#cashlessconsumer — Public Fediverse posts
Live and recent posts from across the Fediverse tagged #cashlessconsumer, aggregated by home.social.
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#CashlessConsumer defining RBI #CBDC - e Rupee Retail / e₹-R
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#CashlessConsumer defining RBI #CBDC - e Rupee Retail / e₹-R
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#CashlessConsumer defining RBI #CBDC - e Rupee Retail / e₹-R
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#cashlessconsumer - Planning to aggregate - How India pays - send us any interesting QR, PoS payment experience photos. Give @cashlessconsumr a follow
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#cashlessconsumer - Planning to aggregate - How India pays - send us any interesting QR, PoS payment experience photos. Give @cashlessconsumr a follow
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#cashlessconsumer - Planning to aggregate - How India pays - send us any interesting QR, PoS payment experience photos. Give @cashlessconsumr a follow
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#Aadhaar enabled #UPI onboarding now live on #PhonePe
#CashlessConsumer cautions of heightened fraud particularly those with #PMJDY accounts
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#Aadhaar enabled #UPI onboarding now live on #PhonePe
#CashlessConsumer cautions of heightened fraud particularly those with #PMJDY accounts
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#Aadhaar enabled #UPI onboarding now live on #PhonePe
#CashlessConsumer cautions of heightened fraud particularly those with #PMJDY accounts
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#Aadhaar enabled #UPI onboarding now live on #PhonePe
#CashlessConsumer cautions of heightened fraud particularly those with #PMJDY accounts
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#Aadhaar enabled #UPI onboarding now live on #PhonePe
#CashlessConsumer cautions of heightened fraud particularly those with #PMJDY accounts
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#Aadhaar enabled #UPI onboarding now live on #PhonePe
#CashlessConsumer cautions of heightened fraud particularly those with #PMJDY accounts
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Disclosing upfront, I wrote 3 stories (op-ed) pieces for #CashlessConsumer on digital payments.
The most recent one mentioned #TekFog in pass by manner - while trying to convey impact of payments data disclosure by Razorpay.
https://thewire.in/tech/razorpay-alt-news-controversy-digital-payments-privacy
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Disclosing upfront, I wrote 3 stories (op-ed) pieces for #CashlessConsumer on digital payments.
The most recent one mentioned #TekFog in pass by manner - while trying to convey impact of payments data disclosure by Razorpay.
https://thewire.in/tech/razorpay-alt-news-controversy-digital-payments-privacy
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What @RBI won't tell you is there is no way to set limits for #UPI and #Aadhaar, where frauds can and do happen without limits. @RBIsays @DasShaktikanta @nsitharaman #CashlessConsumer
Limits are only available for cards and this parity is anti competitive.
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RT @GoI_MeitY
#DigitalIndia | India, do digital transactions safely & securely! Switch on, off or set, & modify transaction limits for all card transactions.@RBI kehta hai jaanka…
https://twitter.com/GoI_MeitY/status/1579722803796140033 -
What @RBI won't tell you is there is no way to set limits for #UPI and #Aadhaar, where frauds can and do happen without limits. @RBIsays @DasShaktikanta @nsitharaman #CashlessConsumer
Limits are only available for cards and this parity is anti competitive.
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RT @GoI_MeitY
#DigitalIndia | India, do digital transactions safely & securely! Switch on, off or set, & modify transaction limits for all card transactions.@RBI kehta hai jaanka…
https://twitter.com/GoI_MeitY/status/1579722803796140033 -
I have been relatively off from #CashlessConsumer, but its that time now - #PaymentsPricing (public) consultation is due on Oct 3 for "Discussion Paper on Charges in Payment Systems" https://www.rbi.org.in/Scripts/PublicationsView.aspx?id=21082
🧵 to keep track of conversations and then will eventually answer 40 Q -
I have been relatively off from #CashlessConsumer, but its that time now - #PaymentsPricing (public) consultation is due on Oct 3 for "Discussion Paper on Charges in Payment Systems" https://www.rbi.org.in/Scripts/PublicationsView.aspx?id=21082
🧵 to keep track of conversations and then will eventually answer 40 Q -
#BlastFromThePast #SEBI being black box on #UPI #IPO
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RT @logic
#CashlessConsumer #RTI We asked @SEBI_India about the public consultation held for changing the listing process using #UPI. Information denied, because "public" consultation discuss national security concerns.Appeal has been filed
#RegulatoryTransparency #PublicConsultation
https://twitter.com/logic/status/1065906965312880641 -
#BlastFromThePast #SEBI being black box on #UPI #IPO
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RT @logic
#CashlessConsumer #RTI We asked @SEBI_India about the public consultation held for changing the listing process using #UPI. Information denied, because "public" consultation discuss national security concerns.Appeal has been filed
#RegulatoryTransparency #PublicConsultation
https://twitter.com/logic/status/1065906965312880641 -
#CashlessConsumer #RTI #Opendata on SMS campaign by @RBIsays
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#CashlessConsumer #RTI #Opendata on SMS campaign by @RBIsays
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India’s open banking revolution is here, but convenience comes at a price https://restofworld.org/2022/newsletter-south-asia-account-aggregators/ via @restofworld
#CashlessConsumer - Early thoughts on privacy aspects of #AccountAggregator - and complete lack of counterparty privacy.
