#microfinance — Public Fediverse posts

https://www.europesays.com/afrique/95718/ Les autorités veulent bâtir des institutions de microfinance solides, professionnelles et durables #Microfinance #Sénégal

https://www.europesays.com/africa/217936/ Enda Tamweel Launches Hedera-Powered Loyalty Program in Tunisia #blockchain #DigitalFinance #EndaTamweel #FinancialInclusion #fintech #HashgraphAssociation #Hedera #LoyaltyProgram #Microfinance #Tunisia #web3

Small businesses grow with timely credit, but many borrowers lack collateral or formal credit history. Credit guarantee systems help reduce lender risk and improve access to microfinance. The Credit Guarantee Scheme for Microfinance Institutions (CGSMFI 2.0) supports responsible lending and stronger financial inclusion across India.

https://www.ncgtc.in/en/product-details/CGSMFI2/Credit-Guarantee-Scheme-for-Microfinance-Institutions--2.0-(CGSMFI-2.0)

#Microfinance #CreditGuarantee #FinancialInclusion #MSME #NCGTC #CGSMFI #IndiaFinance #SmallBusiness #Fintech #Lending

Usha Financial Services Expands UP Network to 30+ Branches for MSME Loans

#TycoonWorld #UshaFinancialServices #MSMELoans #UttarPradesh #NBFCIndia #SMELending #BusinessLoans #FinancialServices #IndiaEconomy #WomenEntrepreneurs #MicroFinance #SmallBusinessIndia #StartupFunding #LoanDisbursement #FY26Targets #BranchExpansion #RBIRegistered #FinancialInclusion #SMEGrowth #RuralFinance #FirstTimeBorrowers

https://tycoonworld.in/usha-financial-services-expands-up-network-to-30-branches-for-msme-loans/

As microfinance evolves, so do its regulations. New frameworks focus on transparency, risk management, and customer protection—ensuring long-term growth and stability in the sector.

🔗 Dive deeper: https://go-infofinance.com/blog/microfinance-sector-regulations-guide

👉 Read the complete breakdown today!

#Microfinance #Regulations #FinancialLiteracy #BusinessFinance #Compliance #FintechTrends

Flutterwave Just Got a Nigerian Banking Licence - and It Changes Everything
#NFiles #Payments #Banking #Fintech #Flutterwave #Microfinance #Paystack
https://gtechbooster.com/flutterwave-just-got-a-nigerian-banking-licence-and-it-changes-everything/?fsp_sid=1166

https://www.europesays.com/africa/155281/ Tracking financial support across 100 clean cooking access-deficit countries #CarbonFinance #CleanCooking #CleanCookingAccess #CleanCookingFinance #DebtFinance #FinanceTracking #InternationalDevelopmentFinance #InvestmentInCleanCooking #InvestmentTracking #IRENA #IRENAPublications #LPG #Microfinance #ODA #RenewableEnergy #SubSaharanAfrica #Tanzania

Điều kỳ diệu từ 5.000đ/tuần: 1 tổ chức tài chính vi mô VN đã huy động 2.300 tỷ đồng, giúp hàng trăm nghìn phụ nữ thoát nghèo, tỷ lệ nợ xấu gần bằng 0. Sức mạnh tiết kiệm nhỏ, tích lũy lớn!

#TietKiemNho #GiaiCap #PhuNuVietNam #TaiChinhViMo #KinhTeVietnam #PovertyAlleviation #FinancialInclusion #Microfinance #WomenEmpowerment #SmallStepsBigResults

https://vietnamnet.vn/dieu-ky-dieu-cua-viec-nhan-gui-tiet-kiem-tu-5-000-dong-2457944.html

From mobile wallets and microfinance to blockchain-based transactions, these FinTech startups are making financial inclusion a reality across Africa, Asia, and Latin America.
Read: https://intellitrongenesis.com/2025/10/04/fintech-startups-redefining-banking-in-emerging-markets/

#FinTech #Blockchain #MobilePayments #Microfinance #OpenBanking #AI #BigData #Cybersecurity #IoT #5G #VR #AR #Metaverse #DataScience #SaaS #DevOps #Google #Apple #Amazon #Meta #Facebook #Tesla #IBM #Intel #NVIDIA #Oracle #Salesforce #Adobe #Twitter #X #Spotify #PayPal #Visa #Mastercard

