#affordablehousing — Public Fediverse posts

Clay County nonprofit expands supportive housing as families struggle with rising costs

CLAY COUNTY, Fla. – As housing costs continue to rise across Northeast Florida, one Clay County nonprofit says…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #BreakingNews #AddressingA4dability #AddressingAffordability #Affordablehousing #ClayCounty #Headlines #Housing #northeastflorida #Topstories #TopStories
https://www.newsbeep.com/us/642873/

https://www.europesays.com/news/28262/ Affordable N.Y.C. Homes Stay Empty for Months. That May Soon Change. #AffordableHousing #CostOfLivingAndAffordability #DepartmentOfHousingPreservationAndDevelopment(NYC) #Headlines #mamdani #NewYorkCity #News #RentingAndLeasing(RealEstate) #TopStories #Zohran

Unsheltered in the wide open spaces

Unhoused in Australia: "‘A sobering indictment’: 14 homeless people die a year in public parks or countryside in Australia, analysis finds:"

"Between 2010 and 2020, 54 rough sleepers died in public parks, the analysis shows. Eighty-five homeless Australians died in countryside areas – including in bushland, desert, beaches and riverbanks – in the same period...It is a sobering indictment of societal abandonment and systemic failure." >>
https://www.theguardian.com/society/2026/may/09/homeless-people-deaths-per-year-australia-ntwnfb

The human right to adequate housing. Housing is a right, not a commodity
https://www.ohchr.org/en/special-procedures/sr-housing/human-right-adequate-housing
#housing #precariousness #abandonment #HomelessnessCrisis #AffordableHousing #PublicHousing #privatisation #DecadesOfNeglect #HumanRights #homelessness #Unhoused #FamilyViolence #SettlerSociety #commodity #rentierism

https://www.europesays.com/people/61792/ Mamdani May Get His Rent Freeze After All #AffordableHousing #apartments #Housing #landlords #RentFreeze #RentGuidelinesBoard #RentStabilizedApartments #StreetFights #tenants #TheRealEstate #UnaffordableHousing #ZohranMamdani

Garden State Initiative forum tackles taxes, Medicaid, housing and energy policy https://www.allforgardening.com/1755213/garden-state-initiative-forum-tackles-taxes-medicaid-housing-and-energy-policy/ #AffordableHousing #AudreyLane #ChrissyButeas #EnergyPolicy #garden #GardenState Initiative #JulieRoginsky #medicaid #ReginaEgea #RichardMroz #taxes #video

The one reason Americans can’t build quaint, walk-up apartments like they have in Europe

https://web.brid.gy/r/https://www.upworthy.com/why-americans-cant-have-quaint-walkup-apartment-ex1/?utm_source=rss&utm_medium=rss&utm_campaign=why-americans-cant-have-quaint-walkup-apartment-ex1

https://www.europesays.com/africa/?p=214502 Museveni says NSSF money should build roads, not sit in govt bonds #AffordableHousing #aquaculture #BuikweLabourDay #EconomicPolicyUganda #FisheriesPolicy #GovernmentBonds #IndustrialParks #InfrastructureInvestment #Museveni #NationalHousingAndConstructionCompany #NationalSocialSecurityFund #NHCCL #NRMGovernment #NSSF #PensionSavings #PublicFinanceUganda #TollRoads #Uganda #UgandaDevelopmentPolicy #UgandaEconomy #WetlandsProtection

Public hearing set on proposed 4,500-home Corkscrew Grove East development in Collier County https://www.rawchili.com/nhl/562336/ #acre #AffordableHousing #area #CollierCounty #COLLIERCOUNTYDEVELOPMENTS #CorkscrewGroveEastDevelopment #CountyDocument #Entertainment #Florida #FloridaPanthers #FloridaPanthers #Hockey #Home #land #LateNews #MatthewSchwartz #NHL #Panthers #Proposal #ResidentialUnit #thousand #Wildlife

Massive east Collier development approved despite public’s concerns of impact on Florida panthers https://www.rawchili.com/nhl/562110/ #AffordableHousing #ALICOINC #area #COLLIERCOUNTYCOMISSION #CollierCountyCommissioner #concern #CORKSCREWGROVE #CorkscrewGroveEastDevelopment #Development #Entertainment #Florida #FloridaPanther #FloridaPanthers #FloridaPanthers #Hockey #Home #impact #LateNews #NHL #OpenSpace #Panthers #plan #Public #website

https://www.europesays.com/people/25961/ Inside Zohran Mamdani’s Bold First 100 Days in New York City: Cardi B, City-Owned Groceries, Rent Freeze and Worker Wins #100Days #AffordableHousing #CardiB #DonaldTrump #NewYorkMayor #PotholePolitics #ZohranMamdani

https://www.europesays.com/people/12455/ Cea Weaver Is in Her Element at the Rental Ripoff Hearings #AffordableHousing #apartments #CeaWeaver #encounter #Housing #hpd #MayorsOfficeToProtectTenants #OurMayor #RentStabilizedHousing #tenants #TheNewYorkPost #TheRealEstate #UnaffordableHousing #ZohranMamdani

