#saving — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #saving, aggregated by home.social.
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3% inflation sounds harmless. It isnt.
£10,000 in cash is worth about £7,400 in real terms after 10 years at 3% inflation.
That's roughly £2,600 of spending power gone while it sat 'safe'.
Cash has its place. Ten years untouched is where it leaks though.
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It's not important how much you earn, but how much you save.
— Hitesh Choudhary
(He teaches programming on the Hitesh Code Lab YouTube channel)
#Quote #truth #opinion #money #wealth #finance #MoneyTips #advice #help #FediHelp #earning #saving #HiteshChoudhary #inspiration
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It's not important how much you earn, but how much you save.
— Hitesh Choudhary
(He teaches programming on the Hitesh Code Lab YouTube channel)
#Quote #truth #opinion #money #wealth #finance #MoneyTips #advice #help #FediHelp #earning #saving #HiteshChoudhary #inspiration
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chat do any of you need lenovo thinkpad L14 parts ? pay what you want, shipping in EU, crypto payments ok too
ill js keep them for myself if not, i already took the wifi card, the iwlwifi card is not an official thinkpad L14 part
posting cuz someone may save like idk 50 eur from official sources, everything is working except i think the iGPU from the motherboard
no refunds outside of lithuania, too much hassle internationally
#pcparts #laptopparts #thinkpad #thinkpadparts #lenovo #hardware #nvme #ram #battery #selling #saving
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chat do any of you need lenovo thinkpad L14 parts ? pay what you want, shipping in EU, crypto payments ok too
ill js keep them for myself if not, i already took the wifi card, the iwlwifi card is not an official thinkpad L14 part
posting cuz someone may save like idk 50 eur from official sources, everything is working except i think the iGPU from the motherboard
no refunds outside of lithuania, too much hassle internationally
#pcparts #laptopparts #thinkpad #thinkpadparts #lenovo #hardware #nvme #ram #battery #selling #saving
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Martin Lewis has an urgent warning for Easyjet customers — and it’s actually great news
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Martin Lewis has an urgent warning for Easyjet customers — and it’s actually great news
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I burned all my tokens researching how to save tokens
https://quesma.com/blog/custom-deep-research-pipeline/
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I burned all my tokens researching how to save tokens
https://quesma.com/blog/custom-deep-research-pipeline/
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The Millionaire Next Door (Millionaire Set)
"Wealth is what you accumulate, not what you spend"
Sale: $19.99 to $2.99
by William D. Danko
Rating: 4.3/5 (1,892 Reviews)
#budgeting #money #personalfinance #wealth #saving #frugality #consumerbehavior #books #booksky
The Millionaire Next Door (Mil... -
The Millionaire Next Door (Millionaire Set)
"Wealth is what you accumulate, not what you spend"
Sale: $19.99 to $2.99
by William D. Danko
Rating: 4.3/5 (1,892 Reviews)
#budgeting #money #personalfinance #wealth #saving #frugality #consumerbehavior #books #booksky
The Millionaire Next Door (Mil... -
Thinking about opening a brokerage account? First, ask yourself: do you have an emergency fund? It is your financial safety net, and building it before investing is a smart move. BrokerCue’s guide helps you figure out how much to save and why it matters. Check it out and start your investing journey on solid ground.
#emergencyfund #investing #personalfinance #financialplanning #moneymanagement #saving
https://brokercue.com/blog/emergency-fund-first-how-much-to-save-before-investing/
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#SAVING #LIVES IS NOT #TERRORISM | Section 12 Defiance | #Compilation 1 #yt
https://youtu.be/4IDXzh3SGrQ?list=PLRF-1Aug245wPaHX7xTOQ2-AwJJQb0G7x
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#SAVING #LIVES IS NOT #TERRORISM | Section 12 Defiance | #Compilation 1 #yt
https://youtu.be/4IDXzh3SGrQ?list=PLRF-1Aug245wPaHX7xTOQ2-AwJJQb0G7x
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New ‘alternative to Bank of Mum and Dad’ could give you £12,500 for a house deposit
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New ‘alternative to Bank of Mum and Dad’ could give you £12,500 for a house deposit
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Save 20% of every dollar you make kids, and you can sit at home watching cartoons all day.
