#openfinance — Public Fediverse posts

New on the not-a-newsletter "In the future, everyone will be famous for 15Mb"...
The Virtual Path to Real Financial Literacy https://dgwbirch.substack.com/p/the-virtual-path-to-real-financial

Let’s go back to the idea of a National Wealth Service (NWS) and create a “hidden hero” to support financial activities and decisions for everyone by using AI and at the same time create a financial services passport (a “bank ID” of some kind) that works for both people and their AI assistants.

#AgenticFinance #OpenFinance #HiddenHeroes

New on the not-a-newsletter "In the future, everyone will be famous for 15Mb"...
The Virtual Path to Real Financial Literacy https://dgwbirch.substack.com/p/the-virtual-path-to-real-financial

Let’s go back to the idea of a National Wealth Service (NWS) and create a “hidden hero” to support financial activities and decisions for everyone by using AI and at the same time create a financial services passport (a “bank ID” of some kind) that works for both people and their AI assistants.

#AgenticFinance #OpenFinance #HiddenHeroes

This website helps fund Free and Open Source projects and organizations. It's important to fund us because we mostly work on these projects as volunteers while we have our lives (jobs, families, bills, etc), while companies profit from our work without giving us any compensation (for the most part):

https://opencollective.com/

#Funding #FreeSoftware #OpenFinance

This website helps fund Free and Open Source projects and organizations. It's important to fund us because we mostly work on these projects as volunteers while we have our lives (jobs, families, bills, etc), while companies profit from our work without giving us any compensation (for the most part):

https://opencollective.com/

#Funding #FreeSoftware #OpenFinance

Proposed Open Finance Law to Help Unbanked Filipinos Build Credit History Through Daily Digital Transactions

https://web.brid.gy/r/https://bobreyes.com/proposed-open-finance-law-to-help-unbanked-filipinos-build-credit-history-through-daily-digital-transactions/

🔓 Open Banking is transforming financial services through secure APIs, customer consent, and real-time data sharing. Here's a visual guide covering the ecosystem, core features, architecture, and engineering challenges. 🚀

#OpenBanking #FinTech #APIs #SoftwareEngineering #OpenFinance #Banking

🔓 Open Banking is transforming financial services through secure APIs, customer consent, and real-time data sharing. Here's a visual guide covering the ecosystem, core features, architecture, and engineering challenges. 🚀

#OpenBanking #FinTech #APIs #SoftwareEngineering #OpenFinance #Banking

Banco Central usa Pix por Aproximação para avançar pagamentos pelo Open Finance

https://fed.brid.gy/r/https://convergenciadigital.com.br/governo/banco-central-usa-pix-por-aproximacao-para-avancar-pagamentos-pelo-open-finance/

Open Banking is reshaping finance through secure, consent-based data sharing via APIs—connecting banks, fintechs, and customers to drive innovation, better experiences, and financial inclusion. 🚀🔐

#OpenBanking #OpenFinance #FinTech #DigitalBanking #APIs #DigitalTransformation #FutureOfBanking

Open Banking is reshaping finance through secure, consent-based data sharing via APIs—connecting banks, fintechs, and customers to drive innovation, better experiences, and financial inclusion. 🚀🔐

#OpenBanking #OpenFinance #FinTech #DigitalBanking #APIs #DigitalTransformation #FutureOfBanking

Open Finance vai desburocratizar acesso das pessoas jurídicas

https://fed.brid.gy/r/https://convergenciadigital.com.br/mercado/open-finance-vai-desburocratizar-acesso-das-pessoas-juridicas/

FinTech Roadmap 2026 přináší největší fintechovou konferenci v regionu – a to zcela online. 🎙️

**Klíčový insight:** Regulátoři i startupy souhlasí, že AI a decentralizované platební systémy budou v příštích 5 letech měnit hlavní bankovní modely.

- Přednášky i workshopy zdarma
- Přístup z celého světa

#FinTech #AI #Krypto #DigitálníBankovnictví #OpenFinance

🔗 https://news.google.com/rss/articles/CBMiywFBVV95cUxPSGJiNjNpN18zTUV5TG1FXzdnNmlYVGVKX0VZNFpLMHJ1RF9LRTNMVVF5OEhPaElRSjJlM0hYcjItbTVqSnJWOGtjWTJtazBKbTE2bDktdm05bFV5em1MOGVGanlYejR2aGRfZjF4a0dBVXFGYXVrT3EyOG9GVWk1b3dzbnBkbkdkdHhEUkRUcWx4aUJ1OUgwN2pxT3JiNkhJM0R5QlplZTNvbjBwSDhDQXVDcU1Xc1hWaUtmbEtJYWlMaF9ERVd3cGV1aw?oc=5

