#householdfinance — Public Fediverse posts

How Distressed Are Consumers? Reconciling Diverging Credit Card Delinquency Measures

Donghoon Lee, Daniel Mangrum, Joelle W. Scally, Tejas Sinha, and Wilbert van der Klaauw Total debt balan…
#Economy #ccp #CenterforMicroeconomicData #ConsumerCreditPanel #creditcards #DanielMangrum #DonghoonLee #FederalReserveSystem #householdfinance #JoelleScally #LibertyStreetEconomics #quarterlyreport #quarterlyreportonhouseholddebtandcredit #TejasSinha #WilbertvanderKlaauw
https://www.europesays.com/3191151/

Talking finances: An important conversation Indian couples fail to have | Personal Finance

When…
#NewsBeep #News #Personalfinance #AU #Australia #banking #Business #EPFO #familywealth #Finance #Financialawareness #financialinclusion #financialliteracy #financialplanning #HouseholdFinance #insuranceclaims #InvestorEducationandProtectionFund #legalheirs #lifeinsurance #mutualfunds #Opinion #PersonalFinance #UnclaimedAssets #UnclaimedDeposits #WealthManagement
https://www.newsbeep.com/au/748257/

https://www.europesays.com/ie/544723/ Talking finances: An important conversation Indian couples fail to have | Personal Finance #BANKING #Business #Éire #EPFO #FamilyWealth #FinancialAwareness #FinancialInclusion #FinancialLiteracy #FinancialPlanning #HouseholdFinance #IE #InsuranceClaims #InvestorEducationAndProtectionFund #Ireland #LegalHeirs #LifeInsurance #MutualFunds #Opinion #PersonalFinance #PersonalFinance #UnclaimedAssets #UnclaimedDeposits #WealthManagement

Explaining the K-Shaped Economy: What’s Behind the Divide?

Rajashri Chakrabarti, Thu Pham, Beck Pierce, and Maxim L. Pinkovskiy In our companion post, we used a new…
#NewsBeep #News #Economy #BeckPierce #Business #economicheterogeneityindicators #EHI #householdfinance #inequality #Inflation #k-shapedeconomy #LibertyStreetEconomics #MaximPinkovskiy #numerator #RajashriChakrabarti #spending #ThuPham #UK #UnitedKingdom
https://www.newsbeep.com/uk/575678/

Tracking the K-Shaped Economy: Who’s Driving Spending?

Rajashri Chakrabarti, Thu Pham, Beck Pierce, and Maxim L. Pinkovskiy Editors’ Note: The title of the…
#NewsBeep #News #US #USA #UnitedStates #UnitedStatesOfAmerica #Economy #BeckPierce #Business #consumerspending #covid #economicheterogeneityindicators #EHI #HighIncomeHouseholds #householdfinance #Inequality #K-shapedeconomy #LibertyStreetEconomics #MaximPinkovskiy #numerator #RajashriChakrabarti #ThuPham
https://www.newsbeep.com/us/632495/

Tracking the K-Shaped Economy: Who’s Driving Spending?

Rajashri Chakrabarti, Thu Pham, Beck Pierce, and Maxim L. Pinkovskiy Editors’ Note: The title of the second chart…
#Economy #BeckPierce #consumerspending #covid #economicheterogeneityindicators #EHI #FederalReserveSystem #HighIncomeHouseholds #householdfinance #Inequality #k-shapedeconomy #LibertyStreetEconomics #MaximPinkovskiy #numerator #RajashriChakrabarti #ThuPham
https://www.europesays.com/2964439/

GAS PRICES STINGING BUDGETS, EXPERTS WARN

Gas prices are rising across the nation in April 2026. Find out how this affects your family budget and businesses, with experts warning of continued price increases.

#GasPriceIncrease #FuelBudget #NationwideCosts #April2026News #HouseholdFinance

https://newsletter.tf/gas-prices-rise-nationwide-april-2026-budget-impact/

Gas prices are climbing nationwide, making it harder for families and businesses to pay. Experts say prices might go even higher, adding more cost to daily life.

