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#compounding — Public Fediverse posts

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  1. 3 returns, 3 very different waits to double £10,000:

    2% (a cash drift): 36 years.
    5% (a cautious mix): about 14 years.
    8% (long-run shares): 9 years.

    Thirty-odd years or nine, and the only difference is where the moneys parked while you sleep.

    #Investing #Compounding #UKPersonalFinance

  2. 72 is about the only maths you need here.

    Rule of 72 = years to double your money.

    At 3%: doubles in 24 years.
    At 6%: doubles in 12 years.
    At 9%: doubles in 8 years.

    Double the return and you roughly halve the wait.

    #Investing #Compounding #UKPersonalFinance

  3. Some days the market feels like it's only going one way — down. Microsoft spent most of 2026 falling, down 30% from its highs, with everyone questioning the AI spend. Then one quarter of solid numbers, and the stock added $450B in a single day — the largest one-day gain in Wall Street history.

    The lesson? Momentum is temporary. Fundamentals compound. Keep building when nobody's watching, and let the results speak when the time comes. #Investing #Markets #GrowthMindset #Compounding

  4. Interview #2: Should Index Funds Replace Children?

    What happens when a lifelong spreadsheet enthusiast concludes that children are the biggest obstacle to financial independence? In this exclusive interview, Charlie Context challenges Mr. Miles Spreadsheet's bold proposal to replace parenthood with index funds. What begins as a debate on compounding, passive investing, and early retirement gradually turns into a deeper question: Who are we really building wealth for? Expect spreadsheets, philosophy, awkward silences, and a Ministry inquiry that no financial planner saw coming.

    satiregpt.wordpress.com/2026/0

  5. Interview #2: Should Index Funds Replace Children?

    What happens when a lifelong spreadsheet enthusiast concludes that children are the biggest obstacle to financial independence? In this exclusive interview, Charlie Context challenges Mr. Miles Spreadsheet's bold proposal to replace parenthood with index funds. What begins as a debate on compounding, passive investing, and early retirement gradually turns into a deeper question: Who are we really building wealth for? Expect spreadsheets, philosophy, awkward silences, and a Ministry inquiry that no financial planner saw coming.

    satiregpt.wordpress.com/2026/0

  6. Jones Recants Past Criticism of Buffett, Cites 'Compounding' as Key

    Paul Tudor Jones re-evaluates his past criticism of Warren Buffett, now calling him the 'OG of Compounding' after studying his long-term investment success.

    #PaulTudorJones, #WarrenBuffett, #Compounding, #ValueInvesting, #MarketStrategy

    newsletter.tf/paul-tudor-jones

  7. Paul Tudor Jones, known for active trading, now admires Warren Buffett's long-term value investing and mastery of compound interest, a significant shift in his views.

    #PaulTudorJones, #WarrenBuffett, #Compounding, #ValueInvesting, #MarketStrategy
    newsletter.tf/paul-tudor-jones

  8. If you have basic health and average ability, you already have enough foundation to create real upside. What separates outcomes isn’t raw potential but how it’s applied. In business and life this is execution leverage, steady direction, disciplined habits, and smarter decisions. Small daily gains compound, a 1% improvement every day becomes ~38× in a year. The opportunity lies less in assets than in deliberately compounding them over time. #Execution #Compounding #Growth #Productivity

  9. "The most powerful force in nature is the steady, quiet drip of persistence." - Futurist Jim Carroll 

    A shoutout to my good friend Greg today!

    And I certainly appreciate the guy - he was one of the first to show up at the shopping mall at 8 am for my morning 'mall walks' when I was in the early stages of my spinal injury. (Jim Estill appeared, too, as did a few others! All are appreciated!)

    He and I have been good friends since our sons met in school some twenty years ago. A lot of golf together (Arizona!), a lot of talk about tech and business, and a lot of talk about how careers wind down.

    A lot has changed for Greg in a short period of time, and for me, there is a lot to learn from watching and encouraging him. First and foremost - real change isn't a single, grand event; it is the compounding effect of small, intentional choices. It’s the daily commitment to a process that isn't always visible, even when you’re right in the middle of it.