Trump’s HUD Is Pushing Low-Income Tenants Out of Subsidized Housing

https://murica.website/2026/03/trumps-hud-is-pushing-low-income-tenants-out-of-subsidized-housing/

Trump’s HUD Is Pushing Low-Income Tenants Out of Subsidized Housing

https://murica.website/2026/03/trumps-hud-is-pushing-low-income-tenants-out-of-subsidized-housing/

Trump’s HUD Is Pushing Low-Income Tenants Out of Subsidized Housing

https://murica.website/2026/03/trumps-hud-is-pushing-low-income-tenants-out-of-subsidized-housing/

Trump’s HUD Is Pushing Low-Income Tenants Out of Subsidized Housing

https://murica.website/2026/03/trumps-hud-is-pushing-low-income-tenants-out-of-subsidized-housing/

Trump’s HUD Is Pushing Low-Income Tenants Out of Subsidized Housing

https://murica.website/2026/03/trumps-hud-is-pushing-low-income-tenants-out-of-subsidized-housing/

Cuba has made incredible strides, even with the U.S. blockade

To the editor: As this article correctly stated, the United States has been working to undermine the Cuban…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Affordablehousing #America #Cuba #cubanrevolution #Cubans #editor #Education #Healthcare #incrediblestride #LosAngelesTimes #medicalcare #morefood #rampanthunger #u.s.elite #u.s.blockade #UnitedStatesofAmerica #year
https://www.newsbeep.com/us/530905/

Cuba has made incredible strides, even with the U.S. blockade

To the editor: As this article correctly stated, the United States has been working to undermine the Cuban…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Affordablehousing #America #Cuba #cubanrevolution #Cubans #editor #Education #Healthcare #incrediblestride #LosAngelesTimes #medicalcare #morefood #rampanthunger #u.s.elite #u.s.blockade #UnitedStatesofAmerica #year
https://www.newsbeep.com/us/530905/

Cuba has made incredible strides, even with the U.S. blockade

To the editor: As this article correctly stated, the United States has been working to undermine the Cuban…
#Conflict #Conflicts #War #affordablehousing #Cuba #cubanrevolution #cubans #editor #education #healthcare #incrediblestride #losangelestimes #medicalcare #morefood #rampanthunger #u.s.elite #U.S.blockade #year
https://www.europesays.com/2854801/

The legend says Low Taxes, Cheap Groceries, and Affordable Housing.
The pie chart has none of those colours in it.

That's the joke. That's also the truth. We love this country AND we know it's robbing us blind at the grocery store. Both things are real. 😂🇨🇦

#CanadianHumor #ReasonsToMoveToCanada #CanadaTaxes #GroceryPrices #HousingCrisis #OnlyInCanada #CanadianMemes #TrueNorth #AffordableHousing #CostOfLiving #CanadaProblems

https://www.facebook.com/share/p/1AcA6EMLzi/

Our February #EESCPlenary continues!

Follow our debates on:
🏘️ #AffordableHousing with @DanJoergensen, European Commissioner for @Energy4Europe;
🇪🇺 #StrategicAutonomy linked to sodium-based #EUbatteries with Director-General of >@EUScienceInnov Marc Lemaître & @EMIRI_Stassin_F.

Our February #EESCPlenary continues!

Follow our debates on:
🏘️ #AffordableHousing with @DanJoergensen, European Commissioner for @Energy4Europe;
🇪🇺 #StrategicAutonomy li...
---
https://nitter.net/EU_EESC/status/2024408628950606032#m

Affordable housing & zoning mandates within NH

NH’s Business: Affordable housing & zoning mandates within NH WELCOME TO NEW HAMPSHIRE’S BUSINESS. I’M FRED KOCHER, THE…
#UnitedStates #US #USA #affordablehousing #america #business #communityoption #homerule #housingdevelopment #lastyear #localpreemption #municipalities #newhampshiremunicipalassociation #newhampshiremunicipalities #NH #report #state #towns #unitedstatesofamerica #zoning #zoningmandate
https://www.europesays.com/2764244/

