#personal_finance — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #personal_finance, aggregated by home.social.
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One Person AI Business Success - Everything You Need to Know by Finxter is the featured bundle of ebooks 📚 on Leanpub!
If you are introverted and ambitious and you want to learn how the best one-person founders create explosive online businesses - with passive income elements - this is the perfect bundle for you.
Link: https://leanpub.com/b/finxter
#computer_programming #fiction_business #startups #ai #sales #finance #personal_finance #personal_transformation #selfhelp #self_publishing
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One Person AI Business Success - Everything You Need to Know by Finxter is the featured bundle of ebooks 📚 on Leanpub!
If you are introverted and ambitious and you want to learn how the best one-person founders create explosive online businesses - with passive income elements - this is the perfect bundle for you.
Link: https://leanpub.com/b/finxter
#computer_programming #fiction_business #startups #ai #sales #finance #personal_finance #personal_transformation #selfhelp #self_publishing
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Как мы считаем досрочное погашение кредита: что реально работает в коде
Когда я начал делать кредитный трекер, казалось, что финансовая математика — самая простая часть проекта. Формула аннуитета есть в любом учебнике, Excel справляется за пять минут. Я ошибался. Небольшой контекст: до этого я довольно долго не делал ничего для Android — работал в других областях, экосистема успела заметно измениться. Вернуться оказалось неожиданно приятно: Compose после нескольких лет XML-вёрстки ощущается как глоток свежего воздуха, KSP вместо KAPT работает заметно быстрее, а Room с Flow и корутинами — это уже совсем другой уровень удобства по сравнению с тем, что я помнил. Так что статья отчасти и про это: как выглядит возвращение в Android-разработку после перерыва. Под катом — технический разбор того, как на самом деле устроен кредитный калькулятор внутри Android-приложения. С реальным кодом, реальными компромиссами и честным признанием того, что мы намеренно упростили.
https://habr.com/ru/articles/1027196/
#финтех #мобильная_разработка #Android #личные_финансы #Kotlin #Jetpack_Compose #алгоритмы #опыт #personal_finance #money_management
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Vibe to First Sale: Vibecoding a Lean AI Business from $0 to $29 by Finxter is free with a Leanpub Reader membership! Or you can buy it for $7.99! https://leanpub.com/vibecoding-business #computer_programming #fiction_business #startups #ai #sales #finance #personal_finance
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Vibe to First Sale: Vibecoding a Lean AI Business from $0 to $29 by Finxter is free with a Leanpub Reader membership! Or you can buy it for $7.99! https://leanpub.com/vibecoding-business #computer_programming #fiction_business #startups #ai #sales #finance #personal_finance
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The One Person Vibe Publishing Side Hustle by Finxter is free with a Leanpub Reader membership! Or you can buy it for $1.00! https://leanpub.com/vibepublishing #ai #self_publishing #startups #gpt #consulting #personal_finance #writing_and_publishing
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The One Person Vibe Publishing Side Hustle by Finxter is free with a Leanpub Reader membership! Or you can buy it for $1.00! https://leanpub.com/vibepublishing #ai #self_publishing #startups #gpt #consulting #personal_finance #writing_and_publishing
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One Person AI Business Success - Everything You Need to Know by Finxter is the featured bundle of ebooks 📚 on Leanpub!
Link: https://leanpub.com/b/finxter
#computer_programming #fiction_business #startups #ai #sales #finance #personal_finance #personal_transformation #selfhelp #self_publishing #business_architecture #gpt #career #strategy #economics
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One Person AI Business Success - Everything You Need to Know by Finxter is the featured bundle of ebooks 📚 on Leanpub!
Link: https://leanpub.com/b/finxter
#computer_programming #fiction_business #startups #ai #sales #finance #personal_finance #personal_transformation #selfhelp #self_publishing #business_architecture #gpt #career #strategy #economics
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Tally – A tool to help agents classify your bank transactions
https://tallyai.money/
#ycombinator #transaction_classification #AI_banking #expense_tracking #budget_tool #open_source_finance #bank_transactions #CSV_parser #spending_analysis #personal_finance #AI_assistant -
Tally – A tool to help agents classify your bank transactions
https://tallyai.money/
#ycombinator #transaction_classification #AI_banking #expense_tracking #budget_tool #open_source_finance #bank_transactions #CSV_parser #spending_analysis #personal_finance #AI_assistant -
Tally – A tool to help agents classify your bank transactions
https://tallyai.money/
#ycombinator #transaction_classification #AI_banking #expense_tracking #budget_tool #open_source_finance #bank_transactions #CSV_parser #spending_analysis #personal_finance #AI_assistant -
Tally – A tool to help agents classify your bank transactions
https://tallyai.money/
#ycombinator #transaction_classification #AI_banking #expense_tracking #budget_tool #open_source_finance #bank_transactions #CSV_parser #spending_analysis #personal_finance #AI_assistant -
#ClimateChange is driving increasing non-renewal rates in the USA for homeowners insurance.