    And the thing is - momentum is built in those quiet moments. It's found through the simple habit of showing up and refusing to stop. It's also knowing that when the path gets difficult, the most reliable resource is the navigator who can guide you - because they’ve already been down the same road.

    Watching a friend hit their stride after putting in a lot of hard work is the ultimate reminder: the most certain way to get anywhere is to keep moving forward.

    ---

    Futurist Jim Carroll often finds his own inspiration in the hard work of others.

    **#Persistence** **#Momentum** **#Resilience** **#Discipline** **#Consistency** **#Progress** **#Endurance** **#Commitment** **#Growth** **#Purpose** **#Courage** **#Determination** **#Compounding** **#Forward** **#Stride**

    Original post: jimcarroll.com/2026/03/daily-i

  10. "The most powerful force in nature is the steady, quiet drip of persistence." - Futurist Jim Carroll 

    A shoutout to my good friend Greg today!

    And I certainly appreciate the guy - he was one of the first to show up at the shopping mall at 8 am for my morning 'mall walks' when I was in the early stages of my spinal injury. (Jim Estill appeared, too, as did a few others! All are appreciated!)

    He and I have been good friends since our sons met in school some twenty years ago. A lot of golf together (Arizona!), a lot of talk about tech and business, and a lot of talk about how careers wind down.

    A lot has changed for Greg in a short period of time, and for me, there is a lot to learn from watching and encouraging him. First and foremost - real change isn't a single, grand event; it is the compounding effect of small, intentional choices. It’s the daily commitment to a process that isn't always visible, even when you’re right in the middle of it.

    And the thing is - momentum is built in those quiet moments. It's found through the simple habit of showing up and refusing to stop. It's also knowing that when the path gets difficult, the most reliable resource is the navigator who can guide you - because they’ve already been down the same road.

    Watching a friend hit their stride after putting in a lot of hard work is the ultimate reminder: the most certain way to get anywhere is to keep moving forward.

    ---

    Futurist Jim Carroll often finds his own inspiration in the hard work of others.

    **#Persistence** **#Momentum** **#Resilience** **#Discipline** **#Consistency** **#Progress** **#Endurance** **#Commitment** **#Growth** **#Purpose** **#Courage** **#Determination** **#Compounding** **#Forward** **#Stride**

    Original post: jimcarroll.com/2026/03/daily-i

  11. Your body is either compounding or declining. There is no neutral. Every day you skip, decline wins a tiny fraction. Every day you move, compounding wins. 10 minutes tips the balance in your favor permanently. FL10 — link in bio. #discipline #compounding #fitness

  12. Small actions stacked daily become an unrecognizable life in a year. Not dramatic changes. Tiny ones. 10 minutes of movement. Every day. Compounding works on your body the same way it works on your money. FL10 — link in bio. #discipline #compounding #fitness

  13. A quotation from Josh Billings

    I dont know ov enny thing more remorseless, on the face ov the earth, than 7 per cent interest.
     
    [I don’t know of anything more remorseless on the face of the earth than 7 percent interest.]

    Josh Billings (1818-1885) American humorist, aphorist [pseud. of Henry Wheeler Shaw]
    Josh Billings’ Farmer’s Allminax, 1871-03 (1871 ed.)

    More about this quote: wist.info/billings-josh/82010/

    #quote #quotes #quotation #qotd #joshbillings #compounding #debt #interest #loan #remorselessness #relentlessness #unrelenting

  14. A quotation from Josh Billings

    I dont know ov enny thing more remorseless, on the face ov the earth, than 7 per cent interest.
     
    [I don’t know of anything more remorseless on the face of the earth than 7 percent interest.]

    Josh Billings (1818-1885) American humorist, aphorist [pseud. of Henry Wheeler Shaw]
    Josh Billings’ Farmer’s Allminax, 1871-03 (1871 ed.)