Affordable housing & zoning mandates within NH https://www.byteseu.com/1783965/ #AffordableHousing #business #CommunityOption #HomeRule #HousingDevelopment #LastYear #LocalPreemption #municipalities #NewHampshireMunicipalAssociation #NewHampshireMunicipalities #NH #report #state #towns #Zoning #ZoningMandate

Wohnpark Alterlaa: Vienna’s Monumental Vision for Everyday Life

© Thomas Ledl, via Wikipedia under CC BY-SA 4.0 Share Share Facebook Twitter Mail P…
#NewsBeep #News #Artsanddesign #ADNarrative #Affordablehousing #Architecture #Arts #ArtsAndDesign #Austria #CA #Canada #Cities #Design #Entertainment #EuropeanModernism #Housing #HousingComplex #Modernism #MulticulturalModernism #ResidentialArchitecture #SocialHousing #SustainableArchitecture #UrbanDesign #Vienna
https://www.newsbeep.com/ca/394157/

Wohnpark Alterlaa: Vienna’s Monumental Vision for Everyday Life

© Thomas Ledl, via Wikipedia under CC BY-SA 4.0 Share Share Facebook Twitter…
#NewsBeep #News #Artsanddesign #ADNarrative #Affordablehousing #Architecture #Arts #ArtsAndDesign #Austria #Cities #Design #Entertainment #EuropeanModernism #Housing #HousingComplex #Modernism #MulticulturalModernism #ResidentialArchitecture #SocialHousing #SustainableArchitecture #UK #UnitedKingdom #UrbanDesign #Vienna
https://www.newsbeep.com/uk/357276/

https://www.europesays.com/uk/680250/ Wohnpark Alterlaa: Vienna’s Monumental Vision for Everyday Life #ADNarrative #AffordableHousing #Architecture #Arts #ArtsAndDesign #Austria #Cities #Design #Entertainment #EuropeanModernism #Housing #HousingComplex #Modernism #MulticulturalModernism #ResidentialArchitecture #SocialHousing #SustainableArchitecture #UK #UnitedKingdom #UrbanDesign #Vienna

Zohran Mamdani’s tenure as NYC mayor begins with subway commute and Israeli backlash

NEW YOR…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Affordablehousing #America #BilldeBlasio #EricAdams #Executiveorders #Generalnews #Governmentandpolitics #israel #Israelgovernment #LocalNewsforApple #Manhattan #Masstransit #MichaelBloomberg #NewYork #NewYorkCity #politics #Queens #socialism #Transportation #U.S.news #UnitedStatesofAmerica #ZohranMamdani
https://www.newsbeep.com/us/384885/

Zohran Mamdani’s tenure as NYC mayor begins with subway commute and Israeli backlash

NEW YOR…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Affordablehousing #America #BilldeBlasio #EricAdams #Executiveorders #Generalnews #Governmentandpolitics #israel #Israelgovernment #LocalNewsforApple #Manhattan #Masstransit #MichaelBloomberg #NewYork #NewYorkCity #politics #Queens #socialism #Transportation #U.S.news #UnitedStatesofAmerica #ZohranMamdani
https://www.newsbeep.com/us/384885/

Eric Adams’s Late Move to Save Elizabeth Street Garden Flops https://www.allforgardening.com/1556433/eric-adamss-late-move-to-save-elizabeth-street-garden-flops/ #AffordableHousing #cityscape #ElizabethStreetGarden #EricAdams #garden #nolita #RandyMastro #StreetFights

New York City’s incoming Mayor Zohran Mamdani is already plotting bold moves to make the city more affordable, even before taking office. Collaborating with legal experts like Lina Khan, Mamdani is exploring a dozen potential executive powers and regulations to lower rents, utility bills, and increase business transparency—steps that could bypass sluggish state politics. These early actions will test how much unilateral power a NYC mayor has to push a leftist agenda, possibly shaping the city’s policy landscape and the scope of mayoral authority. Will these moves set a new precedent for bold city governance? More here: https://www.nytimes.com/2025/12/26/nyregion/lina-khan-mamdani-affordability-new-york-city.html?unlocked_article_code=1._08.n4VK.l29PhCL32wIt&smid=nytcore-android-share #NYC #Mamdani #UrbanPolicy #AffordableHousing #CityLeadership #PoliticalPower #LeftistAgenda

