#microfinance — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #microfinance, aggregated by home.social.
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New #preprint just dropped on #psyarxiv
Kanter, Haldar, Redish(2026). A novel view of microfinance: implications of the neuroscience of decision-making. psyArXiv.
We propose a novel perspective on what makes microfinance institutions work. We argue that the key is how the institutional structures interact with the computational underpinnings of decision-making to engender #trust .
Part of a new series I am apparently building on what it means to trust and what underlies the success of societies. 🤔
A collaboration with experts in #microfinance, and #sociology connecting to the #neuroscience of #DecisionMaking. And #economics.
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New #preprint just dropped on #psyarxiv
Kanter, Haldar, Redish(2026). A novel view of microfinance: implications of the neuroscience of decision-making. psyArXiv.
We propose a novel perspective on what makes microfinance institutions work. We argue that the key is how the institutional structures interact with the computational underpinnings of decision-making to engender #trust .
Part of a new series I am apparently building on what it means to trust and what underlies the success of societies. 🤔
A collaboration with experts in #microfinance, and #sociology connecting to the #neuroscience of #DecisionMaking. And #economics.
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IFC to end global #microfinance consumer protection, source says
Decision follows management ruling that policy not broken in #Cambodia
https://drdavidwhitehouse.substack.com/p/ifc-to-end-global-microfinance-consumer
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Small businesses grow with timely credit, but many borrowers lack collateral or formal credit history. Credit guarantee systems help reduce lender risk and improve access to microfinance. The Credit Guarantee Scheme for Microfinance Institutions (CGSMFI 2.0) supports responsible lending and stronger financial inclusion across India.
#Microfinance #CreditGuarantee #FinancialInclusion #MSME #NCGTC #CGSMFI #IndiaFinance #SmallBusiness #Fintech #Lending
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Usha Financial Services Expands UP Network to 30+ Branches for MSME Loans
#TycoonWorld #UshaFinancialServices #MSMELoans #UttarPradesh #NBFCIndia #SMELending #BusinessLoans #FinancialServices #IndiaEconomy #WomenEntrepreneurs #MicroFinance #SmallBusinessIndia #StartupFunding #LoanDisbursement #FY26Targets #BranchExpansion #RBIRegistered #FinancialInclusion #SMEGrowth #RuralFinance #FirstTimeBorrowers
https://tycoonworld.in/usha-financial-services-expands-up-network-to-30-branches-for-msme-loans/
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As microfinance evolves, so do its regulations. New frameworks focus on transparency, risk management, and customer protection—ensuring long-term growth and stability in the sector.
🔗 Dive deeper: https://go-infofinance.com/blog/microfinance-sector-regulations-guide
👉 Read the complete breakdown today!
#Microfinance #Regulations #FinancialLiteracy #BusinessFinance #Compliance #FintechTrends
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Flutterwave Just Got a Nigerian Banking Licence - and It Changes Everything
#NFiles #Payments #Banking #Fintech #Flutterwave #Microfinance #Paystack
https://gtechbooster.com/flutterwave-just-got-a-nigerian-banking-licence-and-it-changes-everything/?fsp_sid=1166 -
Government’s microfinance credit guarantee scheme to benefit 36 lakh borrowers, boosting credit flow and supporting financial inclusion across India. https://english.mathrubhumi.com/news/money/govt-microfinance-credit-guarantee-scheme-benefits-jqvguz1n?utm_source=dlvr.it&utm_medium=mastodon #Microfinance #FinancialInclusion #IndiaEconomy #NBFC
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M-CRIL, an Indian consultancy which provides impact assessments to microfinance players, has published an upbeat overall view of the benefits of #microfinance to borrowers.
Their new paper says that there’s little evidence that a wave of suicides in India’s Andhra Pradesh in 2010 is attributable to microfinance borrowing because the state has shown high farmer suicide rates over the long term.
That’s a little too easy, I argue on The Dark Side of Development.
https://drdavidwhitehouse.substack.com/p/microfinance-and-indian-farming-suicides
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M-CRIL, an Indian consultancy which provides impact assessments to microfinance players, has published an upbeat overall view of the benefits of #microfinance to borrowers.