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Save 20% of every dollar you make kids, and you can sit at home watching cartoons all day.
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A quotation from Bertrand Russell
And always, in our highly regularised way of life, [the modern man] is obsessed by thoughts of the morrow. Of all the precepts in the Gospels the one that Christians have most neglected is the commandment to take no thought for the morrow. If a man is prudent, thought for the morrow will lead him to save; if he is imprudent, it will make him apprehensive of being unable to pay his debts. In either case the moment loses its savour. Everything is organised, nothing is spontaneous.
Bertrand Russell (1872-1970) English mathematician and philosopher
Lecture (1949-01-09), “The Role of Individuality,” Reith Lecture, “Authority and the Individual” No. 3, BBC RadioMore about this quote: wist.info/russell-bertrand/843…
#quote #quotes #quotation #qotd #bertrandrussell #apprehension #concern #fear #future #hereandnow #livefortheday #liveforthemoment #livefortoday #modernworld #morrow #prudence #ratrace #saving #seizethemoment #spontaneity #tomorrow #uncertainty #wisdom #worry
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Compound Interest: The Tool 19th-Century Factory Workers Did Not Have—and You Do
Albert Einstein, according to a quote he probably never said but that remains useful, called compound interest “the eighth wonder of the world.” What is true is that the principle behind it is one of the most powerful—and most underestimated—tools in personal finance.
What Compound Interest Is
Simple interest works like this: if you deposit 100,000 pesos at a 5% annual rate, after one year you have 105,000. The following year, you earn another 5,000 on the original 100,000. The same percentage, always applied to the same base.
Compound interest works differently. In the first year, you earn 5,000 in interest. In the second year, the 5% is calculated on 105,000 pesos, not on the original 100,000. That equals 5,250. In the third year, it is 5% on 110,250. And so on. Interest generates interest. Your money works for you.
Time Is Everything
This is where compound interest becomes transformative. The difference between starting at age 25 and starting at age 35 is not ten years—it is hundreds of millions of pesos.
A person who saves 20,000 pesos per month starting at age 25, with a 7% annual return, accumulates approximately 48 million pesos by age 55. Someone who starts at 35, with the same contribution and the same return, accumulates only 24 million. Half the amount—for waiting ten years.
Why 19th-Century Factory Workers Could Not Use It
Factory workers in the 19th century, those who built the mutual aid movement in the late 1800s, did not have access to formal savings instruments. They had no practical access to compound interest as a financial tool because they lacked accessible banking institutions, financial education, and income surpluses to invest. Their only option was organized solidarity: the mutual society.
Today, that barrier no longer exists. There are mutual funds with minimum investments as low as 5,000 Chilean pesos. There are automatic savings applications. There are voluntary savings accounts with tax benefits. Access to compound interest has never been more democratic.
Where to Start
There is no single answer, but there are shared principles: start, even with a small amount; make it automatic so it does not depend on willpower; choose low-cost instruments; and do not touch the money.
The power of compound interest does not require large sums. It requires time and consistency—two things available to anyone who starts today.
Tu voto:
#access #accounts #apps #automation #banking #benefits #capital #compound #consistency #democracy #education #example #finance #funds #growth #history #interest #investment #money #mutualism #performance #saving #solidarity #time #workers -
Compound Interest: The Tool 19th-Century Factory Workers Did Not Have—and You Do
Albert Einstein, according to a quote he probably never said but that remains useful, called compound interest “the eighth wonder of the world.” What is true is that the principle behind it is one of the most powerful—and most underestimated—tools in personal finance.
What Compound Interest Is
Simple interest works like this: if you deposit 100,000 pesos at a 5% annual rate, after one year you have 105,000. The following year, you earn another 5,000 on the original 100,000. The same percentage, always applied to the same base.
Compound interest works differently. In the first year, you earn 5,000 in interest. In the second year, the 5% is calculated on 105,000 pesos, not on the original 100,000. That equals 5,250. In the third year, it is 5% on 110,250. And so on. Interest generates interest. Your money works for you.
Time Is Everything
This is where compound interest becomes transformative. The difference between starting at age 25 and starting at age 35 is not ten years—it is hundreds of millions of pesos.
