#lending — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #lending, aggregated by home.social.
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The US just made loan secrecy a test. China failed it
Repost to help others discover this.
https://1ban.news/us-fiscal-report-china-lending-transparency/
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Blockchain's revival is being driven by financial institutions that are tokenizing assets, launching stablecoins and pursuing 24/7 markets, suggesting that digital ledgers may finally deliver practical efficiencies. https://www.japantimes.co.jp/commentary/2026/08/05/world/bankers-grown-up-crypto/?utm_medium=Social&utm_source=mastodon #commentary #worldnews #cryptocurrencies #blockchain #stablecoins #markets #lending #globaleconomy #currencies #forex
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APS Bank posts record EUR 23.9 million interim pre-tax profit
APS Bank’s first-half pre-tax profit rose to EUR 23.9 million from EUR 9.1 million, while operating income increased 43.9% to EUR 58.7 million.
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🏦 Lending is far more than loan approvals—it's a real-time ecosystem of AI, risk engines, underwriting, fraud detection, credit scoring, and compliance. Here's a visual map of the complete Lending & Credit architecture. 🚀
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Developing countries facing rising financial and geopolitical risks are turning to greater Global South cooperation through the newly formed Borrowers' Platform. https://www.japantimes.co.jp/commentary/2026/06/24/world/new-debtor-countries-group/?utm_medium=Social&utm_source=mastodon #commentary #worldnews #globaleconomy #borrowers039platform #un #sdg #development #aid #lending
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We should all strive to be a little more Finnish.
This certainly doesn't fit Hanson's view of Australia.
#libraries #inclusion #equity #equality #lending
https://www.bbc.com/future/article/20260618-the-weird-and-wonderful-libraries-of-finland
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#Morpho, a #blockchain based #lending and #borrowing protocol, raised $175 million in a funding round led by Paradigm, Ribbit Capital, and a16z crypto. The protocol, valued at up to $2 billion, allows users to create their own lending markets with custom risk parameters. Morpho is gaining traction with both crypto companies and traditional financial institutions seeking higher yields. https://fortune.com/2026/06/09/morpho-fundraise-a16z-crypto-paradigm-ribbit-capital-175-million/?eicker.news #tech #media #news
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Despite repeated technological upheavals, finance has preserved its profits by reinventing fee-generating services, but the rise of AI could ultimately render much of the industry irrelevant. https://www.japantimes.co.jp/commentary/2026/04/01/world/ai-threatens-profit-machine/?utm_medium=Social&utm_source=mastodon #commentary #worldnews #artificialintelligence #ai #banks #lending #stocks #bonds #wallstreet
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Banks' revenues, already very high for large banks, will increase more.
And though more revenue might benefit shareholders of larger bank stock as banks increase dividends, the banks will likely buy back their own stock and further increase their revenue.
A financial crisis will hit smaller banks harder than larger banks, which are better positioned with more financial cushion to mitigate lending risk.
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A big deal 👀
Holding less capital in reserve amid loosened #lending rules will free up funds so #banks can lend more. Mortgages could become more competitive.
➡️ But lower capital requirements & loosened lending rules also means banks would have less to fall back on in a financial crisis, a risk for which is already high given geopolitical uncertainties and the private credit increase.
