#duitnow — Public Fediverse posts

I have just learned why there isn't much cryptocurrency usage in Malaysia. Although there is the MYRC Malaysian Ringgit Coin project, it is very rare to find anyone using it. This is because the Malaysian Ringgit is not yet obsolete, and there are many central and commercial banks, as well as e-wallet apps, which are more relevant and reliable to use than even a single token of cryptocurrency in transactions.

#fintech #malaysia #cryptocurrency #duitnow #ewallet #banking #economics #technology

TNG eWallet can now be used for salary payments nationwide, over RM5.7 billion in wages disbursed in 2026 #digitallife #duitnow #ewallet #jtksarawak #news #salarypayments #sarawak #tngdigital #tngewallet

https://soyacincau.com/2026/08/21/tng-ewallet-receive-salary-payment-malaysia-jtk-sarawak/

TNG eWallet can now be used for salary payments nationwide, over RM5.7 billion in wages disbursed in 2026 #digitallife #duitnow #ewallet #jtksarawak #news #salarypayments #sarawak #tngdigital #tngewallet

https://soyacincau.com/2026/08/21/tng-ewallet-receive-salary-payment-malaysia-jtk-sarawak/

Seriously, I've long not used cash... ever, for years, given how extremely common #QR payments and #NFC payments are everywhere here (MY). Even at your local pasar (markets) and roadside stalls. This makes me not a fan of traveling to anywhere else where this isn't true, cos I hate having extra foreign notes and especially coins after a trip.

I'm going to #Bali soon. I heard QR payments (#QRIS) is popular and maybe even common in at least the city parts of #Indonesia (Jakarta, Bandung, etc.). I hope that's just as true in Bali? I'm expecting to make payments at like eateries, konbinis, tourist spots (for tickets n such), souvenir shops, massage/beauty parlors, etc. Would I need cash for these? I do expect needing to have some cash for 'parking jockeys' as tips (and emergencies ofc).

Most of my money for this trip, like I do anywhere else, will be in #Wise tho. I'll just add some money in my local currency (MYR), then for card payments, I'll just use #ApplePay and it'll auto convert n charge me in IDR. For QR payments, Wise unfortunately does not support QRIS, so I'll either use my local bank (#Maybank) since MY's #DuitNow supports QRIS, or do the same as I've done in #Thailand where I make QR payments using #TnGeWallet, which charges my Wise card. For cash, I'll bring just a little bit from home, then withdraw anything necessary from ATMs there with my physical Wise card - as it seems that at least for certain ATMs in Bali, they charge nothing for cash withdrawals (unlike Thailand). That'd help avoid exchanging too many bank notes from home.

#Wise supports Malaysia's #DuitNow QR payments now, which is great - it now supports a bunch of the other ASEAN QR payments too. I assumed that meant they also support Indonesia's #QRIS, but seems not... so that's kind of ass. Thought it's perfect timing ahead of my Bali trip, being able to pay using Wise through QRIS, but I guess not. I could, by using my bank directly though, but obviously that wouldn't have as good rates.

🔗 https://wise.com/help/articles/7cYlC8lKqbgjNNmlXyYtFL/how-can-i-pay-with-a-qr-code

Wise rolls out DuitNow QR and DuitNow fund transfer feature in Malaysia #apps #digitallife #duitnow #duitnowqr #duitnowtransfer #news #paynet #wise #wisemalaysia

https://soyacincau.com/2026/07/30/wise-now-supports-duitnow-qr-and-duitnow-fund-transfers-in-malaysia/

Paydibs strengthens DuitNow QR support with direct PayNet integration #apps #digitallife #duitnow #duitnowqr #featured #news #paydibs #paynet

https://soyacincau.com/2026/05/12/paydibs-direct-paynet-duitnow-qr-access/

PayNet: Malaysia Hit 8.44 Billion Cashless Transactions In 2025 #duitnow #fintech #paynet

https://www.lowyat.net/2026/390733/paynet-malaysia-hit-8-44-billion-cashless-transactions-in-2025/

MCash eWallet now supports DuitNow QR and DuitNow Transfers #digitallife #duitnow #duitnowqr #ewallet #fundtransfers #mcash #news #paynet

https://soyacincau.com/2026/03/17/mcash-paynet-supports-duitnow-qr-and-duitnow-transfers/

I think what hurts the #QR payment method branding the most is how even when it's advertised as it just works, even across countries, it's not that uncommon for there to be some weird gotchas.