Their new paper says that there’s little evidence that a wave of suicides in India’s Andhra Pradesh in 2010 is attributable to microfinance borrowing because the state has shown high farmer suicide rates over the long term.
That’s a little too easy, I argue on The Dark Side of Development.
https://drdavidwhitehouse.substack.com/p/microfinance-and-indian-farming-suicides
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Understanding Microcredit: What It Is & How Microfinance Works
#commercestheories #commerce #Microcredit #Microfinance #FinancialInclusion #Entrepreneurship
read more:- https://commercestheories.com/how-microfinance-or-microcredit-works-a-path-to-financial-inclusion-and-growth/ -
CADTM (Traduction DeepL translator)
Hier une farce, aujourd’hui une tragédie : le retour de l’Autorité de régulation de la microfinance et du crédit
https://mcinformactions.net/hier-une-farce-aujourd-hui-une-tragedie-le-retour-de-l-autorite-de-regulation
#microcredit #microfinance #credit #pretsabusifs -
From mobile wallets and microfinance to blockchain-based transactions, these FinTech startups are making financial inclusion a reality across Africa, Asia, and Latin America.
Read: https://intellitrongenesis.com/2025/10/04/fintech-startups-redefining-banking-in-emerging-markets/#FinTech #Blockchain #MobilePayments #Microfinance #OpenBanking #AI #BigData #Cybersecurity #IoT #5G #VR #AR #Metaverse #DataScience #SaaS #DevOps #Google #Apple #Amazon #Meta #Facebook #Tesla #IBM #Intel #NVIDIA #Oracle #Salesforce #Adobe #Twitter #X #Spotify #PayPal #Visa #Mastercard
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In rural #Uganda, an international development researcher shows how local savings groups manage outside capital to boost loans while ensuring strong repayment and local contributions. https://theconversation.com/community-savings-groups-in-uganda-are-good-stewards-of-local-peoples-money-and-of-outsiders-funds-too-research-shows-234551 #microfinance #NGOs
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In rural #Uganda, an international development researcher shows how local savings groups manage outside capital to boost loans while ensuring strong repayment and local contributions. https://theconversation.com/community-savings-groups-in-uganda-are-good-stewards-of-local-peoples-money-and-of-outsiders-funds-too-research-shows-234551 #microfinance #NGOs
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The job of 60 Decibels is to produce marketing material supporting the case for #microfinance. But even they can't defend the massive glut of loans which has swamped #Cambodia.
Full story in The Diplomat:
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Are you doing research on the fiscal, monetary, and regulatory responses to the #covid19pandemic?
Check out this new resource on our #PanDDemiC portal by FinDev Gateway, who helps you to find relevant datasets on #microfinance and financial inclusion.
👉Visit: https://panddemic.regroup-horizon.eu/
#regroup #pandemicpolitics #covid19research #horizoneu #horizoneurope
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Are you doing research on the fiscal, monetary, and regulatory responses to the #covid19pandemic?
Check out this new resource on our #PanDDemiC portal by FinDev Gateway, who helps you to find relevant datasets on #microfinance and financial inclusion.
👉Visit: https://panddemic.regroup-horizon.eu/
#regroup #pandemicpolitics #covid19research #horizoneu #horizoneurope
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In #Cambodia, sources say that the rate of non-performing loans (NPLs) at #microfinance lenders is higher than publicly disclosed, with many loans having been based on expectations of rising land prices which proved to be well off target.
Full story in The Diplomat:
More on microfinance on my blog:
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Making many future predictions as a journalist is a good way to occasionally get something right. Mine in The Diplomat last year on rising non-performing loans at the major banks in #Cambodia was, sadly, a safe bet.
ACLEDA Bank, Hattha Bank, and LOLC have now all breached their borrowing covenants. #microfinance
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A new thinkpiece on Policy Consequences of the New Neuroeconomics Framework.
We argue that #neuroscience provides a framework to build new models in #microeconomics with actual #policy consequences.
