#401k — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #401k, aggregated by home.social.
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Dear god. F*ck private equity.
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If you have a 401k there is a high likelihood you could have lost money due to the SpaceX IPO which should have never happened. That IPO was Trump paying Elon Musk back for his election help. https://finance.yahoo.com/markets/stocks/articles/millions-401-k-holders-were-101401108.html #uspol #401k #spacex #elonmusk
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When you read "Wall Street" from now on, replace those meaningless words with "Donald Trump."
Donald Trump wants to change the rules for your 401(k). It *will* put your retirement at risk. He is scum.
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Some 401(k) and 403(b) plans are stuck in investments with bloated fees and costly add-ons.
Help ProPublica investigate the financial products companies are pushing and the fees they’re charging workers.
https://www.propublica.org/getinvolved/share-401k-fees-retirement-investment?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post#News #Finance #PersonalFinance #Investment #Retirement #401K
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I hadn't thought one way or another about stocks and such until this week when I started getting bombarded with emails about the company's #401k that I now qualify for as I'm going into my second year there.
My immediate reaction was "Oh F**k No!", and I scrambled to verify that I wasn't automatically opted in in any way.
Not that I'd been considering investing, but I immediately realized that I would absolutely not participate in US markets until 2029 at the earliest -- I will not contribute a single penny to any kind of economic "score card" while this administration is in power.
And on further thought, I strongly oppose and detest many/most US industries and companies (fossil fuels, plastics, advertising/marketing, finance, the auto industry, commercial software, etc., etc., etc.) and not only would I never allow myself to be responsible for a single penny going into a single mutual fund that contains any such company, I would gladly help to support any and all efforts to fight them and drive them out of business if I had funds to spare.
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SpaceX is now on the stock market (Ticker: SPCX), and it might be hiding inside your 401k
#elonMusk #spacex #401k #retirement -
🚀🥴 Oh no! It seems Elon Musk's space toys are giving retirees heartburn over their 401(k)s! Who knew intergalactic adventures could make personal finance more volatile than a Tesla on Autopilot? 🚀💸
https://www.theguardian.com/science/2026/jun/19/spacex-retirement-savings-elon-musk #ElonMusk #SpaceToys #401k #Volatility #PersonalFinance #IntergalacticAdventures #HackerNews #ngated -
How did SpaceX get into my 401(k)?
#spacex #401k #retirement #investing How can SpaceX end up in your retirement account without you ever buying the stock? Yahoo Finance's Kerry Hannon explains how index funds, 401(k)s, and target-date funds may gain exposure to SpaceX as rules around index inclusion continue to evolve. Timestamps 00:00 How SpaceX enters a 401(k) 00:55 How index funds work 01:20 How much SpaceX you actually own…
https://fllics.com/en/video/how-did-spacex-get-into-my-401k/
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With the IPOs of SpaceX (this Friday), OpenAI, and Anthropic, and them joining NASDAQ and FTSE's global index within a few days after their IPOs (and S&P and Dow Jones a year later), everyone who has invested in index funds, be it directly through ETFs or indirectly through their 401k and other retirement plans, will automatically sell about 5% of the shares they are currently holding, and buy shares from one of these three companies. All three IPOs will be, by far!, the largest IPOs in history.
So, if you have $100 invested in a NASDAQ-indexed ETF, you will be selling $5 of the stocks you currently own (while everyone else is doing the same) and buy $5 worth of Anthropic, SpaceX and OpenAI stocks (while everyone else is doing the same), automatically and predictably.
2/4
#ipo #finance #stocks #ai #openai #spacex #anthropic #401k #nasdaq #sp500 #dowjones
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There are more than 15 trillion (!) dollar invested in index funds. Starting in a few days and going on until the fall of next year, more than half a trillion dollar of that money will be pulled out from the existing company shares in numerous indexes and used to buy SpaceX, OpenAI, and Anthropic shares from their existing share owners. (Most of it will start happening in about a year, when the S&P500 lets SpaceX join. Unlike NASDAQ, S&P didn't change their rules to fast-track these mega IPOs. But they will join NASDAQ before their first quarterly report as a public company).