From mobile wallets and microfinance to blockchain-based transactions, these FinTech startups are making financial inclusion a reality across Africa, Asia, and Latin America.
Read: https://intellitrongenesis.com/2025/10/04/fintech-startups-redefining-banking-in-emerging-markets/

#FinTech #Blockchain #MobilePayments #Microfinance #OpenBanking #AI #BigData #Cybersecurity #IoT #5G #VR #AR #Metaverse #DataScience #SaaS #DevOps #Google #Apple #Amazon #Meta #Facebook #Tesla #IBM #Intel #NVIDIA #Oracle #Salesforce #Adobe #Twitter #X #Spotify #PayPal #Visa #Mastercard

From mobile wallets and microfinance to blockchain-based transactions, these FinTech startups are making financial inclusion a reality across Africa, Asia, and Latin America.
Read: https://intellitrongenesis.com/2025/10/04/fintech-startups-redefining-banking-in-emerging-markets/

#FinTech #Blockchain #MobilePayments #Microfinance #OpenBanking #AI #BigData #Cybersecurity #IoT #5G #VR #AR #Metaverse #DataScience #SaaS #DevOps #Google #Apple #Amazon #Meta #Facebook #Tesla #IBM #Intel #NVIDIA #Oracle #Salesforce #Adobe #Twitter #X #Spotify #PayPal #Visa #Mastercard

From mobile wallets and microfinance to blockchain-based transactions, these FinTech startups are making financial inclusion a reality across Africa, Asia, and Latin America.
Read: https://intellitrongenesis.com/2025/10/04/fintech-startups-redefining-banking-in-emerging-markets/

#FinTech #Blockchain #MobilePayments #Microfinance #OpenBanking #AI #BigData #Cybersecurity #IoT #5G #VR #AR #Metaverse #DataScience #SaaS #DevOps #Google #Apple #Amazon #Meta #Facebook #Tesla #IBM #Intel #NVIDIA #Oracle #Salesforce #Adobe #Twitter #X #Spotify #PayPal #Visa #Mastercard

Are you doing research on the fiscal, monetary, and regulatory responses to the #covid19pandemic?

Check out this new resource on our #PanDDemiC portal by FinDev Gateway, who helps you to find relevant datasets on #microfinance and financial inclusion.

👉Visit: https://panddemic.regroup-horizon.eu/

#regroup #pandemicpolitics #covid19research #horizoneu #horizoneurope

@politicalscience @politicaltheory @sociology

Omidyar Network spins out its fintech investment arm as Flourish, with up to $300 million - After 12 years spent investing in impact-oriented financial services startups around the globe, the ... more: http://feedproxy.google.com/~r/Techcrunch/~3/ot1UID37bn8/ #financialservices #flourishventures #challengerbanks #impactinvesting #venturecapital #omidyarnetwork #pierreomidyar #entrepreneur #microfinance #unitedstates #advisors #economy #finance #africa #money #ebay #tc

Government’s microfinance credit guarantee scheme to benefit 36 lakh borrowers, boosting credit flow and supporting financial inclusion across India. https://english.mathrubhumi.com/news/money/govt-microfinance-credit-guarantee-scheme-benefits-jqvguz1n?utm_source=dlvr.it&utm_medium=mastodon #Microfinance #FinancialInclusion #IndiaEconomy #NBFC

Tonik raises $21 million to launch digital bank in the Philippines - A wave of digital banks, or neo-banks, has flourished in recent years in Western nations as people b... more: http://feedproxy.google.com/~r/Techcrunch/~3/q45cl_mxZPo/ #sequoiacapitalindia #point72ventures #sequoiacapital #niyosolutions #microfinance #philippines #razorpay #finance #funding #epifi #apps #asia #open

#OnThisDay Mercedes-Benz was founded (1926).

Happy Birthday Bangladeshi #Economist Muhammad Yunus (1940). He received Nobel Peace Prize (2006) for founding the #GrameenBank and pioneering the concepts of #Microcredit and #Microfinance.

Happy Birthday #Actor Mel Brooks (1926) - one of 19 entertainers to win the #EGOT.

https://knowledgezone.co.in/news

M-CRIL, an Indian consultancy which provides impact assessments to microfinance players, has published an upbeat overall view of the benefits of #microfinance to borrowers.

Their new paper says that there’s little evidence that a wave of suicides in India’s Andhra Pradesh in 2010 is attributable to microfinance borrowing because the state has shown high farmer suicide rates over the long term.

That’s a little too easy, I argue on The Dark Side of Development.

https://drdavidwhitehouse.substack.com/p/microfinance-and-indian-farming-suicides

CADTM (Traduction DeepL translator)
Hier une farce, aujourd’hui une tragédie : le retour de l’Autorité de régulation de la microfinance et du crédit
https://mcinformactions.net/hier-une-farce-aujourd-hui-une-tragedie-le-retour-de-l-autorite-de-regulation
#microcredit #microfinance #credit #pretsabusifs

South Korea's Korea Institute of Finance urges integration of fragmented policy-based microfinance products and recommends incentives for private lenders to support diligent borrowers' transition to the private sector, aiming to boost operational efficiency and better allocate limited resources.
#YonhapInfomax #KoreaInstituteOfFinance #Microfinance #PolicyIntegration #PrivateLenders #DiligentBorrowers #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=70890

In rural #Uganda, an international development researcher shows how local savings groups manage outside capital to boost loans while ensuring strong repayment and local contributions. https://theconversation.com/community-savings-groups-in-uganda-are-good-stewards-of-local-peoples-money-and-of-outsiders-funds-too-research-shows-234551 #microfinance #NGOs

The job of 60 Decibels is to produce marketing material supporting the case for #microfinance. But even they can't defend the massive glut of loans which has swamped #Cambodia.

Full story in The Diplomat:

https://thediplomat.com/2024/11/microfinance-mouthpiece-60-decibels-drops-case-for-defense-of-cambodia/

In #Cambodia, sources say that the rate of non-performing loans (NPLs) at #microfinance lenders is higher than publicly disclosed, with many loans having been based on expectations of rising land prices which proved to be well off target.

Full story in The Diplomat:

https://thediplomat.com/2024/10/cambodian-microfinance-loans-based-on-rising-land-prices-point-to-further-npl-increase/

More on microfinance on my blog:

https://drdavidwhitehouse.substack.com/

Making many future predictions as a journalist is a good way to occasionally get something right. Mine in The Diplomat last year on rising non-performing loans at the major banks in #Cambodia was, sadly, a safe bet.

https://thediplomat.com/2023/09/rising-cambodia-microfinance-npls-signal-forced-land-sales-child-labor/

ACLEDA Bank, Hattha Bank, and LOLC have now all breached their borrowing covenants. #microfinance

https://asianbankingandfinance.net/lending-credit/news/cambodian-banks-breach-covenants-bad-loans-surge

A new thinkpiece on Policy Consequences of the New Neuroeconomics Framework.

We argue that #neuroscience provides a framework to build new models in #microeconomics with actual #policy consequences.

#addiction #ContingencyManagement
#microfinance #SunkCostFallacy #BehavioralEconomics #Neuroeconomics

A.D. Redish, H.S. Chastain, C.F. Runge, B.M. Sweis, S.E. Allen, A. Haldar (2024) Policy consequences of the new neuroeconomic framework. #arXiv unreviewed preprint.

https://arxiv.org/abs/2409.07373

Development finance institutions need to set a much higher bar for due diligence when they invest in #microfinance, I argue in The Diplomat.

https://thediplomat.com/2024/08/cambodian-cyber-slavery-ends-age-of-innocence-for-microfinance-investors/

#Cambodia #China #Thailand

Herald Aloo and I explore the role of #microfinance in stoking popular anger in #Kenya. President Ruto yesterday sacked his cabinet after violent protests triggered by proposed new taxes in June. (Subscribers)

#Africa

https://www.theafricareport.com/354704/kenyas-unrest-shows-failure-of-microfinance-anti-poverty-model/

