#insuranceclaims — Public Fediverse posts

Pluvial Flood Impacts And Policyholder Responses Throughout The United States
--
https://doi.org/10.1038/s44304-025-00058-7 <-- shared paper
--
https://www.zurichna.com/knowledge/articles/2026/04/pluvial-flooding-protecting-your-property-from-a-growing-risk <-- shared insurance company technical article, ‘Pluvial flooding - Protecting your property from a growing risk’
--
H/T @seth Guikema | Professor of Risk Analysis and Predictive Data Analytics
"Pluvial flooding is flooding caused by rain that falls faster than the ground and drainage systems can absorb or carry it away. Water can accumulate and damage homes even when they are nowhere near a river or coast. It is often referred to as "urban flooding" but it can cause problems in rural areas as well.
It is a major source of flood risk, but one that receives less attention than riverine and coastal flooding. A 2025 paper by Ben Nelson-Schmitz and colleagues helps show why that needs to change. They combined National Flood Insurance Program claims with streamflow data to examine flood claims from properties outside mapped 100-year floodplains. Under their classification method, about 87% of the claims they could analyze were attributed to pluvial flooding. They also found that flood insurance coverage outside these mapped floodplains was declining in many states.
The exact percentage depends in part on the accuracy of the underlying flood maps. Some properties recorded as outside a 100-year floodplain may in fact be exposed to river flooding. The authors acknowledge this limitation and test how their results change under different streamflow thresholds. It is a reason to be careful with the precise estimate, but it does not diminish the central point: rainfall-driven flooding outside mapped floodplains warrants much more attention in flood research and risk management..."
#flood #flooding #risk #hazard #mapping #spatial #GIS #pluvial #insurance #actuary #property #infrastructure #cost #economics #rainfall #precipitation #runoff #infiltration #homes #urban #residential #floodrisk #pluvialflooding #urbanflooding #rural #NationalFloodInsuranceProgram #spatialanalysis #spatiotemporal #streamflow #floodclaims #analysis #geostatistics #floodplains #floodmaps #insuranceclaims #inundation #water #hydrography #elevation #surface #impervious #riskmanagement

Greg Abbott Got Millions—Then Helped Shut the Courthouse Door on Injured Texans

Greg Abbott secured lifelong payments after a catastrophic injury, then backed caps, immunities and courtroom barriers that restrict compensation for injured Texans.

$80M in Regina hailstorm damage highlights growing cost of intense weather

https://web.brid.gy/r/https://globalnews.ca/news/11913194/regina-hail-insurance-damages/

🔥 A major fire, flood or theft can be stressful enough.

Managing a complex insurance claim at the same time can add even more pressure.

This article explores how expert claims support may help businesses navigate the claims process following a major loss.

https://fsb-insurance-service.com/fsb-insurance-service-blog/claims-loss-recovery/when-every-day-counts-how-expert-claims-support-can-help/

#InsuranceClaims #BusinessContinuity #SmallBusiness

Stop Overpaying for Insurance Claims vs Industry Norms

Learn how data‑driven underwriting and smart risk management can cut small business commercial auto premiums and stop overpaying for insurance claims.

https://coveragecompare.help/stop-overpaying-insurance-claims-industry-norms/

#insurance #affordableinsurance #insurancecoverage #insuranceclaims #insurancepolicy

Affordable Insurance vs Captive - NY Developers' Budget Playbook

Explore how captive insurance can lower premiums for New York developers and support affordable housing projects while cutting costs.

https://insuredeal.online/affordable-insurance-vs-captive-ny-developers-budg/

#insurance #affordableinsurance #insurancecoverage #insuranceclaims #insurancepolicy

30% Savings? Affordable Insurance vs Medicare Cuts Costs

Discover how affordable insurance and the right Medicare Part D plan can slash senior drug costs by up to 30%, with data‑driven tips and action steps for election

https://insuranceclarity.online/30-savings-affordable-insurance-vs-medicare-cuts-c/

#insurance #affordableinsurance #insurancecoverage #insuranceclaims #insurancepolicy

Insurance Claims Overpay Exposed: Commuter vs Low Mileage Rider

Discover why commuters pay $3,500 more annually and how to slash auto insurance overpay with commuter discount, ride‑share tips, and autonomous car savings.

https://insurancetips.site/insurance-claims-overpay-exposed-commuter-vs-low-m/

#insurance #affordableinsurance #insurancecoverage #insuranceclaims #insurancepolicy

Climate disasters and insurance claims: delay, deny, defend >>
https://www.theguardian.com/australia-news/2026/apr/20/australian-insurance-company-complaints-surge
#FossilFuels #risks #disasters #floods #fires #InsuranceClaims #insurance #SocialInstitutions #ExistentialThreats #ClimateCrisis #ClimateBarbarism

After a crash in Staten Island, the “quick fix” can turn into lingering issues—misaligned panels, hidden frame damage, paint that doesn’t match. Choose a collision shop that does a proper estimate, works with your insurance, uses OEM/quality parts, and backs repairs with a written warranty. Safety first, looks second—both matter.

https://autobahncollisionny.com/car-accident-repair-new-york/

#StatenIsland #NYC #AutoBody #CollisionRepair #CarRepair #InsuranceClaims #RoadSafety

Claimsify is hiring from all India - Insurance Claim Officer. #insuranceclaims #claimsify #claimmanager #jobs #hiringnow #jobsinindia #claimsifyishiring #jobopportunity #jobsearch