For example, even within Malaysia itself, dumbasses like #TouchNGo loves 'gatekeeping' some QR payment options to only work with their e-Wallet and not the national standard, #DuitNow. In other cases, there might be instances where you'd think paying to this QR would work when that QR works and they all look the same - turns out that's not the case cos one's a merchant QR and the other's a personal QR. Pretty fucking dumb and unnecessary distinction/incompatibility (imo).

Same experience when going abroad e.g. Thailand. Some QRs, you could make payments to it. Other QRs, even when they're branding the same 'logo' e.g. #ThaiQR, it ends up not working cos of some arbitrary distinction. They really gotta fix this. Now, I'm wondering if it's the same experience for travellers coming to Indonesia.. I gotta find a 'merchant' QR and a 'personal' QR to see if I could scan and make payments to them.

eeeeee Singapore got #Apple Tap to Pay first aaaaaa - which is expected lmao but bruhhhh Malaysia next please. being able to turn any #iPhone, even old ones, into an #NFC enabled payment (receiving) device without needing an #Android phone + some dodgy, third-party app/subscription would be really nice. would def allow #ApplePay to be widespread at your foodcourts n pasar malam instead of just #DuitNow QR.

RE: https://mastodon.social/users/macrumors/statuses/115649387335248977

I know no one uses #Lazada anymore lol but pretty cool to see that while they're.. weirdly left behind in terms of payment methods and does not support #ApplePay (perhaps also #Google 's), it's pretty cool to see that they support #DuitNow QR.

Also, in regards to cross-border payments via QR like #DuitNow and #PromptPay ; I know scanning their (merchant) QR for payments work - as mentioned, I’ve only been using #TnG eWallet for this bcos as far as I’m aware, their rates are more competitive than my bank’s (#Maybank). #ShopeePay ‘s doesn’t seem to work, as far as I can tell.

However these have only worked in instances where I’m the one scanning their QR - in one of the (7E) vending machines I’ve seen in #Thailand that supports PromptPay, whereby they scan your QR (instead of the other way around), it’s not worked with my TnG eWallet QR - tho I reckon it’s bcos only the scanning part of TnG is DuitNow-compatible, while the QR it provides ‘to be scanned’, is not.

Quite a headache lol - I imagine it might work if I use my Maybank QR code instead? tho I’ve not tried. Maybank’s conversion rate is pretty shit tho. Prior to my travel, I’ve found and ranked the best currency conversion rate (for THB) is, from best to worst: My local money changer (bizarre, right?) > Wise > TnG eWallet > Maybank.

I might test/investigate this further, later. If the ‘being scanned’ part of the cross-border QR payment method works with my bank’s QR - cool. If that too does not work, then this cross-border QR payment thing’s insufficient (i.e. if it only works when we’re the one scanning the merchant’s QR).