#PorSiTeLoPerdiste Open Finance y la Paytech Conf 2026: el futuro de los pagos digitales y las finanzas en Colombia https://www.enter.co/fintech/open-finance-y-la-paytech-conf-2026-el-futuro-de-los-pagos-digitales-y-las-finanzas-en-colombia/?utm_source=dlvr.it&utm_medium=mastodon #Fintech #openfinance #RoadmapOpenFinance

#PorSiTeLoPerdiste Open Finance y la Paytech Conf 2026: el futuro de los pagos digitales y las finanzas en Colombia https://www.enter.co/fintech/open-finance-y-la-paytech-conf-2026-el-futuro-de-los-pagos-digitales-y-las-finanzas-en-colombia/?utm_source=dlvr.it&utm_medium=mastodon #Fintech #openfinance #RoadmapOpenFinance

Open Finance y la Paytech Conf 2026: el futuro de los pagos digitales y las finanzas en Colombia https://www.enter.co/fintech/open-finance-y-la-paytech-conf-2026-el-futuro-de-los-pagos-digitales-y-las-finanzas-en-colombia/?utm_source=dlvr.it&utm_medium=mastodon #Fintech #openfinance #RoadmapOpenFinance

Open Finance y la Paytech Conf 2026: el futuro de los pagos digitales y las finanzas en Colombia https://www.enter.co/fintech/open-finance-y-la-paytech-conf-2026-el-futuro-de-los-pagos-digitales-y-las-finanzas-en-colombia/?utm_source=dlvr.it&utm_medium=mastodon #Fintech #openfinance #RoadmapOpenFinance

We’re proud to support the Open Banking Expo Awards 2026.

If you’re delivering real impact in Open Banking, Open Finance or Smart Data, this is where your work gets recognised.

This isn’t about ideas or pilots. It’s about what’s live, what’s working, and what’s moving the industry forward.

Entries are now open.

Declare your intention to enter by 5 June to secure 25% off your entry fee.

👉 Get started here: https://www.openbankingexpo.com/awards/intention
#OpenBanking #OpenFinance #Fintech #Awards

We’re proud to support the Open Banking Expo Awards 2026.

If you’re delivering real impact in Open Banking, Open Finance or Smart Data, this is where your work gets recognised.

This isn’t about ideas or pilots. It’s about what’s live, what’s working, and what’s moving the industry forward.

Entries are now open.

Declare your intention to enter by 5 June to secure 25% off your entry fee.

👉 Get started here: https://www.openbankingexpo.com/awards/intention
#OpenBanking #OpenFinance #Fintech #Awards

Open Finance wird mit KI zum Gamechanger: Erst saubere Daten ermöglichen intelligente, datenbasierte Anwendungen für Banken und Versicherungen. Die neuen Whitepaper liefern praxisnahe Ansätze und zeigen, dass Open Finance und KI gemeinsam die Finanzbranche transformieren.
#Aktuell #EventsMessen #FIDA #OpenFinance
https://www.it-finanzmagazin.de/techquartier-open...
https://www.it-finanzmagazin.de/techquartier-open-finance-wird-zur-ki-frage-frankfurt-baut-die-infrastruktur-243821/?fsp_sid=29531

Banco Central atualiza Open Finance com regras para jornada otimizada

https://fed.brid.gy/r/https://convergenciadigital.com.br/governo/banco-central-atualiza-open-finance-com-regras-para-jornada-otimizada/

DrumWave: Uma agenda ainda obscura

https://outraspalavras.net/tecnologiaemdisputa/drumwave-uma-agenda-obscura/

Open banking APIs are secure bridges between banks and approved third-party providers. A customer grants explicit consent; the API then provides time-limited, encrypted access to specific financial data only, never full account credentials.

#OpenBankingAPI #Fintech #OpenFinance

Open banking APIs are secure bridges between banks and approved third-party providers. A customer grants explicit consent; the API then provides time-limited, encrypted access to specific financial data only, never full account credentials.

