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  1. If your 1970s roof or wiring is damaged by a storm, current city building codes might require bringing the ENTIRE electrical panel and framing up to 2026 standards.

    Standard policies only pay to rebuild what was originally there. They explicitly EXCLUDE the cost of meeting updated building codes unless you carry 'Ordinance or Law' coverage:

    protectionpapers.com/articles/

    #HomeOwnership #Insurance #BuildingCodes #Contractor #RealEstate

  2. Welcome to @ProtectionPaper! 🔎📑 We dissect insurance policy endorsements, sublimits, and claim valuation mechanics at protectionpapers.com. Led by Senior Analyst @ArthurClaims. #Insurance #RiskManagement #Policyholders

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