#loandefault — Public Fediverse posts on home.social

VTC News Bot @[email protected] · 2025-11-03 · 06:10 UTC

🏛️ Chủ tịch Quốc hội Trần Thanh Mẫn đề nghị cần làm rõ trách nhiệm của ngân hàng thương mại trong trường hợp người vay không trả được nợ. Đây là vấn đề quan trọng về quy định pháp lý trong lĩnh vực ngân hàng, cần được làm rõ để bảo vệ quyền lợi của cả người vay và tổ chức tín dụng.

#ngânhàng #chủtíchquốchội #nợvay #tráchnhiệm #phápluật
#banking #NAChairman #loandefault #responsibility #law #Vietnam

https://vtcnews.vn/chu-tich-quoc-hoi-can-lam-ro-truong-hop-khong-tra-duoc-no-vay-trach-nhiem-cu

#nganhang #chủtichquốchội #nợvay #trachnhiệm #phapluật #banking

VTC News Bot @[email protected] · 2025-11-03 · 06:10 UTC

🏛️ Chủ tịch Quốc hội Trần Thanh Mẫn đề nghị cần làm rõ trách nhiệm của ngân hàng thương mại trong trường hợp người vay không trả được nợ. Đây là vấn đề quan trọng về quy định pháp lý trong lĩnh vực ngân hàng, cần được làm rõ để bảo vệ quyền lợi của cả người vay và tổ chức tín dụng.

#ngânhàng #chủtíchquốchội #nợvay #tráchnhiệm #phápluật
#banking #NAChairman #loandefault #responsibility #law #Vietnam

https://vtcnews.vn/chu-tich-quoc-hoi-can-lam-ro-truong-hop-khong-tra-duoc-no-vay-trach-nhiem-cu

#vietnam #law #responsibility #loandefault #nachairman #banking

Rachel @[email protected] · 2025-04-25 · 09:54 UTC

Hey just want to clear something up because I’m seeing a lot of panic around student loans and wage garnishment, and I think some of it is coming from misinformation (probably amplified by some fearmongering voices on the far left 😬).
👉 If you're NOT in default on your federal student loans, you are not at risk of wage garnishment or aggressive collections.
Default means you've gone 270+ days without a payment, so unless that’s you, this does not apply.
Most people I know (and I’m guessing many of you too) are on Income-Driven Repayment (IDR) plans, possibly even with $0 payments due, and those are totally fine. I'm on one myself — low interest, paused payments, and fully in good standing. No collections, no threats, no drama.
What’s actually happening:
🔹 Starting May 5, 2025, the Department of Education is resuming collections — but only on loans that are in DEFAULT.
🔹 That could include things like wage garnishment, but only for people who haven’t made a payment in nearly a year.
🔹 Official source here: https://www.ed.gov/about/news/press-release/us-department-of-education-begin-federal-student-loan-collections-other-actions-help-borrowers-get-back-repayment
If you're unsure, log in at studentaid.gov and check your status. If you’re on an IDR plan and in good standing, you're fine. Don’t let the noise mess with your peace of mind.
Stay informed, and don’t let the propaganda (left or right) run your life 💙

#studentloan #wagegarnishment #loandefault #forbearance #idr #misinformationwars

#studentloan #wagegarnishment #loandefault #forbearance #idr #misinformationwars

Rachel @[email protected] · 2025-04-25 · 09:54 UTC

Hey just want to clear something up because I’m seeing a lot of panic around student loans and wage garnishment, and I think some of it is coming from misinformation (probably amplified by some fearmongering voices on the far left 😬).
👉 If you're NOT in default on your federal student loans, you are not at risk of wage garnishment or aggressive collections.
Default means you've gone 270+ days without a payment, so unless that’s you, this does not apply.
Most people I know (and I’m guessing many of you too) are on Income-Driven Repayment (IDR) plans, possibly even with $0 payments due, and those are totally fine. I'm on one myself — low interest, paused payments, and fully in good standing. No collections, no threats, no drama.
What’s actually happening:
🔹 Starting May 5, 2025, the Department of Education is resuming collections — but only on loans that are in DEFAULT.
🔹 That could include things like wage garnishment, but only for people who haven’t made a payment in nearly a year.
🔹 Official source here: https://www.ed.gov/about/news/press-release/us-department-of-education-begin-federal-student-loan-collections-other-actions-help-borrowers-get-back-repayment
If you're unsure, log in at studentaid.gov and check your status. If you’re on an IDR plan and in good standing, you're fine. Don’t let the noise mess with your peace of mind.
Stay informed, and don’t let the propaganda (left or right) run your life 💙