#GasPriceIncrease #FuelBudget #NationwideCosts #April2026News #HouseholdFinance
https://newsletter.tf/gas-prices-rise-nationwide-april-2026-budget-impact/

Here’s how Canadian households can recession‑proof finances as economic uncertainty climbs
#Canada #Economy #Business #CostOfLiving #Inflation #Recession #DebtCrisis #HouseholdFinance #Jobs #debt #Unemployment #Savings #MiddleClass #Inequality
#Recession
https://the-14.com/heres-how-canadian-households-can-recession-proof-finances-as-economic-uncertainty-climbs/

Here’s how Canadian households can recession‑proof finances as economic uncertainty climbs
#Canada #Economy #Business #CostOfLiving #Inflation #Recession #DebtCrisis #HouseholdFinance #Jobs #debt #Unemployment #Savings #MiddleClass #Inequality
#Recession
https://the-14.com/heres-how-canadian-households-can-recession-proof-finances-as-economic-uncertainty-climbs/

Here’s how Canadian households can recession‑proof finances as economic uncertainty climbs
#Canada #Economy #Business #CostOfLiving #Inflation #Recession #DebtCrisis #HouseholdFinance #Jobs #debt #Unemployment #Savings #MiddleClass #Inequality
#Recession
https://the-14.com/heres-how-canadian-households-can-recession-proof-finances-as-economic-uncertainty-climbs/

Here’s how Canadian households can recession‑proof finances as economic uncertainty climbs
#Canada #Economy #Business #CostOfLiving #Inflation #Recession #DebtCrisis #HouseholdFinance #Jobs #debt #Unemployment #Savings #MiddleClass #Inequality
#Recession
https://the-14.com/heres-how-canadian-households-can-recession-proof-finances-as-economic-uncertainty-climbs/

First time I've seen a /debit/ card money-back scheme.(Plenty of credit-cards with, but they all have high enough annual fees (and low enough returns) that we'd struggle to break even.) It would require a little more forward planning to make sure we had the money in the right account when it was optimal (like today (school uniforms, ugh)) but even 1% of our 4-human-3-cat grocery spend over the course of a year would not be insignificant.

#Sharesies #HouseholdFinance

https://intercom.help/sharesies/en/articles/12369156-investback

First time I've seen a /debit/ card money-back scheme.(Plenty of credit-cards with, but they all have high enough annual fees (and low enough returns) that we'd struggle to break even.) It would require a little more forward planning to make sure we had the money in the right account when it was optimal (like today (school uniforms, ugh)) but even 1% of our 4-human-3-cat grocery spend over the course of a year would not be insignificant.

#Sharesies #HouseholdFinance

https://intercom.help/sharesies/en/articles/12369156-investback

First time I've seen a /debit/ card money-back scheme.(Plenty of credit-cards with, but they all have high enough annual fees (and low enough returns) that we'd struggle to break even.) It would require a little more forward planning to make sure we had the money in the right account when it was optimal (like today (school uniforms, ugh)) but even 1% of our 4-human-3-cat grocery spend over the course of a year would not be insignificant.

#Sharesies #HouseholdFinance

https://intercom.help/sharesies/en/articles/12369156-investback

I DID A THING

https://disintegrated.fedipress.au/2023/09/26/i-did-a-thing/

Investing money? Looking for a new job?

Often, we do not know the probabilities of potential outcomes (aka ambiguity).

Yet, we know much less about ambiguity attitudes, compared to risk attitudes.

New WP (joint with @econ_hmg and Axel Wogrolly) tries to change that.