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India’s open banking revolution is here, but convenience comes at a price https://restofworld.org/2022/newsletter-south-asia-account-aggregators/ via @restofworld
#CashlessConsumer - Early thoughts on privacy aspects of #AccountAggregator - and complete lack of counterparty privacy.
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#CashlessConsumer had noted about this geo-coord collection for every txn as a key surveillance concern back in 2017 - https://medium.com/cashlessconsumer/ambigous-specification-doesnt-give-clarity-on-surveillance-e5b31c5abea
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#CashlessConsumer had noted about this geo-coord collection for every txn as a key surveillance concern back in 2017 - https://medium.com/cashlessconsumer/ambigous-specification-doesnt-give-clarity-on-surveillance-e5b31c5abea
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#CashlessConsumer followed for 2 years with #RBI to stop this consent-less fetch of bill data by fintechs - the free data leak of all bills continues with #BBPS and that includes school fees.
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#CashlessConsumer followed for 2 years with #RBI to stop this consent-less fetch of bill data by fintechs - the free data leak of all bills continues with #BBPS and that includes school fees.
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The #Aadhaar dashboard stat archiver data was useful in doing #OSINT analysis for #BFILConsentScam
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RT @logic
Does this give a hint on #BFILConsentScam ? Join #CashlessConsumer #DigitalLendingWatchTower on Feb 12 as we release a citizen's fact finding report on the whistleblower claim. RSVP - https://hasgeek.com/cashlessconsumer/digital-lending-watchtower/
https://twitter.com/logic/status/1488828504712294401 -
#CashlessConsumer #RTI Data from @RBI Integrated Ombudsman (IOS).
Just me or is it looking too good to be true?
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#CashlessConsumer #FASTag #Opendata
🗺️Map of 1031 🚧toll plazas in #India with @FASTag_NETC
Interactive map 👉-https://datawrapper.dwcdn.net/jNDxr/2/
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More small victories. @iunesl has now removed "Acceptance of Financial Information for individuals from Regulated Financial Credit Card Providers" from their 2022 price list entirely, hopefully no longer collect such data. #SaveOurPrivacy #CashlessConsumer cc @sarveshmathi
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This #AmbedkarJayanti - we need him more than ever, as a key construct of the economy - currency - is going to undergo 'experimentation' with #CBDC this year.
#CashlessConsumer wishes for a digital currency that is fair and just & in line with constitutional values. #JaiBhim
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#CashlessConsumer @NPCI_NPCI mandates all #UPI ecosystem participants to enable reversal processing for Online Dispute Resolution #ODR by Sep 30, 2022 failing which they will be barred from onboarding new customers.🥢
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The (well meaning) policy of @RBI to redacting respondant info and providing only the response to consultation means - #CashlessConsumer can be interpreted as 'industry' :)
We need to have open public consultations - 'semi-private' consultations are not doing good.
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#RTI #CashlessConsumer highlighted multiple structural issues (some beyond RBI and needing a legislative amendment) in #NUELicensing #BlastFromThePast https://docs.google.com/document/u/1/d/e/2PACX-1vSYbrgKj-pQeKAMk1RZ_3ewjTbbXo75VS9K85kzqaRQN6V_OeDOfen1iDZ0S0-eGXJ0XscRfkODERBM/pub
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RT @ShritamaBose
Industry found RBI’s draft NUE framework premature, shows RTI response https://www.financialexpress.com/industry/banking-finance/indus…
https://twitter.com/ShritamaBose/status/1506481867888885762 -
So @NPCI_NPCI extended the compliance deadline to June 30, 2022. #CashlessConsumer will write to @RBI @jagograhakjago and seek to implement controls on this Aadhaar based #UPI PIN reset
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#CashlessConsumer, @internetfreedom & everyone wanting a #FairDigitalFinance, want regulatory action around acts of omission causing consumer harm.
