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#moralhazard — Public Fediverse posts

Live and recent posts from across the Fediverse tagged #moralhazard, aggregated by home.social.

  1. @ntv Auf das Thema #Systemversagen angesprochen legte #Gemini erst richtig los:

    "Das ist ein treffender Punkt. Wenn die Politik "Systemversagen" lediglich als unvermeidbares #Restrisiko oder eine Art #Naturkatastrophe betrachtet, für die man im Notfall eben finanziell geradestehen muss (#Abschreibungsrisiko), entzieht sie sich der proaktiven #Gestaltungspflicht.In der Fachwelt wird diese Problematik oft unter dem Begriff #MoralHazard (moralisches Risiko) diskutiert:" .....

    Wow...

  2. Das ist schon so'n Naturgesetz, dass es IMMER einen #Bailout mit öffentlichen Mitteln geben MUSS, wenn sich private Akteure am #Markt verzockt haben, nä.

    Und im Zuge der #AIBlase wird dieses "Verhalten" jetzt sogar schon eingepreist und treibt die #Finanzblase weiter an.

    This isn't even "#MoralHazard" any more. It's #EconomicSuicide.

    youtu.be/97pbWESbgCc?si=_fPOmo

    💰💰💰💥🔥🔥💸💸💸

  3. Das ist schon so'n Naturgesetz, dass es IMMER einen #Bailout mit öffentlichen Mitteln geben MUSS, wenn sich private Akteure am #Markt verzockt haben, nä.

    Und im Zuge der #AIBlase wird dieses "Verhalten" jetzt sogar schon eingepreist und treibt die #Finanzblase weiter an.

    This isn't even "#MoralHazard" any more. It's #EconomicSuicide.

    youtu.be/97pbWESbgCc?si=_fPOmo

    💰💰💰💥🔥🔥💸💸💸

  4. Das ist schon so'n Naturgesetz, dass es IMMER einen #Bailout mit öffentlichen Mitteln geben MUSS, wenn sich private Akteure am #Markt verzockt haben, nä.

    Und im Zuge der #AIBlase wird dieses "Verhalten" jetzt sogar schon eingepreist und treibt die #Finanzblase weiter an.

    This isn't even "#MoralHazard" any more. It's #EconomicSuicide.

    youtu.be/97pbWESbgCc?si=_fPOmo

    💰💰💰💥🔥🔥💸💸💸

  5. Das ist schon so'n Naturgesetz, dass es IMMER einen #Bailout mit öffentlichen Mitteln geben MUSS, wenn sich private Akteure am #Markt verzockt haben, nä.

    Und im Zuge der #AIBlase wird dieses "Verhalten" jetzt sogar schon eingepreist und treibt die #Finanzblase weiter an.

    This isn't even "#MoralHazard" any more. It's #EconomicSuicide.

    youtu.be/97pbWESbgCc?si=_fPOmo

    💰💰💰💥🔥🔥💸💸💸

  6. Das ist schon so'n Naturgesetz, dass es IMMER einen #Bailout mit öffentlichen Mitteln geben MUSS, wenn sich private Akteure am #Markt verzockt haben, nä.

    Und im Zuge der #AIBlase wird dieses "Verhalten" jetzt sogar schon eingepreist und treibt die #Finanzblase weiter an.

    This isn't even "#MoralHazard" any more. It's #EconomicSuicide.

    youtu.be/97pbWESbgCc?si=_fPOmo

    💰💰💰💥🔥🔥💸💸💸

  7. @JulianOliver Unclear whether these pictures were bait for entrapment of criminals (#moralhazard and #thoughtcrime issues) or simply profit-seeking (#venality and #privacyabuse) but this is foul behaviour

  8. Several KOSDAQ-listed tech firms in South Korea are shifting from their core businesses to leveraged Bitcoin investments via convertible bonds, raising concerns over moral hazard, accounting risks, and potential shareholder dilution as investor losses loom amid volatile crypto markets.
    #YonhapInfomax #Bitcoin #ConvertibleBonds #KOSDAQ #ShareholderDilution #MoralHazard #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  9. Several KOSDAQ-listed tech firms in South Korea are shifting from their core businesses to leveraged Bitcoin investments via convertible bonds, raising concerns over moral hazard, accounting risks, and potential shareholder dilution as investor losses loom amid volatile crypto markets.
    #YonhapInfomax #Bitcoin #ConvertibleBonds #KOSDAQ #ShareholderDilution #MoralHazard #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  10. Several KOSDAQ-listed tech firms in South Korea are shifting from their core businesses to leveraged Bitcoin investments via convertible bonds, raising concerns over moral hazard, accounting risks, and potential shareholder dilution as investor losses loom amid volatile crypto markets.
    #YonhapInfomax #Bitcoin #ConvertibleBonds #KOSDAQ #ShareholderDilution #MoralHazard #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  11. Several KOSDAQ-listed tech firms in South Korea are shifting from their core businesses to leveraged Bitcoin investments via convertible bonds, raising concerns over moral hazard, accounting risks, and potential shareholder dilution as investor losses loom amid volatile crypto markets.
    #YonhapInfomax #Bitcoin #ConvertibleBonds #KOSDAQ #ShareholderDilution #MoralHazard #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  12. @alienghic @michelestrider

