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  1. Credit guarantee isn’t a borrower benefit — it’s a risk-sharing tool for lenders.
    By covering part of a bank’s loss if a loan fails after due process, it enables lending to students and first-time borrowers without collateral. Repayment responsibility stays the same; only risk is redistributed. This quiet mechanism plays a big role in who gets access to education and opportunity.
    ncgtc.in/en/product-details/CG

    #creditguarantee #financialliteracy #educationloans #banking #NCGTCcreditguarantee #NCGTC