#OpenBankingAPI #Fintech #OpenFinance

Bancos lançam portabilidade de crédito pessoal no Open Finance para ampliar mercado de R$ 300 bilhões. Consignado é o próximo.

https://fed.brid.gy/r/https://convergenciadigital.com.br/inovacao/bancos-lancam-portabilidade-de-credito-pessoal-no-open-finance-para-ampliar-mercado-de-r-300-bilhoes-consignado-e-o-proximo/

Open Finance: Brasil lidera ranking global com 128 milhões de consentimentos ativos

https://fed.brid.gy/r/https://convergenciadigital.com.br/mercado/open-finance-brasil-lidera-ranking-global-com-128-milhoes-de-consentimentos-ativos/

Canada needs an open finance roadmap, not just open banking
#Canada #Finance #OpenBanking #OpenFinance #ConsumerProtection #SmallBusiness #FinancialInclusion #DataSecurity #Banking #AffordableBanking #ModernFinance #PaymentsModernization #BankingSafety
https://the-14.com/canada-needs-an-open-finance-roadmap-not-just-open-banking/

Open Finance: Banco Central abre portabilidade de operações de crédito a partir de fevereiro de 2026

https://fed.brid.gy/r/https://convergenciadigital.com.br/mercado/open-finance-banco-central-abre-portabilidade-de-operacoes-de-credito-a-partir-de-fevereiro-de-2026/

Hoodwinked fails: open access for the people’s benefit or for the benefits of equity investors in fascists corporations?
#GovernmentCorruption #Accountability #FascistFinance #EthicalResearchIncome
#OpenAccess #OpenFinance #EthicalContracts #EthicalSubsidies https://www.hepi.ac.uk/2024/06/20/open-access-a-benefit-not-a-burden-that-is-worth-the-cost/

Hoodwinked fails: open access for the people’s benefit or for the benefits of equity investors in fascists corporations?
#GovernmentCorruption #Accountability #FascistFinance #EthicalResearchIncome
#OpenAccess #OpenFinance #EthicalContracts #EthicalSubsidies https://www.hepi.ac.uk/2024/06/20/open-access-a-benefit-not-a-burden-that-is-worth-the-cost/

Pix por biometria chega para mudar o meio de pagamento

https://fed.brid.gy/r/https://convergenciadigital.com.br/mercado/pix-por-biometria-chega-para-mudar-o-meio-de-pagamento/

🚀 Collaboration Fuels Innovation in Finance!

The Digital Financial Services Grant offers up to $250K to support developers, entrepreneurs, and organizations building open, accessible financial solutions.

✔️ Develop open financial tools
✔️ Create seamless, interoperable payments
✔️ Join a global network of innovators

🌍 The future of finance is open—be part of it!

📢 Live Q&A: Monday, March 24 @ 10 AM (ET)
🔗 Register: https://www.eventbrite.com/e/grant-info-session-tickets-1255776002829?aff=odcleoeventsincollection

#OpenFinance #FinTech #FinancialInclusion

🚀 Collaboration Fuels Innovation in Finance!

The Digital Financial Services Grant offers up to $250K to support developers, entrepreneurs, and organizations building open, accessible financial solutions.

✔️ Develop open financial tools
✔️ Create seamless, interoperable payments
✔️ Join a global network of innovators

🌍 The future of finance is open—be part of it!

📢 Live Q&A: Monday, March 24 @ 10 AM (ET)
🔗 Register: https://www.eventbrite.com/e/grant-info-session-tickets-1255776002829?aff=odcleoeventsincollection

#OpenFinance #FinTech #FinancialInclusion

I am Happy about how my Today's Webdesign is cooking the Page dish. Once again I am grateful to work in a different Paradigm of doing things..

https://www.the-swag.eu/developer-zone/

#opendevelopment #opensource #openfinance or Just #open

Het verkoopverhaal van #openfinance is hier dat het financiële 'inclusie' zou bevorderen. Gaan we dat geloven?

BIS: Workshop on fostering financial inclusion through open finance
https://www.bis.org/fsi/events/fsi_cgap_241120.htm

Het verkoopverhaal van #openfinance is hier dat het financiële 'inclusie' zou bevorderen. Gaan we dat geloven?

