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#indebtedness — Public Fediverse posts

Live and recent posts from across the Fediverse tagged #indebtedness, aggregated by home.social.

  1. Earn More Tomorrow: #Overconfidence, Income Expectations and Consumer #Indebtedness d.repec.org/n?u=RePEc:diw:diww
    "… participants with higher income expectations initially borrow more. Overconfident participants scale back their consumption after income feedback. However, they remain in higher #debt at the end of the experiment, which has real financial consequences."
    #ExperimentalEcon #BoundedRationality

  2. God I hate #FICO scores and their silly formulations. Paid off my car and house only to be penalized for doing so. Their excuse is that any 'closed account' diminishes one's ability to prove you can pay a debt regularly.

    The enslavement of debt is their gospel and, I gotta say, is something we're now schooled to buy into.

    The #indebtedness cycle is disgusting and I'm so done with it all!

    #PersonalFinance #Finanace
    #Banking