New York City’s incoming Mayor Zohran Mamdani is already plotting bold moves to make the city more affordable, even before taking office. Collaborating with legal experts like Lina Khan, Mamdani is exploring a dozen potential executive powers and regulations to lower rents, utility bills, and increase business transparency—steps that could bypass sluggish state politics. These early actions will test how much unilateral power a NYC mayor has to push a leftist agenda, possibly shaping the city’s policy landscape and the scope of mayoral authority. Will these moves set a new precedent for bold city governance? More here: https://www.nytimes.com/2025/12/26/nyregion/lina-khan-mamdani-affordability-new-york-city.html?unlocked_article_code=1._08.n4VK.l29PhCL32wIt&smid=nytcore-android-share #NYC #Mamdani #UrbanPolicy #AffordableHousing #CityLeadership #PoliticalPower #LeftistAgenda

New York City’s incoming Mayor Zohran Mamdani is already plotting bold moves to make the city more affordable, even before taking office. Collaborating with legal experts like Lina Khan, Mamdani is exploring a dozen potential executive powers and regulations to lower rents, utility bills, and increase business transparency—steps that could bypass sluggish state politics. These early actions will test how much unilateral power a NYC mayor has to push a leftist agenda, possibly shaping the city’s policy landscape and the scope of mayoral authority. Will these moves set a new precedent for bold city governance? More here: https://www.nytimes.com/2025/12/26/nyregion/lina-khan-mamdani-affordability-new-york-city.html?unlocked_article_code=1._08.n4VK.l29PhCL32wIt&smid=nytcore-android-share #NYC #Mamdani #UrbanPolicy #AffordableHousing #CityLeadership #PoliticalPower #LeftistAgenda

More of this, please!!!

#RockportME - #Midcoast nonprofits team up to preserve historic #farmland — and build new #housing

Maine Public | By Nicole Ogrysko
Published November 29, 2025 at 8:31 AM EST

"Two midcoast nonprofits are teaming up to preserve a historic dairy farm in Rockport — and build new affordable housing on site.

#MaineCoastHeritageTrust has owned more than 160 acres south of Route 90 for the last 15 years. The #EricksonFieldsPreserve has #WalkingTrails and a #CommunityGarden, where students have learned to grow produce for nearby #FoodBanks.

Recently, the Heritage Trust secured the farm's remaining six acres across the street, where the old farmhouse and dairy barn are located.

When a family member living in the farmhouse passed away a few years ago, Aaron Englander with the Maine Coast Heritage Trust said the nonprofit began to think about how the property could be preserved for community benefit.

Housing, Englander said, emerged as a clear need. The Heritage Trust acquired the six-acre property and plans to preserve five of them. It has donated the remaining acre to the #MidCoastRegionalHousingTrust, which plans to develop one and two-bedroom apartments.

The housing shortage is being felt throughout the region, said Jonathan Goss, president of the housing trust. Knox County needs nearly 1,300 new homes by the end of the decade.

'Services are being cut back or being lost because of a lack of employees,' he said. 'Everybody knows someone who either grew up here or had been living here who is not able to live here any longer.'

The housing trust plans to renovate the old farmhouse on site for rental housing first, and then construct eight new apartments for working families there later on. Goss said these are families with teachers, public safety officers, nurses and others who earn too much to qualify for subsidized housing, but not enough to afford a median-priced home in the region, which now surpasses $450,000.

Housing development is sometimes pitted against land and environmental conservation efforts. But Englander with the Maine Coast Heritage Trust said this project could serve as a statewide model for balancing those interests.

'[This can] show people that yes, you can conserve wildlife habitat, you can conserve farmland, soils and agricultural know-how, and you can create access to public lands and outdoor educational spaces all in one property,' he said."

Read more:
https://www.mainepublic.org/business-and-economy/2025-11-29/midcoast-nonprofits-team-up-to-preserve-historic-farmland-and-build-new-housing

#SolarPunkSunday #LandPreservation #AffordableHousing #PreservingWildlifeHabitats #Farmland #Conservation #Maine #MainePublic #PublicBroadcasting

Hàng trăm người thức trắng đêm tại khu vực nộp hồ sơ dự án nhà ở xã hội CT3, khu đô thị Kim Chung (Hà Nội), để giữ chỗ mua căn hộ 60m2 có giá hơn 1 tỷ đồng. Đợt nhận hồ sơ chính thức bắt đầu sáng 17/11, nhưng từ chiều 16/11 đã có người xếp hàng, thể hiện nhu cầu lớn về nhà ở giá rẻ trong bối cảnh thị trường bất động sản khó tiếp cận. #BatDongSan #NhaOXXH #HaNoi #ThiTruongBatDongSan #CanHo1Tyo #Nhinha800trieu #RealEstate #AffordableHousing #Hanoi #realestatenews #propertymarket #NHÀ ởxãhộigiárẻ #