A person who saves 20,000 pesos per month starting at age 25, with a 7% annual return, accumulates approximately 48 million pesos by age 55. Someone who starts at 35, with the same contribution and the same return, accumulates only 24 million. Half the amount—for waiting ten years.
Why 19th-Century Factory Workers Could Not Use It
Factory workers in the 19th century, those who built the mutual aid movement in the late 1800s, did not have access to formal savings instruments. They had no practical access to compound interest as a financial tool because they lacked accessible banking institutions, financial education, and income surpluses to invest. Their only option was organized solidarity: the mutual society.
Today, that barrier no longer exists. There are mutual funds with minimum investments as low as 5,000 Chilean pesos. There are automatic savings applications. There are voluntary savings accounts with tax benefits. Access to compound interest has never been more democratic.
Where to Start
There is no single answer, but there are shared principles: start, even with a small amount; make it automatic so it does not depend on willpower; choose low-cost instruments; and do not touch the money.
The power of compound interest does not require large sums. It requires time and consistency—two things available to anyone who starts today.
Tu voto:
#access #accounts #apps #automation #banking #benefits #capital #compound #consistency #democracy #education #example #finance #funds #growth #history #interest #investment #money #mutualism #performance #saving #solidarity #time #workers -
Podcast Episode: Money, Time And Happiness
Spending and saving are two extremes that define how we use our money. On one side, compulsive buying creates closets full of unused clothes — frozen capital that generates nothing and leaves behind environmental damage through fast fashion waste.
On the other side, saving and investing unlock the power of compound interest, where time and consistency transform small monthly contributions into significant wealth.
The nineteenth‑century factory worker had no access to this tool; mutual aid was their only option. Today, the infrastructure exists: mutual funds with low minimums, automated savings apps, and tax‑advantaged accounts.
The real challenge is not whether compound interest works, but whether we start before we feel ready. In the end, the choice is between money trapped in fabric or money working for your future — and the lever you pull determines whether you optimize for time, money, or happiness.
Tu voto:
#access #apps #automation #behavior #budgeting #capital #clutter #compound #consistency #consumption #discipline #environment #fastfashion #finance #future #growth #interest #investing #investment #money #mutualism #personalFinance #podcast #psychology #saving #solidarity #spending #time #waste #wealth -
Podcast Episode: Money, Time And Happiness
Spending and saving are two extremes that define how we use our money. On one side, compulsive buying creates closets full of unused clothes — frozen capital that generates nothing and leaves behind environmental damage through fast fashion waste.
On the other side, saving and investing unlock the power of compound interest, where time and consistency transform small monthly contributions into significant wealth.
The nineteenth‑century factory worker had no access to this tool; mutual aid was their only option. Today, the infrastructure exists: mutual funds with low minimums, automated savings apps, and tax‑advantaged accounts.
The real challenge is not whether compound interest works, but whether we start before we feel ready. In the end, the choice is between money trapped in fabric or money working for your future — and the lever you pull determines whether you optimize for time, money, or happiness.
Tu voto:
#access #apps #automation #behavior #budgeting #capital #clutter #compound #consistency #consumption #discipline #environment #fastfashion #finance #future #growth #interest #investing #investment #money #mutualism #personalFinance #podcast #psychology #saving #solidarity #spending #time #waste #wealth -
My Investment Week 23/26!
Weekly buys, sells and dividends,
https://www.finveztor.com/2026/06/investment-week-2326.html
#investing #stocks #stockMarket #investment #money #invest #trading #investor #investors #finance #business #entrepreneur #saving #passiveincome #dividends #crypto #wealth #sijoittaminen
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Martin Lewis shares why over 62% of Brits could be ‘better off’ not saving
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My Investment Week 22/26!
Weekly buys, sells and dividends,
https://www.finveztor.com/2026/05/investment-week-2226.html
#investing #stocks #stockMarket #investment #money #invest #trading #investor #investors #finance #business #entrepreneur #saving #passiveincome #dividends #crypto #wealth #sijoittaminen
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My french online bank has an interesting option to buy gift certificates for various stores at slightly discounted price.
I buy most of my groceries from Auchan and Super U and paying with these gift certificates, makes thing slightly cheaper.
That 4-5%, plus 10% discount once a week with my loyalty card and anti-gaspi finds, are helping me to cope with the high prices and low pension to get a rather decent food quality at home.