1/4
#ipo #finance #stocks #ai #openai #spacex #anthropic #401k #nasdaq #sp500 #dowjones
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If you have a retirement investment account in the United States, you might want to read this. This is shocking but not surprising, as it originates from Elon Musk.
https://www.thestreet.com/personal-finance/michael-burry-sounds-alarm-on-whats-coming-for-401ks
Please research how this could affect your retirement funds.
#spacex #elonmusk #401k
#retirementplanning #NASDAQ
#retirementsavings #InvestmentFail
#retirementsecurity #investmenttips
#retirementplans #investments #investmentincome
#retirementstruggles
#retirementincome
#investmentfunds -
The SpaceX IPO is a fraudulent scheme orchestrated by Trump’s administration, with the SEC allegedly facilitating it as a favor to Elon Musk, who played a crucial role in securing Trump’s election. https://thenextweb.com/news/danish-pension-spacex-blacklist-governance-overvalued #uspol #spacex #tech #ipo #stocks #nasdaq #401k #pension #space
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Submit comment on #401k and #PrivateEquity change
#UrbanViewRadio #LDFShow #BlackVoicesFederal Register :: Fiduciary Duties in Selecting Designated Investment Alternatives https://www.federalregister.gov/documents/2026/03/31/2026-06178/fiduciary-duties-in-selecting-designated-investment-alternatives?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAdGRleASFPVBleHRuA2FlbQIxMQBzcnRjBmFwcF9pZA8xMjQwMjQ1NzQyODc0MTQAAaf5a7OEMdsa3ZVufNyU1TqWnuz-YkPECwZXYCagVdlaEba-2TAXghzwSWldwg_aem_0SWmP6f1377uIiolHAwQYw
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Ahora parece que van tras los fondos de pensiones 🤦🏽♂️🤦🏽♂️🤦🏽♂️
https://mefi.social/@MissConstrue/116625705643420022
[email protected] - Y’all, we need to talk about upcoming #IPOs, and the insane rule changes that #nasdaq has just announced.Nasdaq rewrote its #index inclusion rules to accommodate #SpaceX’s mega-IPO, implementing a "Fast Entry" provision that allows the company to join the Nasdaq-100 index just 15 trading days after its initial public offering, down from the standard three-month seasoning period.
They also eliminated the minimum float requirement of 20% available public shares and instead stocks with less than 20% of shares publicly traded, Nasdaq applies a 3x multiplier to the free-float for index weighting purposes, artificially inflating low-float giants like SpaceX in passive funds.
Ok, but in English? #SpaceX, #OpenAI and #Anthropic have just figured out a scam to force every passive #IRA, #401k, and index fund to buy their stock before pricing evaluation.
They’ve figured out how to steal your #retirement.
#AI #LLM #Scam #guillotines #YouWillOwnNothing
https://www.businessinsider.com/spacex-ipo-s1-spcx-stock-nasdaq-qqq-elon-musk-2026-5
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Y’all, we need to talk about upcoming #IPOs, and the insane rule changes that #nasdaq has just announced.
Nasdaq rewrote its #index inclusion rules to accommodate #SpaceX’s mega-IPO, implementing a "Fast Entry" provision that allows the company to join the Nasdaq-100 index just 15 trading days after its initial public offering, down from the standard three-month seasoning period.
They also eliminated the minimum float requirement of 20% available public shares and instead stocks with less than 20% of shares publicly traded, Nasdaq applies a 3x multiplier to the free-float for index weighting purposes, artificially inflating low-float giants like SpaceX in passive funds.
Ok, but in English? #SpaceX, #OpenAI and #Anthropic have just figured out a scam to force every passive #IRA, #401k, and index fund to buy their stock before pricing evaluation.