    More about this quote: wist.info/billings-josh/82010/

    #quote #quotes #quotation #qotd #joshbillings #compounding #debt #interest #loan #remorselessness #relentlessness #unrelenting

  15. One percent daily improvement compounds to 37x yearly improvement. Winners think in decades, act in days. Patient with process. Relentless with consistency. Overnight success takes years. That's the third edge. #Compounding #GrowthMindset

  16. One percent daily improvement compounds to 37x yearly improvement. Winners think in decades, act in days. Patient with process. Relentless with consistency. Overnight success takes years. That's the third edge. #Compounding #GrowthMindset

  17. AI is trending. Companies are racing to add it to their pitch.

    Compounding has been creating wealth for decades. My Roth IRA grows because I reinvest and stay consistent — not by chasing hype.

    Which AI companies do you think will still matter 10 years from now?

    #StoneCapitalGrowth #InvestingJourney #DividendInvesting #Compounding #FinancialFreedom #Markets #SocialMedia

  18. "Experiment learn repeat. The only formula you need!" - Futurist Jim Carroll

    Wrap your head around the growth of knowledge - and what you need to enhance your knowledge to deal with its reality.

    You should know that you don't know what you need to know.

    You should know that you need to know it.

    And then, set out to know it.

    When you do so, know that you can only know if you get involved with it.

    Get involved with it.

    You'll probahttps://elk.zone/composebly fail.

    But that's ok because you've learned about it,

    So do it again.

    Put this on repeat.

    Compound what you know.

    That's what you need to know. Warren Buffet said it best:

    “Read 500 pages every day. That’s how knowledge works. It builds up, like compound interest. All of you can do it, but I guarantee not many of you will do it.”

    Call it just-in-time knowledge on steroids.

    #Experiment #Learning #Knowledge #Growth #Compounding #Iteration #Failure #Progress #Development #Mastery

    Original post: jimcarroll.com/2025/06/decodin

  19. "Experiment learn repeat. The only formula you need!" - Futurist Jim Carroll

    Wrap your head around the growth of knowledge - and what you need to enhance your knowledge to deal with its reality.

    You should know that you don't know what you need to know.

    You should know that you need to know it.

    And then, set out to know it.

    When you do so, know that you can only know if you get involved with it.

    Get involved with it.

    You'll probahttps://elk.zone/composebly fail.

    But that's ok because you've learned about it,

    So do it again.

    Put this on repeat.

    Compound what you know.

    That's what you need to know. Warren Buffet said it best:

    “Read 500 pages every day. That’s how knowledge works. It builds up, like compound interest. All of you can do it, but I guarantee not many of you will do it.”

    Call it just-in-time knowledge on steroids.

    #Experiment #Learning #Knowledge #Growth #Compounding #Iteration #Failure #Progress #Development #Mastery

    Original post: jimcarroll.com/2025/06/decodin

  20. Soil moisture–atmosphere coupling accelerates global warming nature.com/articles/s41467-023

    This is a #compounding factor often ignored or inadequately accounted for in #ClimateEmergency predictions.

    as the atmo warms, it becomes a bigger sponge essentially sucking moisture out of #soils. Without surface moisture to evaporate (thus cooling surrounding air) during heatwaves temperatures are as much as 30% higher than if soils were moist - an additional 0.5C of global warming by 2100.

  21. Soil moisture–atmosphere coupling accelerates global warming nature.com/articles/s41467-023

    This is a #compounding factor often ignored or inadequately accounted for in #ClimateEmergency predictions.

    as the atmo warms, it becomes a bigger sponge essentially sucking moisture out of #soils. Without surface moisture to evaporate (thus cooling surrounding air) during heatwaves temperatures are as much as 30% higher than if soils were moist - an additional 0.5C of global warming by 2100.

  22. The #California #Reparations Report Task Force to Study and Develop Reparation Proposals for #AfricanAmericans The final report surveys the ongoing and #compounding #harms experienced by African Americans as a result of #slavery and its lingering effects on American society today, and proposes a comprehensive reparations plan in satisfaction of the direction set forth by the Legislature in AB 3121 (2020). oag.ca.gov/ab3121/report#:~:te #LegalResearch #legislation

  23. Focus on the system. Build healthy long lasting habits.