Like today, bought 5kg chicken breast marked down at -35% since expiration date is tomorrow. Got 10% off because it's my discount day and 5% on top of it with my gift certificates. So the price of it ended up being less than 6 euro a kilo. Which is about half the price our butcher is selling.
#BeingFrugal #GiftCertificate #Bank #Saving #AntiGaspi #France #Saving #Retirement
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My french online bank has an interesting option to buy gift certificates for various stores at slightly discounted price.
I buy most of my groceries from Auchan and Super U and paying with these gift certificates, makes thing slightly cheaper.
That 4-5%, plus 10% discount once a week with my loyalty card and anti-gaspi finds, are helping me to cope with the high prices and low pension to get a rather decent food quality at home.
Like today, bought 5kg chicken breast marked down at -35% since expiration date is tomorrow. Got 10% off because it's my discount day and 5% on top of it with my gift certificates. So the price of it ended up being less than 6 euro a kilo. Which is about half the price our butcher is selling.
#BeingFrugal #GiftCertificate #Bank #Saving #AntiGaspi #France #Saving #Retirement
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April 2026 Summary!
Monthly buys, sells and dividends
https://www.finveztor.com/2026/05/april-2026-summary.html
#investing #stocks #stockMarket #investment #money #invest #trading #investor #investors #finance #business #entrepreneur #saving #passiveincome #dividends #crypto #wealth #sijoittaminen
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My Investment Week 21/26!
Weekly buys, sells and dividends,
https://www.finveztor.com/2026/05/investment-week-2126.html
#investing #stocks #stockMarket #investment #money #invest #trading #investor #investors #finance #business #entrepreneur #saving #passiveincome #dividends #crypto #wealth #sijoittaminen
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The fuel-saving lunar trajectory that looks like the long way round could solve one of crewed Moon travel’s most awkward problems — losing contact behind the far side
https://atlas.whatip.xyz/post.php?slug=the-fuel-saving-lunar-trajectory-that-looks-like-the-long-way-round-could-solve-one-of-crewed-moon-travels-most-awkward-problems-losing-contact-behind-the-far-side
Quick take: <p>Every Moon mission has to solve two problems at once
#problems #saving #lunar #solve -
BUSINESS SERVICES Merchant Services: Improve your cash flow with fast processing. Low Annual Fee Free Online Statements Online & Mobile Payments Globally Accepted Merchant Services Quickly and efficient.
Link - https://nbdominica.com/merchant-services/
#digitalbanking #presonalloan #currency #exchange #onlinebanking #cheque, #saving, #dominicabank, #dominica, #needloanindominica #debitcards
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My Investment Week 20/26!
Weekly buys, sells and dividends,
https://www.finveztor.com/2026/05/investment-week-2026.html
#investing #stocks #stockMarket #investment #money #invest #trading #investor #investors #finance #business #entrepreneur #saving #passiveincome #dividends #crypto #wealth #sijoittaminen
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#ARAMAC #TRAMWAY #MUSEUM www.perplexity.ai/search/new?q... ID #CHAMPIONSHIP #TOURNAMENT advanced-search.aepiot.ro/advanced-sea... #SAVING #SALLY www.perplexity.ai/search/new?q... github.com/globalaudien... aePiot: Integrating current systems into Web 4.0. Build nodes, dominate the SEO future.
Perplexity -
My Investment Week 19/26!
Weekly buys, sells and dividends,
https://www.finveztor.com/2026/05/investment-week-1926.html
#investing #stocks #stockMarket #investment #money #invest #trading #investor #investors #finance #business #entrepreneur #saving #passiveincome #dividends #crypto #wealth #sijoittaminen
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So funny to see that Dhar Mann video about the nerd who saves money and the bully who mocks him.
Later, that nerd who preaches about saving buys an expensive car....
Really? Do you know how much value the new car loses in the first two years?Don't make that mistake!
#dhar_mann #saving #ExpensiveLife #a_penny_saved_is_a_penny_earned
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So funny to see that Dhar Mann video about the nerd who saves money and the bully who mocks him.
Later, that nerd who preaches about saving buys an expensive car....
Really? Do you know how much value the new car loses in the first two years?Don't make that mistake!