https://www.thestreet.com/personal-finance/wall-street-banks-just-got-a-rule-change-worth-billions
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Ah, yes, the latest YC graduate has finally solved the world's greatest problem: #lending in emerging markets, because obviously, we should #trust #AI to decide who gets money. 🤖💸 What could possibly go wrong? 🌍🤣
https://www.usekita.com/ #YCGraduate #Issues #EmergingMarkets #HackerNews #ngated -
#PayPal filed applications to establish #PayPalBank, a #Utah chartered industrial loan company. The bank would allow PayPal to #lendmoney, #holddeposits, and offer interest-bearing #savingsaccounts, reducing its reliance on third parties for #lending to #smallbusinesses. https://www.wsj.com/finance/banking/paypal-applies-to-establish-bank-25172927?eicker.news #tech #media #news
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Recent Bitcoin Crash Has Put $1B in sUSDe Loop Trades at Risk, Research Firm Says - looped positions that rely on borrowing stables to buy sUSDe are at risk, Sentora Researc... - https://www.coindesk.com/markets/2025/10/29/recent-bitcoin-crash-has-put-usd1b-in-susde-loop-trades-at-risk-research-firm-says #markets #lending #ethena #pendle #defi #news
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BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending - BOB’s new system enables bitcoin holders to borrow stablecoins against their BTC, keeping... - https://www.coindesk.com/tech/2025/10/28/bob-unveils-bitcoin-vault-liquidation-engine-to-power-btc-backed-stablecoin-lending #stablecoin #bitcoin #lending #vault #tech #defi #news
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Bitcoin Lender Ledn Hits $1B in Loan Origination This Year as BTC Credit Market Picks Up - The crypto lender also crossed $100 million in annual recurring revenue, the firm reporte... - https://www.coindesk.com/business/2025/10/27/bitcoin-lender-ledn-hits-usd1b-in-loan-origination-this-year-as-btc-credit-market-picks-up #exclusive #finance #bitcoin #lending #ledn #news
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Swiss Bank Sygnum to Launch Bitcoin-Backed Loan Platform With Multi-Sig Wallet Control - The offering, developed with non-custodial BTC lending startup Debifi, targets institutio... - https://www.coindesk.com/business/2025/10/24/swiss-bank-sygnum-to-launch-bitcoin-backed-loan-platform-with-multi-sig-wallet-control #sygnumbank #finance #bitcoin #lending #news
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Arch Aims to Help Bitcoin Holders Slash U.S. Tax Bill With BTC Mining Investments - The crypto-backed lender's new offering, built with Blockware and Mark Moss, targets weal... - https://www.coindesk.com/business/2025/10/21/arch-aims-to-help-bitcoin-holders-slash-u-s-tax-bill-with-btc-mining-investments #coindeskwealth #exclusive #finance #lending #arch #news #tax
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Visa Says It Wants to Build the Rails for Lending in ‘Onchain Finance,’ Its New Name for DeFi - The payments giant’s latest report rebrands decentralized finance as “onchain finance” an... - https://www.coindesk.com/markets/2025/10/16/visa-says-it-wants-to-build-the-rails-for-lending-in-onchain-finance-its-new-name-for-defi #markets #lending #visa #defi #news
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The State of DeFi Exploit Risk - The decentralized finance (DeFi) sector has undergone a remarkable security transf... - https://www.coindesk.com/coindesk-indices/2025/10/08/the-state-of-defi-exploit-risk #cryptolong&short #coindeskindices #lending #opinion #defi #news
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Crypto.com to Launch Crypto Lending and Stablecoin Yields via Morpho on Cronos - Crypto.com is expanding its decentralized finance offerings by integrating Morpho,... - https://cryptonews.com/news/crypto-com-to-launch-crypto-lending-and-stablecoin-yields-via-morpho-on-cronos/ #crypto.com #definews #lending #defi
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New #retirement #lottery scheme slammed by critics
"the scheme could appear more attractive than depositing money in a bank, where savings interest rates are less than 1%, offering little incentive to save. #Thai #commercial #banks have a very high #interest #spread -- the difference between #deposit and #lending rates -- of 5-7%, allowing them to reap large #profits, said Mr Aat. In contrast, banks in #Singapore and #Malaysia operate with spreads of only around 2%"🧐 #BOT
https://www.bangkokpost.com/business/general/3114862/new-retirement-lottery-scheme-slammed-by-critics -
Crypto for Advisors: Is Bitcoin Lending Back? - Happy Uptoper! In today’s "Crypto for Advisors" newsletter, Gregory Mall, chief in... - https://www.coindesk.com/coindesk-indices/2025/10/01/crypto-for-advisors-is-bitcoin-lending-back #cryptoforadvisors #coindeskindices #cryptolending #lending #loan #news
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Coinbase’s Bitcoin-Backed Loans Surpass $1B as Exchange Prepares to Lift Borrowing Cap - Coinbase (COIN) said its bitcoin-backed loan program has surpassed $1 billion in originat... - https://www.coindesk.com/markets/2025/09/30/coinbase-s-bitcoin-backed-loans-surpass-usd1b-as-exchange-prepares-to-lift-borrowing-cap #coinbase #markets #lending #news
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School bus internet, library Wi-Fi lending could end with FCC vote
Referral Shoutout: Thanks to…Library Link of the Day
http://www.tk421.net/librarylink/ (archive, rss, subscribe options)The FCC is expected to end a Biden-era rule change that allowed nearly 200,000 schools and libraries to loan out Wi-Fi hotspot devices.
