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#401k — Public Fediverse posts

Live and recent posts from across the Fediverse tagged #401k, aggregated by home.social.

  1. Do billionaires harm the middle-class?

    No, billionaires do not systematically harm middle-class Americans. The evidence shows their success largely stems from creating value through innovation, companies, and productivity gains that benefit consumers, workers, and the broader economy—far more than any zero-sum extraction. Correlation between rising billionaire wealth and middle-class challenges exists, but causation is weak and often runs the other way: economic and policy factors drive both. Value Creation and Consumer […]

    quinnscommentary.net/2026/05/1

  2. "Hardship withdrawals from American retirement accounts are already up 252 percent since COVID-19. It’s so bad that the bar graph looks like a staircase. Most of the money has gone to halting evictions or foreclosure notices. A large part also goes to emergency medical bills and credit card debts, according to investment advisory firm Vanguard. Its study paints a bleak picture of a failed transition, for the rest of American workers, from defined benefit pension funds into defined contribution 401(k) accounts. Pensions give retired workers lifetime monthly annuities at a percentage of their previous salary, meaning that the benefit is defined up front. Defined contribution 401(k) accounts instead depend on the contributions made by the employee. Risk is transferred from boss to worker.

    Today, the mean balances on 401(k) accounts are surging, yet median balances — offering more sense of the ordinary American’s condition — have flatlined at under $40,000. The spread between the two numbers is over $100,000. It’s the K-shaped economy playing out in retirement, or at least in retirement preparations. By off-loading the responsibility and the risk of future planning onto individuals, the issue of retirement itself has faded into the background."

    jacobin.com/2026/04/401k-accou

    #USA #Pensions #Retirement #Inequality #401k

  3. I have 3% of my salary put into my employer matched #401k. Not because I expect to #retire (what's that?), but as an emergency cushion I can draw from tax-free under "hardship". That's it.

  4. Did you all know that the (USA) 401k & #401k #ROTH (annual) contribution limits, not unlike #IRA contributions, scale up for ppl over 50yo, & are up to $81,250 in ‘25 for ppl over 60yo ?

    That DOES NOT INCLUDE EMPLOYER MATCH CONTRIBUTIONS.

    #retirement #investing #finance #money #usaFinance #BlackMastodon

  5. Goldman Sachs highlights that surging inflows from US retirement accounts, particularly 401(k) plans, are fueling the current stock market rally, with equity allocations and annual contributions reaching record highs.
    #YonhapInfomax #GoldmanSachs #USStockMarket #RetirementFunds #401k #EquityAllocation #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  6. Goldman Sachs highlights that surging inflows from US retirement accounts, particularly 401(k) plans, are fueling the current stock market rally, with equity allocations and annual contributions reaching record highs.
    #YonhapInfomax #GoldmanSachs #USStockMarket #RetirementFunds #401k #EquityAllocation #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  7. Goldman Sachs highlights that surging inflows from US retirement accounts, particularly 401(k) plans, are fueling the current stock market rally, with equity allocations and annual contributions reaching record highs.
    #YonhapInfomax #GoldmanSachs #USStockMarket #RetirementFunds #401k #EquityAllocation #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  8. Goldman Sachs highlights that surging inflows from US retirement accounts, particularly 401(k) plans, are fueling the current stock market rally, with equity allocations and annual contributions reaching record highs.
    #YonhapInfomax #GoldmanSachs #USStockMarket #RetirementFunds #401k #EquityAllocation #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  9. Goldman Sachs highlights that surging inflows from US retirement accounts, particularly 401(k) plans, are fueling the current stock market rally, with equity allocations and annual contributions reaching record highs.
    #YonhapInfomax #GoldmanSachs #USStockMarket #RetirementFunds #401k #EquityAllocation #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  10. Watch Listen Subscribe wherever you get podcasts or here>> zurl.co/TVvg5
    World Insurance Associates LLC CEO Rich Eknoian has built one of the fastest-growing insurance companies in the world and they are just getting started again as Rich unpacks the secrets of this organization, how they leverage AI, along with the tough challenges that come with the journey.

    #therebootchronicles #deandebiase #BuildBuyBorrow #Insurance #Acquisitions #401k #PrivateEquity #VC #Goldman #HR

  11. “While Americans’ 401(k)s disappeared before their very eyes and the stock market continued to crumble, Trump defended his toxic tariffs by saying, ‘sometimes you have to take medicine to fix things.’ The problem is, we weren’t sick. Now we are.”-RR
    #tariffs #401k #stockmarket #trump #Cartoon by #RobRogers for #Counterpoint
    counterpoint.substack.com/p/de

  12. Yesterday I increased my (#roth) #401K contribution to 22% of my paycheck. It was 21% before. I have also put $200/month into a (roth) #IRA for years now. I am still behind in savings to be able to #retire reasonably.

    There's a narrow generational slice of #Millennials who were so fucked by "the #GreatRecession" that we will pay for it (literally) until we die. Keep us in mind with your hot takes, I guess is all I ask.