Live and recent posts from across the Fediverse tagged #homeinsurance, aggregated by home.social.
"In an open letter coordinated by UK-based campaign group Inside Track, industry whistleblowers argue that the declining availability of property insurance could destabilize mortgage markets and create systemic economic risks comparable to those preceding the 2008 global financial crisis."
https://beinsure.com/news/climate-change-could-trigger-global-financial-crisis/
How to storm-proof your home, from roof tiles to garden fences
By Zoe Wood
With an extremely wet and windy winter forecast, take steps to keep you and your home safe and dry
https://www.theguardian.com/money/2026/oct/10/storm-proof-home-roof-garden-pipes-flooding-winter
#Property #Money #DIY #Constructionindustry #Homeinsurance #Business #Insurance #Lifeandstyle #Homeimprovements #Homes #Energybills #Consumeraffairs #Extremeweather #UKweather #UKnews #TheGuardian #ZoeWood
Homeowners in England urged to check flood risk: ‘A third of people don’t realise’
By Matthew Taylor
Environment Agency warns residents of 6m properties to prepare for a wet and windy three months ahead
https://www.theguardian.com/environment/2026/sep/30/two-million-people-uk-unaware-flooding-risk
#Flooding #Environment #Extremeweather #Homeinsurance #Insurance #Property #Money #Climatecrisis #England #UKnews #EnvironmentAgency #UKweather #ElNiosouthernoscillation #Emergencyplanning #TheGuardian #MatthewTaylor
Homeowners in England urged to check flood risk: ‘A third of people don’t realise’ https://www.theguardian.com/environment/2026/sep/30/two-million-people-uk-unaware-flooding-risk #Flooding #Environment #ExtremeWeather #HomeInsurance #Insurance #Property #Money #ClimateCrisis #England #UkNews #EnvironmentAgency #UkWeather #ElNioSouthernOscillation #EmergencyPlanning
New UK homes in flood-risk areas could become uninsurable, says Aviva boss
By Julia Kollewe
Amanda Blanc says flooding threat is ‘absolutely increasing’, as she also warns ministers over ‘kite flying’ before budget
#Insuranceindustry #Aviva #Business #Homeinsurance #Insurance #Housingmarket #Property #Money #Flooding #Environment #UKnews #TheGuardian #JuliaKollewe
New UK homes in flood-risk areas could become uninsurable, says Aviva boss https://www.theguardian.com/business/2026/sep/29/new-uk-homes-flood-risk-areas-insurance-aviva-amanda-blanc-budget #InsuranceIndustry #Aviva #Business #HomeInsurance #Insurance #HousingMarket #Property #Money #Flooding #Environment #UkNews
LV= insurance is ignoring us while our house literally falls apart
By Anna Tims
We are living in a collapsing property because of cost-cutting and delays over our subsidence claim
#Insurance #Money #Property #LV #Business #Insuranceindustry #Homeinsurance #UKnews #TheGuardian #AnnaTims
Governor Announces TDI Action On Property Insurance Costs #austin #GregAbbott #HomeInsurance #homeowners #PropertyInsurance #RioGrandeValley #TexasBorderBusiness #TexasDepartmentOfInsurance https://texasborderbusiness.com/governor-announces-tdi-action-on-property-insurance-costs/
UK subsidence claims surge after hottest summer on record
By Julia Kollewe
Insurers in England and Wales tell of busy August with one reporting near-140% jump in claims
#Insuranceindustry #Homeinsurance #Insurance #Property #Extremeheat #Business #Money #Environment #Extremeweather #TheGuardian #JuliaKollewe
UK subsidence claims surge after hottest summer on record https://www.theguardian.com/business/2026/sep/05/uk-insurers-surge-subsidence-claims-hottest-summer-on-record #InsuranceIndustry #HomeInsurance #Insurance #Property #ExtremeHeat #Business #Money #Environment #ExtremeWeather
UK homeowners: has the hot weather damaged your property?
By Guardian community team
Are you dealing with subsidence or other issues caused by the hot weather?
#Homeinsurance #Property #Insurance #Money #TheGuardian #Guardiancommunityteam
"New research from NYU’s Stern School of Business and the University of British Columbia finds that insurer-initiated homeowners insurance non-renewals are associated with higher foreclosure rates, falling home values, weaker retail spending and declining homeownership.
The researchers argue that non-renewals represent something fundamentally different from higher insurance prices for many consumers."