#addiction #ContingencyManagement
#microfinance #SunkCostFallacy #BehavioralEconomics #NeuroeconomicsA.D. Redish, H.S. Chastain, C.F. Runge, B.M. Sweis, S.E. Allen, A. Haldar (2024) Policy consequences of the new neuroeconomic framework. #arXiv unreviewed preprint.
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A new thinkpiece on Policy Consequences of the New Neuroeconomics Framework.
We argue that #neuroscience provides a framework to build new models in #microeconomics with actual #policy consequences.
#addiction #ContingencyManagement
#microfinance #SunkCostFallacy #BehavioralEconomics #NeuroeconomicsA.D. Redish, H.S. Chastain, C.F. Runge, B.M. Sweis, S.E. Allen, A. Haldar (2024) Policy consequences of the new neuroeconomic framework. #arXiv unreviewed preprint.
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Development finance institutions need to set a much higher bar for due diligence when they invest in #microfinance, I argue in The Diplomat.
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Herald Aloo and I explore the role of #microfinance in stoking popular anger in #Kenya. President Ruto yesterday sacked his cabinet after violent protests triggered by proposed new taxes in June. (Subscribers)
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#OnThisDay Mercedes-Benz was founded (1926).
Happy Birthday Bangladeshi #Economist Muhammad Yunus (1940). He received Nobel Peace Prize (2006) for founding the #GrameenBank and pioneering the concepts of #Microcredit and #Microfinance.
Happy Birthday #Actor Mel Brooks (1926) - one of 19 entertainers to win the #EGOT.
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#OnThisDay Mercedes-Benz was founded (1926).
Happy Birthday Bangladeshi #Economist Muhammad Yunus (1940). He received Nobel Peace Prize (2006) for founding the #GrameenBank and pioneering the concepts of #Microcredit and #Microfinance.
Happy Birthday #Actor Mel Brooks (1926) - one of 19 entertainers to win the #EGOT.
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#microfinance #cyberslavery #TransnationalRepression
All of this and more on my free to read substack:
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At last G20 is showing how to finance an assault on poverty | Larry Elliott https://www.theguardian.com/business/2024/apr/14/at-last-g20-showing-how-finance-assault-poverty-lula #InternationalMonetaryFund(IMF) #Sustainabledevelopmentgoals #LuizInácioLuladaSilva #Globaleconomy #Microfinance #Coronavirus #Debtrelief #Economics #WorldBank #Business #Poverty #Banking #Hunger #Brazil #G20
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At last G20 is showing how to finance an assault on poverty | Larry Elliott https://www.theguardian.com/business/2024/apr/14/at-last-g20-showing-how-finance-assault-poverty-lula #InternationalMonetaryFund(IMF) #Sustainabledevelopmentgoals #LuizInácioLuladaSilva #Globaleconomy #Microfinance #Coronavirus #Debtrelief #Economics #WorldBank #Business #Poverty #Banking #Hunger #Brazil #G20
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News that India’s central bank has called on microfinance lenders to exercise restraint shows that regulators who expect the industry to police itself are part of the problem.
https://drdavidwhitehouse.substack.com/p/india-regulators-calling-for-microfinance
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Research commissioned by the Cambodia Microfinance Association (CMA) and carried out by M-CRIL marks a major climbdown by the microfinance industry from claims that it directly contributes to poverty reduction.
My article appears in The Diplomat.
There's more on microfinance on my Substack here:
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I got blasted here for saying this before, but I'll say it again, only this time backed by Nature's editors:
‘People in poverty lack money. So let’s just give them money’
https://www.nature.com/articles/d41586-024-00208-3 -
I got blasted here for saying this before, but I'll say it again, only this time backed by Nature's editors:
‘People in poverty lack money. So let’s just give them money’
https://www.nature.com/articles/d41586-024-00208-3 -
#Microfinance: African regulators need to understand the lack of proven upside and the dangers of excessive borrowing before, not after, the fact. My op ed appears in The Africa Report.
https://drdavidwhitehouse.substack.com/p/microfinance-suicides-show-africans -
@millihertz @jeffowski um, I think you are confusing microlending with charity. I'm talking about the work pioneered by Muhammad Yunus with Grameen Bank. He won the 2006 Nobel Peace Prize for his work on #Microcredit and #Microfinance
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New research published by Equitable Cambodia and LICADHO shows that school drop outs, child labor and forced land sales are among the consequences of excessive #microfinance borrowing in #Cambodia https://drdavidwhitehouse.substack.com/p/rising-cambodia-microfinance-npls
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#Microfinance in #Cambodia. A new report from the human rights organisation LICADHO finds micro-loans in Kampong Speu province are associated with forced land sales, child labour.