#microfinance #cyberslavery #TransnationalRepression

All of this and more on my free to read substack:

https://drdavidwhitehouse.substack.com/

At last G20 is showing how to finance an assault on poverty | Larry Elliott https://www.theguardian.com/business/2024/apr/14/at-last-g20-showing-how-finance-assault-poverty-lula #InternationalMonetaryFund(IMF) #Sustainabledevelopmentgoals #LuizInácioLuladaSilva #Globaleconomy #Microfinance #Coronavirus #Debtrelief #Economics #WorldBank #Business #Poverty #Banking #Hunger #Brazil #G20

News that India’s central bank has called on microfinance lenders to exercise restraint shows that regulators who expect the industry to police itself are part of the problem.

https://drdavidwhitehouse.substack.com/p/india-regulators-calling-for-microfinance

#India #microfinance #banking

Research commissioned by the Cambodia Microfinance Association (CMA) and carried out by M-CRIL marks a major climbdown by the microfinance industry from claims that it directly contributes to poverty reduction.

My article appears in The Diplomat.

https://thediplomat.com/2024/01/cambodia-microfinance-association-findings-mark-retreat-from-poverty-reduction-claims/

There's more on microfinance on my Substack here:

https://drdavidwhitehouse.substack.com/

#microfinance #Cambodia

I got blasted here for saying this before, but I'll say it again, only this time backed by Nature's editors:

‘People in poverty lack money. So let’s just give them money’
https://www.nature.com/articles/d41586-024-00208-3

#poverty #microfinance #basicincome #science #nature

#Microfinance: African regulators need to understand the lack of proven upside and the dangers of excessive borrowing before, not after, the fact. My op ed appears in The Africa Report.
https://drdavidwhitehouse.substack.com/p/microfinance-suicides-show-africans

@millihertz @jeffowski um, I think you are confusing microlending with charity. I'm talking about the work pioneered by Muhammad Yunus with Grameen Bank. He won the 2006 Nobel Peace Prize for his work on #Microcredit and #Microfinance

New research published by Equitable Cambodia and LICADHO shows that school drop outs, child labor and forced land sales are among the consequences of excessive #microfinance borrowing in #Cambodia https://drdavidwhitehouse.substack.com/p/rising-cambodia-microfinance-npls

#Microfinance in #Cambodia. A new report from the human rights organisation LICADHO finds micro-loans in Kampong Speu province are associated with forced land sales, child labour.

https://www.licadho-cambodia.org/reports.php?perm=242

The World Bank's IFC has agreed to allow its ombudsman to investigate #microfinance lending practices in #cambodia which has one of the world's highest levels of microfinance debt.

I recap for Sasha Alyson's Karma Colonialism website. https://karmacolonialism.org/cambodias-microfinance-disaster/

This is why we can't have nice things 🙄 > What happened to the microfinance company Kiva?

https://www.technologyreview.com/2023/08/14/1077351/microfinance-money-making/ #microfinance

#OnThisDay Mercedes-Benz was founded (1926).

Happy Birthday Bangladeshi #Economist Muhammad Yunus (1940). He received Nobel Peace Prize (2006) for founding the #GrameenBank and pioneering the concepts of #Microcredit and #Microfinance.

Happy Birthday Elon Musk (1971).

https://knowledgezone.co.in/news

Want an easy way to do some real good in the world? Join me on #kiva #microfinance https://www.kiva.org/invitedby/joel7474?utm_source=mobile_ios&utm_medium=referral&utm_campaign=social_share_checkout

@david_megginson Thanks for the recommendation! I see that #Poor Economics won many accolades in 2011 when it was published. #Microfinance & other innovations in emerging economies might now be useful for #FinancialInclusion in selectively-affluent ones. Has the book noticeably influenced policy anywhere in the G20, do you know?
@futurebird

BLS E-Services Honored for Advancing Women’s Empowerment at Grass Route Level

#BLSEservices #WomensEmpowerment #FinancialInclusion #ETWomenConclave2025 #ShikharAggarwal #DigitalServices #RuralDevelopment #SocialImpact #PMJDY #BCSakhi #TechnologyEnabledServices #DigitalIndia #UnderservedCommunities #InclusiveGrowth #CustomerService #DigitalDivide #B2B #B2C #Microfinance #MicroInsurance #DirectBenefitTransfer #AgriLoans #RevenueServices #CropInsurance #TycoonWorld

https://tycoonworld.in/bls-e-services-honored-for-advancing-womens-empowerment-at-grass-route-level/