Is your home protected against EV fire? Here’s what Malaysian Insurers have to say #bomba #cars #ev #evcharger #evfire #featured #fire #fireinsurance #homeinsurance #insurance #motorinsurance #news #piam #transport
https://soyacincau.com/2026/08/19/alam-damai-cheras-fire-is-your-home-protected-piam-responds/
"The fires have renewed attention on Europe's "protection gap" – the difference between total losses from disasters and the amount covered by insurance.
Spain's 2025 wildfires caused close to €5 billion in damage but "well under" €1 billion of that was insured.
The European Central Bank and the European Union's insurance regulator have warned that only a quarter of losses from climate-related catastrophes between 1980 and 2024 were insured."
https://www.reuters.com/legal/litigation/europes-wildfire-season-exposes-climate-insurance-gap-2026-08-04/
#HomeInsurance
Ah, nothing screams "customer service" like closing over half of home insurance #claims without paying a dime. 🏠🔒 Don’t worry, it’s not you, it's your browser's fault. Go ahead, disable all your defenses and hope for the best! 😂🤦♂️
https://www.expressnews.com/business/article/san-antonio-usaa-insurance-claims-rejected-22293061.php #customerservice #homeinsurance #fraud #browserissues #insurancefail #HackerNews #ngated
5 garden features to avoid that could invalidate insurance https://www.allforgardening.com/1825361/5-garden-features-to-avoid-that-could-invalidate-insurance/ #decking #DIYHacks #garden #GardenEquipment #GardenFeatures #gardening #GardeningUk #HomeInsurance #Insurance #outbuildings #patio #Sheds #trampolines #trees
Home insurance costs soared 45% in 6 years due to extreme weather: StatCan
"Fossil fuels are making our insurance premiums unaffordable and exposing us to financial ruin.
Here’s the good news: the solutions exist, they are affordable, and the public wants them. We can bring down the pollution premium by replacing fossil fuels with clean energy and making polluters pay."
https://350.org/out-of-pocket-pollution-premiums-the-real-cost-of-fossil-fuels-on-our-insurance-bills/
#HomeInsurance
"While coastal states like Florida have tended to face the worst of price hikes, inland areas have also seen costs rise in recent years following hail storms, wind damage and other disasters.
Inland states like Iowa and Nebraska have also seen sharp cost hikes as climate risks mount.
Climate change is enhancing conditions conducive to the most powerful hurricanes and it intensified [hurricane] Helene."
https://today.rtl.lu/news/world/climate-risks-fuel-insurance-costs-squeezing-us-households-even-inland-2099006781
#HomeInsurance
"Insurance firms, banks and consumer advocates have proposed a national plan to offer cheaper #HomeInsurance premiums and finance options to Australians who upgrade their properties to withstand natural disasters."
https://www.abc.net.au/news/2026-04-30/housing-resilience-action-plan-2030-home-insurance-affordability/106611170
"Worried about wildfires sending claims soaring this year, Canada's property and casualty insurers are pushing owners to flood- and fire-proof homes and urging the government to take climate issues more seriously despite economic turmoil."
https://www.reuters.com/sustainability/cop/canadian-insurers-fortify-homes-urge-carney-put-climate-first-wildfire-season-2026-04-14/
#HomeInsurance
State Farm is in Trump’s crosshairs over LA fires
https://www.msn.com/en-us/money/economy/state-farm-is-in-trump-s-crosshairs-over-la-fires/ar-AA1ZXKYd
#StateFarm #Wildfires #LosAngeles #HomeInsurance #PalisadesFire #EatonFire #Altedina
Between 2021 and 2024, #HomeInsurance costs increased by about 50% in Illinois, and this year, the state’s insurance rates are expected to climb about 5%.
Illinois-based insurance giants pointed to extreme weather as driving up costs. In 2024, only Texas reported more hail damage than Illinois.
“We are already seeing the impacts of the climate crisis show up in people’s monthly bills, and rising homeowners insurance costs are one of the clearest examples,” she said."