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The World Bank's IFC has agreed to allow its ombudsman to investigate #microfinance lending practices in #cambodia which has one of the world's highest levels of microfinance debt.
I recap for Sasha Alyson's Karma Colonialism website. https://karmacolonialism.org/cambodias-microfinance-disaster/
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This is why we can't have nice things 🙄 > What happened to the microfinance company Kiva?
https://www.technologyreview.com/2023/08/14/1077351/microfinance-money-making/ #microfinance
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This is why we can't have nice things 🙄 > What happened to the microfinance company Kiva?
https://www.technologyreview.com/2023/08/14/1077351/microfinance-money-making/ #microfinance
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#OnThisDay Mercedes-Benz was founded (1926).
Happy Birthday Bangladeshi #Economist Muhammad Yunus (1940). He received Nobel Peace Prize (2006) for founding the #GrameenBank and pioneering the concepts of #Microcredit and #Microfinance.
Happy Birthday Elon Musk (1971).
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#OnThisDay Mercedes-Benz was founded (1926).
Happy Birthday Bangladeshi #Economist Muhammad Yunus (1940). He received Nobel Peace Prize (2006) for founding the #GrameenBank and pioneering the concepts of #Microcredit and #Microfinance.
Happy Birthday Elon Musk (1971).
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RT @EIF_EU: #InvestEU: the EIF and Qredits 🇳🇱 sign new agreement to unlock €100 million for Dutch micro-entrepreneurs. Aiming to support 5,000 businesses with a focus on young people, female entrepreneurs and migrants 📍 https://www.eif.org/InvestEU/news/2023/investeu-eif-and-qredits-sign-agreement-to-unlock-eur-100-million-for-dutch-micro-entrepreneurs.htm #microfinance https://t.co/RmZsTZqFSv
🐦🔗: https://n.respublicae.eu/EUinNL/status/1658766474423443456
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RT @EIF_EU: New cooperation between @EIF_EU and Agricover Credit 🇷🇴 supports RON 45 million (€9.1 M) in financing for micro-businesses in #agriculture, boosting growth & helping young farmers in #Romania. Nurturing the future 👩🌾 https://www.eif.org/what_we_do/guarantees/news/2023/eif-and-agricover-credit-agree-to-ron-45-million-eur-9-1-million-in-financing-for-agri-business-micro-enterprises-in-romania.htm
#EaSI #RuralVisionEU #microfinance https://t.co/fRehII21kG https://t.co/jYW7QTnJzq
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Want an easy way to do some real good in the world? Join me on #kiva #microfinance https://www.kiva.org/invitedby/joel7474?utm_source=mobile_ios&utm_medium=referral&utm_campaign=social_share_checkout
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Want an easy way to do some real good in the world? Join me on #kiva #microfinance https://www.kiva.org/invitedby/joel7474?utm_source=mobile_ios&utm_medium=referral&utm_campaign=social_share_checkout
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@david_megginson Thanks for the recommendation! I see that #Poor Economics won many accolades in 2011 when it was published. #Microfinance & other innovations in emerging economies might now be useful for #FinancialInclusion in selectively-affluent ones. Has the book noticeably influenced policy anywhere in the G20, do you know?
@futurebird -
Who has #microfinance, #incubator, or #accelerator info in #Zimbabwe?
Looking to refer a few resources to an entrepreneur there.
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A very dense #longread multi-book literature review comparing multiple academic works studying #microfinance. It’s so dense I read it three times, and I might need to read it again. The link https://www.bostonreview.net/articles/microfinances-imagined-utopia/: