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#creditunions — Public Fediverse posts

Live and recent posts from across the Fediverse tagged #creditunions, aggregated by home.social.

  1. With the continual consoldiation of BC Credit unions to entities that become larger and larger the service levels gets worse. All the promises of better service and better products are just blather in order for members to think that merging will be better for them. NOT. They are now mini-banks. #creditunions #banks #beemcreditunion

  2. 🔍📈 Oh joy, yet another digital doodad claiming to demystify the world of mortgages. Because what everyone really needs is a monotonously updated spreadsheet of numbers from 120 credit unions. Can't wait to see how this revolutionizes home buying—truly an Excel-lent innovation! 😂🏡
    finfam.app/blog/credit-union-m #digitalmortgages #innovation #homebuying #fintech #Excelhumor #creditunions #HackerNews #ngated

  3. duckduckgo.com/?t=fpas&q=canad

    National Bank hosers, q3 profits $1.1b (not revenue, profits)

    TD $3.3b

    RBC $5.4b

    Scotia Bank $2.5b

    CIBC $2.1b

    Bank of Montreal $2.3b

    This is allllll your money. In just 3 months.

    $16.7b.

    Also, we need to bring back the bank surtax. Cutting Carney won't though.

    Fire your bank. Join a credit union where WE are the shareholders!

    #cdnpoli #canada #coops #fascism #antifa #elbowsup #bcpoli #vancouver #burnabybc #canlab #banks #creditunions #greed #billionaires

  4. I recently applied for a #PenFed bank account so that I can switch to their credit card from #USAA's, because USAA has gone to shit.
    * PenFed's online identity verification was painless.
    * When their app detected that it couldn't check my credit because my credit reports are frozen, it told me the problem, told me which bureau I had to unfreeze, and walked me through the process of unfreezing it for the check and refreezing it afterward.
    I'm impressed. Very encouraging!
    #banking #creditUnions

  5. #Banking #Outage Leaves Customers Without Account Access

    Updated: May 2, 2025 By Robert Farrington

    Excerpt:

    "Banking Grinds To A Halt

    "#Fiserv supplies the infrastructure behind many major financial institutions’ digital platforms. When its systems fail, the effects cascade quickly across the financial ecosystem.

    "Banks affected include major players such as #Ally, #BankOfAmerica, #TDBank, #CapitalOne, #Synchrony, and #CitizensBank, as well as #RegionalBanks and local institutions like #NorthwestBank, #SunflowerBank, and #FarmersNationalBank in Ohio. #CreditUnions such as Navy Federal. Even money transfer service #Zelle appears to be impacted.

    "Customers have reported a range of issues: locked accounts, unavailable balances, non-functioning transfers, and missed direct deposits.

    "One IT staffer at a bank impacted by the outage shared on Reddit, 'It's been a nightmare. ACH files, Zelle, BillPay, and more have all been impacted.'

    "Fiserv has not confirmed what the cause of the incident is. According to reports, the outage allegedly appears to have originated from problems with its core processing software (DNA) and related services like Nautilus (document and content management) and Payment Exchange (real-time transfers).

    "While some functionality has returned for select services, many banks are still experiencing intermittent issues as of Friday afternoon.

    "We reached out to Fiserv for comment but as of publication had not heard back. As of now, Fiserv has not released a public timeline for full restoration or details of the cause of the incident.

    "This incident is more than just an inconvenience - it highlights how fragile the digital banking experience can be when so many institutions rely on a single vendor.

    "Fiserv supports everything from transaction processing to statement delivery. When one system fails, it's not just a front-end website that goes dark. Payments don’t go through. Payroll deposits don’t arrive. Consumers lose access to their money."

    thecollegeinvestor.com/57421/b

    #USBanks #BankingOutage #OnlineBanking

  6. #Banking #Outage Leaves Customers Without Account Access

    Updated: May 2, 2025 By Robert Farrington

    Excerpt:

    "Banking Grinds To A Halt

    "#Fiserv supplies the infrastructure behind many major financial institutions’ digital platforms. When its systems fail, the effects cascade quickly across the financial ecosystem.