Del. Association of REALTORS®: home market is “active” but affordability is still a challenge | The Latest from WDEL News

Delaware’s housing market remains “active,” but affordability is still a conc…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Markets #Affordablehousing #Business #businesspeopleinrealestate #delawareassociationofrealtors® #Economy #Homesales #Housing #realestate #realestateagent #RealEstateAgents #RealEstateIndustry #sales
https://www.newsbeep.com/us/242119/

Del. Association of REALTORS®: home market is “active” but affordability is still a challenge | The Latest from WDEL News

Delaware’s housing market remains “active,” but affordability is still a conc…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Markets #Affordablehousing #Business #businesspeopleinrealestate #delawareassociationofrealtors® #Economy #Homesales #Housing #realestate #realestateagent #RealEstateAgents #RealEstateIndustry #sales
https://www.newsbeep.com/us/242119/

Housing in WA State: Builders and Dreamers Make Powerful Schemers

https://web.brid.gy/r/https://thesubtimes.com/2025/10/02/housing-in-wa-state-builders-and-dreamers-make-powerful-schemers/

Housing in WA State: Builders and Dreamers Make Powerful Schemers

https://web.brid.gy/r/https://thesubtimes.com/2025/10/02/housing-in-wa-state-builders-and-dreamers-make-powerful-schemers/

Housing in WA State: Builders and Dreamers Make Powerful Schemers

https://web.brid.gy/r/https://thesubtimes.com/2025/10/02/housing-in-wa-state-builders-and-dreamers-make-powerful-schemers/

Housing in WA State: Builders and Dreamers Make Powerful Schemers

https://web.brid.gy/r/https://thesubtimes.com/2025/10/02/housing-in-wa-state-builders-and-dreamers-make-powerful-schemers/

Buyers Advice – First Time Buyers

Advantages

Buying your first home is a major decision; being a homeowner comes with many advantages. A mortgage payment combined with property taxes and insurance is often the same or only slightly more than monthly rent. And, you will be building equity with each payment. Additionally, your payments will be offset by tax savings from mortgage interest deductions, which constitute most of the payment in the early years of a mortgage.

Challenges

One of the biggest hurdles in the first-time buyer’s purchase is producing cash for the down payment and buyer’s closing costs. But even this obstacle is not insurmountable. If you are a veteran, you may be able to obtain 100 percent financing through a VA loan and many lenders offer 95 percent financing. If your income enables you to qualify for the necessary mortgage loan, you may be able to negotiate a contract in which the seller pays your purchase closing costs and adjusts the price upward so that you, in effect, finance your closing costs. But the loan appraisal will still need to support this higher value in order for the loan to close.

A good place to start the entire process is to visit a Prosperity Home Mortgage loan officer to “pre-qualify” and establish your maximum loan amount. (An agent can help you determine your affordability level, too, if you don’t mind sharing income and debt information). This loan maximum, coupled with your available cash, will determine the price range in which you should look. You may begin shopping by researching community features you want and need, remembering that “location-location-location” is as important as the home itself.

When shopping for a mortgage, look at the overall cost, not just the interest rate. Generally speaking, the higher the rate, the lower the number of points charged. Make sure you understand any hidden costs or special early payment penalties, which could create problems for you. Look at different mortgage products, such as shorter-term fixed-rate loans or adjustable-rate loans, but be sure you understand what your “worst-case scenario” is if interest rates rise.

Working with an Agent

Buying a home is usually an emotional decision, and you need the counsel of a reputable, knowledgeable real estate professional who will help you buy wisely. As a first-time buyer, professional real estate assistance is crucial. You should insist that the agent work with you as a “buyer’s agent” to be your advocate in the transaction. See the suggestions for selecting a qualified agent; you do not have to be moving from one city to another to take advantage of these suggestions.

A good agent will help you evaluate the pros and cons of purchasing a single-family home, condominium, or townhouse, and what the various types of ownership mean to you. Should you buy a resale home or new construction, and what kinds of inspections or warranties should you seek in each situation? When making an offer, how much below listing price should you offer, and how does the price compare to similar homes on the market? Are you negotiating terms and other costs (home warranty, for example) as well as price? What do you do if inspections uncover needed repairs? Are there any factors related to the house or neighborhood, which could create resale problems? What closing costs are considered typical?