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Yotta Bank and the Problem with Fintech (Patrick Boyle) [video]
https://www.youtube.com/watch?v=SAFlRSftffc
#ycombinator #finance #trading #patrick_boyle #on_finance #cfa_exam #kings_college_london #business_school #quantitative_finance #financial_derivatives #personal_finance #investing #investments #stock_market #corporate_finance #youtuber_bank #yotta #graham_stephan #marc_andreessen #a16z #fintech #cfpb #Consumer_Financial_Protection_Bureau -
Yotta Bank and the Problem with Fintech (Patrick Boyle) [video]
https://www.youtube.com/watch?v=SAFlRSftffc
#ycombinator #finance #trading #patrick_boyle #on_finance #cfa_exam #kings_college_london #business_school #quantitative_finance #financial_derivatives #personal_finance #investing #investments #stock_market #corporate_finance #youtuber_bank #yotta #graham_stephan #marc_andreessen #a16z #fintech #cfpb #Consumer_Financial_Protection_Bureau -
The average age of U.S. homebuyers jumps to 56
https://www.cnbc.com/2024/11/04/homebuyer-average-age-rises-to-56-amid-rising-homeownership-costs.html
#ycombinator #United_States #Real_estate #Personal_finance -
The average age of U.S. homebuyers jumps to 56
https://www.cnbc.com/2024/11/04/homebuyer-average-age-rises-to-56-amid-rising-homeownership-costs.html
#ycombinator #United_States #Real_estate #Personal_finance -
Show HN: Wealthfolio: A Private, Open-Source Investment Tracker
https://wealthfolio.app
#ycombinator #investment_tracker #desktop_app #personal_finance #wealth_management #finance_tracking #investment_tracking #portfolio_tracker #portfolio_management #investment_management #investment_portfolio #investment_app #investment_software #investment_tracking_software #investment_tracking_app #investment_tracking_spreadsheet -
Show HN: Wealthfolio: A Private, Open-Source Investment Tracker
https://wealthfolio.app
#ycombinator #investment_tracker #desktop_app #personal_finance #wealth_management #finance_tracking #investment_tracking #portfolio_tracker #portfolio_management #investment_management #investment_portfolio #investment_app #investment_software #investment_tracking_software #investment_tracking_app #investment_tracking_spreadsheet -
Very good article concerning #climatechange and the #economic_risks in the USA.
"The high probability that the weather will grow more extreme throughout the lifetime of everybody reading this essay means that we have to take seriously some very bad long-term threats."
We are already doing far too little far too late. How much worse will we make things in the next 10 years?
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Show HN: BudgetFlow – Budget planning using interactive Sankey diagrams
https://www.budgetflow.cc/
#ycombinator #budget_management #visual_budgeting #financial_planning #expense_tracking #personal_finance #business_finance #interactive_budgets #financial_flowcharts #money_management #financial_goals -
Show HN: BudgetFlow – Budget planning using interactive Sankey diagrams
https://www.budgetflow.cc/
#ycombinator #budget_management #visual_budgeting #financial_planning #expense_tracking #personal_finance #business_finance #interactive_budgets #financial_flowcharts #money_management #financial_goals -
Thousands ofAmericans got caught in fintech and lost access to bank accounts
https://www.cnbc.com/2024/07/02/synapse-fintech-fdic-false-promise.html
#ycombinator #Personal_finance #Business #FedEx_Corp #Securities_fraud #Walt_Disney_Co #PayPal_Holdings_Inc #Block_Inc #JPMorgan_Chase_Co #Breaking_News_Markets #Banks #Breaking_News_Investing #Investment_strategy #Venture_capital #Technology #FinTech #General_Motors_Co #LendingClub_Corp #business_news -
Thousands ofAmericans got caught in fintech and lost access to bank accounts
https://www.cnbc.com/2024/07/02/synapse-fintech-fdic-false-promise.html
#ycombinator #Personal_finance #Business #FedEx_Corp #Securities_fraud #Walt_Disney_Co #PayPal_Holdings_Inc #Block_Inc #JPMorgan_Chase_Co #Breaking_News_Markets #Banks #Breaking_News_Investing #Investment_strategy #Venture_capital #Technology #FinTech #General_Motors_Co #LendingClub_Corp #business_news -
Social Security now expected to run short on funds in 2035, one year later
https://www.cnbc.com/2024/05/06/social-security-expected-to-run-short-on-funds-in-2035-government-says.html
#ycombinator #Breaking_News_Investing #Breaking_News_Politics #Breaking_news #Government_pensions_and_social_security #U_S_Social_Security_Administration #Health_care_costs #Retirees #Retirement_planning #Medicare #Social_Security #Personal_finance #U_S_Department_of_the_Treasury #business_news -