    Resonates: "the red state tribute fund"

    It's a 'moral hazard' - some states are poorly run knowing that better run states will bail them out... so there is no incentive to improve. 😐

    #ReconnectingConsequencesToCauses
    #moralHazard

  13. South Korea's ruling and opposition parties clashed over a government debt relief plan for long-term delinquent borrowers, with the ruling party emphasizing economic recovery and the opposition warning of moral hazard and policy risks.
    #YonhapInfomax #DebtRelief #FinancialServicesCommission #MoralHazard #LongTermDelinquency #KAMCOBadBank #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  14. South Korea's ruling and opposition parties clashed over a government debt relief plan for long-term delinquent borrowers, with the ruling party emphasizing economic recovery and the opposition warning of moral hazard and policy risks.
    #YonhapInfomax #DebtRelief #FinancialServicesCommission #MoralHazard #LongTermDelinquency #KAMCOBadBank #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  15. South Korea's ruling and opposition parties clashed over a government debt relief plan for long-term delinquent borrowers, with the ruling party emphasizing economic recovery and the opposition warning of moral hazard and policy risks.
    #YonhapInfomax #DebtRelief #FinancialServicesCommission #MoralHazard #LongTermDelinquency #KAMCOBadBank #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  16. South Korea's ruling and opposition parties clashed over a government debt relief plan for long-term delinquent borrowers, with the ruling party emphasizing economic recovery and the opposition warning of moral hazard and policy risks.
    #YonhapInfomax #DebtRelief #FinancialServicesCommission #MoralHazard #LongTermDelinquency #KAMCOBadBank #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  17. South Korea's ruling and opposition parties clashed over a government debt relief plan for long-term delinquent borrowers, with the ruling party emphasizing economic recovery and the opposition warning of moral hazard and policy risks.
    #YonhapInfomax #DebtRelief #FinancialServicesCommission #MoralHazard #LongTermDelinquency #KAMCOBadBank #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  18. South Korea's Financial Services Commission Chairman Kim Byung-hwan urged the swift launch of a new debt restructuring program for long-term delinquent borrowers, aiming to write off up to 16.4 trillion won ($11.9 billion) in bad loans, as lawmakers debated funding and concerns over moral hazard.
    #YonhapInfomax #FinancialServicesCommission #DebtRestructuring #KAMCO #SupplementaryBudget #MoralHazard #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
    en.infomaxai.com/news/articleV

  19. @daedalean @GhostOnTheHalfShell for all intents and purposes there are really only two #stablecoins:

    1. USDT (Tether - ~70% of the market)
    2. USDC (#Coinbase, technically through a company called Circle - ~25% of the market)

    the rest are tiny.

    USDC has actually done an audit or two and we know where the money is (it's in a blackrock trust). #Tether has been the subject of a lot of writing and speculation by me and many others for years now.

    #KirstenGillibrand works for the Coinbase / #a16z / #Circle axis of crypto evil so this bill is basically creating rules that would push Tether USDT out of the US market.

    Coinbase CEO has already made noise about how they will probably have to delist USDT. Circle CFO is on video saying that Tether is a counterfeiting operation.

    (fun fact: Circle USDC was the largest depositor at #SiliconValleyBank and if SVB had been allowed to collapse and $3.2bn worth of USDC had died with it the entire crypto industry would have gone kaput.

    #moralhazard

  20. “A country that displays an almost ruthless commitment to efficiency and performance in every aspect of its economy–a country that switched to Japanese cars the moment they were more reliable, and to Chinese T-shirts the moment they were five cents cheaper–has loyally stuck with a health-care system that leaves its citizenry pulling out their teeth with pliers.”–Malcolm Gladwell (2005)

    #MoralHazard #dental #DentalCare #insurance #USPol

    newyorker.com/magazine/2005/08…

  21. @blenderdumbass @danie10
    hi @quokka1, yeah they are making it a super-general definition. Basically forums that ALL millennials grew up with can arguably be deemed "social" at will.