Thrissur station fire destroyed around 300 motorcycles. Learn how owners can file insurance claims, legal suits, or consumer court complaints for compensation. https://english.mathrubhumi.com/news/kerala/thrissur-fire-motorcycle-compensation-ucn00ton?utm_source=dlvr.it&utm_medium=mastodon #MotorcycleFire #VehicleCompensation #InsuranceClaims #ConsumerRights

Latest News: Shivraj Singh Chauhan: Union Minister is angry with the behavior of insurance companies
https://vaartha.com/national/shivraj-singh-chauhan-union-minister-is-angry-with-the-behavior-of-insurance-companies/575790/
#ShivrajSinghChauhan #UnionMinister #CropInsurance #FarmersWelfare #PMFBY #InsuranceClaims #FarmerJustice #AgricultureMinister

According to a cancer patient, while initial payments for medicines and treatments were provided, benefits were restricted to injections and tests alone in the later stages. https://english.mathrubhumi.com/news/kerala/widespread-complaints-over-denial-of-medisep-benefits-for-minor-reasons-cancer-patients-among-worst-affceted-t2s2bh3x?utm_source=dlvr.it&utm_medium=mastodon #Medisep #InsuranceClaims #HealthInsurance #KeralaGovernment

🏢 Insurance claims gone wild! When cosmic insurance AI starts paying out for "ugly sunsets" and "boring food," the Galactic Beat crew learns that not every problem needs compensation!
https://www.amazon.com/dp/B0FH495WLH
#GalacticBeat #CosmicInsurance #InsuranceClaims #UglySunsets #BoringFood #NotEveryProblem

Hindustan Times: Insurer rejects mediclaim citing ‘mismatch’ over Google Timeline; consumer forum gives man relief. “A Gujarat resident was shocked when an insurance company rejected his mediclaim on the grounds that his Google Timeline did not match the location of the hospital that had treated him. The man from Silvassa had to knock on the door of the Consumer Dispute Redressal Forum in […]

https://rbfirehose.com/2025/07/27/hindustan-times-insurer-rejects-mediclaim-citing-mismatch-over-google-timeline-consumer-forum-gives-man-relief/

It took a matter of hours, in some cases minutes, for a severe windstorm to sprout up and cause death and destruction in downtown Houston and the surrounding region. One year after a derecho blew through town, recovery remains ongoing.

https://www.houstonpublicmedia.org/articles/news/houston/2025/05/16/521647/one-year-after-a-derecho-devastated-houston-recovery-efforts-remain-ongoing/

#Houston #Infrastructure #Local #News #Weather #Derecho #DerechoDamage #DowntownHouston #HoustonDerecho #InsuranceClaims #WindStorm

Claim File Helper — #ProPublica

Find out why your #health insurer denied your claim.

ProPublica’s Claim File Helper lets you customize a letter requesting the notes and documents your insurer used when deciding to deny you #coverage. Get your claim file before submitting an #appeal.
#insurance #InsuranceClaims

https://projects.propublica.org/claimfile/

Claim for a missing tooth

https://tf230.matteason.co.uk/

#HackerNews #Claim #for #a #missing #tooth #dentalhealth #toothfairy #insuranceclaims

Tired of chasing payments? Let us handle your billing and coding! 🩺

💼 Our expert team ensures you get paid faster, so you can focus on patient care.

Get a FREE consultation today!

#MedicalBilling #PhysicianSupport #InsuranceClaims #MedicalCoding #HealthcareEfficiency #PracticeGrowth

Latest Health Insurance Plane News Update: Good News… Now you can buy health insurance policy even after the age of 65
https://newswatchindia.com/now-you-can-buy-health.../
#healthcare #HealthUpdate #healthinsurance #healthinsurancepolicies #healthinsurancepolicy #HealthInsuranceIndia #healthinsuranceplan #healthinsuranceforall #insurance #insuranceagent #insurancepolicy #insurancechallenges #insuranceclaims

A group of managed care organizations is examining the value of real world data from Europe and the U.S. to help FDA review alternative biologic drugs.

https://sciencebusiness.technewslit.com/?p=45310

#News #Press #Science #Business #Biologics #Biosimilars #Pharmaceuticals #FDA #Regulations #Grant #RealWorldData #HealthRecords #InsuranceClaims #ManagedCare #DataScience

When I broke my wrist and initially visited the doctor, I went wearing a brace I already had. On my second visit, I requested another one so I could switch them out for cleaning. It supposedly may or may not have been covered by my insurance.

It was, partially. Humourously enough, the description in the insurance claim was "WHO COCK-UP NONMOLDE PRE OTS".

Who cocked up indeed? 🤣
#insuranceclaims #insurance #funny

Insurance Barriers, Migraine Hospital Visits Linked

A review of #insurance claims shows patients facing obstacles to #coverage for their #migraine #therapies are also more likely to need #emergency care for #treatment.

https://sciencebusiness.technewslit.com/?p=44913

#News #Science #PublicHealth #Headache #InsuranceClaims #Neurology #StepTherapy #Hospital #EmergencyRoom #Race #EthnicGroup

"Thank you for your patience. We are experiencing higher-than-normal call volumes and apologize for the delay"

I don't believe I have ever NOT been put in a hold queue - and, apparently, call volume is ALWAYS "higher-than-normal."

#callcenter #insuranceclaims
#HigherThanNormalCallVolume #customerservice #enshittification