Seriously wrong: Flood-hit Lincolnshire residents at odds with Reform MP over climate change
Constituents’ frustration with Richard Tice reflects growing problem for party and its leaders’ climate-sceptic stance Boston, nestled at the northern end of the Fens, is on the frontline of the UK’s flooding crisis, which experts say could lead to some towns being abandoned as climate breakdown makes many areas uninsurable https://www.theguardian.com/environment/2026/mar/25/boston-lincolnshire-flooding-reform-uk-richard-tice-climate
[Australian] Banks face climate stress as home insurance crisis widens
"A widening insurance protection gap – the difference between the amount of insurance in place and the actual cost of recovery from a disaster – will create credit risk for banks which use residential property as the security for loans, based on a high-risk scenario for global warming."
https://www.afr.com/companies/financial-services/rising-premiums-to-force-more-homeowners-to-drop-insurance-apra-warns-20260323-p5rosn
#HomeInsurance
"Protection Gap Deepens: The share of uninsured homes in the U.S. has more than doubled—from 5% in 2019 to 12% in 2025—as the rising climate risk and market dynamics combine to limit the private insurance sector’s ability to close this gap."
https://ethicalmarketingnews.com/escalating-extreme-weather-risks-push-u-s-insurance-system-to-breaking-point
#HomeInsurance
A #Climate ‘Shock’ Is Eroding Some #Home Values. New Data Shows How Much.
Since 2018, a financial shock in the #homeinsurance market has meant that homes in the ZIP codes most exposed to hurricanes and wildfires would sell for an average of $43,900 less than they would otherwise, the research found.
In hail-prone Midwestern states, #insurance now more than 1/5 of homeowner’s housing payments, which include mortgage costs and property taxes.
https://www.nytimes.com/interactive/2025/11/19/climate/home-insurance-costs-real-estate-market.html
https://archive.ph/Hf9h9
"The Trump administration’s policies on climate, cutting funding to key programs, [and] reducing access to and limiting the collection of climate data are contributing to an increase in property insurance rates for homeowners, said insurance industry analysts and experts.
Steep tariffs on materials like lumber, steel, & aluminum are raising construction and repair costs, which will likely be passed on to consumers through higher home insurance premiums."
https://yaleclimateconnections.org/2025/12/trumps-anti-climate-policies-are-driving-up-insurance-costs-for-homeowners-say-experts/
#HomeInsurance
CPH Daily Bulletin 12/9/2025
REPORT: The #California #HomeInsurance Challenge in Eight Charts - Terner Center for Housing Innovation (UCB)
https://ternercenter.berkeley.edu/blog/the-california-home-insurance-challenge-in-eight-charts/
"Two homeowners in Washington state who have seen sharp increases in their home insurance premiums in recent years have brought a new lawsuit against major oil and gas companies—the first of its kind aiming to hold Big Oil responsible for climate-related spikes in insurance costs."
https://insideclimatenews.org/news/05122025/washington-homeowners-sue-oil-companies-over-insurance-rates/
#HomeInsurance
Alexandria homeowners: Discover personalized, affordable home insurance solutions with McEvoy Insurance. Comprehensive coverage tailored to protect your most valuable asset. Secure your home's future today! #HomeInsurance #Alexandria
CPH Daily Bulletin 9/16/2025
#California’s insurer of last resort would face more scrutiny under bill heading to Newsom’s desk
https://calmatters.org/economy/2025/09/fair-plan-bills-california/
"Climate change and extreme weather has been a factor into the steep hikes, with insured losses from extreme weather hitting a record $8.5 billion in 2024, a Canadian record. Such frequent, severe disasters, the company noted in the report, are driving up home insurance claims and expenses across the country, forcing insurers to raise premiums to keep pace with the heightened risk."
https://www.insauga.com/climate-change-extreme-weather-leading-to-soaring-home-insurance-rates-in-ontario-study/
#HomeInsurance
How Climate Risks Are Putting Home Insurance Out of Reach
“The insurance crisis in the U.S. is the canary in the coal mine, and the canary is dead,” says a former California official.
https://e360.yale.edu/features/climate-change-home-insurance
#HomeInsurance
CPH Daily Bulletin 9/6/2025
#California home insurer to drop 37,000 policies as part of nationwide withdrawal
I Found Out Just How Much a #HomeSecurity System Can Save on #HomeInsurance
We May Have to Take Climate Risks Into Our Own Hands Now
"The most meaningful thing you can do on your own is harden your own home against relevant disasters.
One of the only ways home hardening and mitigation makes a difference for insurance is when it’s done on a neighborhood scale. For instance, in 10 states, communities that have been certified as firewise through the National Fire Protection Association are able to get insurance discounts."
https://www.motherjones.com/environment/2025/07/home-hardening-diy-disaster-preparedness-climate-risk-fires-flooding-hurricanes/
#HomeInsurance