They’ve figured out how to steal your #retirement.
#AI #LLM #Scam #guillotines #YouWillOwnNothing
https://www.businessinsider.com/spacex-ipo-s1-spcx-stock-nasdaq-qqq-elon-musk-2026-5
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The Dept of Labor proposed a rule allowing private equity and cryptocurrency into 401(k) retirement plans. Private equity has a documented record of extracting wealth and cutting jobs while keeping profits. Write to the Dept of Labor and oppose the rule before the comment deadline.
https://actionnetwork.org/letters/protect-retirement-savings-from-private-equity
For more alerts, sign up for our weekly newsletter → https://azadvocacyhub.ghost.io/#/portal/signup
Please boost.
#RetirementSecurity #WorkersRights #Arizona #Economy #401k -
I do not dispense #financial advice, but a #fraud is a different kind of thing and I am not worried about warning. I have removed all #indexfunds from my paltry 401K savings because I refuse to be defrauded by #elonmusk in this #SpaceX #IPO which is 100% about using retail investors as exit liquidity for #oligarchs. They #hacked the index fund as the last remaining instrument that is even slightly fair for normal savers. Get to your #401K and get out while you can!
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Study Finds America’s New Retirement Age Is Death
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Do billionaires harm the middle-class?
No, billionaires do not systematically harm middle-class Americans. The evidence shows their success largely stems from creating value through innovation, companies, and productivity gains that benefit consumers, workers, and the broader economy—far more than any zero-sum extraction. Correlation between rising billionaire wealth and middle-class challenges exists, but causation is weak and often runs the other way: economic and policy factors drive both. Value Creation and Consumer […]https://quinnscommentary.net/2026/05/12/do-billionaires-harm-the-middle-class/
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401ks seem to be setup in a very poor manner for reviewing. Everyone I've looked at shows the amount you put in, the amount your employer put in, but never the amount of interest gained or lossed through them.
The best they do is tell you the percentage of gain/loss over a period of time. But by not telling you the $ value of the gain/loss and putting everything buckets of how much you and your employer put in, it makes it feel like the gains and losses are not real.
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"Hardship withdrawals from American retirement accounts are already up 252 percent since COVID-19. It’s so bad that the bar graph looks like a staircase. Most of the money has gone to halting evictions or foreclosure notices. A large part also goes to emergency medical bills and credit card debts, according to investment advisory firm Vanguard. Its study paints a bleak picture of a failed transition, for the rest of American workers, from defined benefit pension funds into defined contribution 401(k) accounts. Pensions give retired workers lifetime monthly annuities at a percentage of their previous salary, meaning that the benefit is defined up front. Defined contribution 401(k) accounts instead depend on the contributions made by the employee. Risk is transferred from boss to worker.
Today, the mean balances on 401(k) accounts are surging, yet median balances — offering more sense of the ordinary American’s condition — have flatlined at under $40,000. The spread between the two numbers is over $100,000. It’s the K-shaped economy playing out in retirement, or at least in retirement preparations. By off-loading the responsibility and the risk of future planning onto individuals, the issue of retirement itself has faded into the background."
https://jacobin.com/2026/04/401k-accounts-retirement-pensions-inequality
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Rmbr..HE KNOWS MORE THAN THE GENERALS.. President Gangrene is delusional to the 3rd degree #warrior #smh #delusional #Remove #Impeachment #President #Gangrene #401k #removal #from #office #usa #no #war #NoKings #ever #america #world #military #CALLTOACTIVISM
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#spacex IPO is a way to stick retail investors with a basket of bad #musk companies, including #twitter. Private capital is pumping and dumping these mistakes automatically into #indexfund investments via #IPO rule changes. That is right, index funds - once an equalizer (kind of) for retail investors - are becoming a way to automatically stick toxic debt and bad investments into the #401k accounts of regular people. #capitalism is constantly innovating!