Once you have settled on a community and seen several homes, the next step is to make an offer on a home you like. If you and the seller, with the negotiating help of your agent, come to terms and you execute a sales contract, you will then finalize your mortgage. The mortgage company will require a home inspection and a title search. You may have to coordinate your closing date based on when the seller can purchase another home and vacate.

MY SPECIALTY: EXTRAORDINARY SERVICE

#AffordableHousing #BuyAHome #dreamhome #FindYourHome #FirstHouse #firsttimehomebuyer #HomeBuyingTips #homesforsale #homesweethome #househunting #MortgageReady #NewHomeowner #NewListing #OpenHouse #PropertyForSale #realestate #realestateagent #realtorlife #StarterHome #YourFirstHome

Buyers Advice – First Time Buyers

Advantages

Buying your first home is a major decision; being a homeowner comes with many advantages. A mortgage payment combined with property taxes and insurance is often the same or only slightly more than monthly rent. And, you will be building equity with each payment. Additionally, your payments will be offset by tax savings from mortgage interest deductions, which constitute most of the payment in the early years of a mortgage.

Challenges

One of the biggest hurdles in the first-time buyer’s purchase is producing cash for the down payment and buyer’s closing costs. But even this obstacle is not insurmountable. If you are a veteran, you may be able to obtain 100 percent financing through a VA loan and many lenders offer 95 percent financing. If your income enables you to qualify for the necessary mortgage loan, you may be able to negotiate a contract in which the seller pays your purchase closing costs and adjusts the price upward so that you, in effect, finance your closing costs. But the loan appraisal will still need to support this higher value in order for the loan to close.

A good place to start the entire process is to visit a Prosperity Home Mortgage loan officer to “pre-qualify” and establish your maximum loan amount. (An agent can help you determine your affordability level, too, if you don’t mind sharing income and debt information). This loan maximum, coupled with your available cash, will determine the price range in which you should look. You may begin shopping by researching community features you want and need, remembering that “location-location-location” is as important as the home itself.

When shopping for a mortgage, look at the overall cost, not just the interest rate. Generally speaking, the higher the rate, the lower the number of points charged. Make sure you understand any hidden costs or special early payment penalties, which could create problems for you. Look at different mortgage products, such as shorter-term fixed-rate loans or adjustable-rate loans, but be sure you understand what your “worst-case scenario” is if interest rates rise.

Working with an Agent

Buying a home is usually an emotional decision, and you need the counsel of a reputable, knowledgeable real estate professional who will help you buy wisely. As a first-time buyer, professional real estate assistance is crucial. You should insist that the agent work with you as a “buyer’s agent” to be your advocate in the transaction. See the suggestions for selecting a qualified agent; you do not have to be moving from one city to another to take advantage of these suggestions.

A good agent will help you evaluate the pros and cons of purchasing a single-family home, condominium, or townhouse, and what the various types of ownership mean to you. Should you buy a resale home or new construction, and what kinds of inspections or warranties should you seek in each situation? When making an offer, how much below listing price should you offer, and how does the price compare to similar homes on the market? Are you negotiating terms and other costs (home warranty, for example) as well as price? What do you do if inspections uncover needed repairs? Are there any factors related to the house or neighborhood, which could create resale problems? What closing costs are considered typical?

Once you have settled on a community and seen several homes, the next step is to make an offer on a home you like. If you and the seller, with the negotiating help of your agent, come to terms and you execute a sales contract, you will then finalize your mortgage. The mortgage company will require a home inspection and a title search. You may have to coordinate your closing date based on when the seller can purchase another home and vacate.

MY SPECIALTY: EXTRAORDINARY SERVICE

#AffordableHousing #BuyAHome #dreamhome #FindYourHome #FirstHouse #firsttimehomebuyer #HomeBuyingTips #homesforsale #homesweethome #househunting #MortgageReady #NewHomeowner #NewListing #OpenHouse #PropertyForSale #realestate #realestateagent #realtorlife #StarterHome #YourFirstHome

Buyers Advice – First Time Buyers

Advantages

Buying your first home is a major decision; being a homeowner comes with many advantages. A mortgage payment combined with property taxes and insurance is often the same or only slightly more than monthly rent. And, you will be building equity with each payment. Additionally, your payments will be offset by tax savings from mortgage interest deductions, which constitute most of the payment in the early years of a mortgage.