    TRAVEL ADVISORY: Anyone operating a :butterfedyC: fediverse server best not #travel to australia, you could find urself subjected to a $50 million penalty if a random teen gets negatively impacted while using ur server, and you don't have a biometric scanner to give facial images of everyone using your service to JPMorgan-JamieDimon-BankSwisse-LizWarren-PeterThiel-TheFed.

    #travelAdvisory #moralHazard #politicalPersecution #lawfare #inquisition #safety #infosec

  22. @joseph11lim

    how about the #moralhazard of a corporation/bank to not make loans that can not be repaid or bigCorps to take excess profits or pay low wages because of monopoly control of a market.

    Being spared from their own responsibilities, #bigCorp might continue to take #excessive profits from future folks that are just trying to live.

    #democracy is more than voting!

  23. Debt bailout warning
    "Paetongtarn #government announced a bold #policy to address #Thailand's mounting #householddebt #crisis.. audacious debt haircut can be risky & costly.. shifts part of financial burden to e #public, raising concerns abt its LT #fiscal implications.. biggest concern is #moralhazard. Being spared fr their own responsibilities, #borrowers might take on additional or #excessive #debt in future, in the hope the govmnt will help clear their debt again" 1/2
    bangkokpost.com/opinion/opinio

  24. TL;DR that fascinating paper on top of your reading pile, on how "Presenting balanced geoengineering information has little effect on mitigation engagement"? @AnthropoceneMagazine has you covered: anthropocenemagazine.org/2024/
    #climate #geoengineering #moralhazard

  25. CW: Long thread/18

    But then *Apple* started spying on those very same users that had opted out of spying by #Facebook and other Apple competitors:

    pluralistic.net/2022/11/14/lux

    Neoclassical economists aren't just obsessed with revealed preferences - they also love to bandy about the idea of #MoralHazard: economic arrangements that tempt people to be dishonest. This is typically applied to the public ("consumers" in the contemptuous parlance of econospeak).

    18/

  26. @jmcrookston
    Hoping they all lose.
    Investing in Fox - putrid.
    They ignored the #MoralHazard

    Strange term that one - not applied to investing in petroleum, MAGA-joints, arm manufacturers, messing up the climate.

  27. Of Models and Tin Men
    arxiv.org/abs/2307.11137
    An ambitious research agenda:
    "In a #PrincipalAgentProblem, conflict arises because of information asymmetry together with inherent misalignment between the utility of the agent and the principal… argue the assumptions underlying principal-agent problems are
    crucial to capturing the essence of safety problems involving pre-trained AI models in real-world situations."
    #llm #AIEthics #MoralHazard #AdverseSelection #economics

  28. The calls for #GeoEngineering are getting louder, but how effective is it? How safe? And who decides when and what to deploy?

    "Some scientists worry that studying how to shade the Earth from some of the sun’s heat is a slippery slope toward deployment of ‘solar radiation management’ without fully understanding the risks."

    #SRM #SolarRadiationManagement #MoralHazard
    insideclimatenews.org/news/210

  29. Oh, ich denke, ich habe die #KI kaputt gemacht.

    Ich wollte von #DeepAI wissen, wie es sich beim #TrolleyProblem entscheiden und wie es mit den Konsequenzen umgehen würde...

    Der Frage nach einer Lösung ist es mit Allgemeinplätzen ausgewichen.

    Auf die Nachfrage, wie es mit der Entscheidung umgehen würde, brach es mitten im Satz ab.

    Und auf die Nachfrage, warum es abgebrochen hat, kommt ein verworrener Einzeiler.

    Das es so einfach ist, hätte ich jetzt nicht gedacht. ;-)

    #MoralHazard

  30. #MoralHazard. A business is encouraged to take on extra risk because it knows it will be rescued and not have to suffer the consequences of its actions. Generally seen as a bad thing.

    -- @martinwaller10 unpacks this concept as @thameswater goes bust.

    eastangliabylines.co.uk/will-t

  31. @acemaxxanalytics
    It is time, yet again, to address the elephant in the room of #banking #regulation - #TBTF was a flawed construct that has resulted in fatal #moralhazard that has led to bank CEOs' perverse incentives to take excessive risks for #unsustainable profits, knowing that their inevitable losses, whenever they become untenable, would eventually be underwritten by taxpayers and public society. #truth #MaastrichtTreaty #Keynes #DebtMachine
    aljazeera.com/program/featured

  32. CW: deliberately create unemployment 4

    The central banks use the NAIRU as their target when they deliberately create unemployment.

    Deliberately put folk out of work.

