#savings — Public Fediverse posts

HMRC shares details of 'imminent' legal changes to bring in new tax charge

https://fed.brid.gy/r/https://www.mirror.co.uk/money/hmrc-shares-details-imminent-legal-37655689

My Best Budget Travel Tip: Stay Close, Travel Well

“I don’t travel to spend as little as possible. I travel to experience as much as possible. I save before I go, choose where my money matters, and once I’m there, I simply enjoy the journey.” -JhieBeyondBorders

One of the best travel tips I can give, especially if you want to make the most of your money, is surprisingly simple:

Stay as close as possible to the places you actually want to visit.

It may sound counterintuitive. After all, when we talk about budget travel, we usually think about finding the cheapest hotel, the cheapest transportation, and the cheapest meals.

But after travelling quite a lot, I’ve realized that cheap doesn’t always mean economical.

Sometimes, a hotel that is a little more expensive but is within walking distance of the places I want to explore can actually save me money. I spend less on transportation, less time stuck in traffic, and more time enjoying the destination.

And for me, there is another reason I prefer staying close.

I love being close to the communities.

I don’t always want to stay in the most luxurious tourist area or inside a resort where everything feels separated from the place I came to see. I enjoy walking through neighbourhoods, discovering little restaurants, watching the locals go about their day, finding small cafés, visiting local markets, and simply observing everyday life.

That, for me, is part of travelling.

I don’t really travel on a strict budget

Here’s the funny part.

I often talk about travelling wisely, but I wouldn’t necessarily describe myself as a budget traveller.

I am willing to spend more on certain things if they make my trip more comfortable or enjoyable.

My philosophy is simple:

I save before I travel so I don’t have to worry while I’m travelling.

If I know I have a trip coming up, I prepare for it. I save money, plan where I want to go, book what needs to be booked, and make sure I have enough room in my budget to actually enjoy myself.

Because what is the point of travelling somewhere beautiful if I spend the entire trip thinking, “Should I really buy this?” or “Can I afford to eat here?”

I want to enjoy the moment.

I want to sit down for that coffee.

I want to try the local food.

I want to take the train instead of rushing.

I want to wander around without constantly checking my wallet.

Save first. Enjoy later.

For me, travelling wisely is not about depriving myself.

It’s about knowing where my money is worth spending.

I may choose a reasonably priced hotel, but I’ll choose one in a great location.

I may skip an expensive tourist attraction if it doesn’t interest me, but happily spend money on a local experience that I’ll remember for years.

I may walk instead of taking a taxi when the distance is reasonable, not because I have to, but because walking lets me see more of the place.

And when I travel, I try to spend on experiences rather than things I can easily buy back home.

So yes, I save before the trip.

I enjoy the trip.

And when I get home…

I’ll worry about the bills later.

Because for me, travel is not about proving how little I can spend.

It’s about making sure that the money I do spend gives me something valuable in return: time, experiences, memories, and the freedom to enjoy where I am.

That’s my version of budget travel.

Travel close. Spend wisely. Experience more. And most importantly, enjoy the moment. 🌏✈️❤️

💖💖💖

Retirement savings: Why buying a rental property before retirement may not pay – Mary Holm

At this late stage, how can we grow our savings to supplement our NZ Super in retirement? With…
#NewsBeep #News #Personalfinance #before #Business #buying #Finance #holm #mary #may #Not #pay #PersonalFinance #property #rental #Retirement #Savings #UK #UnitedKingdom #Why
https://www.newsbeep.com/uk/767904/

https://www.europesays.com/ie/684666/ Retirement savings: Why buying a rental property before retirement may not pay – Mary Holm #before #Business #buying #Éire #holm #IE #Ireland #mary #may #Not #pay #PersonalFinance #PersonalFinance #property #rental #Retirement #savings #why

https://www.evshift.com/524472/plug-in-hybrid-savings-company-car-tax-explained-shorts/ Plug-in Hybrid Savings: Company Car Tax Explained #shorts #car #Company #ElectricCars #ElectricVehicles #EV #Explained #Hybrid #Hybrids #PlugInHybrids #PlugInHybridsVehicles #PlugIn #savings #shorts #Tax

RTK reports token savings, but our cost benchmarks disagree

https://quesma.com/blog/does-rtk-make-ai-coding-cheaper/

Comments: https://news.ycombinator.com/item?id=49656471

#HackerNews #RTK #token #savings #AI #coding #cost #benchmarks #technology

RTK reports token savings, but our cost benchmarks disagree

https://quesma.com/blog/does-rtk-make-ai-coding-cheaper/

Comments: https://news.ycombinator.com/item?id=49656471

#HackerNews #RTK #token #savings #AI #coding #cost #benchmarks #technology

'Mayabang tayo, eh. (We're conceited.)'

