#dontwriteitincrayon — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #dontwriteitincrayon, aggregated by home.social.
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Remember that your ultimate recourse is to take them to court. Your letter may end up in front of a jury. So you want your dispute to be clear. You want to sound reasonable. You don't want to fill your letter with a bunch of legal jargon. You want to sound like the good guy that the jury will want to give money to.
If you write your dispute with that in mind, then you'll ultimately be the winner.
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And "myth" is truly the best way to describe this. Because even though scanning is better than it's ever been—yes, some scanners can even read black print on black paper—even if a human reads it, they're still going to reduce your dispute down to a double-digit code for use in the E-Oscar automated dispute handling system.
So what should you do instead?
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The idea behind these myths is that a human being has to read them if the scanner can't, and somehow, it's more desirable to have a low-wage mail clerk read your dispute than to have the machine process it.
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Write it by hand. Use special colored paper. Write it left-handed. Don't sign it. Use a watermark. Write it in crayon.
These are all folk tales about how to write a dispute letter to defeat the automated scanning devices used by the credit bureaus to process disputes.
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