Challenges

One of the biggest hurdles in the first-time buyer’s purchase is producing cash for the down payment and buyer’s closing costs. But even this obstacle is not insurmountable. If you are a veteran, you may be able to obtain 100 percent financing through a VA loan and many lenders offer 95 percent financing. If your income enables you to qualify for the necessary mortgage loan, you may be able to negotiate a contract in which the seller pays your purchase closing costs and adjusts the price upward so that you, in effect, finance your closing costs. But the loan appraisal will still need to support this higher value in order for the loan to close.

A good place to start the entire process is to visit a Prosperity Home Mortgage loan officer to “pre-qualify” and establish your maximum loan amount. (An agent can help you determine your affordability level, too, if you don’t mind sharing income and debt information). This loan maximum, coupled with your available cash, will determine the price range in which you should look. You may begin shopping by researching community features you want and need, remembering that “location-location-location” is as important as the home itself.

When shopping for a mortgage, look at the overall cost, not just the interest rate. Generally speaking, the higher the rate, the lower the number of points charged. Make sure you understand any hidden costs or special early payment penalties, which could create problems for you. Look at different mortgage products, such as shorter-term fixed-rate loans or adjustable-rate loans, but be sure you understand what your “worst-case scenario” is if interest rates rise.

Working with an Agent

Buying a home is usually an emotional decision, and you need the counsel of a reputable, knowledgeable real estate professional who will help you buy wisely. As a first-time buyer, professional real estate assistance is crucial. You should insist that the agent work with you as a “buyer’s agent” to be your advocate in the transaction. See the suggestions for selecting a qualified agent; you do not have to be moving from one city to another to take advantage of these suggestions.

A good agent will help you evaluate the pros and cons of purchasing a single-family home, condominium, or townhouse, and what the various types of ownership mean to you. Should you buy a resale home or new construction, and what kinds of inspections or warranties should you seek in each situation? When making an offer, how much below listing price should you offer, and how does the price compare to similar homes on the market? Are you negotiating terms and other costs (home warranty, for example) as well as price? What do you do if inspections uncover needed repairs? Are there any factors related to the house or neighborhood, which could create resale problems? What closing costs are considered typical?

Once you have settled on a community and seen several homes, the next step is to make an offer on a home you like. If you and the seller, with the negotiating help of your agent, come to terms and you execute a sales contract, you will then finalize your mortgage. The mortgage company will require a home inspection and a title search. You may have to coordinate your closing date based on when the seller can purchase another home and vacate.

MY SPECIALTY: EXTRAORDINARY SERVICE

#AffordableHousing #BuyAHome #dreamhome #FindYourHome #FirstHouse #firsttimehomebuyer #HomeBuyingTips #homesforsale #homesweethome #househunting #MortgageReady #NewHomeowner #NewListing #OpenHouse #PropertyForSale #realestate #realestateagent #realtorlife #StarterHome #YourFirstHome

Check out and share my latest post, “Storychasing Easter’s Home and Affordable Housing” #dw4jc #AffordableHousing #housing #Charlotte #CharlotteNC #CaldwellPres-home-and-affordable-housing/

#dw4jc #AffordableHousing #housing #Charlotte #CharlotteNC #CaldwellPres #Presbyterian #BelovedCommunity

Lt. Gov. Eleni Kounalakis drops out of governor’s race, pivots to run for treasurer https://www.byteseu.com/1271149/ #AffordableHousing #California #campaign #candidate #FormerMayor #Gov.EleniKounalakis #Governor #InfrastructureProject #kounalakis #LieutenantGovernor #LosAngelesTimes #LT #Politics #race #state #treasurer

#ElizabethWarren on Why #Billionaires Are Doing All They Can to Stop #ZohranMamdani

The Massachusetts Democrat explains why Wall Street is spending big to boost #EricAdams and #AndrewCuomo

August 4, 2025

"Zohran Mamdani pulled off an inspiring 12-point victory to become the Democratic nominee for mayor of New York. How did he do it? He campaigned relentlessly on lowering costs for families, helping him build a grassroots movement so strong that millions of dollars in attack ads couldn’t touch him. On primary election night, Andrew Cuomo conceded.

"The people picked Mamdani, but it turns out there are some billionaires and #WallStreetCEOs who can’t stand the idea of a mayor who wants them to pay their fair share to create a city that everyone can afford. So the billionaires are dumping millions and millions of dollars into the race, backing either of two deeply flawed candidates: Cuomo and incumbent Mayor Eric Adams. Maybe we should be asking ourselves why these Wall Street executives are pouring in millions of dollars to stop Mamdani, the affordability candidate. [Money that could be used to fund #PublicBroadcasting! smh]

"#Cuomo and Adams are tripping over themselves to haul in millions of campaign dollars from billionaire donors. Adams raised $1 million in a single night from donors with ties to big law firms, commercial brokerages, and big real estate developers who could lose their iron-fisted grip on New York in a Mamdani administration. #HedgeFund manager #BillAckman held private auditions for his support, inviting Adams and Cuomo to back-to-back meetings to tap dance for the 'hundreds of millions of dollars' he has said he will spend to keep Mamdani out of office.

