBvi5LXMaidLFclPw6l -
🇲🇽 The Interledger community showed up strong in Mexico City — developers, creators, policymakers & partners united around one mission: open payments for all. 🌍⚡
Catch the Summit highlights here 👇
https://www.youtube.com/playlist?list=PLDHju0onYcAJS1YBvi5LXMaidLFclPw6l -
🇲🇽 The Interledger community showed up strong in Mexico City — developers, creators, policymakers & partners united around one mission: open payments for all. 🌍⚡
Catch the Summit highlights here 👇
https://www.youtube.com/playlist?list=PLDHju0onYcAJS1YBvi5LXMaidLFclPw6l -
The Interledger Hackathon 2025 delivered game-changing energy in Mexico City. ⚡
Meet the standout teams pushing the limits of what’s possible:
🥇 Los VibeCoders — instant global payments with ILP
🥈 Haki Ando — device-free biometrics as your payment method
🥉 Team Kanzu — rewarding learning with real-time payouts
🏅 Máquinas de Boltzmann — WhatsApp + AI + Open PaymentsThank you to every participant, mentor, judge, and partner who made this event electric.
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🎙️ Day 2 of the Interledger Listening Lab is live at #ILPSummit25!
Today’s talks move from financial inclusion to financial justice — exploring how innovation and collaboration can build a fairer digital economy for all. 🌍
👉 Watch live: https://www.youtube.com/live/FpuR8ls3OE4?si=vRzioTBz3zq333-L
#OpenPayments #TechForGood -
🎙️ Day 2 of the Interledger Listening Lab is live at #ILPSummit25!
Today’s talks move from financial inclusion to financial justice — exploring how innovation and collaboration can build a fairer digital economy for all. 🌍
👉 Watch live: https://www.youtube.com/live/FpuR8ls3OE4?si=vRzioTBz3zq333-L
#OpenPayments #TechForGood -
🎙️ Day 2 of the Interledger Listening Lab is live at #ILPSummit25!
Today’s talks move from financial inclusion to financial justice — exploring how innovation and collaboration can build a fairer digital economy for all. 🌍
👉 Watch live: https://www.youtube.com/live/FpuR8ls3OE4?si=vRzioTBz3zq333-L
#OpenPayments #TechForGood -
🎙️ Day 2 of the Interledger Listening Lab is live at #ILPSummit25!
Today’s talks move from financial inclusion to financial justice — exploring how innovation and collaboration can build a fairer digital economy for all. 🌍
👉 Watch live: https://www.youtube.com/live/FpuR8ls3OE4?si=vRzioTBz3zq333-L
#OpenPayments #TechForGood -
🎙️ Day 2 of the Interledger Listening Lab is live at #ILPSummit25!
Today’s talks move from financial inclusion to financial justice — exploring how innovation and collaboration can build a fairer digital economy for all. 🌍
👉 Watch live: https://www.youtube.com/live/FpuR8ls3OE4?si=vRzioTBz3zq333-L
#OpenPayments #TechForGood -
🚀 Day 1 of the Interledger Demo Lab is LIVE!
Trailblazing organisations are showcasing innovations shaping the future of digital payments and open finance. 🌍
🔴 Watch now: https://www.youtube.com/watch?v=lt6rJpJ7a94