Staff with no bank account? Kakitangan.com now lets you pay salaries to TNG eWallet account #digitallife #duitnow #duitnowbulktransfer #ewallet #kakitangancom #news #payroll #tngdigital #tngewallet #touchngoewallet

https://soyacincau.com/2025/07/17/tng-ewallet-kakitangan-com-bulk-salary-disbursement-to-ewallet/

After considering both Indonesia and #Thailand for our upcoming trip in Sept, my wife and I have chosen #Phuket. We're prolly gonna do the same thing we did with our last trip to Osaka and not get cash, only adding our money to #Wise and using #ApplePay with it when possible, and cash withdrawn from our Wise card at an ATM in cash-only stores, but god it's such a shame that Wise does not support #DuitNow QR payments. They really should though >:(

That being said, Wise (at least somewhat) supports QR payments to Singapore's #PayNow - and PayNow is compatible with DuitNow and some of the other participating QR payment systems including Thai's #PromptPay. I wonder if that means you could make QR payments from Wise to PromptPay QR codes... I doubt it lmao.

🔗 https://wise.com/my/blog/what-is-duitnow

🔗 https://wise.com/help/articles/7cYlC8lKqbgjNNmlXyYtFL/how-can-i-pay-with-a-qr-code

PayNet, Alipay+ and Weixin Pay launch DuitNow QR promos for Chinese Tourists visiting Malaysia #alipay #alipayplus #apps #digitallife #duitnow #duitnowqr #featured #news #paynet #tencent #tourism #wechat #wechatpay #weixinpay

https://soyacincau.com/2025/06/25/paynet-alipay-and-weixin-pay-launch-duitnow-qr-promos-for-chinese-tourists-visiting-malaysia/

I’ve mentioned this before long ago, #ShopeePay is way better than #TnGeWallet - even when it was part of the #Shopee app, more so now that it’s become a standalone #eWallet app. As ‘simplistic’ as its UI is, its UX is swell and easy to use.

It doesn’t bombard you with a ton of features/functionalities most people wouldn’t ever need from a ‘simple’ eWallet, you can topup as lil as 1 MYR rather than TnG’s ridiculous 20 MYR minimum (any lower, you’ll need to use #DuitNow), and its QR payment system to send/receive is completely compatible with DuitNow.

TnG’s (QR) for example do not support sending money to #Maybank’s (or presumably any other bank’s) DuitNow QR for personal accounts for whatever reason, only merchant’s. Heck, even their face recognition system for verification purposes works way better and more reliably than #TouchNGo’s. ShopeePay only needs dark mode, #ApplePay and #GooglePay as payment methods for topup (which are already supported on Shopee itself but somehow missing here), and it’s golden.

Majulah Singapura.

Maybank Schedules System Maintenance For 10 And 17 May 2025 #apps #bank #banking #duitnow #maintenance #maybank #maybank2u

https://www.lowyat.net/2025/350474/maybank-system-maintenance-for-10-17-may-2025/

Earlier this month, phase 2 of Cross-Border QR Payment between Malaysia and Cambodia was officially launched. Malaysia's #DuitNow and Cambodia's #KHQR QR payment methods are now compatible with each other in respective countries.

The full list of countries' QR payment methods that are currently compatible with DuitNow:

- #QRIS (Indonesia)
- #SGQR (Singapore)
- #PromptPay (Thailand)
- #Alipay (China and other supporting countries)
- KHQR (Cambodia)

🔗 https://www.bnm.gov.my/-/cbqr25

🔗 https://www.duitnow.my/Cross-Border/index.html

Thanks to this whole tariff thing, I realise that each time we're using #VISA/#Mastercard and the like with #Apple/#Google Pay, we're actually paying money (indirectly, through the merchant who absorbs the cost) to the US.

#QR Pay (#DuitNow) for the win from now on, I suppose 💸

Over 80% of cross-border inbound DuitNow QR transactions are made with Alipay+ enabled eWallets #alipay #alipayplus #apps #bigpay #crossborderpayment #crossborderqr #digitallife #duitnow #duitnowqr #featured #gcash #kbank #news #paynet #truemoney

https://soyacincau.com/2025/03/25/paynet-80pct-duitnow-qr-inbound-payments-alipay-plus-ewallet/