"In a democracy, #billionaires should not be able to buy our elections and control our politicians. Elected officials should work for their constituents, not use their government offices to hand out favors to a well-connected few. Adams escaped prosecution on charges of bribery and fraud only after he sold out New York City in a sweetheart deal with the Trump administration. As governor, Cuomo handed control of the state Senate to Republicans in a sham backroom deal. He also vowed to clean up Albany with an anticorruption commission, but when that commission began investigating one of Cuomo’s buddies, Cuomo shut down the entire panel.

"You don’t have to look very hard to see just how out of touch with working people and the mainstream values of the Democratic Party Adams and Cuomo have become. Adams withdrew from the primary early on, and Cuomo felt so entitled to the nomination that he barely bothered to campaign. But they’ve both gotten the memo from their wealthy backers to step it up: Adams is attacking Mamdani nonstop, and Cuomo is trying — and failing — to carbon copy Mamdani’s man-on-the-street videos.

"Mamdani has specific ideas for making New York more #affordable, and he’s willing to stand up to ultra-powerful special interests to turn these plans into reality.

"Take the cost of housing. Mamdani has plans to build 200,000 new affordable units over the next 10 years, he intends to freeze the rent for units controlled by the city, and he is committed to cutting the red tape that drives up costs for home owners. Mamdani also has the courage to write plans — including #RentControl — that crack down on the city’s worst #landlords and push back against billionaire real estate #moguls. It’s no surprise then that this month, the CEO of a New York-based #RealEstate investment trust held a $2,000-a-ticket fundraiser for Adams to stop Mamdani.

"After housing, the biggest squeeze on New York families is the cost of child care. In the wealthiest city on Earth, access to affordable, high-quality child care and early #education should be automatic. Mamdani’s plan for no-cost child care would make #ChildCare a right, not a privilege reserved for the rich.

"Let’s do one more. Mamdani has a bold, detailed plan for protecting consumers and cracking down on the companies that try to cheat them. As mayor he would work to ban hidden fees, crack down on #scammers, and end secret corporate handouts. When working people are getting gouged by giant companies, Mamdani is on their side.

"Mamdani has charged ahead with plans to make New York more affordable, and he’s showing how to pay for it by taxing the ultra-rich and giant corporations. That may not make him popular with the richest New Yorkers, but he’s willing to let Adams and Cuomo suck up to those guys. Mamdani is fighting to make New York work for working people."

Read more:
https://www.rollingstone.com/politics/political-commentary/elizabeth-warren-billionaires-stop-zohran-mamdani-1235397851/

Archived version:
https://archive.ph/gKwYu

#USPol #DemocraticSocialists #Mamdani #NewYorkCity #NYCPol
#TaxTheRich not #TaxBreaksForTheRich
#AffordableHousing #Education

https://www.europesays.com/uk/201109/ Goldman Sachs Launches Green Bonds ETF for Emerging Markets #ActiveManagement #AffordableHousing #Business #CarbonReduction #CleanEnergy #ClimateFinance #EmergingMarkets #EnvironmentalImpact #ESGInvesting #FixedIncome #GEMSETF #GlobalDevelopment #GoldmanSachs #GREENBonds #GreenInfrastructure #ImpactInvesting #Markets #RenewableEnergy #SocialBonds #SustainableDevelopmentGoals #SustainableFinance #UCITSETF #UK #UnitedKingdom

Can You Survive on Minimum Wage in Canada?
https://wp.me/p84YjG-4I8
#MinimumWage #CanadaEconomy #CostOfLiving #LowIncome #WageGap #AffordableHousing #CPP #OAS #LivingWage #zsoltzsemba

https://zsoltzsemba.com/2025/02/26/surviving-on-minimum-wage-canada/

RT by @EUCYPRUS: Excellent meeting with minister @K_Ioannou on reforms undertaken on #AffordableHousing, #CivilProtection with support from @EU_reforms and the #TSI. We discussed how to further promote #GreenLineTrade to bring people and business closer together.
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https://nitter.privacydev.net/judit_rozsa/status/1882532082628612421#m