BIS: Workshop on fostering financial inclusion through open finance
https://www.bis.org/fsi/events/fsi_cgap_241120.htm

De jacht op de bankgegevens van burgers | #microdata #privacy #AVG #openfinance

https://ellentimmer.com/2024/11/22/microdata-18/

De jacht op de bankgegevens van burgers | #microdata #privacy #AVG #openfinance

https://ellentimmer.com/2024/11/22/microdata-18/

Brazil tests DeFi elements, compatibility in Drex CBDC pilot - Brazil’s central bank is developing a synthetic central bank digital cur... - https://cointelegraph.com/news/brazil-decentralized-finance-digital-real-cbdc #decentralizedfinance #cryptopayments #tokenization #digitalreal #openfinance #brazilcbdc

Brazil tests DeFi elements, compatibility in Drex CBDC pilot - Brazil’s central bank is developing a synthetic central bank digital cur... - https://cointelegraph.com/news/brazil-decentralized-finance-digital-real-cbdc #decentralizedfinance #cryptopayments #tokenization #digitalreal #openfinance #brazilcbdc

#openfinance webinar by EPC

https://t.co/uVUdsjgbWl

#openfinance webinar by EPC

https://t.co/uVUdsjgbWl

Illustratie van de risico's van #openfinance #FIDA :

"Kritische Datenlecks bei Check24 und Verivox entdeckt" #datalek

https://correctiv.org/aktuelles/datenschutz/2024/09/17/kreditvermittlung-bei-check24-und-verivox-kritische-datenlecks-entdeckt/

Illustratie van de risico's van #openfinance #FIDA :

"Kritische Datenlecks bei Check24 und Verivox entdeckt" #datalek

https://correctiv.org/aktuelles/datenschutz/2024/09/17/kreditvermittlung-bei-check24-und-verivox-kritische-datenlecks-entdeckt/

#PorSiTeLoPerdiste Open Finance Institute, el primer instituto de capacitación en finanzas abiertas llega a la región https://www.enter.co/empresas/colombia-digital/open-finance-institute-el-primer-instituto-de-capacitacion-en-finanzas-abiertas-llega-a-la-region/?utm_source=dlvr.it&utm_medium=mastodon #TransformaciónDigital #finanzasabiertas #openfinance

Open Finance Institute, el primer instituto de capacitación en finanzas abiertas llega a la región https://www.enter.co/empresas/colombia-digital/open-finance-institute-el-primer-instituto-de-capacitacion-en-finanzas-abiertas-llega-a-la-region/?utm_source=dlvr.it&utm_medium=mastodon #TransformaciónDigital #finanzasabiertas #openfinance

3 open initiatives transforming global finance #finance #OpenSource #openfinance

https://allthingsopen.org/articles/open-initiatives-global-finance

3 open initiatives transforming global finance #finance #OpenSource #openfinance

https://allthingsopen.org/articles/open-initiatives-global-finance

Rekeninginformatiediensten zijn in Nederland mislukt en #openfinance/ #FIDA hoort er niet te komen | #PSD2

https://ellentimmer.com/2024/04/19/psd2-34/

Rekeninginformatiediensten zijn in Nederland mislukt en #openfinance/ #FIDA hoort er niet te komen | #PSD2

https://ellentimmer.com/2024/04/19/psd2-34/

#OpenFinance: EU-Abgeordnete wollen Kunden mehr Kontrolle über Finanzdaten geben | heise online https://www.heise.de/news/Open-Finance-EU-Abgeordnete-wollen-Kunden-mehr-Kontrolle-ueber-Finanzdaten-geben-9690235.html

The Future Is Open Finance - - https://www.coindesk.com/consensus-magazine/2024/03/26/the-future-is-open-finance/?utm_medium=referral&utm_source=rss&utm_campaign=headlines #consensusmagazine #remittances #openfinance #aptoslabs #opinion #web3

The Future Is Open Finance - - https://www.coindesk.com/consensus-magazine/2024/03/26/the-future-is-open-finance/?utm_medium=referral&utm_source=rss&utm_campaign=headlines #consensusmagazine #remittances #openfinance #aptoslabs #opinion #web3

DNB propageert open finance en negeert de schaduwkanten | financiële inclusie als alibi voor #openfinance

https://ellentimmer.com/2024/03/21/open-finance-14/

DNB propageert open finance en negeert de schaduwkanten | financiële inclusie als alibi voor #openfinance

https://ellentimmer.com/2024/03/21/open-finance-14/

DNB over digitalisering met onder meet #Wwft, AVG, en #openfinance
en het ontbreken van interesse voor de klant ⁦‪@DNB_NL‬⁩

https://ellentimmer.com/2023/11/29/dnb-2/

The US Consumer Financial Protection Bureau proposed an #OpenFinance 💸 rule to empower consumers which:

- Requires financial institutions to share customer transaction & account data 💳 with authorized third parties when requested
- Establishes privacy protections 🔒 & limits on external data use
- Gives consumers more control 🗝 over their financial information & ability to leverage it 🤝
- Makes it easier for consumers to switch accounts 💱
- Prohibits *junk fees* 🚫💰 for data access