WITH that one short comment, Bangko Sentral ng Pilipinas Gov. Eli Remolona gave a catch-all explanation why our personal (and national government) finances are where they are. Basically in the dumps. #Savings #economy #Philippines

‘Mayabang tayo, eh’ | Ma. Stella F. Arnaldo
https://businessmirror.com.ph/2026/09/11/mayabang-tayo-eh/

Grow Your Funds The Smart Way With Maybank Savings+ #banking #branded #maybank #savings

https://www.lowyat.net/2026/403759/grow-your-funds-the-smart-way-with-maybank-savings/

Barclays launches bumper reward offer handing customers up to £750 | Personal Finance | Finance

Barclays has launched two new reward offers for customers, giving them the chance to earn up to £750.…
#EuropeSays #Britain #Europe #EU #Barclays #Barclaysrewardoffer #CashISAtransfer #Cashback #financialresilience #Insurance #ISA #Lifeinsurancereward #Moneysaving #Savings
https://www.europesays.com/britain/121021/

https://www.europesays.com/britain/121021/ Barclays launches bumper reward offer handing customers up to £750 | Personal Finance | Finance #Barclays #BarclaysRewardOffer #CashISATransfer #Cashback #FinancialResilience #Insurance #ISA #LifeInsuranceReward #MoneySaving #Savings

HSBC Premier checking gets an overhaul: Up to $3,000 bonus and enhanced travel, health, and wealth benefits

This article was produced independently by our editorial team. HSBC provided a partnership fee to support our coverage;…
#EuropeSays #Britain #Europe #EU #HSBC #moneymanagement #nocopyright #NoInStreamAds #PersonalFinanceEvergreen #PFBanking #Savings #SavingsAccounts #ShowDisclaimer
https://www.europesays.com/britain/120886/

https://www.europesays.com/britain/120886/ HSBC Premier checking gets an overhaul: Up to $3,000 bonus and enhanced travel, health, and wealth benefits #HSBC #MoneyManagement #NoCopyright #NoInStreamAds #PersonalFinanceEvergreen #PFBanking #Savings #SavingsAccounts #ShowDisclaimer

How will bond market turbulence affect UK consumer finances?
By Zoe Wood and Rupert Jones

Fixed-rate mortgages look set to rise, but pensions are more likely to weather the storm and there could be good news for savers

https://www.theguardian.com/money/2026/sep/04/how-will-bond-market-turbulence-affect-uk-consumer-finances

#Bonds #Mortgages #Pensions #Savingsrates #UKnews #Business #Investments #Savings #TheGuardian #ZoeWood #RupertJones

ICYMI: Explaining second-hand discounts: Second-hand discounts are savings advertised on used and refurbished goods against a reference price the seller never charged. How feeds and law handle it. https://ppc.land/second-hand-discounts/ #SecondHand #Discounts #Sustainability #RefurbishedGoods #Savings

Sign up via referral link to claim RM10 food delivery voucher. First order minimum RM30. Your signup also supports me with a voucher towards daily meals. Win-win for both of us.

https://the.kalvin.blog/get-rm10-off-your-foodpanda-orders/

#foodpanda #delivery #discount #referral #food #Malaysia #student #voucher #savings #support #mutual #offer #signup #budget #meals

How Andy Burnham could raise huge amount with tax raid on banks and oil giants

https://web.brid.gy/r/https://www.mirror.co.uk/news/politics/andy-burnham-windfall-tax-banks-37512452

The Best Prime Day Deals on Cameras https://petapixel.com/2026/06/23/the-best-prime-day-deals-on-cameras/ #amazonprimeday #compactcamera #instantcamera #cameradeals #Equipment #discounts #fullframe #panasonic #fujifilm #omsystem #polaroid #primeday #savings #amazon #Deals #Canon #deals #nikon #News #apsc #Sony #ilc

The Best Prime Day Deals on Memory Cards, SSDs, and NAS https://petapixel.com/2026/06/23/the-best-prime-day-deals-on-memory-cards-ssds-and-nas/ #amazonprimeday #memorycards #portablessd #discounts #Nextorage #primeday #sandisk #savings #delkin #ugreen #Deals #deals #lexar #nas #ssd

I don't normally bother checking but.... WooHoo!
I've won a prize in the May Premium Bond draw!

Don't get too excited - its less than £100 and it's going straight back into more Premium Bonds.

#PremiumBonds #Savings

I never could have retired at fifty, had I not always driven compact cars and purchased all my "teacher clothes" at Goodwill. Cheapness pays. 1995. #cheap #beingcheap #thrifty #beingthrifty #thriftiness #thrift #parsimonous #parsimony #moneymanagement #frugal #frugality #beingfrugal #teacher #teacherclothes #suits #menssuits #suit #threepiecesuit #threepiecesuits #paintings #oilpaintings #budget #savingmoney #savings #moneymanaging

Tories confirm plans to cut PIP for mental health claimants

https://web.brid.gy/r/https://www.mirror.co.uk/money/tories-confirm-plans-cut-pip-36019760

#Facts vs #Lies - This isn't a #stockmarket #rally. It's a #scramble. On the back of market rallies over the last few weeks, the #Nasdaq is now up just over 1% year-to-date. The S&P 500? Flat. The Dow Jones Industrial Average? Down 0.6%.#economy #financialstability 3insidertrading #hedgefunds #billionaires #pensions #savings #stocks #mutualfunds #maga #trump

Hulu's 25% off deal for three months for Hulu (with ads) + Live TV, Disney+ and ESPN+ ends October 11. Get more information through our retail affiliate link on HOTCHKA+.
https://www.hotchkaplus.com/p/affiliates.html
#Hulu #Television #Deals #Savings #Discount #LimitedOffer

Wondering why the #interestRate on your savings appears to fluctuate from month-to-month? You may be surprised to learn that its no longer about how much you might be #saving.

Some #banks have #behaviourBased rules that arbitrarily slash your **personal** interestRate.

Manage 1% of your own #savings in a way they don't like…? Or no income that month…?

Poof, interestRate slashed!

#behaviourBasedInterestRates #warOnSavers #moneyPrinterGoDrr #interestRateApartied #australia #whyBitcoinCore

@icedquinn
Yes, and it doesn't help when there's a #warOnSavers and #savings.

;)

#bitcoinFixesThis