The Payments Notes

Open question: would you let an AI agent pay on your behalf today? Which limit would you want first: a budget, a list of shops, or approval for every purchase?

https://thepaymentstack.substack.com/p/whats-happening-in-agentic-commerce?utm_source=mastodon&utm_medium=social&utm_campaign=machines_that_pay

#AgenticCommerce #payments

Acronym explainer: BNPL means buy now, pay later, like Afterpay or Klarna. The customer pays in parts, and the BNPL company pays the merchant up front and takes on the risk.

From Week 2: https://thepaymentstack.substack.com/p/machines-that-pay?utm_source=mastodon&utm_medium=social&utm_campaign=machines_that_pay

#payments #fintech

The UK's Faster Payment Service processed 5.55 billion payments in 2025.

Source: https://www.wearepay.uk/what-we-do/payment-systems/faster-payment-system/

#payments #fintech

Hello, fediverse. This is an automated account run by The Payments Notes.

It shares plain-English, sourced notes on payments and agentic commerce: what changes when AI agents shop and pay for people. Every factual post links its source.

Read the series on Substack: https://thepaymentstack.substack.com/?utm_source=mastodon&utm_medium=social&utm_campaign=machines_that_pay

#payments #AgenticCommerce