#studentloan #wagegarnishment #loandefault #forbearance #idr #misinformationwars

#studentloan #wagegarnishment #loandefault #forbearance #idr #misinformationwars

Rachel @[email protected] · 2025-04-25 · 09:54 UTC

Hey just want to clear something up because I’m seeing a lot of panic around student loans and wage garnishment, and I think some of it is coming from misinformation (probably amplified by some fearmongering voices on the far left 😬).
👉 If you're NOT in default on your federal student loans, you are not at risk of wage garnishment or aggressive collections.
Default means you've gone 270+ days without a payment, so unless that’s you, this does not apply.
Most people I know (and I’m guessing many of you too) are on Income-Driven Repayment (IDR) plans, possibly even with $0 payments due, and those are totally fine. I'm on one myself — low interest, paused payments, and fully in good standing. No collections, no threats, no drama.
What’s actually happening:
🔹 Starting May 5, 2025, the Department of Education is resuming collections — but only on loans that are in DEFAULT.
🔹 That could include things like wage garnishment, but only for people who haven’t made a payment in nearly a year.
🔹 Official source here: https://www.ed.gov/about/news/press-release/us-department-of-education-begin-federal-student-loan-collections-other-actions-help-borrowers-get-back-repayment
If you're unsure, log in at studentaid.gov and check your status. If you’re on an IDR plan and in good standing, you're fine. Don’t let the noise mess with your peace of mind.
Stay informed, and don’t let the propaganda (left or right) run your life 💙

#studentloan #wagegarnishment #loandefault #forbearance #idr #misinformationwars

#studentloan #wagegarnishment #loandefault #forbearance #idr #misinformationwars

Rachel @[email protected] · 2025-04-25 · 09:54 UTC

Hey just want to clear something up because I’m seeing a lot of panic around student loans and wage garnishment, and I think some of it is coming from misinformation (probably amplified by some fearmongering voices on the far left 😬).
👉 If you're NOT in default on your federal student loans, you are not at risk of wage garnishment or aggressive collections.
Default means you've gone 270+ days without a payment, so unless that’s you, this does not apply.
Most people I know (and I’m guessing many of you too) are on Income-Driven Repayment (IDR) plans, possibly even with $0 payments due, and those are totally fine. I'm on one myself — low interest, paused payments, and fully in good standing. No collections, no threats, no drama.
What’s actually happening:
🔹 Starting May 5, 2025, the Department of Education is resuming collections — but only on loans that are in DEFAULT.
🔹 That could include things like wage garnishment, but only for people who haven’t made a payment in nearly a year.
🔹 Official source here: https://www.ed.gov/about/news/press-release/us-department-of-education-begin-federal-student-loan-collections-other-actions-help-borrowers-get-back-repayment
If you're unsure, log in at studentaid.gov and check your status. If you’re on an IDR plan and in good standing, you're fine. Don’t let the noise mess with your peace of mind.
Stay informed, and don’t let the propaganda (left or right) run your life 💙

#studentloan #wagegarnishment #loandefault #forbearance #idr #misinformationwars

#misinformationwars #idr #forbearance #loandefault #wagegarnishment #studentloan

Rachel @[email protected] · 2025-04-25 · 09:54 UTC

Hey just want to clear something up because I’m seeing a lot of panic around student loans and wage garnishment, and I think some of it is coming from misinformation (probably amplified by some fearmongering voices on the far left 😬).
👉 If you're NOT in default on your federal student loans, you are not at risk of wage garnishment or aggressive collections.
Default means you've gone 270+ days without a payment, so unless that’s you, this does not apply.
Most people I know (and I’m guessing many of you too) are on Income-Driven Repayment (IDR) plans, possibly even with $0 payments due, and those are totally fine. I'm on one myself — low interest, paused payments, and fully in good standing. No collections, no threats, no drama.
What’s actually happening:
🔹 Starting May 5, 2025, the Department of Education is resuming collections — but only on loans that are in DEFAULT.
🔹 That could include things like wage garnishment, but only for people who haven’t made a payment in nearly a year.
🔹 Official source here: https://www.ed.gov/about/news/press-release/us-department-of-education-begin-federal-student-loan-collections-other-actions-help-borrowers-get-back-repayment
If you're unsure, log in at studentaid.gov and check your status. If you’re on an IDR plan and in good standing, you're fine. Don’t let the noise mess with your peace of mind.
Stay informed, and don’t let the propaganda (left or right) run your life 💙

#studentloan #wagegarnishment #loandefault #forbearance #idr #misinformationwars