    "Banks affected include major players such as #Ally, #BankOfAmerica, #TDBank, #CapitalOne, #Synchrony, and #CitizensBank, as well as #RegionalBanks and local institutions like #NorthwestBank, #SunflowerBank, and #FarmersNationalBank in Ohio. #CreditUnions such as Navy Federal. Even money transfer service #Zelle appears to be impacted.

    "Customers have reported a range of issues: locked accounts, unavailable balances, non-functioning transfers, and missed direct deposits.

    "One IT staffer at a bank impacted by the outage shared on Reddit, 'It's been a nightmare. ACH files, Zelle, BillPay, and more have all been impacted.'

    "Fiserv has not confirmed what the cause of the incident is. According to reports, the outage allegedly appears to have originated from problems with its core processing software (DNA) and related services like Nautilus (document and content management) and Payment Exchange (real-time transfers).

    "While some functionality has returned for select services, many banks are still experiencing intermittent issues as of Friday afternoon.

    "We reached out to Fiserv for comment but as of publication had not heard back. As of now, Fiserv has not released a public timeline for full restoration or details of the cause of the incident.

    "This incident is more than just an inconvenience - it highlights how fragile the digital banking experience can be when so many institutions rely on a single vendor.

    "Fiserv supports everything from transaction processing to statement delivery. When one system fails, it's not just a front-end website that goes dark. Payments don’t go through. Payroll deposits don’t arrive. Consumers lose access to their money."

    thecollegeinvestor.com/57421/b

    #USBanks #BankingOutage #OnlineBanking

  7. #Banking #Outage Leaves Customers Without Account Access

    Updated: May 2, 2025 By Robert Farrington

    Excerpt:

    "Banking Grinds To A Halt

    "#Fiserv supplies the infrastructure behind many major financial institutions’ digital platforms. When its systems fail, the effects cascade quickly across the financial ecosystem.

    "Banks affected include major players such as #Ally, #BankOfAmerica, #TDBank, #CapitalOne, #Synchrony, and #CitizensBank, as well as #RegionalBanks and local institutions like #NorthwestBank, #SunflowerBank, and #FarmersNationalBank in Ohio. #CreditUnions such as Navy Federal. Even money transfer service #Zelle appears to be impacted.

    "Customers have reported a range of issues: locked accounts, unavailable balances, non-functioning transfers, and missed direct deposits.

    "One IT staffer at a bank impacted by the outage shared on Reddit, 'It's been a nightmare. ACH files, Zelle, BillPay, and more have all been impacted.'

    "Fiserv has not confirmed what the cause of the incident is. According to reports, the outage allegedly appears to have originated from problems with its core processing software (DNA) and related services like Nautilus (document and content management) and Payment Exchange (real-time transfers).

    "While some functionality has returned for select services, many banks are still experiencing intermittent issues as of Friday afternoon.

    "We reached out to Fiserv for comment but as of publication had not heard back. As of now, Fiserv has not released a public timeline for full restoration or details of the cause of the incident.

    "This incident is more than just an inconvenience - it highlights how fragile the digital banking experience can be when so many institutions rely on a single vendor.

    "Fiserv supports everything from transaction processing to statement delivery. When one system fails, it's not just a front-end website that goes dark. Payments don’t go through. Payroll deposits don’t arrive. Consumers lose access to their money."

    thecollegeinvestor.com/57421/b

    #USBanks #BankingOutage #OnlineBanking

  8. #Banking #Outage Leaves Customers Without Account Access

    Updated: May 2, 2025 By Robert Farrington

    Excerpt:

    "Banking Grinds To A Halt

    "#Fiserv supplies the infrastructure behind many major financial institutions’ digital platforms. When its systems fail, the effects cascade quickly across the financial ecosystem.

    "Banks affected include major players such as #Ally, #BankOfAmerica, #TDBank, #CapitalOne, #Synchrony, and #CitizensBank, as well as #RegionalBanks and local institutions like #NorthwestBank, #SunflowerBank, and #FarmersNationalBank in Ohio. #CreditUnions such as Navy Federal. Even money transfer service #Zelle appears to be impacted.

    "Customers have reported a range of issues: locked accounts, unavailable balances, non-functioning transfers, and missed direct deposits.