@RBI is yet to say a word on #BFILConsent, even as it had knowledge of it for more than 6 months.We demand releasing audit report
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RT @internetfreedom
Bharat Financial Inclusion Limited disbursed 84,000 loans without getting the customer consent recorded. This digital lending prac…
https://twitter.com/internetfreedom/status/1503970279810543616 -
On #WorldConsumerRightsDay themed on #FairDigitalFinance - today's #HallOfShame is for @olamoney_in for this deemed consent to credit information upon it sending a mail, unless opted out within 10 days.
#CashlessConsumer will list #HallOfShame on unfair digital finance practices
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I had talked about this ease of orchestration of events to generate data trails in response to interview by
@tripti2994 for @iNetDemocracy research on #AccountAggregator and #Data based lending---
RT @logic
Thanks for publishing the study and in the interest of adding knowledge to ecosystem + others studying it, publishing my responses that were given for the study in Nov 2020.#Consent #DataTrading #AccountAggregator #CashlessConsumer h…
https://twitter.com/logic/status/1481633096558870538 -
The @timesofindia story at the start of thread refers to compliance of this @UPI_NPCI circular is due by Mar 15 and customers can (re)set UPI PIN without debit card, just by #Aadhaar OTP. This might help the feature phone user, who was denied debit card
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RT @logic
#CashlessConsumer NPCI proposes adding #Aadhaar OTP based #UPI PIN reset from 2022.Towards #CardlessIndia - This feature needs bank linked to Aadhaar and Aadhaar linked to s…
https://twitter.com/logic/status/1438054033390977024 -
The @RBI is already guilty of building privacy violating, extra-legal, super surveillance database in a non-transparent manner (and calling it #PublicCreditRegistry), now it wants credit card statements of all consumers to be uploaded to one database?
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RT @logic
#CashlessConsumer #RTI We asked @RBI about #PCRRole of 'Public' / Law in #PublicCreditRegistry - NIL #SaveOurPrivacy
#RegulatoryTransparency @RBI
https://twitter.com/logic/status/1066966311538999296 -
#CashlessConsumer demands @AmexIndia provide clarification on the matter.
@suchetadalal @MoneylifeIndia @internetfreedom @nixxin @artijourno @tam_arund @advait_px
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#CashlessConsumer #Data @vinayakh alerted us about the following email that is being sent to @AmexIndia card holders. This is wrong on so many counts and is essentially sharing data citing incorrect reading of an irrelevant policy. 🧵
cc @internetfreedom @suchetadalal @nixxin
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#CashlessConsumer #Opendata - List of 20557 billers on #BBPS @BharatBillPay Bulk of them ( >15000) are school / colleges, while the rest are lenders, utilities, clubs etc. https://docs.google.com/spreadsheets/d/e/2PACX-1vQ2kXvkXxogKoJE25jdbYN41nMq9FmFHIUEqBlqzEY-2FJ-XfSaVFAoYOOhdsfO-z07KiATR98xOhVK/pubhtml?gid=1395579536&single=true
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RT @logic
@tam_arund @beastoftraal 15000 + education billers in BBPS means - fee payment is also 'Nandanis…
https://twitter.com/logic/status/1498509697946554371 -
Beware of anyone who says Bharat. Good for your money!
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RT @logic
While the fintech has all been on #BharatPe, there was an equally interesting corporate turf war in #BharatFinancial that led to whistle blower report that got $INDUSINDBK tank 10%.
Join #CashlessConsumer #DigitalLendingWatchTower as we release full report https://hasgeek.com/cashlessconsumer/digital-lending-watchtower/
https://twitter.com/logic/status/1489550121939640321 -
While the fintech has all been on #BharatPe, there was an equally interesting corporate turf war in #BharatFinancial that led to whistle blower report that got $INDUSINDBK tank 10%.
Join #CashlessConsumer #DigitalLendingWatchTower as we release full report https://hasgeek.com/cashlessconsumer/digital-lending-watchtower/ -
Digital lending, app-based lending, small ticket loans - all these get discussed in the press often along side the abuses involved in loan recovery processes. Join @NadjaNadika and others to get insights into rights and protection available to the consumer.
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RT @logic
#CashlessConsumer - #DigitalLendingWatchTowerConsumer Protection in Digital Lending - Hear @artijourno @benichugh @prasanto & Ravi Sethia discuss @RBI report on #DigitalLe…
https://twitter.com/logic/status/1480488619361984512 -
#CashlessConsumer #Opendata We updated the #NPCI Shareholding tracker with latest data and some graphs
https://docs.google.com/spreadsheets/d/1nDlQBPh2hM9US6QKjzcR1pIYiqLTnCmeZeY3A_layb8/edit?usp=sharing