Social Security now expected to run short on funds in 2035, one year later
https://www.cnbc.com/2024/05/06/social-security-expected-to-run-short-on-funds-in-2035-government-says.html
#ycombinator #Breaking_News_Investing #Breaking_News_Politics #Breaking_news #Government_pensions_and_social_security #U_S_Social_Security_Administration #Health_care_costs #Retirees #Retirement_planning #Medicare #Social_Security #Personal_finance #U_S_Department_of_the_Treasury #business_news -
People with more money 'struggle with generosity,' expert says
https://www.cnbc.com/2024/04/13/why-your-rich-friend-venmo-requests-you-for-4.html
#ycombinator #Personal_finance #Psychology #Friendships #Relationships -
People with more money 'struggle with generosity,' expert says
https://www.cnbc.com/2024/04/13/why-your-rich-friend-venmo-requests-you-for-4.html
#ycombinator #Personal_finance #Psychology #Friendships #Relationships -
So I like a bunch of other people were pushed off mint to credit karma by intuit (Despite credit karma missing many of the features that made mint useful).
I tried out quicken classic and was initially disappointed that it could only be installed locally and was about to cancel my trial when I realized that it actually has a web interface that is actually quite nice and isn't loaded down with advertising trying to sell me financial products.
The only mark against it is that it's not free... but I think im willing to pay to not have all the advertising.
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So I like a bunch of other people were pushed off mint to credit karma by intuit (Despite credit karma missing many of the features that made mint useful).
I tried out quicken classic and was initially disappointed that it could only be installed locally and was about to cancel my trial when I realized that it actually has a web interface that is actually quite nice and isn't loaded down with advertising trying to sell me financial products.
The only mark against it is that it's not free... but I think im willing to pay to not have all the advertising.
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Biden administration to forgive $5.8B student debt for 78,000 borrowers
https://www.cnbc.com/2024/03/21/biden-to-forgive-5point8-billion-in-student-debt-for-nearly-78000-borrowers.html
#ycombinator #Breaking_News_Investing #Breaking_news #Joe_Biden #Politics #Breaking_News_Politics #Personal_finance #Labor_economy #George_W_Bush #Personnel #Government_and_politics #Social_issues #business_news -
Biden administration to forgive $5.8B student debt for 78,000 borrowers
https://www.cnbc.com/2024/03/21/biden-to-forgive-5point8-billion-in-student-debt-for-nearly-78000-borrowers.html
#ycombinator #Breaking_News_Investing #Breaking_news #Joe_Biden #Politics #Breaking_News_Politics #Personal_finance #Labor_economy #George_W_Bush #Personnel #Government_and_politics #Social_issues #business_news -
Why can't today's young adults leave the nest? Blame high housing costs
https://www.cnbc.com/2024/01/11/high-housing-costs-have-kept-31percent-of-gen-z-adults-living-at-home.html
#ycombinator #Personal_finance #Breaking_News_Investing #Investment_strategy #Real_estate #Millennials #Personal_saving #Personal_loans #Mortgages #Inflation #Retirement_planning #Family_finances #Financial_planning #business_news -
Why can't today's young adults leave the nest? Blame high housing costs
https://www.cnbc.com/2024/01/11/high-housing-costs-have-kept-31percent-of-gen-z-adults-living-at-home.html
#ycombinator #Personal_finance #Breaking_News_Investing #Investment_strategy #Real_estate #Millennials #Personal_saving #Personal_loans #Mortgages #Inflation #Retirement_planning #Family_finances #Financial_planning #business_news -
Why can't today's young adults leave the nest? Blame high housing costs
https://www.cnbc.com/2024/01/11/high-housing-costs-have-kept-31percent-of-gen-z-adults-living-at-home.html
#ycombinator #Personal_finance #Breaking_News_Investing #Investment_strategy #Real_estate #Millennials #Personal_saving #Personal_loans #Mortgages #Inflation #Retirement_planning #Family_finances #Financial_planning #business_news -
Saving for #retirement is not complicated, it is just a matter of priorities. Most people care more about a coffee each day or season tickets or new shoes or a new car every couple of years or… than saving money for retirement.
...
