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#1692e — Public Fediverse posts

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  1. Reporting false information on a credit report violates the FDCPA, the federal law governing debt collection.

    And when they break the law, you can sue, wipe out the debt, and put money in your pocket.

    Because when debt collectors break the law, they owe you money, not the other way around.

    #FDCPA #1692e #CreditReports #FCRA

  2. Reporting false information on a credit report violates the FDCPA, the federal law governing debt collection.

    And when they break the law, you can sue, wipe out the debt, and put money in your pocket.

    Because when debt collectors break the law, they owe you money, not the other way around.

    #FDCPA #1692e #CreditReports #FCRA

  3. Pull all three of your credit reports. Look at everything the debt collector is saying about the account: balance, date of last payment, date the item will be removed, and so on.

    If the debt collector is reporting the truth, all three reports should match.

    If there's a difference, they've lied to someone.

    👇

    #FDCPA #1692e #CreditReports #FCRA

  4. Pull all three of your credit reports. Look at everything the debt collector is saying about the account: balance, date of last payment, date the item will be removed, and so on.

    If the debt collector is reporting the truth, all three reports should match.

    If there's a difference, they've lied to someone.

    👇

    #FDCPA #1692e #CreditReports #FCRA

  5. My favorite way to catch debt collectors in a lie is by playing a simple kid's game:

    "One of these things is not like the other."

    It's easy.

    👇

    #FDCPA #1692e #CreditReports #FCRA

  6. My favorite way to catch debt collectors in a lie is by playing a simple kid's game:

    "One of these things is not like the other."

    It's easy.

    👇

    #FDCPA #1692e #CreditReports #FCRA