#1a73e8 — Public Fediverse posts
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foreign answer executive engineer of Public Works division next question who is the officer authorized to communicate to the accountant General copies of orders sanctioning expenditure answer the authority which Accords sanction next question what is the period of limitation in respect of
Ideal claims of pension answer 12 years next question what is the due date of disbursement of monthly salary of employees in legal Metrology Department answer third working day of the next month next question who is the officer authorized to maintain the register of increments of non-gusseted
offices of an office answer drawing officer next question the whole of the attachable portion of the salary of a non-gasseted officer is under attachment a demand from a Cooperative Society is received for attaching some amount from his salary what is the action to be taken by the drawing and
disbursing officer answer the amount should be recovered from the portion of salary not liable to attachment next question funds are available in a department for recurring supplies required for normal functioning of the department who is the officer competent to account administrative sanction in
such cases answer head of Department next question what is the period up to which products manufactured by a state government department will be purchased from them exclusively after they have gone into production answer for the first five years next question the cost of tender firms will be
accepted in days answer in cash or money order only next question the communication of the reason for rejection of a tender to the tenderer is answer not allowed next question a contractor is bound to accept any order for supply of any quantity of stores if he has settled for a dash answer rate
contract next question a complete physical verification of stock kept in the stationary Department should be verified on scene answer two years next question payment to the contractor by the purchasing officer will not be made answer in cash next question the custodian of electrical installation of
a government building occupied by a government office will be answer head of office next question and say general rule all wages will be forfeited if not claimed Within answer three months next question if Government materials are supplied to a contractor in special circumstances the cost will be
recovered from him answer full amount next question annual grants to libraries from government will be governed by certain rules one of the rules stipulates that dash of the grant should be used for purchases of new books for the library answer 75 percentage next question what is the maximum amount
that can be paid to the family of a government servant who dies in harness at his place of Duty at trivandrum for transportation of his body to his native place of palakkad and Sir ta eligible for the journey after retirement next question a government servant applied for house building advance in
July 2015. with effective from first September 2015 he is working on deputation in Kerala University what is the condition under which house building advance can be sanctioned to him after 1st September 2015. answer the repayment During the period of deputation is to be guaranteed by University
next question what is the maximum number of installments allowed for repayment of cycle Advance taken by a permanent last great servant answer 20. next question the recovery of onam Advance will be noted in a recovery register to be maintained in the prescribed form who is the officer authorized to
maintain this register answer drawing officer next question an LD clerk in collectorate trivandrum was transferred to collectorate malappuram from 15 November 2015. salary up to 15 November 2015 and advanced pay was paid to him at the time of transfer how the advanced pay should be recovered answer
recovery to be made in three monthly installments from the salary of December 2015 onwards next question what is the rate of interest for the advance for purchase of mosquito Nets answer the advance is interest free deposit answer deposits of gemi Karam collections next question an office salary
bill for 4 lakh 25 000 Rupees is to be encashed from a Treasury the offices required for carrying the money from the Treasury to the office is employee next question a loss of some public money is suspected in a taluk office ilda the loss is confirmed what is the
action to be taken by the dasilda answer a preliminary report should be sent to the accountant General and through the collector to the head of Department next question a portion of a building in a high school was damaged due to lightning what is the immediate action to be taken by the Headmaster
answer should be reported immediately to the district educational officer and to the director of Public Instruction next question some government Landis proposed to be transferred to a commercial Department who is the officer all the Rays did to fix the value of the land answer District collector
next question who is the treasurer of charitable endowments in the state answer director local fund audit Department next question the list showing details of Records ordered to be destroyed should Dash answer never be destroyed next question a written government servant residing at parashala and
drawing pension from Treasury parashala dies on 1st December 2015. who is the authority to report his death to the sub treachery officer parashala answer Village officer parashala next question the auditor stores and stock accounts in an office will be conducted by the controller
and auditor general in accordance with the provisions in dash answer clones 17 of c and ages act 1970 on next question an advertisement is proposed to be published in news Purpose By A government Department who is the authority to approve the rate of advertisement charges answer director
information and Public Relation Department next question which one of the following offices is not authorized to in the Secret Service expenditure answer controller of examination Kerala Public Service Commission next question an advanced amount will be given to the family of a government servant