By Sarah D. Wire, USA TODAY
It could soon be harder for students to access the internet on school buses and for the public to borrow mobile internet hotspots from libraries.
In a Sept. 23 letter, a coalition of school and library advocacy groups urged the Federal Communications Commission to protect the programs that have allowed schools and libraries to lend out hotspot devices.
“One in five households in our country still do not have access to reliable home broadband. Hotspots are not a permanent fix, but they’ll make sure students, jobseekers, veterans and seniors don’t get left behind,” American Library Association President Sam Helmick said in a statement provided to USA TODAY.
The FCC is scheduled to vote at its Sept. 30 meeting to undo a 2024 rule change made by the Biden administration that allowed schools and libraries to lend out hotspots and provide Wi-Fi on buses as part of the existing E-Rate program, which allows schools and libraries to obtain affordable broadband.
When schools and businesses were closed during the pandemic, Congress allocated $123 million to the FCC to purchase hotspots for schools and libraries. The Biden FCC vote in 2024 came after authority to spend that money ended.
Schools and libraries in every state have already had contracts approved and money has already been spent. In fiscal year 2025, which ends Sept. 30, schools and districts requested a total of $27.5 million for Wi-Fi hotspots.
According to a Sept. 3 FCC news release, the company that runs the program, called E-Rate, would be ordered to “deny pending funding year 2025 requests for E-Rate funding for the off-premises use of Wi-Fi hotspots and Wi-Fi on school buses as these services will be determined to be ineligible.”
Editor’s Note: Read the rest of the story, at the below link.
Continue/Read Original Article Here: School bus internet, library Wi-Fi lending could end with FCC vote
#2025 #ALA #America #AmericanLibraryAssociation #DonaldTrump #ERate #Education #FCC #FederalCommunicationsCommission #Health #History #Internet #Lending #Libraries #LibraryOfCongress #Opinion #Politics #Resistance #SchoolBus #Science #Technology #Trump #TrumpAdministration #UnitedStates #WiFi
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Blockchain Lender Figure Surges Past IPO Target With $787.5M Raise - Figure Technology Solutions Inc., a blockchain-focused lending platform, pulled off a maj... - https://cryptonews.com/news/blockchain-lender-figure-surges-past-ipo-target-with-787-5m-raise/ #altcoinnews #stablecoin #lending #ipo
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South Korea Caps Crypto Lending at 20% Interest, Bans Over-Collateralized Loans - The South Korea Financial Services Commission (FSC) has implemented comprehensive ... - https://cryptonews.com/news/south-korea-caps-crypto-lending-at-20-interest-bans-over-collateralized-loans/ #southkorea #definews #lending
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Venus Protocol Restores Services, Recovers Stolen Funds After $27M Exploit - Venus Protocol, a major lending platform on BNB Chain, said it fully restored operations ... - https://www.coindesk.com/business/2025/09/03/venus-protocol-restores-services-recovers-stolen-funds-after-usd27m-exploit #finance #lending #exploit #venus #news
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BNB Chain-Based Venus Protocol Drained of $27M on Suspected Contract Compromise - Venus Protocol, one of the largest lending platforms on the BNB Chain, was hit by a suspe... - https://www.coindesk.com/tech/2025/09/02/bnb-chain-based-venus-protocol-drained-of-usd27m-on-suspected-contract-compromise #lending #venus #tech #hack #news
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