#kiva — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #kiva, aggregated by home.social.
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Loan 178 on Kiva.org today
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Put loans 176 and 177 on kiva.org today.
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Just made 30 new #KIVA loans with recycled repayments. That brings Team BIML to $73k worth of loans.
JOIN US! https://bit.ly/cigitalgem-kiva
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Just put 173rd kiva.org loan today.
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We just made 43 new #KIVA loans with recycled payback. We usually try to keep $3000 in play in the KIVA loop at any one time.
Join team BIML today https://bit.ly/cigitalgem-kiva
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Kiva loan 169 today! :)
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To date, TEAM BIML has made 2840 loans totaling $71,720. Join us on #KIVA by making some microloans of your own.
Use this link --> https://bit.ly/cigitalgem-kiva
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@justmichelle Absolutely. I am a big #KIVA fan. Thanks for playing along.
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Just made 14 new #KIVA loans. New total all time is $70,895 in 2821 loans. You too can join BIML on #KIVA
Start here --> https://bit.ly/cigitalgem-kiva
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Do you use #kiva, or have you used it?
I'd love to hear your experience.
If you want to start, you can do it for just $25!
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In #kiva you can choose the countries you prefer to loan to.
I tend to avoid loans in the US (but that's a personal preference of course) and I look for loans in countries where I haven't lent to yet. 9% of my loans were in Kenya.
You can also choose the sectors you prefer to support. Attached a breakdown of my portfolio
85% of my loans were to women.
I've loaned to several beauty salons, but not to any bookstore yet!
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In #kiva you don't earn any interest on the loan. The best thing that can happen is that it's returned.
However, some times you lose money:
- A little, due to the currency rates changing (less than 1% of the total lent)
- A bit more, due to lack of repayments (defaults). In my portfolio, around 3%Some other money is late on repayments, around 8% of the total.
However, THIS IS FINE. Some loans are done to very difficult regions in the world, in crisis, after disasters. It's normal.
(cont)
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Examples of businesses and people in #kiva
"Marcadelia (Panama) is a single mother .... She is 60 years old and runs a laundry business."
https://www.kiva.org/lend/3105035"Carmen (Paraguay) will use the loan to buy basic products such as sugar, oil, flour, pasta, rice, and beer, for her grocery store"
https://www.kiva.org/lend/3103633"Mbay mobility (a company in Senegal) helps ride-hailing drivers access affordable electric vehicles (EVs)"
https://www.kiva.org/lend/3096735(cont.)
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KIVA is crowdfunding for microcredits. I've been using it since november 2007, that's more than 18 years!
Here are some stats about how I use it:
- I've contributed to 1305 loans, usually $25 to each.
- I have around $3k in the system, but as they have been relended several times, I've lended for a total value of $33k
- I have contributed to loans in 79 different countries(cont.)
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Please join me in helping a Black-Owned food + catering business expand its footprint:
Kiva is an easy way to make a real difference in someone's life. Will you join me in helping Tyrone in Madison to pursue their dream? https://www.kiva.org/invitedby/roderick9935/for/3081644?utm_source=social_share_link&utm_medium=referral&utm_campaign=social_share_checkout&utm_content=roderick9935
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Just made 21 #KIVA loans. Please join BIML in funding micro-loans!
We're in for $69370 over 2747 loans ($5200 worth this year)
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Just made 22 more #KIVA loans. Please help us save capitalism from the piggies by joining team BIML.
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Just made 10 more #KIVA loans with recycled paybacks. Please join team BIML and make some micro-loans of your own. Save capitalism from itself.
We have made 2723 loans throughout the years with very good results.
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Just made 15 more #KIVA loans with recycled paybacks. We now have $3500 allocated at any one time over a series of overlapping micro-loans.
Join Team BIML on Kiva today!
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Just made 15 new #KIVA loans with recycled paybacks. Grand total of loans is almost $70k.
Please join TEAM BIML https://bit.ly/cigitalgem-kiva
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Did #kiva stop offering loans in #palestine? I currently can not find new open loans there.
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Just made 19 new #KIVA loans. Micro-loans are excellent philanthropy. Join team BIML today! https://bit.ly/cigitalgem-kiva