who dies while in service in deserving cases the authority to take decision for payment of the advance is answer head of office or Department next question Arnold requirements of stores or articles required for each office for each Financial year should be prepared in the prescribed form and sent
it to the competent Authority note later than answer first February of previous Financial year who is the officer or the residue to address the entries regarding deduction of Lac premium of a non-gazette officer answer drawing officer next question if Lac premium is to be deducted from the salary
of a non-gasited officer he should inform his drawing officer once deduction is started from the salary it is the duty of days to ensure that the premium is detected from the salary every month answer policy holder next question the washing charges of uniforms supplied to last grade servants will
be made from and some office expenses next question when does a claim for traveling elements will become due for payment answer immediately after the close of the month in which Jane is performed next question a government servant dissect 5 am on 30th November 2015. his eligibility for paid
allowances for the month is 4 days Days answer 30 days next question a responsible officer of a government Department should inspect all perishable once in dash answer every half year next question for departmentally executed Works separate Master roles should be prepared for days answer every
month next question who is the authority Combi tend to sanction discretionary grants in addition to the offices in the Revenue department answer the governor next question what is the amount of annual contribution payable to the tramangur devasam board by the government as per the
provision in the constitution of India answer 46.5 lakhs rupees next question Desh is not an endurance bearing advance Kerala Financial code exam um foreign foreign
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Hi friends Sam Dogen a financial advisor they say that in the year 2018 he was going to watch Soft Ball game with his friend Bob on a weekend there Bob had bought his new Tesla Model 3 car which was selling a lot in the market Bob was doing a lot of show off there that how does this car run
on autopilot he was driving his car with his I phone and was saying many interesting things like I heard this in news recently on 9th September a lady gave birth to a baby in Philadelphia in the front seat of Tesla and the delivery happened, when Tesla was running on auto pilot because of which,
that baby is also called as World’s First Tesla Baby so Bob was saying such interesting things to everyone Sam was shocked by listening to all these things he was shocked because that how did Bob a 31 year old pre school teacher had bought a $53,000 car which is obviously a lot of money
according to Sam it was their biggest financial mistake which he shouldn’t have done and at the same time, there was a hype about Tesla after listening to all those things, Sam drove that car one day he says that the experience of driving this was very different even he liked the Tesla Model
3 and even he wanted to buy that car but because this car was very costly to him and as he was a financial advisor, he didn’t want to do that mistake so as a financial advisor what he did was instead of buying this $53,000 car he started calculating it’s opportunity cost where he saw,
if he invest this much money of his Savings what can be better opportunity for him than this car then he started doing research about Tesla Company or Elon Musk’s company he started to realize about this company potential and finally after doing all these things he decided
that instead of buying a Tesla Model 3 of $53,000, will buy the Tesla Stocks worth $53,000 in October 2018 on the per share value of $298 bought the Tesla stocks and guess what after some time, these Tesla stocks reached $367 by doing this he had got a Profit of $11,500 and he
didn’t want to sell that and after 6 months, when there were some problems in the company because of a Tweet of Elon Musk, the stocks came down to $179 then their Profit of $11,500 converted to a loss of $20,000 but still he didn’t sell his stocks he was still now fast
forward after 2 years, where the entire world market crashed there Tesla stocks were rising then Sam thought, just like last time, these stock will fall one day then what Sam did was, at $888 per share value sold his 75% stock because he didn’t want to handle the volatility of this market due
to which he got a lot of Profit but ya the fact was, after some time Tesla stocks reached to $1,126 thinking of which Sam regretted but as it is said that Hindsight is always 20/20 after doing things we feel that we shouldn’t have done it, but anyways Sam had booked a good
Profit and then he was thinking how stupid Bob is even he should have bought the stocks instead of the car do you know the interesting part was Bob whom he was thinking is stupid he was investing a lot of his money in Tesla, from a long time because of which he had generated a lot
of Profit and with some part of the Profit he bought Tesla Model 3 look friends the things we should learn from this story is wealth is not like that as we think it is many time when you think people are less capable than you you think that they are financially
behind you well many time is is not necessary that they are behind you many times many people do well financially but since all their wealth is in their investment which we can’t see, so they won’t look rich many times and many times even if they look so, they look stupid which is not
always the case ya being financially free doesn’t mean that you have a lot of wealth which is visible to people by which you can live a luxurious life no but the meaning of being financially free is you live a comfortable life where you don’t worry about money where your money keeps you
safe and work for you now Author Jonathan Clements in their book From Here to Financial Happiness in this book they share 77 short lessons I will merge all those points and share with you 4 practical steps which will help you to be financially free as with that as I had gifted you
