#microcredits — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #microcredits, aggregated by home.social.
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In #kiva you can choose the countries you prefer to loan to.
I tend to avoid loans in the US (but that's a personal preference of course) and I look for loans in countries where I haven't lent to yet. 9% of my loans were in Kenya.
You can also choose the sectors you prefer to support. Attached a breakdown of my portfolio
85% of my loans were to women.
I've loaned to several beauty salons, but not to any bookstore yet!
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KIVA is crowdfunding for microcredits. I've been using it since november 2007, that's more than 18 years!
Here are some stats about how I use it:
- I've contributed to 1305 loans, usually $25 to each.
- I have around $3k in the system, but as they have been relended several times, I've lended for a total value of $33k
- I have contributed to loans in 79 different countries(cont.)
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I continue drafting the FediCredits specification. Today I've outlined what is possibly the most complex section:
Reviewing a microcredit request
https://doks.komun.org/s/6LaBf949r#Reviewing-a-microcredit-requestHow can you approve microcredits beyond people you already know, reducing the risk of losses and also the risk of your own discriminatory biases?
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I continue drafting the FediCredits specification. Today I've outlined what is possibly the most complex section:
Reviewing a microcredit request
https://doks.komun.org/s/6LaBf949r#Reviewing-a-microcredit-requestHow can you approve microcredits beyond people you already know, reducing the risk of losses and also the risk of your own discriminatory biases?
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I continue drafting the FediCredits specification. Today I've outlined what is possibly the most complex section:
Reviewing a microcredit request
https://doks.komun.org/s/6LaBf949r#Reviewing-a-microcredit-requestHow can you approve microcredits beyond people you already know, reducing the risk of losses and also the risk of your own discriminatory biases?
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I continue drafting the FediCredits specification. Today I've outlined what is possibly the most complex section:
Reviewing a microcredit request
https://doks.komun.org/s/6LaBf949r#Reviewing-a-microcredit-requestHow can you approve microcredits beyond people you already know, reducing the risk of losses and also the risk of your own discriminatory biases?
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Progress on FediCredits:
https://doks.komun.org/s/6LaBf949r
* @Trex has started translating the specification into Spanish. Thank you very much! :tada:
* New sections: “The trust index,” “Creating a FediCredit fund,” “Setting the interest rate,” “Minimizing costs,” and “Submitting a microcredit request.”We're almost done with the first complete draft. I wonder if what we have so far is interesting to
people involved in the #SocialEconomy. -
Progress on FediCredits:
https://doks.komun.org/s/6LaBf949r
* @Trex has started translating the specification into Spanish. Thank you very much! :tada:
* New sections: “The trust index,” “Creating a FediCredit fund,” “Setting the interest rate,” “Minimizing costs,” and “Submitting a microcredit request.”We're almost done with the first complete draft. I wonder if what we have so far is interesting to
people involved in the #SocialEconomy. -
Progress on FediCredits:
https://doks.komun.org/s/6LaBf949r
* @Trex has started translating the specification into Spanish. Thank you very much! :tada:
* New sections: “The trust index,” “Creating a FediCredit fund,” “Setting the interest rate,” “Minimizing costs,” and “Submitting a microcredit request.”We're almost done with the first complete draft. I wonder if what we have so far is interesting to
people involved in the #SocialEconomy. -
Progress on FediCredits:
https://doks.komun.org/s/6LaBf949r
* @Trex has started translating the specification into Spanish. Thank you very much! :tada:
* New sections: “The trust index,” “Creating a FediCredit fund,” “Setting the interest rate,” “Minimizing costs,” and “Submitting a microcredit request.”We're almost done with the first complete draft. I wonder if what we have so far is interesting to
people involved in the #SocialEconomy. -
Progress on FediCredits:
https://doks.komun.org/s/6LaBf949r
* @Trex has started translating the specification into Spanish. Thank you very much! :tada:
* New sections: “The trust index,” “Creating a FediCredit fund,” “Setting the interest rate,” “Minimizing costs,” and “Submitting a microcredit request.”We're almost done with the first complete draft. I wonder if what we have so far is interesting to
people involved in the #SocialEconomy. -
FediCredits progress:
* Completed the initial table of contents (skeleton).