If someone doesn’t want to reduce their current expenditures they have options- Earn more money to allow both your desire for current purchases and #savings
- Cut back your current expenses and increase savingshttps://management.curiouscatblog.net/2006/03/05/saving-for-retirement/
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55% of workers say their pay isn't keeping up with inflation
https://www.cnbc.com/2022/09/14/half-of-working-americans-say-their-pay-isnt-keeping-up-with-inflation.html
#ycombinator #Jobs #Gig_Economy #Labor_economy #Wages_and_salaries #Job_hunting #Income_disparity #Personal_income #Wage_gap #Inflation #Careers #Personal_finance #Personnel #business_news -
55% of workers say their pay isn't keeping up with inflation
https://www.cnbc.com/2022/09/14/half-of-working-americans-say-their-pay-isnt-keeping-up-with-inflation.html
#ycombinator #Jobs #Gig_Economy #Labor_economy #Wages_and_salaries #Job_hunting #Income_disparity #Personal_income #Wage_gap #Inflation #Careers #Personal_finance #Personnel #business_news -
55% of workers say their pay isn't keeping up with inflation
https://www.cnbc.com/2022/09/14/half-of-working-americans-say-their-pay-isnt-keeping-up-with-inflation.html
#ycombinator #Jobs #Gig_Economy #Labor_economy #Wages_and_salaries #Job_hunting #Income_disparity #Personal_income #Wage_gap #Inflation #Careers #Personal_finance #Personnel #business_news -
Return to office is 'dead,' Stanford economist says
https://www.cnbc.com/2023/11/30/return-to-office-is-dead-stanford-economist-says-heres-why.html
#ycombinator #Personnel #Personal_finance #Jobs #Breaking_News_Economy #Economy #Work_from_home #Labor_economy #business_news -
Return to office is 'dead,' Stanford economist says
https://www.cnbc.com/2023/11/30/return-to-office-is-dead-stanford-economist-says-heres-why.html
#ycombinator #Personnel #Personal_finance #Jobs #Breaking_News_Economy #Economy #Work_from_home #Labor_economy #business_news -
People No Longer Know How Much to Tip
https://www.wsj.com/personal-finance/people-no-longer-know-how-much-to-tip-a6ec4b66
#ycombinator #wsjlifework #Political_General_News #Food_Drink #Living_Lifestyle #Personal_Finance #Personal_Technology #Consumer_Spending_Budgeting #SYND #WSJ_PRO_WSJ_com #DoorDash #DASH #Drew_DeSilver #Edgar_Juarez #Stephen_Zagor #political #general_news #food #drink #living #lifestyle #consumer_spending #budgeting -
People No Longer Know How Much to Tip
https://www.wsj.com/personal-finance/people-no-longer-know-how-much-to-tip-a6ec4b66
#ycombinator #wsjlifework #Political_General_News #Food_Drink #Living_Lifestyle #Personal_Finance #Personal_Technology #Consumer_Spending_Budgeting #SYND #WSJ_PRO_WSJ_com #DoorDash #DASH #Drew_DeSilver #Edgar_Juarez #Stephen_Zagor #political #general_news #food #drink #living #lifestyle #consumer_spending #budgeting -
Rising pay transparency causing an employer compensation information 'arms race'
https://www.cnbc.com/2023/11/06/rising-pay-transparency-is-causing-an-employer-information-arms-race.html
#ycombinator #Social_issues #Personnel #Labor_economy #ZipRecruiter_Inc #Personal_saving #Economy #Breaking_News_Economy #Careers #Personal_finance #business_news -
Rising pay transparency causing an employer compensation information 'arms race'
https://www.cnbc.com/2023/11/06/rising-pay-transparency-is-causing-an-employer-information-arms-race.html
#ycombinator #Social_issues #Personnel #Labor_economy #ZipRecruiter_Inc #Personal_saving #Economy #Breaking_News_Economy #Careers #Personal_finance #business_news -
This is actually a pretty good simple overview of #personal_finance and #investing
https://www.etf.com/docs/IfYouCan.pdf
Of course such a short overview can't cover all the complexity.
Even simpler:
- spend less than you earn
- save an emergency fund
- save for the long term sensibly (compounding is your friend), well balanced portfolio with low fees, take advantage of retirement savings (IRA in the USA...)
- avoid debt that doesn't produce for you (perhaps a home loan or education loan will...) -
Risk Factor is a free online tool created that makes it easy for Americans to find their property’s #risk from #environmental threats such as flooding, wildfires, extreme heat, and severe wind, and understand how risks are changing because of a changing environment.
#climate_change #housing #real_estate_investing #personal_finance