Hey, if you've had a good week, or a bad week, but you can, please consider joining me in funding this loan for Ghenadie - he's looking to bring water to his home. That's it, simple water :) https://www.kiva.org/invitedby/natalie2608/for/2508901?utm_source=social_share_link&utm_medium=referral&utm_campaign=social_share_bp&utm_content=natalie2608

#kiva #microfinance #microcredit #feelsgood

Hey there all, this loan needs a little bit more to fund: https://www.kiva.org/invitedby/natalie2608/for/2502384?utm_source=social_share_link&utm_medium=referral&utm_campaign=social_share_bp&utm_content=natalie2608

It's important to me that people have sanitary living conditions. Please consider joining me. #kiva #microfinance #microcredit #humanism

#08 MEMBERSHIP AND RENEWAL RATES IN MICROINSURANCE
Interview with Peter Wrede, The Aga Khan Agency for #Microfinance

Video #08/#17 – #ProMHIAfrica_VideoSeries
2010, Gerald Leppert, Philipp Degens, Lily McLeish
https://open.tube/videos/watch/0b47fb47-2b03-4bfd-afd1-14c1004d311d

I. Negative Effects of Low #RenewalRates on #Microinsurance Units
II. Reasons for High #DropOut Rates
III. #Membership #Retention in #MicroHealthInsurance

#Insurance #SocialProtection #PublicHealth #GlobalDevelopment #HealthCareFinancing #SocialRiskManagement

#07 MARKETING IN MICROINSURANCE
Interview with Charles Mutua, Swedish Cooperative Centre, Kenya

Video #07/#17 – #ProMHIAfrica_VideoSeries
2010,Gerald Leppert,Philipp Degens,Lily McLeish
https://open.tube/videos/watch/2e6c5b34-797a-450b-b401-b3ac81985e7e

I Importance of Marketing in #Microinsurance
II Marketing in #MicroHealthInsurance
III Marketing in #NonProfit and Commercial #Insurance
IV #InsuranceEducation vs #Marketing [...]

#SocialProtection #Microfinance #PublicHealth #GlobalDevelopment #HealthCareFinancing #SocialRiskManagement

#06 MICROINSURANCE IN AFRICA
Interview with Joseph Assefa & Michal Matul, International Labour Organization (#ILO)

Video #06/#17 – #ProMHIAfrica_VideoSeries
2010,Gerald Leppert,Philipp Degens,Lily McLeish
https://open.tube/videos/watch/0c1230d7-ada0-49cb-8551-670b6be3806d

I #Microinsurance in #Africa
II Covering the Poor & Organisational Types
III Governmental Involvement in #MicroHealthInsurance
IV Future Developments

#Insurance #SocialProtection #Microfinance #PublicHealth #GlobalDevelopment #HealthCareFinancing #SocialRiskManagement

https://www.kiva.org/invitedby/natalie2608/for/2461552?utm_content=natalie2608&utm_source=social_share_link&utm_campaign=social_share_checkout_variant_scle_b

Please consider joining me in improving the lives of strangers.
#kiva #microfinance

#loans #microloan

Credit startup Migo expands to Brazil on $20M raise and Africa growth - After growing its lending business in West Africa, emerging markets credit startup Migo is expanding... more: http://feedproxy.google.com/~r/Techcrunch/~3/2LsrsV0ir-M/ #artificialintelligence #financialtechnology #microfinance #unitedstates #underbanked #westafrica #risefund #unbanked #economy #finance #nigeria #africa #brazil #credit #europe #money #asia #api #ceo #tc

Did you know? Students & young entrepreneurs don’t always need banks for loans. 🚪 When banks say "no," options like microfinance, NBFCs, P2P lending, and credit guarantee schemes can open new doors.

Read how alternatives are fueling youth ambitions 👉 http://buildmyventure.wordpress.com/2025/09/26/when-banks-say-no-smarter-alternatives-to-student-and-youth-loans-in-india/

#YouthFinance #StudentLoans #Microfinance #NCGTC #FinancialInclusion #IndiaFinance