@behavioralecon

@economics
#HouseholdFinance
#paper #econtooter

Households were most likely to receive intergenerational wealth transfers from their parents, with 70% of those who had received a transfer, inheriting, or being gifted it, from their parents.

https://www.cso.ie/en/releasesandpublications/ep/p-itw/intergenerationaltransferofwealth2020/?utm_source=Tw&utm_medium=Tw&utm_campaign=ITW
#CSOIreland #Ireland #Wealth #WealthTransfer #HouseholdFinance

Households were most likely to receive intergenerational wealth transfers from their parents, with 70% of those who had received a transfer, inheriting, or being gifted it, from their parents.

https://www.cso.ie/en/releasesandpublications/ep/p-itw/intergenerationaltransferofwealth2020/?utm_source=Tw&utm_medium=Tw&utm_campaign=ITW
#CSOIreland #Ireland #Wealth #WealthTransfer #HouseholdFinance

Households were most likely to receive intergenerational wealth transfers from their parents, with 70% of those who had received a transfer, inheriting, or being gifted it, from their parents.

https://www.cso.ie/en/releasesandpublications/ep/p-itw/intergenerationaltransferofwealth2020/?utm_source=Tw&utm_medium=Tw&utm_campaign=ITW
#CSOIreland #Ireland #Wealth #WealthTransfer #HouseholdFinance

More than a third of Irish households have received at least one inheritance or substantial gift at some point
https://www.cso.ie/en/releasesandpublications/ep/p-itw/intergenerationaltransferofwealth2020/?utm_source=Tw&utm_medium=Tw&utm_campaign=ITW
#CSOIreland #Ireland #Wealth #WealthTransfer #HouseholdFinance

More than a third of Irish households have received at least one inheritance or substantial gift at some point
https://www.cso.ie/en/releasesandpublications/ep/p-itw/intergenerationaltransferofwealth2020/?utm_source=Tw&utm_medium=Tw&utm_campaign=ITW
#CSOIreland #Ireland #Wealth #WealthTransfer #HouseholdFinance

More than a third of Irish households have received at least one inheritance or substantial gift at some point
https://www.cso.ie/en/releasesandpublications/ep/p-itw/intergenerationaltransferofwealth2020/?utm_source=Tw&utm_medium=Tw&utm_campaign=ITW
#CSOIreland #Ireland #Wealth #WealthTransfer #HouseholdFinance

Skewness expectations 📈 📉and portfolio choice

Main findings:
- individuals’ skewness expectations are highly heterogeneous
- respondents expect a higher variance and skewness for the individual stock compared to the index fund
- portfolio allocations increase with the skewness of respondents’ subjective return expectations for the respective asset

Out now at Experimental Economics: https://link.springer.com/article/10.1007/s10683-022-09780-9

@behavioralecon @economics #HouseholdFinance
#paper #econtooter

Skewness expectations 📈 📉and portfolio choice

Main findings:
1. individuals’ skewness expectations are highly heterogeneous
2. respondents expect a higher variance and skewness for the individual stock compared to the index fund
3. portfolio allocations increase with the skewness of respondents’ subjective return expectations for the respective asset

Out now at Experimental Economics: https://link.springer.com/article/10.1007/s10683-022-09780-9

@behavioralecon @economics #HouseholdFinance
#paper #econtooter

Skewness expectations 📈 📉and portfolio choice

Main findings:
1. individuals’ skewness expectations are highly heterogeneous
2. respondents expect a higher variance and skewness for the individual stock compared to the index fund
3. portfolio allocations increase with the skewness of respondents’ subjective return expectations for the respective asset

Out now at Experimental Economics: https://link.springer.com/article/10.1007/s10683-022-09780-9

@behavioralecon @economics #HouseholdFinance
#paper #econtooter

👋#EconTwitter We're running a panel session on using consumer credit bureau data at #AEA2023 #AFA2023 #ASSA2023 #HouseholdFinance

If you have questions about these please ask them anonymously via this form 👉https://forms.gle/MZPGsa1VeSZmQV766

We'll try to answer as many of your questions as possible during our panel. Thank you!🙏

👋#EconTwitter We're running a panel session on using consumer credit bureau data at #AEA2023 #AFA2023 #ASSA2023 #HouseholdFinance

If you have questions about these please ask them anonymously via this form 👉https://forms.gle/MZPGsa1VeSZmQV766

We'll try to answer as many of your questions as possible during our panel. Thank you!🙏

👋#EconTwitter We're running a panel session on using consumer credit bureau data at #AEA2023 #AFA2023 #ASSA2023 #HouseholdFinance

If you have questions about these please ask them anonymously via this form 👉https://forms.gle/MZPGsa1VeSZmQV766

We'll try to answer as many of your questions as possible during our panel. Thank you!🙏

Greed, selfishness, excessive gambling.