Slim Down Your Wallet: Why Cashless is the Smart Choice #apps #cashless #cashlesspayment #cashlesspayments #digitallife #duitnow #duitnowqr #ewallet #featured #paynet #sponsored

https://soyacincau.com/2025/03/25/why-cashless-is-the-smart-choice-malaysia-ewallet-duitnow-qr-paynet/

Turn Your Daily Transactions into Fun Rewards with AEON Bank’s Neko Missions #aeon #aeonbank #aeonbankdebitcardi #aeonbankreferralprogramme #apps #digitalbank #digitalbankmalaysia #digitalbanks #digitallife #duitnow #duitnowqr #featured #sponsored

https://soyacincau.com/2025/02/25/aeon-banks-neko-missions-duit-now-zus-coffee/

ShopeePay To No Longer Support DuitNow Transfers Via ID Type #duitnow #ewallet #fintech #shopee #shopeepay

https://www.lowyat.net/2025/343646/shopeepay-duitnow-transfer-id/

Maybank Announce Disruptions With DuitNow Services #banking #cimb #disruption #duitnow #maybank #tngewallet

https://www.lowyat.net/2024/338075/maybank-cimb-duitnow-disruptions/

Bank Islam’s DuitNow-Related Services Currently Unavailable #bank #banking #bankislam #duitnow #qr #transfers

https://www.lowyat.net/2024/334513/bank-islam-duitnow-unavailable-oct-2024/

Malaysia And Cambodia Establish Cross-Border QR Payments Connectivity #banknegaramalaysia #bnm #cambodia #crossborder #duitnow #ewallet #fintech #khmerqr #qr

https://www.lowyat.net/2024/332696/malaysia-cambodia-cross-border-qr/

Read yesterday that Malaysia's the leading country globally in terms of e-wallet/cashless transaction adoption with over 63% of Malaysians using them over cash. This does not surprise me honestly since I myself have not used cash (in Malaysia) 99% of the time for years now, and have not used any of my cards (physically) 90% of the time since 2 years ago when #ApplePay was made available here.

Almost everyone around me too are the same, preferring any of the available #NFC payment methods like #GooglePay and #SamsungPay (which have been around for many years longer here than Apple Pay) when available, or fallback to #DuitNow (QR Pay) through any of the available #eWallet apps like #TNGeWallet or just about any of the first-party #bank apps like #MAE for #Maybank users or #CIMBClicks for #CIMB users.

Almost all shops from your local market and roadside stalls to restaurants or any stores in a shopping mall would at least support QR Pay should they not also have a bank card terminal (for NFC payments). Even my local laundromat and roadside car wash place accept QR Pay for a long while now, instead of how it was in the past constantly having to find change or stock some cash up in your wallet. This was my experience not just in KL/Klang Valley (the city), but also in other rural places throughout the peninsular.

Heck, should you need to, you don't even need your bank card to take out money from an ATM - you only need your phone to do that. My wallet's only filled with foreign money, otherwise I'd only have cash in my possession once~twice a year to give Angpow or Duit Raya. Some government/public facilities I've been to don't even accept cash anymore. I think people just hate having to withdraw cash so often or have change lying around. I suspect this thing is no different in most other #SEA countries, seeing the growing number of countries where Malaysia's DuitNow QR Pay is compatible with - its counterparts.

🔗 https://www.businesstoday.com.my/2024/05/28/malaysia-leading-the-world-in-mobile-wallet-usage

🔗 https://www.duitnow.my/Cross-Border/index.html

DuitNow Currently Experiencing Downtime [UPDATED] #banking #cimb #duitnow #maybank #paynet

https://www.lowyat.net/2024/321971/duitnow-currently-experiencing-downtime/

EnrichMoney now supports DuitNow QR, offers cashback up to RM888 #apps #digitallife #duitnow #duitnowqr #enrichmoney #ewallet #featured #malaysiaairlines #news

https://soyacincau.com/2024/03/23/enrichmoney-duitnow-qr-payment-cashback-promo-malaysia-airlines/