Shares of Google few weeks ago in this CashNews.co I will gift Tesla’s Shares how? well to know that keep watching the CashNews.co let’s come to lesson no. 1 which is No saving with Debt author says to start your financial freedom
journey first you have to do one thing that is clear all your Debts clear the Loan and this is the most basic rule of Finance that if you
have any kind of Debt specially bad Debt you cannot start your investing journey author says, some people start long term investing with their Debt where they will be paying their Debt and also doing some investment by this their
process of becoming financially free, slows down so author says first clear all your small Debts like mobile phone, laptop emi, car Loan and such things which you can finish early ya sometimes the big amounts like home Loan that can’t be easy
to clear, those are exceptions, keep them aside but clear your small Debts plus the author also says, to use Credit cards wisely because US Department of Labor had did a research on 7,900 citizens of age 20 to 40 by that we know that, those who were at high
Credit card Debt their stress was affecting their physical health overtime by which they faced many problems in daily life pain in joints and stiffness and were facing many problems you should know how you are using your Credit card for not only
your mental peace but also physical health many people don’t know that by using Credit cards the interest starts and it’s amount keeps increasing and there is a solution related to it, which you will know in 4th point but first remember that that clear all your
Debts as much as possible after that start your Savings journey properly Lesson no. 2 Financial safety net this might have even happened with you something needs repair in your home, like your phone is broken or your T.V is not turning on on there is a problem in
the engine of your car or bike like I remember my friend was saying, that the graphic card of his computer was spoilt the price was very high, at that time he didn’t had money to buy it so somehow he started working without graphic card at that time he didn’t had Credit
card and he didn’t want to borrow money from someone he he decided that next month when he gets Income he will buy the graphic card with that Income now look, many people are just like this if there is any problem, for it’s solution they use their
Credit card or depend on next salary if something happens they say, they will do it from next month do the EMI many times but author says, no one thinks what if their source of Income stops many people are salary based and their job is their main source of
Income there are only few people who have passive Income if their main source of Income dies of any reason job went or anything, even then, they will have a different source of Income on which they can depend on now as it was seen
during Covid time where many people lost their job and were destroyed completely so well what is it’s solution, the author says If you want to feel better about your none;">Finances today then you should spend more time thinking about what you are gonna pay for tomorrow which means basically author is saying us here we have to create an emergency fund you store your money, at a place where you can use it even after loosing your main source of
Income you cannot spend this money on any random things like for vacation, for buying a car or anything no here you have to create an emergency fund which should be the backup of your main Income source because of which, in case something happens and you loose your
job you will not get a new job until you can survive and be safe and how to do that, well to do that author says that you have to calculate your monthly expenses let’s say your monthly expenses is 20,000 rupees you should at least keep 1,20,000 rupees safe at side which is your emergency fund
if there is any problem, like covid, lock-down even then you will have a buffer time of 6 months where you can do many things, can find a job or create a new source of Revenue which will be very helpful for your survival and your respect Lesson no. 3 Invest conservatively and buy
stocks with caution to increase your wealth J Walk when they launched a website Priceline of discount offer in the early 2000’s by this their Net Worth reached $1.8 Billion in just one year and at the other side the world’s greatest investor Warren Buffet they had to
wait 55 years to earn their first Billion Dollars look there is how much difference but the thing is J Walk’s Income was not sustainable everyone knew that this dotcom bubble will burst and when that bubble burst, by end of October 2000 in just a few months, out of billions
of dollars of J walk only 33 Million Dollars were left and Warren Buffet were into the top 1% richest club of the world and are still today and for the coming many years, he will be in the top 1% list the reason behind this is, Warren Buffet, is investing from past 7 decades and he had rarely sold
his Shares so even the author says, if someone wants to be financially free so to invest your money Stock Market can be a very good place to you where you get not only returns, but the company pay you Dividends many times which means they share
some percent of their Profit to their share holders for example you might know that Warren Buffet is a major share holder of Coca Cola so the C.E.O of Coca Cola he gets the highest 16 Million Dollar salary per year on the other side, Warren Buffet by the Dividends
of Coca Cola earn 547 Million Dollars so you might have understood where to invest to become financially free author says when you think long term to invest in Stock Market you don’t need to understand any rocket science but the companies which you know about properly or
better use their products daily which you are using from many years, which you believe on you like those products it will be good for you to invest in such companies and one of the most successful Mutual Fund manager Peter Lynns, who had wrote many good books on investment even he says the same
thing you should invest in such companies whose products you use or you know better about them whose products you like and you believe on as many people use I phone eat Maggie, drink Coca Cola use Tesla Cars so it can be good for you to invest in such companies as it was proven in the starting