    And the rich get to be taxed less and less?
    While the rich benefit from the poor being kept out of work?

    sarc/ Maybe some slight adjustments to the system need to be made? /sarc

    #MoralHazard #EthicalBankruptcy #ClassWarfare #ProgressiveTaxation #SocialEquity

    abc.net.au/radionational/progr

  33. CW: deliberately create unemployment 4

    The central banks use the NAIRU as their target when they deliberately create unemployment.

    Deliberately put folk out of work.

    And the rich get to be taxed less and less?
    While the rich benefit from the poor being kept out of work?

    sarc/ Maybe some slight adjustments to the system need to be made? /sarc

    #MoralHazard #EthicalBankruptcy #ClassWarfare #ProgressiveTaxation #SocialEquity

    abc.net.au/radionational/progr

  34. CW: deliberately create unemployment 4

    The central banks use the NAIRU as their target when they deliberately create unemployment.

    Deliberately put folk out of work.

    And the rich get to be taxed less and less?
    While the rich benefit from the poor being kept out of work?

    sarc/ Maybe some slight adjustments to the system need to be made? /sarc

    #MoralHazard #EthicalBankruptcy #ClassWarfare #ProgressiveTaxation #SocialEquity

    abc.net.au/radionational/progr

  35. CW: deliberately create unemployment 4

    The central banks use the NAIRU as their target when they deliberately create unemployment.

    Deliberately put folk out of work.

    And the rich get to be taxed less and less?
    While the rich benefit from the poor being kept out of work?

    sarc/ Maybe some slight adjustments to the system need to be made? /sarc

    #MoralHazard #EthicalBankruptcy #ClassWarfare #ProgressiveTaxation #SocialEquity

    abc.net.au/radionational/progr

  36. CW: deliberately create unemployment 4

    The central banks use the NAIRU as their target when they deliberately create unemployment.

    Deliberately put folk out of work.

    And the rich get to be taxed less and less?
    While the rich benefit from the poor being kept out of work?

    sarc/ Maybe some slight adjustments to the system need to be made? /sarc

    #MoralHazard #EthicalBankruptcy #ClassWarfare #ProgressiveTaxation #SocialEquity

    abc.net.au/radionational/progr

  37. @cynblogger @Lizerreal

    And Christianity teaches the greatest #MoralHazard of all, that thoroughly undeserving people get salvation and all that good stuff NOT because they earned it, not through doing good, but as a completely free and unearned gift!

  38. #SVB: US #regulators have generated “a #MoralHazard#SiliconValleyBank suddenly collapsed just one week after making it to #Forbes’ America’s #BestBanks list, turning one of those best banks into the second-largest #BankFailure in US history. This immediately led to a storm in the #GlobaFfinancialSystem What was so striking is just how classic a #BankRun it was. thebanker.com/World/Americas/U See also Liquidity ransformation and Fragility in the US Banking Sector
    nber.org/papers/w27815

  39. #SVB: US #regulators have generated “a #MoralHazard#SiliconValleyBank suddenly collapsed just one week after making it to #Forbes’ America’s #BestBanks list, turning one of those best banks into the second-largest #BankFailure in US history. This immediately led to a storm in the #GlobaFfinancialSystem What was so striking is just how classic a #BankRun it was. thebanker.com/World/Americas/U See also Liquidity ransformation and Fragility in the US Banking Sector
    nber.org/papers/w27815

  40. #SVB: US #regulators have generated “a #MoralHazard#SiliconValleyBank suddenly collapsed just one week after making it to #Forbes’ America’s #BestBanks list, turning one of those best banks into the second-largest #BankFailure in US history. This immediately led to a storm in the #GlobaFfinancialSystem What was so striking is just how classic a #BankRun it was. thebanker.com/World/Americas/U See also Liquidity ransformation and Fragility in the US Banking Sector
    nber.org/papers/w27815

  41. #SVB: US #regulators have generated “a #MoralHazard#SiliconValleyBank suddenly collapsed just one week after making it to #Forbes’ America’s #BestBanks list, turning one of those best banks into the second-largest #BankFailure in US history. This immediately led to a storm in the #GlobaFfinancialSystem What was so striking is just how classic a #BankRun it was. thebanker.com/World/Americas/U See also Liquidity ransformation and Fragility in the US Banking Sector
    nber.org/papers/w27815

  42. Hard to believe that folks who supposedly matter are still talking as if the concept of “Moral Hazard” still exists. It might on paper but it’s been relegatd to the dustbin of history for quite some time now.

    msnbc.com/ali-velshi/watch/fmr

    #moralhazard