This is what many people associate with stockholders.

We show that these associations are a key reason why people do not invest in the stock market.

Joint work w/ Luca Henkel who is on the econ job market with the paper.

Thread👇 Paper 👉 https://luca-henkel.github.io/papers/Henkel_JMP.pdf

#econtwitter #paper @behavioralecon @experimentalecon @economics #householdfinance

Greed, selfishness, excessive gambling.

This is what many people associate with stockholders.

We show that these associations are a key reason why people do not invest in the stock market.

Joint work w/ Luca Henkel who is on the econ job market with the paper.

Thread👇 Paper 👉 https://luca-henkel.github.io/papers/Henkel_JMP.pdf

#econtwitter #paper @behavioralecon @experimentalecon @economics #householdfinance

Greed, selfishness, excessive gambling.

This is what many people associate with stockholders.

We show that these associations are a key reason why people do not invest in the stock market.

Joint work w/ Luca Henkel who is on the econ job market with the paper.

Thread👇 Paper 👉 https://luca-henkel.github.io/papers/Henkel_JMP.pdf

#econtwitter #paper @behavioralecon @experimentalecon @economics #householdfinance

Greed, selfishness, excessive gambling.

This is what many people associate with stockholders.

We show that these associations are a key reason why people do not invest in the stock market.

Joint work w/ Luca Henkel who is on the econ job market with the paper.

Thread👇 Paper 👉 https://luca-henkel.github.io/papers/Henkel_JMP.pdf

#econtwitter #paper @behavioralecon @experimentalecon @economics #householdfinance

Hi all--Registration is now open for the #CFPB’s 6th #Research #Conference. Through our conference, we seek to connect policymakers and researchers – from across a wide range of disciplines and approaches – on #ConsumerFinance and #HouseholdFinance topics. Join fellow researchers for this two-day event--Dec 15-16, 2022.

Conference registration: https://surveys.consumerfinance.gov/jfe/form/SV_aaRHtJHIq2hB8oe

preliminary agenda (with paper abstracts): https://www.consumerfinance.gov/data-research/cfpb-research-conference/2022-cfpb-research-conference/agenda/

#economics #finance #psychology #marketing #decisionscience

Hi all--Registration is now open for the #CFPB’s 6th #Research #Conference. Through our conference, we seek to connect policymakers and researchers – from across a wide range of disciplines and approaches – on #ConsumerFinance and #HouseholdFinance topics. Join fellow researchers for this two-day event--Dec 15-16, 2022.

Conference registration: https://surveys.consumerfinance.gov/jfe/form/SV_aaRHtJHIq2hB8oe

preliminary agenda (with paper abstracts): https://www.consumerfinance.gov/data-research/cfpb-research-conference/2022-cfpb-research-conference/agenda/

#economics #finance #psychology #marketing #decisionscience

Hi all--Registration is now open for the #CFPB’s 6th #Research #Conference. Through our conference, we seek to connect policymakers and researchers – from across a wide range of disciplines and approaches – on #ConsumerFinance and #HouseholdFinance topics. Join fellow researchers for this two-day event--Dec 15-16, 2022.

Conference registration: https://surveys.consumerfinance.gov/jfe/form/SV_aaRHtJHIq2hB8oe

preliminary agenda (with paper abstracts): https://www.consumerfinance.gov/data-research/cfpb-research-conference/2022-cfpb-research-conference/agenda/

#economics #finance #psychology #marketing #decisionscience