* New “Who is Who” section: funders, providers, and borrowers.
Curious about what you think about the idea of providers becoming funders too -- a move that opens the possibility of microcredits with 0% interest or even at a discount, when doing the whole math.
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FediCredits progress:
* Completed the initial table of contents (skeleton).
* New “Who is Who” section: funders, providers, and borrowers.
Curious about what you think about the idea of providers becoming funders too -- a move that opens the possibility of microcredits with 0% interest or even at a discount, when doing the whole math.
-
FediCredits progress:
* Completed the initial table of contents (skeleton).
* New “Who is Who” section: funders, providers, and borrowers.
Curious about what you think about the idea of providers becoming funders too -- a move that opens the possibility of microcredits with 0% interest or even at a discount, when doing the whole math.
-
FediCredits progress:
* Completed the initial table of contents (skeleton).
* New “Who is Who” section: funders, providers, and borrowers.
Curious about what you think about the idea of providers becoming funders too -- a move that opens the possibility of microcredits with 0% interest or even at a discount, when doing the whole math.
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I am drafting a specification for FediCredits: microcredits for local and online communities that can be federated.
https://doks.komun.org/s/6LaBf949r
FediCredits could start casually and grow in experience and number. And if they federate, they could be very resistant to economic shocks (which are coming).
First impressions?
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I am drafting a specification for FediCredits: microcredits for local and online communities that can be federated.
https://doks.komun.org/s/6LaBf949r
FediCredits could start casually and grow in experience and number. And if they federate, they could be very resistant to economic shocks (which are coming).
First impressions?
-
I am drafting a specification for FediCredits: microcredits for local and online communities that can be federated.
https://doks.komun.org/s/6LaBf949r
FediCredits could start casually and grow in experience and number. And if they federate, they could be very resistant to economic shocks (which are coming).
First impressions?
-
I am drafting a specification for FediCredits: microcredits for local and online communities that can be federated.
https://doks.komun.org/s/6LaBf949r
FediCredits could start casually and grow in experience and number. And if they federate, they could be very resistant to economic shocks (which are coming).
First impressions?
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Estoy esbozando una especificación para FediCredits: microcréditos para comunidades locales y online que pueden federarse.
https://doks.komun.org/s/6LaBf949r
Los FediCredits podrían empezar de manera casual e ir creciendo en experiencia y número. Y si federan, podrían ser muy resistentes a los embates económicos (que se avecinan).
Está en inglés pero lo traduciré cuando esté estable si nadie se me adelanta.
¿Primeras impresiones?
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Estoy esbozando una especificación para FediCredits: microcréditos para comunidades locales y online que pueden federarse.
https://doks.komun.org/s/6LaBf949r
Los FediCredits podrían empezar de manera casual e ir creciendo en experiencia y número. Y si federan, podrían ser muy resistentes a los embates económicos (que se avecinan).
Está en inglés pero lo traduciré cuando esté estable si nadie se me adelanta.
¿Primeras impresiones?
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Microcréditos
¿Alguien por aquí tiene experiencias con microcréditos, o sabe de proyectos a observar o lecturas recomendadas?
Tengo una medio-idea en la cabeza, sólo un esbozo abstracto, y antes de que me embale con detalles quiero ver cómo está el patio de los microcréditos hoy día, especialmente en entornos más online y a ser posible descentralizados / alternativos. Lo poco que sabía está más relacionado con comunidades rurales o de barrios urbanos.
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Microcréditos
¿Alguien por aquí tiene experiencias con microcréditos, o sabe de proyectos a observar o lecturas recomendadas?
Tengo una medio-idea en la cabeza, sólo un esbozo abstracto, y antes de que me embale con detalles quiero ver cómo está el patio de los microcréditos hoy día, especialmente en entornos más online y a ser posible descentralizados / alternativos. Lo poco que sabía está más relacionado con comunidades rurales o de barrios urbanos.
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BBC News: Muhammad Yunus: Leaders urge Bangladesh to end attacks on Nobel laureate https://www.bbc.com/news/world-asia-66667433 #microcredits