story and here you don’t need to see the daily fluctuations of the market in the Intelligent Investor, the mentor of Warren Buffet, Benjamin Graham, even they say in their book that we should not focus on the daily fluctuations of the market but you should just pick the good companies and
invest in that for long term this will give you very good returns in long run now look friends ya there are many Unicorns in India, which are doing very well and there are many companies in America which are giving exponential returns it can be easy to find them, because of their technological
innovations so we Indians should know about this opportunity that we can benefit from the opportunities of the growth outside so you can make this resolution this new year that you will globally diversify your Portfolio for better returns and safety in fact even before this new
year starts, any of your favorite company either Apple, Tesla, Google, Amazon or Netflix or whichever company you like, comment it down buy the Shares of that company and to start all things easily what we did was we have collaborated with IND Money and picked few free
Shares which you can get for free before to buy US stocks you had to bare many charges had to spend a lot of money but with the help of IND money you can get 0 account opening fees 0 maintenance fees and with the help of 0 Brokerage fees you can buy or sell US
stocks plus you get the best exchange rates here plus with the help of this app, you can track all your Investments all Investments you have did, whether is Mutual Funds, Stocks or text-decoration: none;">Crypto as I do the same by using this app so if you benefit from this and want to buy Tesla Stocks for free you just need to download IND money from the link given below and you will get few free Shares of Tesla in the reward section you will get a part
of that share only if you go with the link given below but if you download IND money directly from Play Store or App Store you need to enter the code while signing up which I am showing on screen SEEKENTESLA code you have to put that, then you will get those free stocks Point no 4 is Rugality leads
to better Finances look our physical health, mental health and relationships and overall in entire life, habits play the biggest role and this is an universal fact that good
habits makes good life financial success is nothing but the result of your good habits if you think logically if you want to be financially free you have to save money, you have to invest it but you have very less time so it is very important for you to save and invest money author says 90% people
can’t achieve financial freedom because of their bad habits their bad habits impact Savings a lot because people don’t think exponentially they always think linearly example what we think is, I am just eating one pizza, what will happen by that I am just eating one
burger today, what will happen with that with these small things, they make it a habit and start eating outside food order everyday some thing or the other from Zomato at least it happens every week and that becomes a habit because of which a particular amount Zomato gets every time goes to
different junk food companies money is also going plus all these things impact your health I saw a CashNews.co, there were two people both take different choice every day one person gets up early then the other gets up late one person eats junk food everyday the other person eats healthy all these
small choice which comes in front of us everyday our habits one person spends his money on useless things buys and eats useless things on the other hand the other person instead of eating unwanted things he saves it or eats healthy food and all these things of 1 day, 2 day, I month or 1 year
compounds it’s effect becomes so high that the person who had bad habits his health gets worse his money slowly decreases and his relationship life, everything comes to an end on the other side, who had made small habits those small habits brings improvement in his life slowly his
Savings and his Investments start giving him money his health helps him living a good life and in long term one person’s frugality changes his life completely on the other hand, the ignorance, his smoking, eating unhealthy will destroy his life so even you
have to understand this thing that the small decisions which you are taking everyday may be you won’t see it’s results today, tomorrow or even after a month but you will definitely see some difference in some years and that thing will hurt you in the long run so start living your life
frugally instead of spending on unwanted things, start saving start investing ya it might not help you to get rich in some time but definitely in long run, you can save money and make money so don’t keep linear thinking, keep exponential thinking how can you do all these things try not to
spend more than 50% of your Income and you have to invest 12% for long term for retirement and all if you do like this, you will benefit from it in long run I want to say you a bonus point, start working on different sources of Income start working on many
different sources of Income as much as possible if you just have one job then obviously that’s very risky thing you have to create sources of Income side by side which can give you Income at least a little this thing will help you to earn
money in long run and to be financially free if you want me to make a separate CashNews.co on this topic how can you make you r side Income, do comment and let me know if you are interested in buying free share of Tesla there is a link given in description from there you can
download IND money after downloading, you will see those Shares in the reward section if you are directly directing it from Play Store or App Store while signing up you have to enter a code SEEKENTESLA by this you will get the reward that’s all for now, thanks for watching
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Now that you’re fully informed, watch this amazing video on FROM HERE TO FINANCIAL HAPPINESS 💸 ENRICH YOUR LIFE IN 77 DAYS – FINANCE BOOK SUMMARY. With over 2074088 views, this video deepens your understanding of Finance.CashNews, your go-to portal for financial news and insights.
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