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#subsidycliff — Public Fediverse posts

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  1. 📢 If ACA subsidies end tomorrow, millions could lose coverage and face huge premium hikes
    🔹 Who’s at risk?

    ≈ 22 million people currently receive the enhanced premium tax credits that keep ACA marketplace plans affordable CNBC.com.
    ≈ 7.3 million could lose their ACA coverage entirely once the subsidies expire, with 4.8 million becoming uninsured commonwealthfund.org.

    🔹 What’s the cost impact?
    The average annual premium for a subsidized enrollee in 2025 is about $888.
    If the subsidies vanish, the average premium would jump to $1,904 – a 114 % increase kff.org.
    For a single‑person household earning $25,000 a year, out‑of‑pocket costs could climb from ~$100 / yr to $1,168 / yr (roughly $98 / month)wgal.com.

    🔹 Why it matters
    Higher premiums mean many families will have to choose between health insurance and other essential expenses.
    The loss of coverage could push ≈ 5 million people into the uninsured pool, straining safety‑net hospitals and increasing overall health‑care costs for society.

    🗣️ What can we do?
    Contact your representatives and urge them to extend the enhanced subsidies.
    Explore alternative coverage options before the deadline.
    Stay informed – follow trusted sources like KFF, the Urban Institute, and the Congressional Budget Office for updates.
    #ACA #HealthCare #SubsidyCliff #PublicHealth #PolicyWatch

  2. 📣 I've updated my annual #ACA Open Enrollment Guide with two more tips specifically for people who will be over the #SubsidyCliff in 2026:

    acasignups.net/25/11/18/slouch

  3. I should also note that if the IRA subsidies *do* expire, something similar will happen to those at the OPPOSITE end: Anyone who earns close to 400% FPL will have to be careful not to go OVER that, since if they do, they won't be eligible for APTC subsidies either. This is called the #SubsidyCliff.

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