    "One IT staffer at a bank impacted by the outage shared on Reddit, 'It's been a nightmare. ACH files, Zelle, BillPay, and more have all been impacted.'

    "Fiserv has not confirmed what the cause of the incident is. According to reports, the outage allegedly appears to have originated from problems with its core processing software (DNA) and related services like Nautilus (document and content management) and Payment Exchange (real-time transfers).

    "While some functionality has returned for select services, many banks are still experiencing intermittent issues as of Friday afternoon.

    "We reached out to Fiserv for comment but as of publication had not heard back. As of now, Fiserv has not released a public timeline for full restoration or details of the cause of the incident.

    "This incident is more than just an inconvenience - it highlights how fragile the digital banking experience can be when so many institutions rely on a single vendor.

    "Fiserv supports everything from transaction processing to statement delivery. When one system fails, it's not just a front-end website that goes dark. Payments don’t go through. Payroll deposits don’t arrive. Consumers lose access to their money."

    thecollegeinvestor.com/57421/b

    #USBanks #BankingOutage #OnlineBanking

  9. #Banking #Outage Leaves Customers Without Account Access

    Updated: May 2, 2025 By Robert Farrington

    Excerpt:

    "Banking Grinds To A Halt

    "#Fiserv supplies the infrastructure behind many major financial institutions’ digital platforms. When its systems fail, the effects cascade quickly across the financial ecosystem.

    "Banks affected include major players such as #Ally, #BankOfAmerica, #TDBank, #CapitalOne, #Synchrony, and #CitizensBank, as well as #RegionalBanks and local institutions like #NorthwestBank, #SunflowerBank, and #FarmersNationalBank in Ohio. #CreditUnions such as Navy Federal. Even money transfer service #Zelle appears to be impacted.

    "Customers have reported a range of issues: locked accounts, unavailable balances, non-functioning transfers, and missed direct deposits.

    "One IT staffer at a bank impacted by the outage shared on Reddit, 'It's been a nightmare. ACH files, Zelle, BillPay, and more have all been impacted.'

    "Fiserv has not confirmed what the cause of the incident is. According to reports, the outage allegedly appears to have originated from problems with its core processing software (DNA) and related services like Nautilus (document and content management) and Payment Exchange (real-time transfers).

    "While some functionality has returned for select services, many banks are still experiencing intermittent issues as of Friday afternoon.

    "We reached out to Fiserv for comment but as of publication had not heard back. As of now, Fiserv has not released a public timeline for full restoration or details of the cause of the incident.

    "This incident is more than just an inconvenience - it highlights how fragile the digital banking experience can be when so many institutions rely on a single vendor.

    "Fiserv supports everything from transaction processing to statement delivery. When one system fails, it's not just a front-end website that goes dark. Payments don’t go through. Payroll deposits don’t arrive. Consumers lose access to their money."

    thecollegeinvestor.com/57421/b

    #USBanks #BankingOutage #OnlineBanking

  10. Gotta wonder WHAT happened?!!

    Wikipedia:" #Fiserv , Inc. is an American multinational company headquartered in Milwaukee, Wisconsin. Fiserv provides financial technology and services to clients across the financial services sector, including #banks, thrifts, #CreditUnions, securities broker dealers, #mortgage, insurance, leasing and finance companies, and retailers."

    #BankingOutage #OnlineBanking

  11. In addition to providing accurate and relevant text translation, we facilitate professional simultaneous and liaison interpretation for remote or on-site conferences and meetings across the US and #PuertoRico. 🎙️🎧🧑‍💻

    Let our expert #translators and #interpreters build bridges between you and your multilingual customers. 🌉

    Follow @traducoop on Meta, LinkedIn, and Mastodon to learn more about our services and cooperative mission. 🐙📖

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    /2

  12. In addition to providing accurate and relevant text translation, we facilitate professional simultaneous and liaison interpretation for remote or on-site conferences and meetings across the US and #PuertoRico. 🎙️🎧🧑‍💻

    Let our expert #translators and #interpreters build bridges between you and your multilingual customers. 🌉

    Follow @traducoop on Meta, LinkedIn, and Mastodon to learn more about our services and cooperative mission. 🐙📖

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    /2

  13. In addition to providing accurate and relevant text translation, we facilitate professional simultaneous and liaison interpretation for remote or on-site conferences and meetings across the US and #PuertoRico. 🎙️🎧🧑‍💻

    Let our expert #translators and #interpreters build bridges between you and your multilingual customers. 🌉

    Follow @traducoop on Meta, LinkedIn, and Mastodon to learn more about our services and cooperative mission. 🐙📖

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    /2

  14. In addition to providing accurate and relevant text translation, we facilitate professional simultaneous and liaison interpretation for remote or on-site conferences and meetings across the US and #PuertoRico. 🎙️🎧🧑‍💻

    Let our expert #translators and #interpreters build bridges between you and your multilingual customers. 🌉

    Follow @traducoop on Meta, LinkedIn, and Mastodon to learn more about our services and cooperative mission. 🐙📖

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    /2

  15. In addition to providing accurate and relevant text translation, we facilitate professional simultaneous and liaison interpretation for remote or on-site conferences and meetings across the US and #PuertoRico. 🎙️🎧🧑‍💻

    Let our expert #translators and #interpreters build bridges between you and your multilingual customers. 🌉

    Follow @traducoop on Meta, LinkedIn, and Mastodon to learn more about our services and cooperative mission. 🐙📖

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    /2

  16. At a time when division often dominates the headlines, #Inclusiv continues to lead with a mission rooted in #Accessibility and #Inclusion, understanding the value of partnering with a single language services vendor that understands and amplifies their message. :TwinPines:

    THANK YOU for inviting us to serve #LanguageJustice at #Inclusiv2025 in #Cleveland this year. ¡Fue todo un éxito! 🙌

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    1/

  17. At a time when division often dominates the headlines, #Inclusiv continues to lead with a mission rooted in #Accessibility and #Inclusion, understanding the value of partnering with a single language services vendor that understands and amplifies their message. :TwinPines:

    THANK YOU for inviting us to serve #LanguageJustice at #Inclusiv2025 in #Cleveland this year. ¡Fue todo un éxito! 🙌

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    1/

  18. At a time when division often dominates the headlines, #Inclusiv continues to lead with a mission rooted in #Accessibility and #Inclusion, understanding the value of partnering with a single language services vendor that understands and amplifies their message. :TwinPines:

    THANK YOU for inviting us to serve #LanguageJustice at #Inclusiv2025 in #Cleveland this year. ¡Fue todo un éxito! 🙌

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    1/

  19. At a time when division often dominates the headlines, #Inclusiv continues to lead with a mission rooted in #Accessibility and #Inclusion, understanding the value of partnering with a single language services vendor that understands and amplifies their message. :TwinPines:

    THANK YOU for inviting us to serve #LanguageJustice at #Inclusiv2025 in #Cleveland this year. ¡Fue todo un éxito! 🙌

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    1/

  20. At a time when division often dominates the headlines, #Inclusiv continues to lead with a mission rooted in #Accessibility and #Inclusion, understanding the value of partnering with a single language services vendor that understands and amplifies their message. :TwinPines:

    THANK YOU for inviting us to serve #LanguageJustice at #Inclusiv2025 in #Cleveland this year. ¡Fue todo un éxito! 🙌

    #CDFIs #CDCUs #Inclusiv #CreditUnions #Cooperativas #FCUs

    1/

  21. @GossiTheDog

    Yeah capitalism has always been filth.

    I think the time has passed for us to point out their hypocrisy. We've been doing it about #MAGA for 10 years now. They revel in how it annoys us. They think we're cucks.

    We know they're irrational. They don't care. They don't think like us. Maximize shareholder wealth psychopathy.

    We need #creditunions and #workercoops now! Fuck capitalists.

    #cdnpoli #canada #mexico #fascism #antifa #elbowsup

  22. If you support #CreditUnions providing financial services in locations #Capitalist banks have abandoned and at lower costs please consider asking Congress to continue their not for profit status. Americans could lose their most trusted financial partner. #DontTaxMyCreditUnion
    Take action at: donttaxmycreditunion.org/

  23. 6/

    I would love to see #washingtonstate use regulation to encourage more #mutualistic #housing. City/county/state #statues to give tax breaks for #creditunions that provide #capital for #housingcoops to get started, #realtors to sell to cooperatives, support for super #local #coop #nonprofits. I don't know what that infrastructure is like, but am looking for it.