#dhar_mann #saving #ExpensiveLife #a_penny_saved_is_a_penny_earned
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Families could save up to $50 a week growing their own fruit and vegetables https://www.allforgardening.com/1751760/families-could-save-up-to-50-a-week-growing-their-own-fruit-and-vegetables/ #Beds #Cost #Crops #food #garden #gardening #GardeningIreland #GardeningTips #greenhouse #grow #GrowYourOwn #growing #home #HomeGardenTips #HomeGrown #HomeGrownFood #Money #NoDig #Saving #taş #Tasmania #Vegetable #vegie
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Families could save up to $50 a week growing their own fruit and vegetables https://www.allforgardening.com/1751760/families-could-save-up-to-50-a-week-growing-their-own-fruit-and-vegetables/ #Beds #Cost #Crops #food #garden #gardening #GardeningIreland #GardeningTips #greenhouse #grow #GrowYourOwn #growing #home #HomeGardenTips #HomeGrown #HomeGrownFood #Money #NoDig #Saving #taş #Tasmania #Vegetable #vegie
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My Investment Week 18/26!
Weekly buys, sells and dividends,
https://www.finveztor.com/2026/05/investment-week-1826.html
#investing #stocks #stockMarket #investment #money #invest #trading #investor #investors #finance #business #entrepreneur #saving #passiveincome #dividends #crypto #wealth #sijoittaminen
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I’ve made over £1,000,000 on my five-bed house — I deserve a tax break to downsize
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Energy Saving Advice for UK Householders - Tips for saving energy, money and the planet at home. #energy #saving #frugal - https://www.earth.org.uk/energy-saving-advice-for-householders.html
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I recently binge-watched the latest season of A&E's "HOARDERS" on Netflix. Sadly, I've known six hoarders as close friends during my lifetime, and perhaps more. It's a pernicious mental illness, highly acerbated by our consumerist culture. #A&E #hoarders #hoarding #hoarder #consume #consumeristculture #Capitalism #capitalist #capitalists #endcapitalism #trash #treasure #trashortreasure #onemanstrash #junk #junkcollector #junkcollectors #saving #crowded #overcrowded #overcrowding #stuff
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Energy Saving Advice for UK Householders - Tips for saving energy, money and the planet at home. #energy #saving #frugal - https://www.earth.org.uk/energy-saving-advice-for-householders.html
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I could never have retired at age fifty, had I not discovered Goodwill as the source for all my teacher clothing in early middle age. PARSIMONY PAYS. 1995. #goodwill #goodwillstore #secondhand #usedclothing #secondhandclothing #secondhandclothes #cheap #parsimonous #thrifty #savingmoney #finances #goodfinances #saving #savings #comfortable #worn #wearing #threepiecesuit #threepiecesuits #stylish #fashionista #fashionisto #fashionistas #coiture #1990s #pennsylvania #publicschools
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What I Own: We saved £40,000 in a year and bought our £440,000 London home
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Energy Saving Advice for UK Householders - Tips for saving energy, money and the planet at home. #energy #saving #frugal - https://www.earth.org.uk/energy-saving-advice-for-householders.html
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I ditched bleak Britain and moved to a country I’d never visited before
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Multiple things add to long list of projects to complete https://www.allforgardening.com/1644542/multiple-things-add-to-long-list-of-projects-to-complete/ #affiliate #AI #content #daylight #DaylightSavingTime #diy #DIYU0026ExpertContent #Enabled #expert #garden #Highlights #home #HomeImprovement #HowTo #improvement #local #LocalAffiliateHomeImprovement #Marimo. #Neutral #Overall #OverallNeutral #Saving #story #StoryHighlightsAIEnabled #time #u0026
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Daylight saving time returns Sunday. For millions, it will be the last time the clocks change
https://misryoum.com/us/trending/daylight-saving-time-returns-sunday-for-millions-it/
Daylight saving time begins Sunday, March 8, when clocks across most of the United States "spring forward" one hour at 2 a.m. local time.The twice-a-year clock change has long sparked debate: Should the U.S. keep switching between standard time and...
#Daylight #saving #time #returns #Sunday #For #millions #will #the #last #time #the #clocks #change #US_News_Hub #misryoum_com