    #homelessness #unhoused #urban #housing

  24. Happy International Credit Union Day!

    The first smart financial choice I made was to ditch my bank and move to a credit union.

    The next steps were saving 10%, reducing unnecessary expenses, conscious spending habits, getting out of debt, changing jobs, building an emergency fund, and investing.

    Credit unions are non profits and typically have no or low fees for their services. Keep your money safe from bad banks!



  25. Question: Anyone else who gets paid by #DirectDeposit notice it's not early this time?

    I've heard this from a few folks in different states. #Government checks and #payroll checks. Accounts at regular #banks and #CreditUnions.

    Is anyone else experiencing this?

    #Poll: Please only answer if you have a regular check payment of some kind that you have direct deposited into a bank/credit union/etc. account.

    Which of these apply to you?

  26. The U.S. Environmental Protection Agency (EPA) has announced a $1.87 billion allocation to the nonprofit entity Inclusiv, a U.S. Treasury-certified Community Development Financial Institution (#CDFI), which it will use to support credit unions in #PuertoRico.

    #solidarityeconomy #ClimateChange #CreditUnions

    newsismybusiness.com/epa-grant

  27. Walk through a customer incident with me!

    What happens when attackers can SEO their fake application to the first page of search results, alerts fire along the way, and you have a customer and secops team that are top notch!

    blumira.com/masked-application

    #incidentresponse #malware #dfir #smbsecurity #lolbas #bankingindustry #creditunions

  28. @br00t4c
    FYI all #banks, credit unions and #bitcoinExchanges in #Australia with the exception of two are going through US military-contracted #digitalFascists.

    The run on the banks they appear to be planning will be pretty bad, given the effect of just the small test case last year (#SVB).

    It seems all the plebs will get "Unable to login", while the #cronyists will walk straight through the "DDOS protection".

    #ComputerSaysNo #unableToLogin #theInternet #bitcoin #creditUnions #financialCrisis

  29. “We believe at its core that #CreditUnions are the best type of organization to serve everyone in the community regardless of where they come from or the language they speak,” says René A. Vargas Martínez, Director of Inclusiv’s #PuertoRico Network.
    #HispanicCommunities
    #SolidarityEconomy

    nextcity.org/urbanist-news/thi

  30. @[email protected] @amszmidt
    CAGEMAFIA are an arm and in many ways facilitators of the #totalitarianism.

    Eg. in #Australia all our banks with the exception of a couple, are now #CAGEMAFIA. Almost every single one, including #creditUnions.

    Nice to hear your country has some sense, where is it.

  31. On #QuebecCoops
    This page from the provincial government (in French) provides a fairly useful overview… especially considering the Qc demographics (8.5M people and as many coop members, if not more).

    Of course, most members belong to one financial coop, the one which introduced German-style #CreditUnions to the US. And it was traditionally linked to parishes, which served as community hubs until the #QuietRevolution.

    economie.gouv.qc.ca/bibliotheq

    @weareopencoop @epilepticrabbit @dajb

  32. Prioritize API-Focused Tech Spending in 2023

    cutimes.com/2023/03/17/priorit

    "Despite looming economic concerns, APIs and IPaaS are a powerful, flexible and affordable use of tech spending for credit union leaders in 2023." -- #JoelLegg

    #api360 #creditUnions #IPaaS

  33. I just got a letter from my credit union. Given the timing, my reaction was "I am so glad to be at a credit union."

    #BECU is refunding all NSF (overdraft) fees they charged members in _the last three years_.

    You know, I think this really is "improving members' financial well-being."

    #creditUnions #banks

  34. The trending #Bankcollapse seems like a good time to remind people about #CreditUnions

    Credit Unions are owned by THE MEMBERS. You get better rates and no hidden fees.

    With "shared branching" you can even go to thousands of branches across the country, more than any bank! coop.org/Solutions/Engage/Co-o

  35. @User47

    #ncua #creditunions
    Credit unions are really SOOOO much better. We wouldn't have many of the financial issues if we all used credit unions 😊